Disclaimer: Today’s episode is sponsored by Gelt. Content is for educational purposes only. Not advice. Results discussed have not been vetted. Claims made by the guest have not been verified. The views expressed by the guest do not reflect those of the host or this show.

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📝 Expat taxes are one of the biggest hidden problems Americans face when moving overseas—and in this episode, Jimmy Miller explains how to legally structure your finances, retirement, and investments while living abroad. 🌍💰

If you're researching living abroad taxes, US taxes abroad, geo arbitrage, or trying to understand how expat financial planning actually works, this conversation answers the exact questions most expats, entrepreneurs, physicians, retirees, and digital nomads are searching for right now.

Jimmy Miller is a cross-border financial planner with more than 25 years of experience helping Americans navigate international tax rules, retirement planning, offshore investing, and global wealth strategy. In this episode, he reveals the biggest IRS tax traps expats unknowingly walk into—and how to avoid them before they cost you thousands.

🔍 What You’ll Learn in This Episode

If you've ever asked:

• Do Americans still pay taxes while living overseas?
• How does the IRS tax expats?
• What are the best countries for retire overseas strategies?
• Is a Roth IRA still tax free abroad?
• How do you legally reduce taxes in retirement?
• What is the best tax free retirement strategy?

This episode breaks it all down.

Jimmy explains why America is one of the only countries that taxes worldwide income, how cross border financial planning impacts your investments, and why retirement accounts can either create freedom—or become future tax time bombs.

💡 Why This Episode Matters

Most people think moving abroad automatically lowers their taxes.

That’s not true.

Without proper planning, expat taxes can become incredibly complicated:

❌ Double taxation
❌ Foreign bank reporting requirements
❌ Offshore investment tax penalties
❌ Retirement income becoming taxable overseas
❌ IRS reporting mistakes

Jimmy explains how strategies like the foreign earned income exclusion, proactive retirement planning, and proper investment structures can help Americans legally optimize taxes while building long-term wealth abroad.

⏱️ TIMESTAMPS (23:13)

00:00 – Intro: Financial freedom & living abroad
01:45 – Why Americans are moving overseas
03:30 – Biggest tax considerations before leaving the US
05:30 – Best countries for tax-friendly living abroad
06:30 – Marriage, visas & passport diversification
08:00 – Is the American passport still valuable?
09:20 – Midroll: Tax strategy for high-income professionals
10:10 – What are IRS tax time bombs?
12:20 – How to legally “divorce the IRS”
14:20 – Tax planning vs legal gray areas
15:15 – Real estate tax traps explained
17:20 – Bitcoin, gold & alternative investments
19:10 – Offshore banking & IRS reporting
20:10 – Fine art investing & taxes
20:45 – Why Jimmy lives globally
21:35 – Jimmy Miller’s book & resources
22:15 – Outro: Building leverage & financial freedom

📈 HASHTAGS

#ExpatTaxes #LivingAbroad #USTaxes #GeoArbitrage #FinancialFreedom #TaxStrategy #DigitalNomad #RothIRA #RetireOverseas #Investing