Podcast
Financial Opportunities Uncovered: A Keeler & Nadler Family Wealth Podcast
Hosted by Andy Keeler · EN
Come take a journey with us as we explore topics and concepts from the obscure to those hiding in plain sight, so obvious that you wonder how you missed the low lying fruit. Financial planner and host Andy Keeler and his team, thought leaders, and guests discuss everything from maximizing your money and lowering taxes to how to gain the upper hand in an auction and the math behind online gambling. We discuss wealth building strategies and wander into deeper aspects of the human mind that can improve or inhibit our ability to build wealth with confidence.
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How Prediction Markets Turn Bets Into Real-Time Forecasts
4d ago00:19:46Tap to summarizeA contract trading at 70 cents can tell you something simple and powerful: the crowd believes there’s about a 70% chance an event will happen, and that number moves as the world changes. That’s the core idea behind prediction markets, and it’s why they’ve become one of the most fascinating meeting points of behavioral finance, economics, and real-time forecasting.Andy is joined by Mark Beaver, partner at Keeler and Nadler Family Wealth and head of our investment committee, to unpack how “event contracts” work, why their prices behave like living probability estimates, and why money on the line can sharpen judgment. We connect the dots to the wisdom of crowds with concrete examples, from the jelly bean jar effect to game show audience lifelines, and then trace the modern rise of platforms like Polymarket and Kalshi along with earlier research such as the Iowa Electronic Markets.We also dig into the practical uses beyond politics. Internal prediction markets at companies like Google and HP show how collective information inside an organization can outperform traditional forecasting models, while sometimes stripping away corporate politics. Then we face the hard questions: regulation vs innovation, the risk of insider trading, and whether market manipulation can distort public perception even briefly.If you like investing, decision-making, or simply understanding how forecasts get made, this conversation will give you a clearer framework for thinking about probability in the real world. Subscribe, share the show with a friend who loves predicting the future, and leave a review with your take: are prediction markets a helpful tool or a slippery slope?The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →Women Advisors Rising And Keeler And Nadler Leads The Way
2w ago00:04:59Tap to summarizeNational awards are fun to celebrate, but the real question is what they’re actually measuring. We’re joined by Jessica Hultberg, CFP, and Abby Rose, CFP, CPA, two of our standout advisors who were named to the “200 Women Advisors to Watch” list and the only two honorees in Ohio. Andy starts the conversation with a simple observation from an all-Ohio Financial Planning Association symposium: the room looks different than it did years ago. Jessica shares what it was like attending early FPA meetings when there were far fewer women in wealth management, and how that shift in representation changes who feels welcome. Abby adds context on why the profession is still male-dominated, why progress can feel slow, and why it matters that more women are discovering what financial planning really is.Then we get personal in the best way: kids. From “You work at a computer all day” to “My mommy takes care of people’s money,” we unpack how children absorb our relationship with numbers, work, and responsibility. It’s a reminder that money conversations at home can build confidence early and normalize financial literacy for the next generation.If you care about women in finance, finding a financial advisor you trust, or building a career in financial planning with real mentorship and culture, this one will land. Subscribe, share it with a friend, and leave a review with your biggest takeaway.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →Living Boundless. How A Large Non-Profit Scales With The Right Plan
Apr 1400:36:21Tap to summarizeSome support systems feel like a dozen moving parts that never talk to each other, and families pay the price in time, stress, and constant coordination. Mark Beaver is in the host chair for this episode and brings in Chris Wolf, Chief Operating Officer at Boundless. Together, they unpack what it looks like when an Ohio disability services nonprofit designs care around the real world instead: home life, school years, health needs, work goals, and community belonging.We talk about how Boundless grew from its Franklin County roots into a statewide footprint by doing something deceptively simple: looking for service gaps and building solutions where the need is greatest. Chris walks us through residential supports like respite, in-home care, group homes, and supported living, plus day and community integration programs that help people with intellectual and developmental disabilities (IDD) find social connection, skills training, and employment. If you’re a caregiver, a professional, or someone planning for a loved one with special needs, this is a grounded look at what services actually look like on the ground in Ohio.A big focus is whole person integrated care: blending primary care, dental care, therapies, behavioral health, and strong care coordination so families aren’t left juggling providers and paperwork alone. Chris also shares how Boundless thinks about nonprofit sustainability, measuring impact with both stories and numbers, and the staffing realities that make direct support deeply meaningful. Plus, stay to the end as Chris and Mark realize they share many tastes in music! We're talking heavy .. HEAVY metal here!! Subscribe, share this with someone who supports a loved one with IDD, and leave a review so more families can find these resources.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →If Your CPA Was Not Proactive on Your Tax Return, Who Pays? You Do
Mar 3100:23:17Tap to summarizeA lot of tax advice sounds smart until you run the numbers on a real return. Andy welcomes Abby Rose, CPA, CFP® and Director of Tax at Keeler and Nadler, to translate the biggest 2025 tax changes into practical moves.This isn't pie in the sky advice either; this is clear, actionable expertise to protect your family, your nest egg and to stop overpaying the IRS.We dig into what it means to permanently extend the 2017 tax rates, and why the jump in the SALT cap from $10,000 to $40,000 can bring itemized deductions back to life. Abby explains deduction lumping (also called deduction bunching) with clear examples: shifting property tax payments and charitable giving into the right year can create a bigger itemized deduction, then you can switch back to the standard deduction the following year. We also talk donor advised funds and why they can be a powerful strategy in a high-income year.Next, we unpack the new and easily misunderstood rules around charitable deductions in 2026. Then, we clarify common confusion around “no tax on tips” and “no tax on overtime". Plus, what happens with the estate tax exemption now near $15 million per person? The big theme is this: proactive planning before year end beats discovering missed opportunities after your CPA files.Subscribe for more clear financial conversations, share this with a friend who hates surprises at tax time, and leave a tax question you want us to tackle next.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →Special Needs Planning Made Clear - Legally and Financially
Mar 1700:44:50Tap to summarizeOne unexpected inheritance can knock a loved one off critical benefits, and most families don't find out until it is too late. Keeler and Nadler's Mark Beaver sits in the host chair for this episode and welcomes special needs planning attorneys Logan Phillips and Derek Graham of Phillips and Graham. Together, this vital conversation lays out a clear, practical approach to special needs estate planning and special needs financial planning, built for real life instead of legal theory.We talk through what “special needs planning” actually means: not just drafting a trust, but creating clarity around Medicaid, SSI, county board services, and the long timeline families are really navigating. Logan and Derek explain when families typically start planning, why connecting with the County Board of Developmental Disabilities matters, and how Medicaid waivers can fund life-changing supports.Then, Mark, Logan and Derek get specific about the money rules that create the biggest pitfalls: the $2,000 asset limit, how a typical estate plan can accidentally disqualify a person with a disability, and how a third-party discretionary trust often protects benefits. Listen to the very end too as our guests share a key planning lever many financial advisors miss: Disabled Adult Child Benefits and how a parent’s Social Security retirement timing can change outcomes.If you want more clarity and fewer surprises, subscribe, share this with a parent or advisor who needs it, and leave a review with the question you want us to tackle next.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →VIP Medical Care. Great Perks But No Panacea
Mar 300:33:13Tap to summarizeWant faster care, longer visits, and a doctor who actually has time to think about your case? Host, Andy Keeler, digs into concierge medicine and direct primary care with Dr. Vicki Rentel, a retired primary care physician. Dr. Rentel speaks candidly about what these models do well, where they fall short, and how they reshape incentives for both patients and clinicians. No fluff—just practical insights on cost, access, and real‑world tradeoffs.We break down the differences between concierge and DPC: who bills insurance, how memberships are priced, what’s included, and where extra fees can pop up. We also tackle the uncomfortable truth about speed: a quick referral or immediate test is not always better. Dr. Rentel shares examples of overtreatment and how the pressure to please paying members can skew decisions. Plus, she explains which questions to ask to keep your medical care evidence‑based and safe.Prevention and wellness - like many things - come back to basics: habits, environment, DNA, and consistency. Yes, medical memberships can add accountability, but health outcomes still hinge on long-standing factors like sleep, exercise, nutrition, stress, and tobacco use. The bottom line is simple; the best predictor of your results is the clinician and the quality of their team, not the label on the practice door.If you’re considering a switch or just want to get more from your current care, this conversation gives you a clear framework: what to expect, what to avoid, and how to choose wisely. Follow the show, share it with a friend who’s debating health care, and leave us a quick review with your biggest question. We just might feature it next time!The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →From Paychecks To Purpose: Designing A Fulfilling Retirement
Feb 1300:30:21Tap to summarizeWhat if the most important part of retirement can’t be measured in dollars? Host, Andy Keeler sits down with certified retirement coaches Rita Gallagher and Rhonda Fekete to unpack the real levers of a fulfilling life after the paycheck: identity, purpose, health, and community. You’ll hear why many people plan a one-week vacation more carefully than their next 30 years. Plus, how a few intentional choices can turn dread or boredom into energy and meaning.We map out four common mindsets of people closing in or at retirement age: can’t wait, I guess it’s time, my work is who I am and still engaged. Andy, Rita and Rhonda then show how each one can become a successful path. Rita shares what a joyful retirement looks like in practice, from therapy dog visits and Meals on Wheels to a thriving pickleball tribe. Rhonda walks through a client story where phased work and clear boundaries transformed fear of losing relevance into a thriving consulting practice. Along the way, we dig into Blue Zones insights on social ties, the hidden cost of loneliness, and why mobility training might be the best travel insurance you’ll ever buy.Expect practical prompts you can use now: who will you see each week, what will you learn, where will you serve, and how will you move your body and your brain? We also explore how non-financial coaching fits with financial planning. Prime example — how to avoid the trap of hobby-only retirement plans that fizzle fast.Whether you want to keep working on your terms or step into a new rhythm, this conversation helps you design a chapter worth waking up for. If this resonates, follow the show, share it with someone wrestling with timing or identity, and tell us what purpose looks like for you.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →Savvy Tax Moves for Small Business Owners
Jan 3000:28:33Tap to summarizeTired of torching profit on last‑minute purchases that don’t move the needle? Host, Andy Keeler dives into a smarter path for small business owners: using entity structure, reasonable compensation, and layered retirement plans to legally cut taxes while building real wealth you control. With CFP Michael Davis of Creative Retirement Solutions, we unpack the practical differences between sole proprietors and S-Corps and how to set compensation that passes the smell test without kneecapping your contribution room.From there, we map out a clear plan stack. IRAs and a well-built 401(k) with profit sharing is the engine, allowing high, deductible contributions that actually dent your tax bill. Then we open the door to cash balance pension plans—ideal for profitable owners, especially those older than their teams. Andy and Michael talk real numbers, typical costs, and why tax credits can offset setup and admin too.Flexibility is the throughline in this episode. Plan designs can be tuned to your budget, frozen in tough years, and amended as profits change. For many owners, that means capturing 90%+ of contributions personally when demographics line up, all while treating employees fairly with vesting and transparent benefits. The result is a toolkit that shifts dollars from wasteful spend into assets that compound over time. Listen now, then subscribe, share with a fellow owner, and leave a review telling us which strategy you’ll start with. The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →Should I Pay Off My Mortgage? Buy or Lease A Car? It's Mind Vs. Math
Jan 1400:42:28Tap to summarizeEver wonder why your Roth “feels” slower than your 401(k)? You're nearing retirement and want to be mortgage free. But is that the smart money play? You want to buy or lease your next car? Should it be new or used? These are our most popular questions when host Andy Keeler opens the Keeler and Nadler mailbag! And he has reinforcements for this one: Abby Rose, CPA, CFP, Mark Beaver, CFP, and Jake Martin, CFP. The whole gang is here to tackle real‑world money questions listeners and clients ask us every week.We start by separating account labels from investment results, showing how contributions and scale distort what you see in your balances. From there, we map out a simple way to decide between pre‑tax and Roth 401(k) contributions using your current and expected tax brackets. College planning gets a much‑needed demystification: FAFSA has three deadlines and filing early matters for grants and institutional aid. It is faster than ever thanks to IRS upgrades too.Then we put numbers and behavior side by side for the mortgage payoff question. With low rates, the spread between your debt cost and a reasonable portfolio return can compound in your favor—if you can stick to the plan. We also look at gold with a cold, sobering eye: those marketing commercials are loud right now, but inflation protection is inconsistent, and volatility is high. We also discuss long‑term health care as standalone policies have grown pricey. Let's also talk about a car for you and college savings for junior. 529 plans deliver tax‑free growth and the potential to roll unused funds to a Roth IRA for your child. And on the road, lease vs buy comes down to cash flow, mileage, high-tech, and your tolerance for surprise (!) repairs.If this helped you make a smarter money move, follow the show, share it with a friend, and leave a quick review so more people can find these practical, problem-solving conversations by Keeler and Nadler Family Wealth.The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →When Sentiment Sours, Long-Term Discipline Wins. Case In Point - 2025
Jan 500:28:58Tap to summarizeThe year felt like a stress test wrapped in a plot twist: a spring selloff on tariff fears, a quick reset, and a powerful finish powered by heavyweights. Andy, Jake and Mark walk through the real drivers behind the numbers—how a 19% drawdown and an 8% wobble hid inside a “good year.” Plus, why market leadership looks unusually concentrated, and what makes today’s earnings story different from the dot-com era. No crystal balls here, just clear context and a focus on decisions that actually move the needle for long-term investors.We dig into the global picture as well. Developed international and emerging markets finally showed some life, helped by a weaker dollar that lifted returns for U.S.-based investors. On the fixed income side, bonds did their boring, beautiful thing: they provided ballast when stocks stumbled and finished positive as the yield curve started to look normal again. (Oh yeah, we explain what a yield curve is!) Starting yields matter, and they tell a better story now than at any point in the near-zero rate era.Policy and headlines gave us plenty to chew on too: tariffs that started scary but moderated with negotiation, consumer debt stories that missed the key metric of debt service ratios, and high-profile tech layoffs set against an unemployment rate still near full-employment territory. We close with a contrarian insight that keeps proving itself: when sentiment is bleak, forward returns tend to improve. The “wall of worry” is real, and it’s climbable with diversification, patience, and a plan built for years, not months.Follow the show, share it with a friend, and leave a quick review so more listeners can find it. What market question should we tackle next?The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations.It is only intended to provide education about finance, tax, retirement and related planning topics. To determine which investments or strategies may be appropriate for you, consult your financial, tax or legal advisor prior to implementing. Any past performance discussed during this program is no guarantee of future results.Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Keeler & Nadler Family Wealth is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Keeler & Nadler Family Wealth and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Keeler & Nadler Family Wealth unless a client service agreement is in place.
Transcribe →