My 600-Lb. Audit | Financial Audit

Summary

Podcast Summary: Financial Audit with Caleb Hammer

Episode: "My 600-Lb. Audit"

Date: April 3, 2026

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Episode Overview

In this highly confrontational and intensely personal episode, Caleb Hammer welcomes Sarah, a 27-year-old sales professional from Dallas, for a “financial audit” of her debt-ridden, drama-filled life. What unfolds is less a standard budgeting intervention and more of a raw, brutally honest (and at times harshly comedic) exposé of Sarah’s financial chaos, relationship dysfunction, and history of addiction. The episode stands out for its unfiltered language and tone, featuring relentless directness from Hammer, relentless deflection from Sarah, and a mutual volley of insults that ultimately serve to highlight both Sarah’s accountability gaps and deep-seated patterns.

• Main Theme: Financial disaster fueled by poor spending habits, lack of boundaries, codependent/enabling relationships, and questionable moral choices.
• Purpose: To dissect Sarah’s finances, but it evolves into a broader critique of personal accountability, relationship ethics, and the real-world consequences of neglecting both.

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Key Discussion Points & Insights

1. Income and Employment

• Sarah's Job: Works in business phone sales, mostly commission-based.

  • (03:09) “…doing it for six years now.”
  • Takes home ~$4,000–$4,500 after taxes.
  • Caleb criticizes her for staying in a low-paying, dead-end sales role:

    “So this is a shit job. Leave. Take your sales experience and go somewhere else.” (05:01)

  • Sarah values the "benefits"—namely, a free cell phone.

• Work Absences:

  • Takes a full week off monthly for back issues; relies on quota relief but still sees a significant drop in commission.
    (18:53) “Plus, you take a full week off every single month…”

2. Relationship Dynamics

• Marital Status: Married 5 years. Husband is not working—formerly successful, now wants to be a video game streamer.

  • (15:10) “Over a year. Over a year, for sure,” regarding husband’s unemployment.
  • Relationship marked by constant argument over money and responsibility.

• Infidelity and Sugar Daddy Dynamic:

  • Sarah has both a husband and a sugar daddy (“I have both.” [09:21]).
  • Used appearing on the podcast as pretext to meet the sugar daddy in Austin.
  • Cheated for the first time “yesterday,” earning several thousand dollars and with promise to have her BBL (Brazilian butt lift) and weight-loss surgery paid for.
  • Husband is unaware and not consenting—Caleb lays into her,

    “You open up or you break up. You open up or you break up.” (13:19)

  • Allows herself moral justification due to husband’s lack of contribution, rationalizing transactional sex as a “business decision.”

3. Spending Habits & Debt

• Outrageous Spending:

  • ~$1,000/month on eating out or DoorDash.
  • Huge discretionary spending on beauty, nails, tattoos, hair removal, sports tickets, vaping, and miscellaneous “treats.”
  • Borrows money from grandma and puts personal expenses on her grandma's credit card.
  • Does not track or budget spending, admits to total lack of discipline or awareness.
  • (46:56) Nails alone: “Maybe like 300, 200 a week.”

• Debt Load:

  • Caleb reveals her debt load is over $40,000 (credit cards, personal loans, car loan, medical bills, unpaid rent from two apartments).
  • Owes money to multiple landlords due to early apartment exits.
  • Defers/ignores consequences and relies on grandma’s financial help.

• Dangerous Justifications:

  • Uses “life’s a compromise” to repeatedly rationalize her choices.
  • Claims being fat, indebted, and spending carelessly is better than drugs—food as a substitute addiction.
  • Believes that if others enable her (i.e., grandma gives a credit card), “it must be fine.”

4. Addiction and Enablement

• History of Drug Addiction:

  • Clean for 4 years (meth, prescription drugs), met husband through mutual recovery.
  • Previously did sex work to fund habit—now returning to similar behaviors for cash.
  • (37:26) “I was an addict. I’m in recovery.”
  • Family culture of enablement and poor boundaries.

• Current Addictions:

  • Food, shopping, vaping, sex toys (hidden from husband).
  • (46:41) Admits she never tracks her weekly nail spending, just keeps a card on file.

5. Physical Health & Public Confrontation

• Weight and Health:

  • Directly confronts her own morbid obesity; steps on scale at Caleb’s demand.
  • Weight: 260 lbs at 5'6" (BMI 42—“obesity class three”).
  • Defensive about health markers despite evidence: “I don’t have high blood pressure...”

• Memorable Exchanges:

  • Both participants trade cruel jokes and insults about weight, body image, and attractiveness.
  • Sarah defends her confidence; Caleb mocks the delusion.

6. Financial Irresponsibility & Self-Delusion

• Budgeting Failure:

  • Sarah fails a basic quiz on her own monthly expenses and debt totals.
  • (47:30) “I thought about debt consolidation."
  • Has no plan to change jobs, live within means, or break the cycle.
  • “What’s the point of having money if I can’t spend it on whatever?” (33:46)

• Moral Blind Spots:

  • Positions herself as just “trying to make ends meet,” insists her actions are justified by circumstances.
  • Unable or unwilling to see hypocrisy—spending lavishly while borrowing and cheating.

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Notable Quotes & Memorable Moments

• Sugar Daddy Justification:

  “Part of the reason I’m out here at this specifically is I needed a good excuse to come to Austin to meet the sugar daddy.” —Sarah (09:40)

• On Cheating:

  “You open up or you break up. You open up or you break up.” —Caleb (13:19)

• On Enabling:

  “You have just been enabled and surrounded by bad behavior individuals. And that’s why you’re a disgusting piece of shit.” —Caleb (34:46)

• Financial Denial:

  “What’s the point of having money if I can’t spend it on whatever?” —Sarah (33:46)

• Delusion on Body & Persona:

  “I can be a baddie and a fatty.” —Sarah (59:13)

• Reluctant Confrontation:

  “Get up and stand on that scale.” —Caleb (65:14)

• Enabling Family:

  “She’s literally rolling in the dough… She pays it off every month.” —Sarah, regarding grandma’s help with credit cards (55:20)

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Timestamps for Key Segments

• Intro/Joke Banter: 00:45–02:30
• Her Job & Pay: 02:37–05:16
• Sugar Daddy Admission: 09:02–09:53
• Cheating Confession: 16:41–17:55
• Debt and Spending Analysis: 47:06–52:01
• Weigh-In Segment: 65:14–71:06
• Confrontation with Husband (Post-show Preview): 94:37–end

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Tone and Style

This episode is a total departure from typical financial podcasts, leaning into shock-jock territory. The tone remains caustic—sometimes cruel—but always confrontational and painfully blunt, with sharp humor and moments of tragic insight. Both host and guest are unfiltered, often abrasive, but their exchange offers a stark glimpse into the psychology behind chronic financial self-destruction.

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Conclusion: Listener Takeaways

For someone who hasn’t listened, this episode is less about numbers than about the stories we tell ourselves to rationalize our worst habits. It’s about how deep dysfunctional patterns (enabled by family and partners) can sabotage any shot at financial progress. Caleb’s message is clear—no personal finance trick will work until you take accountability, break the cycle of enabling, and stop rationalizing bad behavior.

Listener Discretion: The episode contains strong language, explicit content, and themes of addiction, infidelity, and abuse. Not for the faint of heart.

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For more, visit the Financial Audit YouTube or download the Dollarwise app for financial tips and (hopefully) a much less dramatic take on budgeting.

Transcript

[A]

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To watch episodes of Financial Audit a week earlier, check us out on YouTube. How much do you weigh?

[B]

How much do you weigh?

[A]

I will say this. I'm sitting at this desk and my stomach isn't trying to leap onto the fucking table.

[B]

I'll just say it makes sense that you made a cookbook.

[A]

It's a healthy cookbook.

[B]

Then you're clearly not using it. Oh, oh, that's mine. I'm not from here. And so I really didn't know what to get, so I got all of these.

[A]

Is that just doordash?

[B]

Yes. My husband is broke.

[A]

It saying husband? Are you looking for a sugar daddy or do you have a husband?

[B]

I have both.

[A]

He's getting cucked to the extreme.

[B]

I mean, essentially that's his fault, not mine.

[A]

Wait, hold on. Does he consent to this? Okay, and you are going to go sleep with an Asian toote.

[B]

Bored last night?

[A]

Are you serious? So this has already been done? The cheating has already happened. And what did you get? How much money?

[B]

Whoa.

[A]

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[B]

Hi, I'm Sarah. I'm 27. I'm from Dallas. And this is financial audit.

[A]

Why you look at me like that? It's so weird.

[B]

You're weird.

[A]

Okay. Okay. Very good. What? I just. I don't understand why you just stared into my soul. I've just. Listen. I feel. I filmed three of these a week, four of these a week. Sometimes. I've never had a guest do that, and it was very uncomfortable. But thanks for coming down from Dallas. What do you do for a living up there?

[B]

Sales.

[A]

Okay, I. Oh, yeah, that was a good joke.

[B]

Just wait. Wait till I get started. I'll get spicy. I'll get spicy, spicy, spicy. Okay.

[A]

You're like the whitest person I've ever seen. I don't. Okay. I don't know how much space you have to provide, but regardless, sales. I'm assuming this is over the phone sales, not in person.

[B]

Correct?

[A]

Correct.

[B]

That is correct.

[A]

That makes sense.

[B]

I've been doing it for six years now.

[A]

Huh?

[B]

Yeah.

[A]

You stay behind that phone.

[B]

And how are you calling me, ugly?

[A]

I didn't say anything.

[B]

Oh, okay.

[A]

What do you sell?

[B]

Phones.

[A]

You sell phones? That's a sell. Never been sold a phone. Are you getting sold phones?

[B]

I do business sales. So I sell phones and service to business customers.

[A]

Okay, so people need their business phones, I guess. Okay, interesting.

[B]

You don't need phones and tablets and things for your business.

[A]

We just get them.

[B]

Right.

[A]

Okay, so what do you. What are you making? This is a commission based.

[B]

Yes, commission and hourly, but mostly commission.

[A]

What's your hourly? Let's talk. Let's start there. I actually don't know most basic question on financial audit. And yet here we are for four years in basically. How do you not know your pay?

[B]

I don't. Look who I mean. Money's money.

[A]

No, no, no. You didn't accept the job.

[B]

I mean, I did, but I've been there six years. I've had plenty of raises since then.

[A]

And you don't accept the raises.

[B]

I mean, they just say, hey, you got a 4% raise. And I say, great, thanks. I'll. The money goes into my account and that's where I'm at.

[A]

Okay. And then commission just what hits your account. What has your account on a monthly basis on average like 4,000.

[B]

4,000.

[A]

How you don't. You can't live in Dallas and 4th. I mean, you can, but it's like. I mean, this is hard. The. You doing fourth. I mean, sales. I mean, you're kind of at sales if you're only making $4,000 a month than that.

[B]

I said, yeah, yeah.

[A]

I mean, that's why you've been there for six years. No one else will take you. Yeah, but 4,000 average, I mean, that's pretty horrendous. You know, when I was in sales, within my first year, I was making 11, 12,000 hours a month average.

[B]

Well, what were you doing?

[A]

Text sales.

[B]

Always top salesperson.

[A]

You're the top salesperson.

[B]

One of them, yeah.

[A]

So this is a shit job. Leave. Take your sales experience and go somewhere else. No, you want your fourth. Okay. Yeah.

[B]

I mean, I have, like, good benefits.

[A]

Yeah, good benefits will be everywhere. If you're at a halfway decent job,

[B]

I don't have to pay for my cell phone bill.

[A]

That makes up the additional 5,000 you could be making. Your cell phone bill would be $5,000?

[B]

No.

[A]

Okay. I don't think that's what I'm valuing above all else. 4000 hours. How are you surviving that at all?

[B]

Well, I have outsourced, if you will.

[A]

Outsourced to what?

[B]

Sugar daddy?

[A]

And you clearly consume a lot of sugar, so.

[B]

You're one to talk.

[A]

Girl, we're not on the same level.

[B]

Let's go bar. For bar. Bmi. Exactly.

[A]

Well, exactly. I mean, I don't know mine, but all I will say this. I'm sitting at this desk and my stomach isn't trying to leap onto the table.

[B]

I'll just say it makes sense that you made a cookbook. I can't imagine there's a healthy cookbook. Then you're clearly not using it.

[A]

That's why you haven't looked inside to know what's there.

[B]

Have you heard of a gin.

[A]

Who are you talking to? Do you go, who are you look at?

[B]

I'm just saying, if you're gonna say something about me, we're gonna talk about you, you can.

[A]

But we're just on such different levels. Like, no offense.

[B]

Not really.

[A]

Girl, listen. Yeah, you tucked it in and hid it now. Cause I mentioned it, and that's something I've never had happen in the history of my life. First of all, I've never had a stomach try to escape my literal clothing. It's a short shirt because of my boobs. I'm glad you did. No, it's a short shirt because you're morbidly obese. Make sure you breathe through that. Your heart needed sextra.

[B]

Wow. First of all, I don't even have sleep apnea. Do you? I don't have cardio issues.

[A]

And it's also a bad defense to go around saying I don't even have sleep apnea.

[B]

I just feel like, that's like a. Like a go to, like, fat person thing. Like that. And, like, a love for mayonnaise.

[A]

Okay, so I don't understand who would be sugaring you. I'll be honest. What is this? Sugar? So many sugars on this show. What's going on? What's actually happening in your life?

[B]

I mean, first of all, there's a flavor for every. What is it? My arms.

[A]

It has to do with your arms.

[B]

The sleeves.

[A]

No, my tattoos. No, it's. What's on the tattoos where. Trying to crawl towards me.

[B]

My hair.

[A]

This is very hairy.

[B]

They're blonde, though. Listen, listen, listen, listen, listen, listen.

[A]

Sorry, I'm just. I just. I accidentally looked.

[B]

You will come to see that one of my investments I'll call it, has been laser hair removal. But I started in one area. I gotta make it to the next one. Okay.

[A]

Huh.

[B]

Okay. It's really crazy to talk about hair when it looks like your beard can't connect. So have you ever grown out of.

[A]

That wasn't actually good. That was actually a good one.

[B]

Thank you very much.

[A]

It's rare. It's rare that we get it.

[B]

Oh, well, I'm quick.

[A]

No, you were very delayed. But that's. It's okay. But it was still fine. So what is actually going on? I'm sorry, I just got. I got distracted by the forest.

[B]

It's literally blonde. Okay, yeah, I'm not. How old are you?

[A]

Why does that matter? I'm asking what's going on because I'm

[B]

curious how long you connected.

[A]

Okay, whatever that I've connected. Do I like how to shave? Because I would certainly like you to.

[B]

My arms never let me be stubborn.

[A]

I'm asking what's going on.

[B]

There's a flavor.

[A]

Sorry, I got distracted for everyone. You sure about that? You sure about that? You sure about that?

[B]

So I. I have definitely meet certain.

[A]

No, I am asking what the is going on in your life, you beast.

[B]

Well, you asked.

[A]

Answer the question.

[B]

I mean, my husband is broke.

[A]

What the Are we saying husband? Are you looking for a sugar daddy or do you have a husband?

[B]

I have both.

[A]

He's getting cucked to the extreme.

[B]

I mean, essentially.

[A]

Wait, wait, wait.

[B]

That's his fault, not mine.

[A]

Wait, that's his fault? Hold on. Does he consent to this? Okay, wait. Whoa, whoa, whoa, whoa, whoa, whoa, whoa, whoa, whoa. No, no, no. First of all, how are you getting more than anyone else? And also, what the are we talking about here? Oh, my gosh.

[B]

Okay, so part of the reason I'm out here at this specifically Is I needed a good excuse to come to Austin to meet the sugar daddy.

[A]

He's here and Austin. He already exists.

[B]

Yes.

[A]

Let me see this man. Yes. Of course he's not going to be on camera, but let me see.

[B]

Judge him.

[A]

Yes. That's what I do. Oh, Colton told me your husband's against it.

[B]

You're just.

[A]

And you're just doing. That's actually kind of crazy. What the. What are we talking about here?

[B]

He doesn't exactly know.

[A]

I need to see this man. How long have you been married to this guy? Why is he so desperate?

[B]

He's old.

[A]

Yeah, but he's not like ugly. It's the thing.

[B]

First of all, desperate is crazy.

[A]

No, it's not.

[B]

There are people.

[A]

Let me see your husband. No, there's not. What the is happening? This guy's just show you this one. But he doesn't even. He's again. Okay, the dude's like a bearded, tatted dude. Looks like a genuine normal dude. What the is happening here?

[B]

Okay, I.

[A]

How the. So you rolled down to Austin to get some Asian old sugar. I'm a little confused. What the are you giving to him? I mean. Okay, what am I not okay? Exactly. So what the. Okay, your husband. I'm being told your husband views sugar daddy and as cheating, but you're just doing it. You're just doing it.

[B]

Well, if he's not gonna work and he's not gonna contribute, how else am I expected to pay for things?

[A]

Well, get a job.

[B]

I have a job.

[A]

Okay, yeah, that I more. Get a better job. Use your sales experience and get a different sales job.

[B]

Full time job. Okay, so I have to work more.

[A]

Get a better one.

[B]

So.

[A]

Or don't stay with this guy. Don't cheat, leave or open.

[B]

I mean, we've been together through a lot and he's okay, but you're cheating. The D is fired.

[A]

You're cheating. You're cheating. Cheating.

[B]

I'm sure when he realizes that that is how his allowance has.

[A]

He didn't even want you to come on the show, apparently. What the.

[B]

Yeah, he did not.

[A]

Wait, what the is happening? So you just. You. Whoa, whoa, whoa, whoa, whoa. So to be clear, you. You and your husband, what you hear is anything and you just do the opposite of what he wants at all times.

[B]

How does he even get a say? He. All he does is play video games.

[A]

Not gonna say. Okay, yeah, but is he still not your partner in the relationship? He might be a loser, but is he not your partner in the relationship? Why are you so selfish and Disgusting.

[B]

Cuz he has no problem taking the allowances, so.

[A]

Allowances? What do you mean allowances?

[B]

I give him an allowance of $300.

[A]

You give him an allowance?

[B]

Yes. Yeah.

[A]

Interesting.

[B]

Oh, oh, that's mine.

[A]

Okay.

[B]

I'm not from here and so I really didn't know what to get, so I got all.

[A]

Is that just door dashed?

[B]

Yes. I didn't have time to stop before I got here.

[A]

Such a beast. Is one of them for anyone else in here?

[B]

Yeah, which I'm only gonna want one. I just don't know which one I want and then.

[A]

Oh my. Dude, you're actually insane. What is wrong? What? You doordashed here?

[B]

Okay, yeah.

[A]

You know what show you're on, you moron? While you're cheating on your husband and you say it's okay because he plays video games. What the is wrong with you if he know what the is wrong with you? You're a piece of shit. You're a piece of debatable shit.

[B]

Huh?

[A]

How is that debatable? A cheater's a piece of shit. You open up or you break up. You open up or you break up.

[B]

I was going to tell him once I started seeing him.

[A]

No. You were going to tell him? No, he's against it. And you didn't ask permission? It's not.

[B]

Have you never heard ask for forgiveness instead of ask for permission?

[A]

Not when cheating. I mean, do you look down on this man? I mean I'm being told you do because I guess he's lazy.

[B]

I mean. Yeah, because when we got together he was a successful roofer, you know, and like we were really just, I don't know, thriving because I had a good job, he had a good job. We met. He is 30.

[A]

Okay, so what is he just in a lull? What's happening?

[B]

A lull is I feel like.

[A]

What's going on? Try to give an actual extended answer where I get some details. You're on a podcast. I know you probably can't get that much oxygen out without your heart exploding, but try your best to answer a question. What is going on? Oh my God. No, you're obnoxious. Talked to you so far. Sorry if I'm being too rude, but what the. Please just answer a question.

[B]

You must go through microphones regularly with those decibels. Anywho, he just how microphones work.

[A]

You.

[B]

They can't get busted out over south

[A]

this if it's with a loud noise. Are you stupid?

[B]

Any hold on.

[A]

You see, to be very clear, you see what you're doing? So Far. You haven't answered the question.

[B]

Okay, well, let me get a sip of this coffee and then we'll talk about it. I mean, essentially, he's just. I don't know, he's stopped, like, really closing deals, and so he stopped trying.

[A]

How long. How long has he been in this slump? You know, usually when people talk, they give information.

[B]

Over a year. Over a year, for sure.

[A]

There you go. You actually gave. You actually gave some information that I can use. Thank you. Okay, so dude's had a hard time for a year. What have the communications been before you went and just started sleeping with someone else behind his back? What has the information been that you have tried to communicate to him about him getting his shit together or else? What. What have the conversations been like?

[B]

I mean, I've. I've had several conversations about, like, hey, you know, our debt is piling up. I'm having to borrow money from my grandma to support things. I'm having to max out credit cards. I tried going out with him to do it because it's, you know, you got to. Door knock.

[A]

Okay, well, I wouldn't be door dashing three coffees if I was borrowing from grandma, but continue.

[B]

I mean, I need a little treat.

[A]

Continue. You objectively don't. Out of everyone, continue.

[B]

Do you want one?

[A]

No. Continue.

[B]

I don't know. He's really just been kind of like, on an avenue that he wants to be a streamer with the gaming. So he's been trying to do that, which is awful.

[A]

Have you told him he needs to get his shit together?

[B]

Yes.

[A]

Because you've told him what's going wrong and what you don't like. But if you told him what you need to see as a partner.

[B]

Yes.

[A]

And you've been married how long?

[B]

Five years.

[A]

Okay. And you are going to go sleep with an Asian today. With an old Asian man today right after filming this or last night. Are you serious? So this has already been done. The cheating has already happened. And what did you get? How much money?

[B]

Couple thousand. Whoa.

[A]

What the. Whoa, whoa, whoa, whoa, whoa, whoa, whoa. Hold on. There are attractive women in Austin that would love a couple thousand dollars. What the.

[B]

But they're not me. Like, so you.

[A]

Exactly. That's what I am advocating for.

[B]

We have a relationship. He likes me as a person. Plus he's gonna pay for me to get the BBL and the weight loss surgery.

[A]

Bbl?

[B]

Absolutely, baby, you.

[A]

Your entire body's a bbl.

[B]

Who's about to.

[A]

Honestly, huh?

[B]

I need to be a baddie with a fatty.

[A]

You are the fatty. Well, I'm sorry, but if you're gonna

[B]

say it, first of all, weight can be lost, can it not?

[A]

It can. I don't know why you're not doing it.

[B]

Can't be changed.

[A]

Well, and yours is horrendous. Just because you can't speak this language doesn't mean you're good.

[B]

I'm hilarious. And I.

[A]

He probably lasted everything he wants to.

[B]

I mean, he put it down.

[A]

Well.

[B]

So.

[A]

Okay, listen, I gave him a good experience. Well, we're not gonna go in depth on that, but this is disgusting. And you're. Now that you got the money, this is when you tell your husband. Now.

[B]

Yes.

[A]

This is when you tell it. What the is he gonna think?

[B]

I feel like he's gonna maybe be mad at the beginning, but then when I'm like, well, how did you expect me to pay for all the debts that you've accrued? Because your lazy ass doesn't want to get on the streets and work.

[A]

Well, your lazy ass doesn't also want to get a better job with her sales experience. And you've been comfortable staying there. No, you don't. 40,000 DOL. Dallas is not a good job.

[B]

Oh, but it's not $40,000 a year.

[A]

Oh, sorry. 4,000 hours a month net. It's not a good job in Dallas.

[B]

Definitely more.

[A]

Well, you said four. I'm going off of your number. Well, you want to give me a

[B]

different number, an extended one. But it's what?

[A]

Well, you said I made 8,001 month. That. That means nothing. Give me your monthly average is what I asked for.

[B]

It's 45. So.

[A]

45. Okay. You don't have a great job in Dallas if you. You. And. But you. You're comfortable there. You're comfortable there because you don't have to move from your chair. 45 in Dallas, right? Brandon Lindsey from Dallas. Exactly. Getting head nose ain't a cheap city, dude.

[B]

I mean, I have resources.

[A]

Plus, you take a full week off every single month. Every single month you take off.

[B]

I can explain.

[A]

Okay, let's try to hear this. So to be very clear, she wants to take a week off every single month when she could be making sales, but she's going to go sleep with an other man behind her husband's back and get paid for it because she can't make enough money. But she'll take a week off every single month.

[B]

Well, speaking of back. That is the problem. I have back issues.

[A]

You do sales.

[B]

Yes, but I have a bad back. And so I have, like, loa. Approval. And they like pay when I'm off.

[A]

Yeah, but you're not getting commission.

[B]

They give me quota relief.

[A]

You're not getting commission.

[B]

They give me quota relief.

[A]

Okay, what. How much. What does that equate to

[B]

is enough. It helps.

[A]

No, if you're making 4,500.

[B]

No, with quota relief it got me 90% to go.

[A]

Nothing. You're still making 4,500. You should have another job. Use your sales experience. I'll get you a tax a tech sales certification through course careers. A lot of people in the audience have used that and they make like a hundred thousand hours now.

[B]

Oh, wow. Yeah, I love sales and I'm good at it.

[A]

Good. Thank you.

[B]

May not like my personality, but my customer sure do.

[A]

Who gives a what your customers think? I need you to make money.

[B]

Sales then I just closed Brandon.

[A]

She's making 4, 500amonth net in sales in Dallas. You did sales in Dallas? How's she doing? Horrible. Horrible is the answer. You, buddy. You're making dick in sales. You're making nothing. And your excuse to try to actually do something in life is to cheat on your husband.

[B]

I mean, life's a compromise. That's what I was.

[A]

Compromised. He's being forced as compromising. He doesn't even know about it yet. When will he know about it? Has he ever caught you cheating before? You guys have been together for a while and then you come down to Austin and you just do this overnight. No, I've never cheated until last night.

[B]

If you define it as cheating, well,

[A]

yes, he's against it. He doesn't know about it. And you did it and you got paid. How would you define that?

[B]

Again, we're not defining it as a job expected to. We've had several conversations.

[A]

Don't take a week off every single month. Leave him open up. Doesn't cheating's never the answer. Leave him or open up.

[B]

Okay, well, then let's open up.

[A]

That's up to you two. He said no. We'll call him in the post show. We'll call him in the post show because I need you to admit to what's going on. Oh, when are you going back up to Dallas?

[B]

Tomorrow.

[A]

Yeah, that's going to be a very interesting moment. Listen, if you are struggling so much, why the are we spending so much money? Because again, you doordash three coffees. How much was going out to eat last month?

[B]

Oh, you want me to guess?

[A]

No, actually, I. I wanted anyone else in the room. Not you, the person on camera.

[B]

Does it even really, like, matter that much because.

[A]

Well. Give me the answer, you dumbass. Why are you so bad at podcast?

[B]

I'm literally. I'm literally just a girl. I have no idea how much I spent on it.

[A]

Yeah, I'm trying to have you guess. Why are you literally so bad at conversations?

[B]

$400 a thousand.

[A]

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[B]

Okay. But again, life's finer things. You know what I mean, but you

[A]

had to just go cheat on your husband to get $2,000 to work my

[B]

full time job, cook, clean, support a man and have a.

[A]

No, not necessarily. Leave him date someone else. Leave him date someone else. I don't give a. I. If he's a piece of. If he's being bad, leave him. He'll learn. Or give him an ultimatum. But you haven't.

[B]

I mean, there's no way that those numbers are right.

[A]

Okay, well, they are like shut the up. Like, what am I supposed to say to that? There's just obnoxious. Shut the up. I don't know who you think you are. You think you're like this elevated person. Exactly. You're not. Everyone looks down upon you. You're disgusting. Your arm hair suffocates men. So you're literally nothing in civilization. You are looked down upon. You are, in fact. Why our health care system is insanely expensive, by the way. That's why your back hurts because it can't control your eating. You're disgusting. You're a slob.

[B]

Wrong.

[A]

And you try to position yourself as this elevated figure on this show. No, you. Confidence. Confidence is nothing when backed by nothing. You're nothing.

[B]

I've been.

[A]

You're going to have to change your tires. Just your drive the way back, Dallas.

[B]

Oh, that's a weight joke. That was kind of mid stumbled. You've done better. Yeah, You've done better.

[A]

I have. Well, you're.

[B]

Sometimes you got to just let the big go.

[A]

Not even a bit. You're literally harming my chair. You're causing me a budget issue here.

[B]

It's all right. But the thing is, I don't know why you're acting as if you're like skinny mini queen.

[A]

I'm not.

[B]

Okay, I'm not.

[A]

But I'm not acting like I'm the bad bitch. I'm not acting like I'm the bad bitch.

[B]

But again, this is a.

[A]

You are positioning yourself as this elevating thing here. I'm not trying to position myself as elevated here.

[B]

Aren't you?

[A]

No. Financially, sure. But I'm not out there cheating. I would ask for open. I would break up. I would do whatever is required. You're a cheater. You're disgusting. You're a bad person. And yet you position yourself as up here. And I need you to bring you back down to your reality.

[B]

I'm literally just girl trying to make ends meet.

[A]

You're not just a girl. You're about three of them. You're spending $1,000 a month going out to eat. Because while being morbidly. Morbidly. Morbidly obese. While literally taking Asian for $2,000.

[B]

I'm literally. Okay. I like. I like my finer things. I love my coffee.

[A]

It doesn't matter. You're having to literally be in cheat and yourself to pay for it. Yes, it is. You got paid to bang. That is.

[B]

No, it's more like we have a relationship and we're cool and. Come on.

[A]

That's what it is in the end. Let's be. Let's be honest here. Let's be honest here. That's what it is in the end. I wanted to see what this was on top. I think it's marshmallow.

[B]

It's marshmallow. Go ahead. I liked the first one. Would anybody like this other one? It's their signature drink.

[A]

By the end of this, I'm gonna have sleep apnea.

[B]

I mean, sometimes we got to make sacrifices. There's CPAPs. It's all good. Is it good? Is it worth it, bro? What the. It's s', mores, man.

[A]

Kind of. I don't know. There's something really.

[B]

Do you have Codies?

[A]

It's, like, feminine in there. That. I'm not liking that much. I don't know.

[B]

Do you want that one?

[A]

That one's like a very polite.

[B]

Whoa. You gotta. It's in the wrist. You're not a coffee pro. Just give it to me. Let me do it.

[A]

Well, I don't usually get, like, this kind of. I'll be honest. Not. Not that. Not that it's bad. It's just not my thing.

[B]

Nom, nom, nom, nom. Delicioso.

[A]

Cinnamon Toast Crunch.

[B]

See? Would you like a straw for it?

[A]

No, I'm gonna drink my normal coffee. Thank you.

[B]

So you just drink out of those?

[A]

Yep.

[B]

I tried that, but I'm wasteful.

[A]

I didn't say you were wasteful. You're a waste of space.

[B]

Interesting.

[A]

Okay. So you guys fight quite often, I assume?

[B]

Yeah. Yeah, we're definitely always arguing about the money.

[A]

So what are you gonna do about it? Other than yourself? Why don't you just leave?

[B]

I mean, I love you.

[A]

Somehow find people. And there's also a lot of black guys in Dallas, so you'll be doing very well. Yeah. Yeah.

[B]

I would say that's more my favorite flavor.

[A]

Well, Tyler gave me a face when you walked by, so I don't know how well you're gonna do.

[B]

I don't even.

[A]

Oh, well, one of our. Black One, black two, one of black Two.

[B]

That's an interesting way to describe them but okay.

[A]

Them. Who's called them? Them.

[B]

Because there was two people that you just referred to.

[A]

Why would you call.

[B]

That would be plural.

[A]

Black people. Them.

[B]

You said thing. One thing too.

[A]

I didn't say thing.

[B]

All of that. Those costs too are not just me. That's me supporting an entire other person. Entire other person.

[A]

But you guys don't have to go out to eat. You can meal prep. Thank you, Mark.

[B]

So I'm supposed to do that too? Cuz he won't do anything.

[A]

So he won't cook?

[B]

No, he won't do anything.

[A]

Then leave him. I don't understand. I'm not going to cry for you when you're choosing not to leave. Put down an ultimatum. Do you tell him to do?

[B]

I tell him constantly. Right.

[A]

Then leave him. Apparently you have no trouble getting men. Still blows my mind. But apparently you have no trouble getting men.

[B]

Underestimating. You're underestimating the bad bitch. I. I don't know. I have to do what I have to do. Again, life's a compromise.

[A]

What you have to do is be with him. Life's a compromise. But you're not compromising. You're not happy. You just cheated.

[B]

Talking about the finances right now. Right. So like what are we talking about today? I cannot change that. Today I'm supposed to just divorce them.

[A]

Meal prepping.

[B]

Does divorce cost money?

[A]

No, but you guys can separate, break up. Not the full legal procedure. Okay.

[B]

And then I'm what? Stuck with rant by myself?

[A]

Potentially. Is that not better?

[B]

I guess.

[A]

Or kick him out? I don't know.

[B]

I honestly feel like.

[A]

I feel like he. Does he not give a about this relationship?

[B]

I feel like if we talk to him about the money even going to cheated on him. I. I think I can convince him that it's cool. Like.

[A]

Well yeah, he sounds kind of like. Like I feel like he's out. I think he's just.

[B]

He might be a cook.

[A]

I don't know about that. I think he just doesn't give a f. I think he's done with the relationship and he's using you for money. No, no, he does nothing. He's not willing to cook. He just plays video games and wants to be a streamer. I mean but he's not doing anything. Listen, but this conversation is more about you and you're the cheating whore. Disgusting animal.

[B]

Again, I really don't.

[A]

That's really bad.

[B]

It's a business transaction is what it is.

[A]

Yeah, that's called. And you're Telling me you never have. In the four years you guys have been together, this is the first time you've done it.

[B]

Correct.

[A]

That's crazy. And use this show as an excuse to come down to do that.

[B]

I used. Yeah. Basically.

[A]

That's horrendous. You're a bad person.

[B]

I'm again. No.

[A]

You are a bad person. No. You would ask permission. If you were just trying to do something, you would ask permission.

[B]

I'm your husband. Girl. Trying to make ends meet. Would you prefer that I do only.

[A]

No.

[B]

Is that better?

[A]

No. Why is the only woman's option in today's society for anyone under 35 immediate? There's nothing else.

[B]

Quick money.

[A]

It is quick money. But you know what else is Sales. Why aren't you willing to convert this experience into a better paying sales job? They are everywhere. They are everywhere.

[B]

I don't even know where to start.

[A]

Okay, LinkedIn solve that issue. Are you? What do you mean? Huh?

[B]

I'm on LinkedIn.

[A]

Then you already knew where to start. So shut the up. Open the world. You're not applying you.

[B]

I thought that that was so that people can like reach out to you.

[A]

They could. Your LinkedIn probably isn't exciting enough. You are going to have to put in the work and you're. You got that girl boss energy behind you. And for some reason that actually gets people jobs today more than skills. So. Listen, you already got shit going for you.

[B]

I mean I obviously have a fire skill set which is why I've stayed at the job this long. You are not being rewarded in the marketplace and promotions.

[A]

Dude. You're getting like 3% raises from your minimum wage. Your commission base, let's be honest, something dollars an hour. You couldn't tell me you at the beginning so I wouldn't even know what

[B]

to do with you.

[A]

Dumbass.

[B]

Onlyfans is an option though. I don't know.

[A]

It's not just only borrowing from your grandma and being told. Well, you told me that actually.

[B]

Yeah.

[A]

How much? Yeah, but you're borrowing from grandma. Yes. Spending a thousand going out to eat like that's kind of disgusting to borrow from a sweet old lady and then spend it all on.

[B]

She's literally rolling in the dough.

[A]

Okay, you're still borrowing it from her while spending it on bullshit.

[B]

I mean she's always been there to like support me financially. Like she understands. Like I have to understand.

[A]

What does she know where it's going? You say she's rolling in the dole Doe, right?

[B]

Correct.

[A]

Why does that all of a sudden make it okay? Why does it make it okay to support your roll of dough? I mean, that's all you're doing is just endlessly making yourself larger every single second of your life.

[B]

I will absolutely pay her back. I did in the past.

[A]

When It'll. When?

[B]

I mean, eventually, when he gets a job.

[A]

When you get a better job. You're doing neither of these things. You're not going to break up with him. You're not going to do anything. You're nothing. You're pathetic. You take from grandma, you blow the money. You. And then you prostitute yourself and cheat behind the husband. Like you are an objectively bad person. There is nothing good about you. You have. You position yourself as here, but you are below everyone else. You're horrible. You're a bad person.

[B]

I have never ever slept with anybody else inside of a relationship before yesterday.

[A]

So it's already done.

[B]

Correct.

[A]

And again, there's nothing wrong with doing that if it's agreed upon. But it wasn't. And you did it behind his back. And I honestly cannot wait to tell him in the post show. But $400 into additional miscellaneous. So that's already $1,400 out the door. Other large purchases, 1,740. I bet half of that at least is. We just don't know. Unknown spending. We don't know if it's or not. $300. I guarantee you spent about $2,000, $2,250 on

[B]

a.

[A]

And you're complaining that it's not working. Yeah, maybe you can. But if there is a budgetary issue where we are barring grandma and ourselves, then cut back. Why do you have no discipline? Why do you have no ability to actually put your numbers in a budget? An app like dollar wise and learn what you need to cut back on it would be right there. The insights would give it to you. It literally lays it out like, hey, you're fat. Stop spending on this.

[B]

What's the point of having money if I can't spend it on whatever?

[A]

You don't. You're borrowing money. Is that. That's the disconnect here? I don't know how. I don't know how. I don't know how.

[B]

How.

[A]

Where's the disconnect? You do not have the money. You are borrowing it and yourself. So that's where you do not have money. I agree. If you had a little bit of money, I'll be okay with you spending a little bit on. But guess what? You don't. You're borrowing. You're so. I don't give a. It's not. If I have money, I should be able to spend it. You don't. You're borrowing to spend it.

[B]

Why did she give me a credit card on her account? I don't know.

[A]

Why did she? You tell me. I don't know her I'm supposed to

[B]

spend on myself if she gave me

[A]

credit card, she said. Or is it for life's necessities if you are stuck somewhere and you're running out of gas?

[B]

I mean, what's the difference between that and like a tattoo?

[A]

I mean, okay, you are just all the same animal. Listen, you've been enabled your entire life. I can absolutely tell. I can absolutely tell. And no one's ever told you that your behavior is bad? Has no one in your family ever told you to stop eating?

[B]

I feel like everybody in my family is kind of fat.

[A]

Okay, well, there you go. So you're from a lifestyle of just bad decisions across the board.

[B]

Maybe.

[A]

Well, my. Absolutely. Yeah.

[B]

Grandma is so financially like smart.

[A]

That doesn't mean anything. Like she makes she your enablement and everyone making horrible life choices around you is example why you would equate even something like a tattoo or emergency gas. Even if you're just being a dumb in that moment, it's honestly not completely wrong in your brain. It's really not. Because you have just been enabled and surrounded by bad behavior individuals. And that's why you're a disgusting piece of.

[B]

I mean, in my mind, this is better than me spending money on drugs.

[A]

So, okay, so that makes it okay? Food is your drug. You're gonna die at 35.

[B]

It's really not. It's literally just food.

[A]

You know, you are morbidly, morbidly obese. How much do you weigh?

[B]

How much do you weigh?

[A]

214.

[B]

205?

[A]

Are you sure about that?

[B]

No, you.

[A]

No, there's not a chance. You lying. Let's get to the scale.

[B]

Okay, first of all, what is this? Howard Stern?

[A]

No, it's Caleb Springer.

[B]

Yeah, have you seen that where he makes the fat lady get on a scale? You got me up thinking I'm getting on a scale.

[A]

Can't step that high.

[B]

I'm taller than you are.

[A]

I know you used the elevator to get up here.

[B]

Actually, I walk the stairs, thank you very much.

[A]

Wow.

[B]

Is it hard for you to reach each stone?

[A]

She did it.

[B]

I don't know. It's crazy. Any man that's like five foot five talking all this mess.

[A]

Five foot nine.

[B]

Okay, that's not what I heard from. I don't Know, I've maybe heard that you market yourself as 5, 8. So did you magically grow next year?

[A]

I don't market myself as five, eight. I never have. What are you like, what are you even talking about, dude? You're so absolutely stupid. Let's get a scale. Can we get a scale? Let's have someone go get a scale. Wes can sit in. You go buy a scale. Mark, we need a scale.

[B]

Oh, okay. But I waste money. So you are going to spend money on a scale for a bid.

[A]

Yes. That's called the business expense for the content, you fat bitch.

[B]

Interesting.

[A]

I'm sorry, I know you're lying. We're gonna check it. What's your height?

[B]

Five foot six.

[A]

You're objectively not 205 pounds. You are 230. You are of the top five fattest people I've ever had in the studio. And I Trust me, about 90% of everyone is fat.

[B]

Oh, there's no way. I definitely saw that one coup where he was ginormous with the Hawaiian.

[A]

You're in the top 10 of fatness.

[B]

Okay.

[A]

So surrounded by life behavior, fatness. I'm not.

[B]

Here's what happened. I got, I got clean. Right. I was an addict for. Yeah, I was an addict. I'm in recovery of.

[A]

Of. You name it, you tell me. Cuz I wouldn't name it.

[B]

My favorite was like X.

[A]

Okay.

[B]

But the one that like messed up my life the most was probably like.

[A]

Well, yeah, that would do it. Okay, that one makes more sense.

[B]

And to support those habits.

[A]

The thing that you're calling grandma. I think I'm calling where you get paid to have sex. Yes, that thing.

[B]

No, I. Yeah, I was doing that. The actual version of that to support it.

[A]

Why are you getting back into it? That doesn't make any sense.

[B]

I don't know. I guess I just like. I don't feel like.

[A]

What were you doing? What? What did it actually look like? What was happening when.

[B]

So I just celebrated four years clean in January.

[A]

Good. Well done. That is actually very good.

[B]

Thank you. That's actually where I met. My husband was in recovery. He has six years of. No, no, no. We met like at.

[A]

What was he doing?

[B]

Oh, oh, yeah, yeah, for sure. Okay. And then come down.

[A]

Yeah. Wonderful. Any who listen. Okay, well, I'm glad you guys are clean. I'm not knocking on that, obviously, and I'm very proud of you for that and I do not want you to relapse, but there's also addiction swaps and I think you may have of food. Okay. Either Way we'll weigh you and. Okay, so what were you doing? Because you are going back into that. You objectively are.

[B]

I mean, that was like literally like staying in like Motel Sixes and like flipping tricks all throughout the weekend.

[A]

So how long were you doing that? That's horrible.

[B]

I would say like the last stick. I mean, I was an active addiction for a long time, but.

[A]

Oh, because you're literally doing that again

[B]

yesterday, like on and off for like two years.

[A]

And how frequent?

[B]

I mean, really, it was mostly like benders and things like that. So like, I don't know, maybe doing it for Thursday, Friday, Saturday, Sunday. Because those were like when you make money.

[A]

Multiple people in a day.

[B]

Yeah.

[A]

Trading at Schwab is now powered by Ameritrade, bringing you an expanding library of education with even more ways to sharpen your trading skills. Access new online courses, insightful webcasts, articles, engaging videos and more, all curated just for traders. Plus guided learning paths with content designed to fit your unique interests. No sifting to find exactly what you need so you can spend your time learning to trade brilliantly. Learn [e-mail] trading okay. Oh, yeah, that's heart wrenching. But going back to that yesterday. Why? Why?

[B]

I don't know.

[A]

I guess don't get back into that. Also, behind your husband's back is horrendous. It really is. But you can't get back into that life.

[B]

Right? I think. I think if we. If we did talk about it, that would maybe be his thing. He's like most disappointed if we did.

[A]

You didn't though. You did this behind his back. Okay, I said we talk him in the post show. Yeah. If we do listen. Pause. Okay, the thing is I have to ask this. Sorry, I'm not trying to go into sex talk audience. I really am not. But like, this is an important question. Asian Yesterday, Raw.

[B]

Yes.

[A]

Come on. See? And then the husband doesn't know. Doesn't matter.

[B]

That big of a deal.

[A]

STDs. STI is behind your husband back. That is unless you guys had an agreement again, which you did not.

[B]

Yeah, but he's like, fancy. So, like, fancy. No, they don't keep them.

[A]

Dude, people get STDs, STIs all the time and they don't even know it. Okay, but like so many are symptoms

[B]

who have like health insurance and stuff like that. Get like tested regularly.

[A]

First of all, no. What? What are you talking. No. You think an Asian in his 60s is just randomly getting tested? No. Is he married?

[B]

He's not 60.

[A]

Is he married?

[B]

No, no, no.

[A]

And Ken, it's going to be a tmi. I have to an ask. Did it finish inside?

[B]

I don't have uterus, so.

[A]

Yeah, behind your husband's back.

[B]

That's why I got so much more. Was because it was like.

[A]

That's why it cost so much more. So you. That is. So are you guys going to today again? Because you're going back tomorrow.

[B]

Yeah, we're supposed to.

[A]

And what is today gonna cost?

[B]

Well, we're supposed to go to a really nice dinner.

[A]

And what is today gonna cost?

[B]

He was gonna pay off my credit card. One of my credit cards.

[A]

That's insane.

[B]

I mean, I'm literally.

[A]

Oh, my God.

[B]

Is this not. What we're here to do is help with my finances. Somebody's gonna pay off my credit card. It is.

[A]

This is so. I would never advise that one. Illegal. I don't. We don't devise illegal methods to pay off debt. But it's illegal. That it's illegal.

[B]

I feel like it was just.

[A]

You charged more for a raw load. That is illegal. That is.

[B]

I wouldn't. I would not phrase it that way.

[A]

You did.

[B]

It was more like, oh, no.

[A]

You said that's why it cost more.

[B]

Well, yeah, but that's not how the conversation went. It wasn't like just like cut and dry. Like, hey, if you want to bust in me, you got to pay more. Like, it was a little bit more.

[A]

It doesn't change it.

[B]

I was raised right with the statement.

[A]

You were raised horribly.

[B]

Life is a compromise. Right.

[A]

Which means immediately methane. You're raised by morbidly obese people. Like, it's horrible. Your grandma threatens to cut you off all the time. I'm being told. Yeah, and she should. She should. Maybe we'll call her in the post show, too. She absolutely should. Yeah.

[B]

I don't know. She was pretty upset with me for coming on here.

[A]

Why?

[B]

Because she said that the show was stupid.

[A]

Oh, it is.

[B]

And that it's going to be on the Internet forever and I'm gonna look like an idiot. And I was like, why?

[A]

No, you look like a piece of. But no one's faced any consequences from the show. Because the Internet says it doesn't matter. Like, it doesn't matter.

[B]

You know, she. She really didn't want me to do this. She thought this was dumb.

[A]

Well, yeah, the Internet, she's. But either way, she's threatening to cut you off in general. She should. She should. But then you're just gonna even more. Are you sure? What makes me nervous is you're immediately getting back into last time. You're in and you're doing math. Are you sure? Are you not afraid of this? Crossing that path again towards a relapse?

[B]

I mean, like, kinda, but, like, you should be. I guess. Like, my mindset, like, before and now has always been like, I'm letting a lame dude hit for free. I might as well get paid for it.

[A]

What? That's your husband.

[B]

Okay? And he's lame. He's not doing anything.

[A]

That's your husband.

[B]

He's literally doing absolutely nothing.

[A]

I agree. So leave him or do an ultimatum. I don't know. I feel like you complain, but you don't actually give instructions or ultimatums.

[B]

I mean, I don't know how else I could.

[A]

2, 000. I don't understand.

[B]

Well, I mean, people get lonely and, like, I'm actually really good company. I'm funny.

[A]

There has to be other he can find. There has to be.

[B]

Oh, also, we're supposed to go get my nails done again because I get them done every week and I just.

[A]

Every week you're bitching about not being able to pay the bills, but you get your nails done everywhere. You're a disgusting person.

[B]

Let me see your cuticles. Let me see. Let me see your nails.

[A]

No, they're bad. I bite them.

[B]

Okay, exactly. So. But this helps me not buy my nails. I stopped biting them.

[A]

I'm not complaining about not being able to pay my bills. I'm also not going in for money and getting paid because I'm not my body. What do you mean? If life is a compromise, why does that. Why is the compromise? There's a lot of compromises in between.

[B]

You view it as prostitution, as a favor. If it was in a, like, motel room or something like that, then.

[A]

So it matters where it is?

[B]

Yeah, the circumstances matter. Like, is it a stranger? Is it, like, in a motel? Am I getting paid, you know, $60 or $2,000?

[A]

Like, so if it's more, it's better.

[B]

I mean, again, the circumstances matter. Like the scenario.

[A]

How much do you spend a week on nails? If budgeting apps make you feel like this is for you. Most people who struggle with budgeting aren't irresponsible. They care about their money budget, but they get overwhelmed every time they look at it. They download an app, connect their accounts, and try tracking. But within a few days, it feels like a homework assignment. They're failing too many categories, too many rules, too many red alerts screaming at them about what they did wrong. So of course they stopped opening it not because they don't care, but because it makes them feel worse. And here's what nobody talks about. The stress isn't coming from your spending. It's coming from having zero clarity in using tools that turn money into a failing grade. Have you ever thought, I just want to know where my money's going without being judged for it? You're not alone. That's exactly what we built dollar wise. If you want a calm and clearer way to see where your money is going, try dollarwise. Download the app today and get a three day free trial. No setup nightmare. No manual tracking, no pressure to be perfect. Just connect your accounts, see where your money is actually going and decide if it works for you. Click below to download downloads and see if this helps you feel more in control without the stress. And if it's not a fit, cancel anytime. Starbucks is bull and a waste of money and you already know that by making your coffee at home and invest in the rest. So now you need to do that with your energy drink as well. Make gamer subs at home for just 40 cents a serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our hand Gamer elite show Fat and fatter. The number one ranked energy drink is gamer. Literally. The cherry flavor is insane. Listen, you can also get free samples to see if you like it or 10% off your order at gamersupps gg or click that link in the description below. Type in code Caleb.

[B]

I don't know. Am I supposed to know that? I feel like I just kind of.

[A]

It would be nice in financial audit if you knew that.

[B]

Sorry, I just keep a card on file.

[A]

So you're a horrible individual. Maybe like you are a pathetically horrible. How much?

[B]

Maybe like 300, 200 a week.

[A]

And you're bitching about not being able to pay bills. Do you not understand the contradictions here? Do you not understand you spent 2,250 minimum on.

[B]

I just literally don't understand the point of me working so hard. I don't get to spend my money on whatever, okay? To pay the bills.

[A]

No, they're not.

[B]

Have you looked? They're on the Showtime payment history.

[A]

You're on this show so you're not paying your bills. Bill being paid is paying off your credit card every single month. Listen, you can use the Minecart. It's a debit card that builds credit. Used to be called the fizz card. You can use that so that you're not endlessly building these balances back up again. But how Much debt do you think you have?

[B]

I don't know. I thought about debt consolidation.

[A]

Okay, let's try to actually give an answer. When I say how much do you think?

[B]

Okay.

[A]

Without me having to pull teeth for it.

[B]

Are you putting like a car or just like credit cards?

[A]

Well, do you have a debt on your car?

[B]

I mean, technically, yeah.

[A]

Well, then yes.

[B]

Then probably like 20. 15,000.

[A]

Okay, 40,000. $40,242.17.

[B]

I don't think that's right.

[A]

Your income was 4,300. So pretty close to what that was. What you said Zell in 659. Where'd that come from? Because you're actually. Your income from your job was only 3, 600. It was a thousand less than you say you make on average.

[B]

How much is the zelle in.

[A]

Well, total amount. It's a. Zells. I don't know how much that breaks down individually. Maybe it was one, maybe as many. But $659.97.

[B]

Interesting. Is this for one account? Because I have an account.

[A]

It's for all your accounts together.

[B]

Well, I have my like. I get like myself from like different, like men I've talked to or like gone on dates.

[A]

You're talking to men? Well, you said yesterday was your first cheat.

[B]

Well, that's like the first time I've slept with one.

[A]

Huh?

[B]

That's the first time I've slept with one. But it's not the first time I've like gone out to dinner.

[A]

I cannot wait for this phone call you are discussing. And I hope he leaves you. I really do. You're a bad person.

[B]

What do you mean? How I've been supporting him so he can do his stupid gamer streaming whatever. Should be great.

[A]

Do you hear that? Do you hear that? So what's the conversation in the house? Are you supporting him so he can achieve that or do you want him to get a shit together? Because those two are not the same thing. He needs to know or else he won't do shit. I feel like you don't communicate other than just being an upset, obnoxious, fat.

[B]

Oh, crazy.

[A]

You're a.

[B]

You're a.

[A]

Yes. You're.

[B]

Gotcha.

[A]

Correct.

[B]

Yeah. Made for real anywh. Who. I mean.

[A]

I. Yeah. If you don't communicate, which one are you doing? Supporting for his dreams or do you want him to get off his ass?

[B]

I want him to get off his.

[A]

Then tell him that. If you're telling him you're supporting him to do that. That's not what he's hearing.

[B]

He used to make $100,000 a year when we first.

[A]

What, are you dismissing everything I said? You are miscommunicating what you actually want. Well, we'll do that in the post show, too. You dumb. You told Colton that any man that doesn't go 5050 on bills doesn't deserve monogamy. You are a disgusting creature. What the. Is wrong. We need to imprison you. Like, people like you. We need to just imprison you. You're just a bad. I'm glad you got a hysterectomy. Hysterectomy. Yeah. I couldn't imagine what your kids would be like. My.

[B]

Because how does it make sense that I'm expected to do everything? So 100% of the work is on me. But then.

[A]

So the income that came in again was 4300. What do you think your spending was?

[B]

2000.

[A]

Okay. Is it actually something where people who are morbidly obese, which is like 90% of the guests on the show, are actually more. Is there actually, like, struggle with getting oxygen to the brain? There's no way you can possibly think that's the number when you come on financial audit. It was 5600 is like.

[B]

Like, both bank accounts are.

[A]

It's all of your accounts together. I already answered that question.

[B]

Oh, well, sorry. It was confusing.

[A]

No, it wasn't. I mean, 5,600 spent 4,300, and. I need to do that again. Do I need to say it again? Did you process.

[B]

No, I didn't. 56.

[A]

56 out. 43. And.

[B]

Oh, maybe that's negative.

[A]

Yes.

[B]

So then why isn't my account negative?

[A]

Spending can be on debt.

[B]

You like that word a lot.

[A]

Yes, I do. When it applies to you. I'm not being canceled. Trust me, it's not possible. Because if it was five years ago calling a fat bitch a fat bitch, I'd be canceled.

[B]

But that.

[A]

I do that every single week. So obviously, the Internet has moved on from your weird, performative septum piercing communities.

[B]

You don't like my septum?

[A]

Well, it actually makes you look more like a cow than you do on your normal, everyday basis.

[B]

They're so cute. Actually, did you know it doesn't matter. No, I'm gonna tell you.

[A]

No. I mean, I love energy. No septum Pearson. I love making fun of it, but trust me, find me an and like an edgy woman. Give me some tattoos, some piercings. I'm all about it.

[B]

I literally have all like, yes, but

[A]

you're fat and disgusting.

[B]

Have you seen my thirteen Hundred dollar tattoo.

[A]

Nope. And nor do I want to because I don't know what kind of skin needs to be revealed for that.

[B]

It's on my thigh.

[A]

Well, I certainly don't want to see that. Don't want to see how much hair is there. What do you think your financial score is? 0 to 10. 0 being the absolute worst, 10 being the absolute best.

[B]

Like. Like a 6? 7? No, like a 6. Like a 6. Yeah.

[A]

If you want your hammer financial score, get it for free. Calebhammer.com just takes a few minutes. See where you stand in the world of money. You disgusting. You really do. I know I'm being mean, but you're actually just a horrible person. You really are.

[B]

It's debatable.

[A]

And if you don't want to be like her, it's going to take a lot more than this, obviously, but download the dollar wise app. It's incredible. After the new relaunch, it's awesome. Check it out. Take the free trial to see if you like it. Sign up for the annual version if you do, because it saves you a shit ton of money. 50%. Then you get my budget friendly cookbook signed by me, mailed directly to you. And the budget meal plan as well, signed by me and mailed directly to you. The cookbook goes away at the end of March. Gone forever.

[B]

You have a cookbook? Oh, yeah, we did. We talked about this. I forgot. It makes no sense. I really want to see. I want to see the cookbook.

[A]

You are the dumbest person I've ever met.

[B]

Okay, literally, I'm just a girl, and you've been yelling at me, like, sometimes girl.

[A]

What is this? Shut the up. You're such a piece of waste of everything.

[B]

I just work here.

[A]

You literally actually don't. Wow.

[B]

That's crazy. If you break my phone, you're gonna buy me a new one.

[A]

I thought you were gonna catch it, because most people.

[B]

This literally does not even look like you.

[A]

Order responses.

[B]

They made you more tan because you're pasty.

[A]

As are you.

[B]

Why?

[A]

You see your face. You look like a ghost right now.

[B]

Okay, but I'm like, why? You intentionally made yourself look darker.

[A]

I ebb and flow depending on where things are. Also, that was the lighting. Okay, 25.

[B]

Okay, well, you literally look white.

[A]

I am white.

[B]

Like 100 Caucasian from the mountains of Caucasus.

[A]

Okay, thank you. I don't know what to do with this information. I don't know. I get more tan. I get less tan. I'm sorry. I apologize.

[B]

Maybe you should wear a shirt other than white because it's kind of like blending in, you know?

[A]

Well, you're looking at the cookbook.

[B]

What is this?

[A]

Oh, yeah, I know. A fruit terrifying to you.

[B]

Cassini with. I don't know. I don't feel like this is, like, healthy. I feel like this is just, like, bougie. Did you come up with these on your own, or did you like pasta?

[A]

We worked with a cook.

[B]

Okay, there it is.

[A]

Chef here in Austin. Yep.

[B]

Mm. Yeah, I didn't think you.

[A]

We did the budgeting part. It's just your name helped with the recipe cards. No, we did the budgeting part. This is hb. Is there, like, budget portion on the groceries if you use these.

[B]

Oh, that's actually, like, kind of helpful.

[A]

You're such a waste of existence. I cannot stand you.

[B]

I think it was helpful.

[A]

Okay. In. Good stuff, this Discover Card. Why don't I have a statement instead? I have a picture from your credit report. You. What am I supposed to do with this, you pathetic excuse of the financial autoc.

[B]

That's.

[A]

That's.

[B]

That's. That's my grandma's account that she.

[A]

Lifelock. How can I help?

[B]

The IRS said I filed my return, but I haven't.

[A]

One in four taxpaying Americans has paid the price of identity fraud.

[B]

What do I do?

[A]

My refund.

[B]

I'm freaking out.

[A]

Don't worry. I can fix this. LifeLock fixes identity theft, guaranteed, and gets your money back with up to $3 million in coverage.

[B]

I'm so relieved.

[A]

No problem. I'll be with you every step of the way. One in four was a fraud. Paying American. Not anymore. Save up to 40% your first year. Visit lifelock.com podcast terms apply.

[B]

We have the card for. So, like, I don't even really know what the balance.

[A]

So you say she's good at finances, yet she allows to have a balance on a credit card for you. Do you make payments or does she.

[B]

No, she, like, pays it off.

[A]

Do you make the payments or does she.

[B]

No, she pays it off every month.

[A]

You're such. Such a horrible person.

[B]

That's what my.

[A]

Don't understand you.

[B]

So good.

[A]

Are you on that card? You're an authorized user.

[B]

Yeah, yeah, yeah. That's. That's why it pulls up. But I don't have.

[A]

Well, you got your tattoo with it. Your special little tattoo.

[B]

It's really nice. So good, though. He did such a good job. It's on my body forever. It was a good investment. It looks good.

[A]

Yep. Stretch marks and all. Synchrony.

[B]

No, it's on my leg. It's all good, girl. Trust me. I've seen my 600 pound life and flows. My. My weight ebbs and flows. I've gone up and down a lot. I was like 207 down a lot. I was like 207 a year ago. I swear to God.

[A]

Okay, so you're not 25 now. Sure.

[B]

You said I'm at 205 now.

[A]

No, you said that changed it.

[B]

I said 2:30.

[A]

You're not 2:30.

[B]

Okay, well, that's debatable.

[A]

Well, I think we actually will know the facts here very soon.

[B]

That's terrible.

[A]

When Mark gets back.

[B]

I hate that.

[A]

It's your fault. I don't.

[B]

I mean, I don't know what you want me to do now.

[A]

Let's see your skinny picture. Like I. I care about going.

[B]

It's just a little far back, by the way.

[A]

I mean, 207 at.

[B]

Oh, here. This is actually me and my husband.

[A]

5 is not even great.

[B]

Okay.

[A]

I mean, you were just obese instead of morbidly obese. What?

[B]

I was literally thin. What are you talking about?

[A]

No, everything looks thin compared to you.

[B]

Now, smaller than you.

[A]

No, no, you weren't.207. How tall are you?

[B]

5, 6.

[A]

5, 6. 207 is not smaller than 2.

[B]

Okay, but I also have titties. These titties are heavy.

[A]

Do you have titties? You know, you're right. That carries some weight.

[B]

It does hurt my back, too.

[A]

I think it's you being morbidly. The synchrony card. What is going here? With $2,607 with an 85 minimum payment, which takes 19 years to pay. Zoom in on that face.

[B]

No, it's gone.

[A]

That's what she actually looks like. That was crazy. Looking up from the paper to. I feel like you should put that. Insane, huh?

[B]

I feel like you should put those back on. I don't know. Oh, but yeah. Yeah. So that was.

[A]

I like the way your neck sag shakes every time you talk.

[B]

My neck sag shakes? You had a hard time with that sentence. Yes. I should probably cut that.

[A]

No.

[B]

A little embarrassing.

[A]

But it's like.

[B]

That's also embarrassing.

[A]

What?

[B]

Whatever you're doing. So anyhow, so it was Lasik. I. Which hence why I had glasses in that picture. I don't have now.

[A]

You actually might look better in glasses. Fat people glasses help.

[B]

I have really, like, pretty eyes, though. You can say a lot of. You can say a lot of. But the eye color. I have pretty eyes. You have to credit where it's.

[A]

They're A kind of green. Okay.

[B]

They change, but thank you. Anywho. And then the other one was laser hair removal.

[A]

Great. Why are we financing all this? That doesn't matter. When you're bitching about not being able to pay bills, none of this makes sense. Your priorities make no sense. She's paying for this again.

[B]

Yeah.

[A]

What the. Have you ever done anything in your life, you spoiled bitch? How can you even be upset at your boyfriend for doing nothing? When you do nothing, all you do is sit on your ass and make sales. I mean, okay, but you've never accomplished anything in your life.

[B]

If he was, I was paying for it.

[A]

You never contributed anything in your life.

[B]

I literally was paying for it when I could. And now that I'm supporting you, should be able to.

[A]

Now What? You spend $2,225 a month on bullshit. Minimum, you can make an $85 payment.

[B]

Ghetto.

[A]

Yeah.

[B]

No, because I need, like, my nails done.

[A]

Oh, you see? You are a bad person.

[B]

I really.

[A]

You're disgusting. You're one of the worst people I've ever had on the show.

[B]

No, there is no way I've seen.

[A]

Yeah, your personality is. You think you're a bad bitch. You're a fat bitch.

[B]

I don't think that those two are, like, mutually exclusive. I think they can be the same. I can be a baddie and a fatty.

[A]

Patty and a fat. Yeah.

[B]

Yes, you can be both. What are you talking about?

[A]

No, no, no, no.

[B]

Okay, so other women will tell you,

[A]

yes, but that's because they endlessly support each other up front and then tear each other down in silence.

[B]

So you're fat phobic.

[A]

You thought about it when you say fat phobic?

[B]

I don't know.

[A]

I'm not afraid of fat people. Nor am I. If you want to do just be fat. I mean, I would if. If we came across each other in the street, I would never say anything. If we were just friends, I would never say anything. But since you're come on financial audit, you spend a thousand dollars on food a month, I will say it. And since I already got permission, I will say it. And also, you are putting strain on your back that you talked about. So on the show where we just say everything, I will say it. When you lie about your weight, I will say it. When you're somehow getting paid to bang, I will say it because that blows my mind, honestly. And what I'm just so. Yes, there's many reasons I will say it, but I would never just say it to a normal person. There's no reason to be mean to a normal person about their weight. But when you come on the show, that is about everything, including your life. Yes, I will absolutely say it. And it is not fat phobic to say being morbidly obese is not healthy, that it will cost your healthcare more money, that you put a strain on our healthcare system and make health insurance more expensive for all of us. Absolutely, I will. Also, it's not fat phobic to say, what even is the point of getting your finances under control if you're going to die at 40, but you are most likely.

[B]

First of all, I don't have high blood pressure. I don't have diabetes. I don't have, like, none of that.

[A]

No way.

[B]

I swear to God. I'll show you my blood work right now.

[A]

Blood work is in blood pressure.

[B]

Every time I get blood work.

[A]

Is he still there? Let's get him to get a. A blood pressure monitor as well as.

[B]

I've never had high blood pressure, not once. And I just went to the doctor. Okay. Anywho. Okay. So does that have a question?

[A]

No. You just asked me if I was fat phobic. I'm not.

[B]

Okay.

[A]

So I don't care what people are doing. But on the show, I'm also not just gonna be like the. Oh, huggy huggies. No, it's bad. You shouldn't be morbidly obese. I shouldn't be obese.

[B]

So what I'm gathering from this is that maybe you prefer twinks to bears.

[A]

I. If I was into men, yes. I would probably go more twink, I assume.

[B]

Oh, you're not.

[A]

I'm not. No.

[B]

I don't believe you.

[A]

I'm not. I mean, I've thought. Do you watch the show? I've told many times how I thought I was buying college, but I found out just. I like vagina.

[B]

I don't think that's how that works. I feel like if you've done a

[A]

lot of my lived experience.

[B]

No, I just feel like there's a possibility you're more on the scale than you realize, which is all good.

[A]

I love it. I wouldn't care if I was bi or gay.

[B]

I'm honest.

[A]

I wouldn't give a. I like women, too. It's all good for you. I don't know why your life is applicable to mine. It's not.

[B]

I'm just saying it's all good to like both.

[A]

It is. I don't care. Colton's the gayest man I've ever met. He's right there. I don't give a. I'm like, what do you say?

[B]

Fuck me for.

[A]

I don't care. If I was gay, I wouldn't care.

[B]

Yeah, we were vibing.

[A]

Yes. Fat white women, gay men, they get along.

[B]

Who else do, huh? Who else goes along with me?

[A]

Black men.

[B]

There it is. There it is.

[A]

Trivia. Fat trivia. Okay, so she pays for this. You don't.

[B]

I paid for.

[A]

But there is deferred interest of $1,000, and that is going to hit in, oh, two months. Oh, a thousand dollars of deferred interest. And that's your grandma. She's gonna get on this.

[B]

What does that mean?

[A]

Oh, is your grandma. Is her credit impacted by this or does she just make the payments?

[B]

I think. I think it's mine. I think it's all mine.

[A]

Just yours. But he helps. She helps pay.

[B]

Yeah. Yeah.

[A]

Well, if you don't pay. If you don't pay $2,607 in two months. Oh, sorry, One month. I forgot. It is not March. Oh, you're. You'll have about a thousand five hundred at that point. That will just be added to the card. That is interest that has been accruing but is not hitting. It would not hit if you paid it off before then a month from now. But if you don't, it's gonna hit and you're.

[B]

Oh, I don't know. It was like her gift to me.

[A]

Her gift is you opening a credit card.

[B]

That doesn't make sense.

[A]

No, like, is she gonna pay off the 40? Is she gonna pay off the 2600 in a month?

[B]

Probably.

[A]

Well, she has to or else the interest is done. You're. You're. It'll all of a sudden be sent up to $4,000. Hear about this. Is there a committee that assembles that you are reported to?

[B]

No, I just remember, like, when we did it, they were like, oh, because you have so and so insurance. You get 18 months of interest free if, like, you know, like.

[A]

Yeah. And you have to pay it off by.

[B]

It hasn't 18 months.

[A]

I don't know, man. I don't know. All I know is it hits in a month.

[B]

Interesting. Okay, well, I guess I should call the guy again. Maybe say an extra day.

[A]

What the point. I just don't understand you.

[B]

You.

[A]

That is disgusting. That mentality is disgusting. I have a 401k. I've never had 401 case this early in a conversation. So that has to mean you have privately have a loan or you withdrew from it. What did you do?

[B]

I did a loan of course you did. I only pulled out two grand because I wasn't working.

[A]

Well, now you can't leave your job because that'll be called due immediately and you have to sell from your 401k. Kind of. Well, let's see. Not really. It's just halfway.

[B]

Oh, well, yeah.

[A]

Okay, let's bring them in.

[B]

What? Oh, you're really gonna make me step on a scale? Yes, I think you should, too.

[A]

Okay, I will. Happily. Here it is. If it can even count that high.

[B]

Oh, my God, spare me. Do I take. Do I get to take my shoes off?

[A]

Or do we, like, are we gonna make a difference? What they always do on my 600 pound life. They, like, take their wallet out. That's what's gonna do it. Is it on? Is it good? Yeah.

[B]

What? Nothing.

[A]

No, don't vape. Do not vape. You already have enough problems and you will not vape in this room.

[B]

But you're stressing me out.

[A]

No, no, no, no. No vaping. But I do not consent to your cancer air in this office, first of

[B]

all, I don't exhale it. I just hold it in. That way it doesn't get out.

[A]

No, she's not vaping. Her lungs are already. You're going to die. No, I don't consent to it. I will sue you. I will sue you.

[B]

Wait. Dead ass.

[A]

I will sue you. I will sue you. Get up and stand on that skill.

[B]

Oh, shit. Oh, the enemy is being reinforced with a dreadnought.

[A]

Oh, bro. 260.

[B]

You're rounding up.

[A]

Yeah. By 0.1. You're 5.

[B]

6. Huh? This isn't even the highest I've ever been.

[A]

To be honest, that's not a good thing. Let's keep that in the studio. We keep getting fat people in here.

[B]

Watch. You'll have me back, like, one day and I'll, like, have lost the weight and you're gonna be like, wow, good job. So proud of you.

[A]

I hope you don't. I want you to lose weight. What the. You think I'm like, anti you?

[B]

I'm not.

[A]

Just like, you're working on it. You added £100.

[B]

No, wait, in that picture?

[A]

Well, yeah, £60.

[B]

I'm on a medication that causes weight gain. Listen, you look up the effects of Sarah Quill, okay?

[A]

I'm barely obese. I will admit that. But I've learned some things here, ladies and gentlemen. At in bmi, I've just been educated.

[B]

I'm considered morbidly obese. I know. No, I've looked.

[A]

No, you're actually not.

[B]

Oh, it's worse. Death deathbed.

[A]

BMI first of all is 42. That's insane. If anyone knows anything about BMI, that's actually insane. Pause number two. I am so excited for you guys to finally get your hands on what I've been working on for a year. The brand new dollar wise budgeting app. And listen, I get it. The first iteration was a disaster. Many reasons from working with an external agency to shit infrastructure that I could use. But let's be honest, that was on me. So I put my money where my mouth is. And after investing millions of dollars and hiring dozens of people, we've completed, completely rebuilt, dollar wise. And it is truly incredible. And to celebrate, I am giving you some insane deals to sign up for the first time or trying it again after you use the shitty version last year. But these deals only last through March 31st and then they're gone forever. Download now, take your free trial to test it out and get the monthly plan at a 33% discount for three months. Or take the annual plan for an insane 50% discount. And with the annual, you get my budget friendly cookbook signed by me and my brand new 30 day detailed budget meal plan signed by me as well. Both of them mailed directly to you. But after March 31, the cookbook is gone forever. So this is literally your last chance to get it. Don't miss this opportunity of a lifetime. Download Dollawise and start your free trial. Go to dollawise.com or click those links below. Good morning. I've been looking forward to this for the last year and a half. Once in a blue moon, a game changing paradigm shift takes the industry by storm. Financial audit has changed YouTube forever. And Dollar Wise is about to alter the future of personal finance as we know it. Ladies and gentlemen, it is my pleasure to introduce the next big thing in budgeting. What are we doing here, Guys? What are we doing here? What are we doing here? What is. What are we doing? Caleb, Caleb, can you show them the new dollarwise logo? Introducing Dollarwise. Reimagined. Dollarwise. Rewrite your money story. The old dollar wise is dead. Overweight stops at 29.9. And then there's obesity class one. I didn't know there were classes of obesity because that's where I end. I didn't know it upgrades with like a skill tree.

[B]

Right?

[A]

Obesity class two exists.

[B]

Fantastic.

[A]

But you're not that.

[B]

Oh my God.

[A]

You're in morbid. Morbidly obese. You're in obesity class three. Something I didn't even know existed, which is 40 plus. And you are 42. I don't know how much you need to weigh to be a normal weight. What? Yeah. You were fat. What? What do you want?

[B]

I used to be worse. I used to weigh 340.

[A]

Good. Okay. Like, wonderful. I don't know you.

[B]

You.

[A]

Yo, you're unhealthy. I don't know. What do you want from me? I'm glad you don't do math anymore. I'm glad you're not 340. I don't know.

[B]

Oh, man. I could lose hella weight if I did some mad though, so quickly.

[A]

Were you skinny?

[B]

Hell yeah. You want to see? I can try and find one.

[A]

Okay, sure. Fine. You want to show me every era

[B]

of you, but isn't it great?

[A]

By the way, you should weigh 145 pounds.

[B]

That's not even. That's stupid.

[A]

Yep, that's actually. That's actually at the top.

[B]

I'm good. 180.

[A]

Okay, well, you'll probably be considered like overweight, maybe level one obese.

[B]

I don't. I don't know. I feel like some of that is fat. It's stupid, huh?

[A]

Some of it's done. BMI is not perfect. It doesn't include muscle. It doesn't include titties. So it's not perfect. But you are morbidly, morbidly obese.

[B]

I do lose my titties.

[A]

Morbidly, morbid, obese. Class three. I don't know if there's such thing as class four because I didn't even know there was a class two.

[B]

Yeah. Is this financial audit or fatty audit?

[A]

Fatty audit right? Now, clearly it's whatever the I want it to be. Welcome to the channel called, like, bad.

[B]

You know, like.

[A]

Yeah, math. Cheating on your husband yesterday.

[B]

Yeah.

[A]

At least you've never done anything bad. What the. Is she talking? Is she actually. She's this delusional? Completely abuse your grandma's financial situation Is the Salulu.

[B]

Never heard that. That's cute.

[A]

No, you're just making fake words rhyme with fake.

[B]

No, it's literally a thing to. Lulu is the Salulu.

[A]

Yeah. In your community where you excuse each

[B]

other for making horrible decisions on how many times he said that this episode?

[A]

Hopefully at least 20 plus, because she is the worst person I've ever met and she deserves to do that. Okay, here, let me catch up with the other word you deserve. Actually, it's a wonderful word. And you are a definition of a capital one.

[B]

Oh, yeah.

[A]

Are you finding me meth out?

[B]

No. I don't want to look for it because.

[A]

Good. I don't give a. I guess I'm just trying to get to the phone call with you two because that's what's. I need you guys marriage to end. Him leaving you or you leaving him.

[B]

I just don't understand how I'm the bad person when like, okay, you can

[A]

go out there and hit your vape. I'm being told you need to hit your vape. I'm being told you're throwing fucking panic signs because go out there and hit your vape, you disgusting animal.

[B]

Maybe if you yell, you're so.

[A]

You are the worst. Oh my gosh. Am I on something this episode Chat. Or is she actually one of the worst people? Well, you're just such a bad person. I don't. Cheaters. Brandon, come over here. Run over here. Run, run, run. Before she comes back. Am I being too. I'm sorry you have to sit in that. See how warm is it? It's toasty. Jesus. Is this not one of the most disgusting or Sorry. Horrible people? Did you see the photo I just sent you? Yeah, she's built like the hunchback. No, you're not being too hard. Okay. She's fat and disgusting. Thank you, thank you, thank you, thank you. Well, and just a bad person. Yes. She's like one of the worst people ever. She's like me on steroids. Yeah, but at least people understand you.

[B]

That's true.

[A]

Thank you. She's gross. At least Brandon's on Ozempic. I should be. My goodness. How was your ripping?

[B]

Ripping the vape. Do you need a mint?

[A]

Oh, yeah.

[B]

I heard you're not a fan.

[A]

Are you scared of them or what? I don't like.

[B]

Do they make you uncomfortable? Who doesn't like the scent?

[A]

You spent 200. Me. You spent $250.82 on here.

[B]

What?

[A]

On the Capital One card. You spent $250.82 last month even though you only paid 125 towards it. You have maxed it out close to 800 while interest is accruing. Why are you spending on a credit card that you cannot pay off that is accruing interest?

[B]

Oh, I had to get vapes.

[A]

You are the worst person ever. Yes, it is. It's vapor. $134 of vapor. Well, Toll Road as well. And a rent a car. You're renting a car?

[B]

Oh, yeah. I got a raccoon right in front of my car and it messed it up, so I had to get a rental. It was Crazy. It was the biggest raccoon I've ever seen in my life.

[A]

Bro, you are. Something look a little wrong with you. Something is. I do not understand. This must be what affirm.

[B]

Klarna, I think.

[A]

Oh, Klarna. For Vivid seats. Your poor. The poor people sat next to you. Did you buy two? You should be required to buy two. I've sat next to a morbid, morbidly obese person in a concert. It's not fair.

[B]

Well, those aren't concerts.

[A]

It's not fair. It is like an airline. Do you buy two seats?

[B]

Yeah, but those. First of all, it's American Airlines in Dallas. Their seats are big anyway.

[A]

Not big enough. No. Think of the person next. You want to go together and we can be considerate.

[B]

We can go together and you can see.

[A]

No, be considerate. The people next to you now want to feel your warmth.

[B]

I sit on the edge anyway.

[A]

Yeah, but someone still has to sit next to you on the other side.

[B]

My husband.

[A]

Poor man. Okay, so Vivid seats. What did you do?

[B]

Those are all.

[A]

There's multiple Vivid seats.

[B]

Yeah, those are all Mavericks games. Basketball games.

[A]

Oh, did you buy the seat next to you?

[B]

Yeah, for my husband.

[A]

And the other one.

[B]

No, we're on the end.

[A]

Oh, you always buy the end. Okay, good. At least you're just strategic about it because my. I don't know how anyone.

[B]

And we always get good seats, too. I don't want to say that.

[A]

That's really good. Well, because my can't afford your bills. You're crying about it and. Yeah. Oh, I got to get my good Dallas Maverick seeks.

[B]

I don't think I'm crying. Like, it's fine. It's just money.

[A]

You are. About the guy not stepping up.

[B]

It's okay. Oh, well, I mean, yeah, but I took him to a Mavericks game, so it's like. You're welcome, you know?

[A]

Yeah. Three more.

[B]

Those are just the ones I'm still making payments on. We were gonna buy season tickets, but.

[A]

You're a bad person.

[B]

You don't like the Mavericks.

[A]

I don't care.

[B]

Why? Basketball's great.

[A]

Okay, good. I'm. I don't live.

[B]

I'm all about the experiences, you know what I mean? Like buying cruises and buying church experiences.

[A]

Like losing the roof over your head soon enough. No, I got 400 soon enough. $481 with a $120.35 minimum monthly payment.

[B]

Yes. I'm paying them off with like. No, no. They might have interest. Yeah.

[A]

Yes, $21 of interest is occurring.

[B]

Okay. Slay. Okay.

[A]

Slay.

[B]

I mean, like, what's. Like, if I can't afford it at once?

[A]

You can.

[B]

I can put it in. I can put it in payments. And, like, putting it in payments is, like, not really spending the money. Right.

[A]

Then make that make sense. It's grown right Then it's not girl math. It is you being a spoiled bitch your entire life, learning only bad behavior. I mean, and it's also, I'm being told buying sex toys that your husband doesn't know about.

[B]

Oh, back.

[A]

Why?

[B]

Well, you know how I'm, like, an addict, right?

[A]

Yeah.

[B]

Well, there are such things as substitutions, and I have definitely switched to the sex addiction side.

[A]

Not the food. Well, I mean, you do a skinny when you're on mat, then you got morbidly obese when you're off.

[B]

Well, because when I'm on, I'm doing is like. And smoking. That's it.

[A]

Oh, yeah. Yeah. But why do you have to hide this from him?

[B]

He's just, like, not really, like, a big fan of using sexual.

[A]

He's like, wow, then he's gonna feel great about you using another man yesterday.

[B]

He just feels like. It's like, it's me saying that he's not good, but, like, he's not understanding. Like, not everyone.

[A]

This phone call's gonna be crazy.

[B]

Not everyone can, like, you know, just from that.

[A]

So good.

[B]

So good, so good. New spring arrivals are at Nordstrom Rack stores now.

[A]

Get ready to save big with up

[B]

to 60% off rag and bone, Marc Jacobs, free people and more.

[A]

How did I not know rack has Adidas? Cause there's always something new.

[B]

Join the Nordic Club to unlock exclusive discounts. Shop new arrivals first and more. Plus, buy online and pick up at your favorite rack store for free. Great brands, great prices. That's why you rack. Some of us need extra help.

[A]

Yeah, that's fine. But having to hide, it's weird, man.

[B]

Well, I just didn't want him to only spend money on it because it's like, why are you spending money when I'm here? But I got, like, five.

[A]

There's nothing wrong with toys, but it's

[B]

because I would, like, see ads, like, on, like, on social media for, like, ooh, this one. And everyone's talking about, yeah, like. Like. Like the lemon and stuff like that. Yeah.

[A]

Okay. There's so many different algorithms.

[B]

Yeah. Yeah.

[A]

Okay, you put paying in for what? What account is this?

[B]

Yeah, that's Chase. So Chase has. Pay him for.

[A]

Well, Chase paying for. You're doing Italian cafe.

[B]

Yeah.

[A]

Dorado Nails.

[B]

Nails.

[A]

Pin stack. Vaping. You're paying for vaping. You are the worst creature born to this earth.

[B]

At least Amazon.

[A]

Amazon. Shut. The Upper Luigi's Cafe again. Vape.

[B]

Yeah.

[A]

Tom. Dumb when I got some. What the. I don't even know the balance of this.

[B]

I can pull it up if you'd like it as it'll be real quick. It's gonna be about 500 because that's the most.

[A]

Okay, 500. Okay. You don't have to look it up. 500.

[B]

I already did it. It's 323. I paid off some of it.

[A]

323? Yeah, until you use it again. Because that's what happens with paying for. Okay, Minimum payment is probably 80 bucks. 75 cents. Beast.

[B]

They're almost freedom.

[A]

Shut the up. Freedom. I don't even want to hear you talk. I'm so done with you. I really am. You're just a bad person. I do not like bad people. Like objectively bad people. Morals are subjective. But you're a bad person.

[B]

Okay, so we're not going to talk about all the good things I do.

[A]

What do you do that's good?

[B]

I volunteer. Thank you very much. I feed to the homeless and feeding the homeless.

[A]

Are you sure you're not sneaking bites?

[B]

I mean, I did take a hot dog, but it was like my friend's hot dog.

[A]

Freedom Card 424.67 with a $40 minimum payment over a year to pay off. You're spending more than you put towards it. You only made the minimum payment. Then you spent $75. What is wrong with you?

[B]

I didn't have the money and I needed to buy something.

[A]

What did you need to buy? Let's find out. Okay. I needed to buy PayPal. Use this on PayPal.

[B]

Wait, what?

[A]

I can't even tell 19 as well on PayPal. I don't know. That's what you use it for. Can I look at it? Sure. It's going to say PayPal.

[B]

Yeah, but when did I PayPal something? Is this income or out?

[A]

Wow. Yeah. You learned so much looking at it, didn't you?

[B]

I paid something. Affirmed.

[A]

34135 cents. American Airlines to wear. Not to Austin. Where'd you go?

[B]

For what?

[A]

American Airlines. On a firm. You absolute degenerate.

[B]

Okay, okay, okay. So what happened was I went to a music festival last September. It was a really great music festival. And my sister and I decided to finance it. And my grandma sent me the money to pay off the airline tickets. But you spent the money. But I needed cash. I didn't pay it off. Animal.

[A]

You are such a bad person. You were such a bad person.

[B]

That's debatable.

[A]

Shut the. You are such a bad person. It's not debatable.

[B]

Also volunteer at rehab.

[A]

Your grandma.

[B]

That's fine.

[A]

I don't give a what you do. That doesn't excuse all your bad behavior, abusing your grandma. These are just like beating on your husband. Shut the up. 241.35 still owed on this with the 68.28 minimum payment. You are a bad person. You were disgusting. Shut up. I'm done with you. And society should be as well. Oh, good. Here we go. Let's. Let's get ulta. Let's get some altar. Yeah. I mean, you are caked to death.

[B]

So first of all, not even. It's beat. Thank you.

[A]

It's what?

[B]

It's beat, girl.

[A]

I can see every makeup. Just absolute crater and dimple. You are caked cakes. Caked. Caked cake.

[B]

That's normal. It's called textured, dude. I can see your pores.

[A]

Yes. I'm not wearing makeup.

[B]

Okay, so what, I'm supposed to just not wear makeup because my face isn't?

[A]

Or just wear good makeup or look good?

[B]

It doesn't look good. No, it's literally. It's so nice.

[A]

No, it looks horrible. You owe 304 on this. And yes, I'm being mean to you because you're a piece of. So I feel like I'm okay with it. 304 and 96 is Odon Ulta. Clearly all for just this one caking. And then $30 is your monthly payment. Takes a year to pay off and interest is occurring. What were you gonna say, you beast.

[B]

It's perfume. That's mostly because perfume's expensive. It's like a hundred dollars, so it makes more sense. You smell like at the same time. This is Ralph Lauren. Thank you very much.

[A]

Yeah, you smell like an old woman. That's the thing here. The fact is, I went into old people's houses when I. One old person house when I was considering buying a house, and it smelled like you. You smell like an old person.

[B]

I disagree.

[A]

Nope.

[B]

But that balance actually used to be so much worse. And I did a really good job. Okay, so the limit is 2,000.

[A]

I don't give a. You're not paying it off. You're still spending money on all this.

[B]

I paid it down from a thousand.

[A]

I don't give a. You still have a balance. That is a green interest. So you're spending money Other places instead of paying it off. Okay. Nfm.

[B]

That one's good. I did good with that one.

[A]

What do you mean? I mean, you're a balance.

[B]

You only made no interest. It's no interest because I did like the thing. Blah, blah, blah. I got a mirror for my room. Like our. Like our bedroom.

[A]

How big?

[B]

It's like really big. And it has like a light on it. It's really nice. Okay.

[A]

I just needed to make sure so you don't have to buy multiple. 200 and. Okay. No. You're getting insurance premiums on this fatty joke.

[B]

I'm gonna give you credit. That was kind of funny.

[A]

Not even making jokes. You're just. You disgust me. 300 or $245.65. So down here was 17amonth being owed three years to pay off. You're having insurance premiums. Hit it out of like, credit protection fees. So it's not like nothing's happening. And let's see, we do have interest on here. What do you mean it's no interest? I'm having interest charge. You've had 130. $13 recently.

[B]

But isn't it like deferred or some shit? I swear to God, it's supposed to be no interest. Please don't yell at me.

[A]

No, no, interest is sitting. No, you have no idea what you're talking about. Like 15%. Oh, what is this? What do you owe to an apartment? $8,891.

[B]

Oh, my God.

[A]

Crack the tub.

[B]

There's another one that you're going to see here that you may want to.

[A]

Okay, how about your answer about this one?

[B]

It was absolutely roach infested and I left in less than 30. Or we left in less than 30 days because it was disgusting and I'm not going to live there.

[A]

Okay, well, now you're facing the consequences instead of doing it the right way.

[B]

I refuse.

[A]

I mean, you signed the contract.

[B]

I'm not gonna ever pay.

[A]

Good. That will hit your collections.

[B]

It'll be gone in a few years.

[A]

Well, seven. And that's if they don't actually sue you for it, which they can. And that's a balance that might be worth suing for. Yes.

[B]

Wait, what?

[A]

It has happened in the show. People can't get sued and taken to court.

[B]

They called me like a while back and like, they never did anything but

[A]

go further with the American Express Business Gold Card. Earn 3 times Membership Rewards points on flights and prepaid hotels when you book through amextravel.com whether your destination is a business conference or A client meeting. Your purchases will help you earn more points for future trips. Experience more on your travels with Amex Business Gold terms apply. Learn [e-mail] Business Gold AmEx Business Gold Gold Card built for business by American Express. They still might. That is a balance worth small claims.

[B]

M hoes. That's okay.

[A]

Sure. I agree it's not great. It doesn't mean it's not real though.

[B]

But I tried to like get a lawyer and the lawyer was like, well, it'll be like $7,000 and you might not win. And so it's like, okay, then I know. 14,000.

[A]

Yes.

[B]

Yeah. So I feel like just if I don't think about it, it's like not

[A]

that how that works. That's going to impact your credit going forward. What is this interest that is accruing in a balance due of 9 or $3,998?

[B]

So that was the first apartment that we were at.

[A]

She. So two apartments she owes to.

[B]

I can explain.

[A]

Oh, you are such a bad person.

[B]

I can explain.

[A]

You are such a piece of shit. Yeah, explain.

[B]

God was like a really, really apartment in downtown Dallas. And like, we just couldn't really afford it, so we were going to.

[A]

First of all, why would you live in downtown Dallas? There's absolutely nothing. It is the worst downtown I've been to in my entire life. By far. It's not even close.

[B]

Why Trimming.

[A]

What? It's horrible. It's dead. Nothing happens. Unless you specifically live next to the park that goes over the highway.

[B]

What? Clyde Warren.

[A]

Yes. The only area that is halfway decent. Uptown's wonderful.

[B]

We were in Design District, which is like bougie. And then it's right.

[A]

I went around there. Still. There's nobody there.

[B]

Nothing was happening next to the Gabor hood. Like I was in. I was in the Spot.

[A]

Nothing happens there. Downtown Dallas, the worst downtown.

[B]

It was. The rooms were like huge and it was just like wonderful.

[A]

Why do you owe on a dumb bitch? It doesn't matter.

[B]

Because we couldn't.

[A]

We felt like, okay, you're a bad person.

[B]

We couldn't afford it.

[A]

You're a bad person.

[B]

And then we moved into the Roadside and we got.

[A]

You're a bad person.

[B]

What were we supposed to do?

[A]

You're a bad person. Not sign an apartment you couldn't afford. Bad person. I would not want to live under you.

[B]

I bet you want to be under me.

[A]

No, not at all. Not at all. Nfm. Nfm. Nfm. Not me.

[B]

That was quick.

[A]

Not a chance.

[B]

It's okay.

[A]

It's not something I'd ever consider. Certainly not worth $2,000. I'd pay $2,000 to get you the out of this door.

[B]

I'm open.

[A]

No, I only have a few minutes left and then I get to stop talking to you. Piece of. Okay, Baylor, Scott and White, how many heart attacks did you have? What's happening?

[B]

So I have to get pain management procedures for my back. A lot.

[A]

Yeah. Lose weight.

[B]

It's not weight related.

[A]

Bullshit.

[B]

Okay, when I was 205, I still had back problems.

[A]

Oh yeah, 205. You were obese.

[B]

My discs are gone. My.

[A]

Yeah, what do you think happens with fat people? Dude, your back hurts. Even if it's not only because of that, it's making it worse.

[B]

Anywho.

[A]

Oh my. You're not even willing to. That's why it's not fat phobic. We need to stop being dumb asses and not willing to have real conversations. And then you had to go to the hospital for it. Why do you think my health insurance is so expensive? Because of you. Oh, what?

[B]

This is from a weight loss clinic. Did you peep that? This is surgical weight loss management.

[A]

Wonderful. Proud of you. All I know is you owe in medical bills only 389.76. I don't know why you're not paying them.

[B]

Oh, no, there's way more than that, friends.

[A]

Okay, well that's what I have here. So in those documents. Oh, those are your minimums?

[B]

Yeah, friend. That's the payment.

[A]

Oh. $389 76 is your minimum. So on hold the.

[B]

On one of these is like a couple thousand. Hold on.

[A]

Okay, I have it. I have it. I have it.

[B]

I found it. I found it.

[A]

I already did.

[B]

It's right here.

[A]

Okay. Is it like a $3401 and 8 and 10 dollars. Sorry. And 81 cents minimum payment. 389.

[B]

I do have the money payment plan and I have been making. I do make my payments on it myself.

[A]

Oh, wow. What a big girl. Okay, Hyundai. How you fit in this? What is it?

[B]

It's a 2023 Hyundai Sonata. I got a brand new.

[A]

Yikes. Okay.

[B]

I actually what happened was I got into an accident.

[A]

Oh, that's so interesting.

[B]

Bum ass husband didn't put full coverage on my car. Yeah, he put it on his.

[A]

Is he responsible?

[B]

Because he wanted to do it and he only put full coverage on his and not on mine.

[A]

This is worth 16,000. You actually have an equity position of a couple thousand bucks. But you owe 14546.36. Minimum monthly payment 373.55. What's your interest rate? What's your interest rate?

[B]

I don't know. I know it's low. My grandma co signed.

[A]

Oh, good. Grandma for the save again. You brat. $772 in your checking account. Doordashing Chick fil a. Pathetic Chili's selling out money nail bar. $129 there. Doubt you got groceries. So you got some bullshit from Walmart. Probably. Doordashing. Ming Moon, Rock Coffee bullshit. Starbucks. The Starbucks paid for the Olympics. That's connect.

[B]

Oh, oh, that's the little. We have like a little cafe thing downstairs.

[A]

Fashion. Oh, great. Dutch Bros. Rock wall. Luigi's Italian Cafe. You're obsessed with that place. Double cash sent out. Salt grass, Taco Casa, Starbucks. There's a fashion place again. And there you go. The downstairs cafe. The downstairs cafe. Alamo Drafthouse. I don't. Nor do I care. Alamo, Drafthouse. Amazon. Alamo. Amazon. Selling on money. Selling on money. Doordashing. Charlie's Starbucks.

[B]

Cash app.

[A]

Cash at 50 bucks. 50 bucks. Oh, Sambuca. Starbucks. La La Land. You are so predictable. South Pancake House, maybe. Yeah.

[B]

Oh.

[A]

Doordash. Wendy's. Taco Bell. Oh, your grandma makes your car payment. Yeah, you are. I'm so done with you. I never want someone like you on the show again. You're just such a horrible individual. Shut the 14. Shut the up. 14, 000 in this retirement account. Shut the up.

[B]

Hey, but that's horrible.

[A]

Pathetic individual for your age. No, it's not.

[B]

Well, I've only been at the job six years.

[A]

I don't give a. For your age. No, it's not. Math is math is. Math is math. I don't give a. I am so excited to call this guy and expose your ass. You horrendous creature. The fact you don't even care about it. Just suggesting. I'm just. So that's why you're actually letting us. It's kind of crazy. 4,500 comes in. What's your portion or what's rent?

[B]

21.

[A]

You pay it or does Grandma?

[B]

No, I pay it.

[A]

You can't afford 21. You need a one bed, cheap place, somewhere you can get it. I believe in you. Utilities plus Internet. How much?

[B]

My Internet's 80. My electric is like 120.

[A]

Anything else? Is there gas?

[B]

No.

[A]

Okay. 200. Phone bill.

[B]

It's like 350.

[A]

Me. When you pay off your phone, switch to helium. If T mobile's getting Dallas, which I assume it is.

[B]

The same towers I'm paying for, like my parents.

[A]

Stop. You're poor. Stop. Switch to helium. Fifteen bucks a line. Say gas. Vroom, vroom. Drive. Drive. I'm sure yours takes a bit more. How much for gas? Broom. Broom.

[B]

Drive.

[A]

Drive.

[B]

Too many adjectives. I don't know what you were saying. Oh, my gosh. Maybe like forty dollar a month. Like.

[A]

Doubt it. Okay, whatever. Car insurance. Okay, 70. Car insurance?

[B]

I don't know. I don't pay it.

[A]

Who does? Your grandpa?

[B]

Grandma?

[A]

You? You are disgusting. I hate you.

[B]

I think.

[A]

Groceries for the household. He doesn't have money. 600. Meal prep. Meal plan. Use the cookbook and use our meal plan, which you guys can get with the annual version of the Dollar Wise budgeting app. It's the only way to get it signed by me, mailed directly to you. TP fund anything else that exists for the house, I guess, because you have to take care of that. 200 bucks. Medical. Health care. Their co pays are the.

[B]

Yeah, yeah.

[A]

How much? How much?

[B]

I mean, I'm seeing a therapist. Psychiatrist every week.

[A]

How much?

[B]

210.

[A]

210. Your debt, minimum payment. So I'm not including the car, right?

[B]

Correct.

[A]

But medical, you're paying yourself like a big girl.

[B]

Yes.

[A]

Oh, my.

[B]

I'm so. I don't know.

[A]

How do you exist?

[B]

I don't know. I can't tell when you're just like thinking out loud and when you're talking to me.

[A]

Well, when I ask a question, it's to you.

[B]

Everything you say sounds like a question.

[A]

Not true. $787.86. The minimums you have to take care of subscriptions. I'll try 40F. Pets.

[B]

Yes.

[A]

Sake. What?

[B]

They're just two cats.

[A]

$100. Pet insurance. How much for cat food?

[B]

Oh, they're expensive. It's like $60 a month.

[A]

You're. I mean, there's not gonna be anything. Just five. And I have no care whether or not you honestly can make it or not. And I don't even wanna give advice. You're just such a bad person. Yeah, I mean, you actually, for what it's worth, you're only underwater by $317. So, yes, he needs to go get a job. You need to get a better job. I mean, that's it. If he shut up for a second. He needs to get a job or you break up. But either way, regardless. Doesn't matter. Go get a better job. You'll make an extra $2,000 a month and that can actually start paying off some of this debt. And Then you'll be fine in a couple years and you'll be. You can catch up on retirement. That's it. I'm done. We're calling him to the PO Show. You're such a waste of time, Waste of space. Let's get your Hammer Financial scores. Spending in a budget. You overspent. 0 out of 10 debt. You have no collections. But this is horrible. And your grandma's taking care of everything. One out of ten Emergency fund. I didn't see anything. And savings. Zero out of ten retirement. Well, you have leverage against it. You're buying for your age. Not great. Three out of ten real estate. Zero out of ten. Hammer financial score. You. You are a one out of ten rounded up. Get [e-mail] now click join join Hammer Elite, the best membership on YouTube with three premium shows posted every single day. Monday, Tuesday, Wednesday, Thursday, Friday, Saturday. And join us for the post show. It is going to be incredible. You.

[B]

Hey babe.

[A]

Trying to call you all morning. What's up?

[B]

I've been busy. I had a thing to do.

[A]

Thing to do. Okay, she's not telling you, so I will. She had an Asian man. Her and her raw. You cheated, babe.

[B]

I don't feel like it was cheating because it was like a business transaction.

[A]

Oh my God. You were such a lie. You know what, bro? This. This is the last week. Don't forget to download the new dollar wise budgeting app. This is officially now the best budgeting app on the market. And I'm giving you a special deal to download, but only through March 31st. Take a free three day trial to test it out and then you get the monthly plan at a 33% discount for the first three months or the annual plan at an insane 50% discount. And with the annual, you get my budget friendly cookbook and my brand new 30 day detailed budget meal plan signed by me and mailed directly to you. After March 31st, the cookbook is going away forever. So this is literally your last chance. Don't miss the opportunity of a lifetime. Download Dollar Wise. To start your free trial, go to Dollarwise.com or click the link below.