Transcript
Caleb Hammer (0:00)
Y', all, it is the end of the year here at Financial Audit, and we've recorded a lot of episodes. So here with the last uploaded 2024, I want to see where some of them are. We're gonna jump into some of the craziest, some of the wild, some of the saddest, some of the most exciting episodes that we filmed this year. And then we're gonna tell you where they are in life today. So without further ado, let's jump into 2024 financial audit updates. My name is Trenton. I'm from Minnesota. I'm 22 years old, and this is Financial Audit. Yeah, anyways, but I turned $5 into 200 at a blackjack table. And then ever since then, I've just kind of always wanted to keep trying to repeat that experience. You're into debt for the gambling? I don't know. You know, I like playing blackjack. I'll play it. I'll gamble on any. Anything anywhere. I mean, if I think I can make money, I'll bet money towards it. Okay, and how often lately it's been, like, maybe once every other week for, like, big time gambling trips where I'm gonna be. Where I'm gonna be spending, you know, a couple hundred dollars to a, you know, a couple thousand dollars. But a lot of times I'll every other week. So, like 4,000 bucks a month. I mean, I don't always lose. You know, sometimes you win. Okay, so it's not about sometimes I win, sometimes I lose net. You've lost, so you've lost. I never claimed to be a good gambler. You purchased 15 $33. That's crazy. That's an insane number. You know why that's actually insane? Because there's your credit limit now because they lowered your credit limit because you don't know how to manage this. Would you like to join me in this conversation? What was the purchase for?
Financial Audit Guests (2:00)
What?
Caleb Hammer (2:01)
You don't even know what you purchased. Then why the are you doing it? I don't know. I'm just trying to, like, because I don't have money on my other cards. So what am I. What am I supposed to do? Am I supposed not go out to eat? What are you talking about? If you do not have money, you do not go to Mickey D's. I don't know where you went, but we'll look at that in a second. Does that not make sense? How does that not make sense? I mean, it does, but, like, I just. I don't know. I. I just, I. I don't like to just sit in home, do nothing. It's. It's just super hard for me. I don't want park. Both of us could use a few more miles of walking a day. Yeah, I like I go out and do things, but there you go. Mission solved. Problem solved. Mission accomplished. Oh, you know, $300 for car insurance. That's actually kind of an expensive car insurance. Almost as much as you rent. But you know, we still have thousands of dollars to play with. Oh, you know, I just finance $2,825 a month for season tickets of a game that doesn't start until late fall. What the. Now that's a bill. You're right. And that's a stupid bill for your situation. What is happening here? There's no refunding this, is there? No me. Can you sell these now? Just so you know, you at least break even. This is so risky for your position. Listen, it's a hustle. I do get what you're saying. I'm not saying you're gonna completely fail from that specifically of the hustle. But in your situation, you can't pay for this right now. You've put yourself in one of the most risky situations I've ever seen for purchases. Making small progress on my debt. Timberwolf season tickets are starting to make money now at the season. Has started. Currently applying for new jobs. Should have credit cards paid off by June. Happy to hear that. The credit cards are looking to be paid off by June. Still a little nervous with those tickets that you're trying to sell. That unnecessary. It's still an unnecessary risk and it was just very expensive. It's a lot of money for someone in your position and with everything that you're doing and the complications around the relationships in your life, I would still just try to simplify things. And that's what I wanted to do when we walked out of your financial audit. That's what I was hoping to see. I'm glad a little progress is being made. I hope you land a job that you like and that you prefer. But yeah, come mid summer, I want to see you back in this chair and I want to see progress being made and simplify things, man, simplify.