Is this the next 2000? The next 2008? The next 2022?

Markets have been on an extraordinary run. When prices rise for years, investors begin to feel invincible. But as volatility starts creeping back into the headlines, the question we are hearing more than ever is simple:

Should we get out and wait?

Today on Financial Detox, Jason and Alex unpack what volatility really means, why it is normal, and how understanding it can dramatically improve your long-term results.

What we cover today:

📌 Why 70% of years end positive despite scary headlines

📌 What 50 years of market crises actually show

📌 How volatility differs from real long-term risk

📌 Why sitting on the sidelines rarely works

📌 The boat throttle analogy for portfolio risk

📌 How rebalancing and proper planning reduce emotional mistakes

📌 A real 2020 client story that proves discipline wins

If you are wondering whether this is “different this time,” this episode will help you step back, think clearly, and make decisions based on data instead of fear.

💬 Want Help Reviewing Your Portfolio?

If you would like a copy of the slides discussed or want to see how your current allocation aligns with your financial plan, schedule a no-cost, no-obligation consultation with our IDA Wealth team: https://www.idawealth.com/contact/

📺 Watch us on YouTube

Disclosure:

The information presented in this episode of Financial Detox is for educational and informational purposes only and should not be considered personalized investment, financial, tax, or legal advice.

Charts and data referenced were provided by First Trust: “Crises & Events,” “Intra-Year Declines vs. Calendar Year Returns,” “S&P 500 Index Volatility” and “S&P 500 Index: Positive and Negative Years”.

References to “the market” refer specifically to the S&P 500 Index unless otherwise stated. The S&P 500 Index is a market index that tracks the performance of approximately 500 of the largest publicly traded U.S. companies and is commonly used as a broad measure of the U.S. stock market. The index is unmanaged, cannot be invested in directly, and does not reflect the deduction of advisory fees, trading costs, taxes, or other expenses that would reduce actual investor returns.

Any client example discussed in this episode is provided for illustrative purposes only to demonstrate the role of investor discipline and behavioral coaching during periods of market volatility. This example is not representative of all client experiences and is not a guarantee of future results. Individual outcomes vary significantly based on factors including timing, asset allocation, investor behavior, fees, taxes, and market conditions.

All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. No statement in this episode should be interpreted as a promise of performance, or a guarantee of results.
Intelligence Driven Advisers (“IDA”) does not provide specific tax or legal advice. Intelligence Driven Advisers is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training. For additional information about our services, fees, and potential conflicts of interest, please review our Form ADV Part 2A and Form CRS, available at www.idawealth.com.