Podcast
Financial State of Minds with Darrin Harvey
Hosted by Darrin Harvey · EN
Want to get out of debt, build stronger credit, and make smarter money moves?
Better money starts with a better financial state of mind.
Financial State of Minds with Darrin Harvey, the Money Counselor™, helps listeners rethink how they use money, credit, cash flow, and capital to create more stability, more options, and more opportunity.
From rebuilding personal credit and escaping the debt cycle to understanding business credit, getting funding, securing loans, saving smarter, investing with more awareness, and making money work with more strategy, each episode turns complex financial topics into clear guidance people can put to work immediately.
Through solo episodes, expert interviews, real life money conversations, and listener Q&A, Darrin uses his perspective as a financial coach, business advisor, keynote speaker, founder, and member of the visually impaired community to make financial education more accessible, practical, and actionable.
Financial State of Minds is built for professionals, startups, small business owners, entrepreneurs, and everyday people ready to make money clearer, credit smarter, and better financial decisions easier to make.
11episodes
Episodes
Newest firstAll episodes
Juneteenth Special: Money, Mindset & Motivation Through the Lens of Black Men (Part 1)
1w ago01:01:02Tap to summarizeIn this special Juneteenth episode, Darrin Harvey is joined by Tarik Williams and Troy Sandidge for a powerful conversation about money, mindset, motivation, and empowerment from an African-American perspective. The three discuss financial literacy, personal growth, representation, accountability, and the importance of creating opportunities for future generations. This is Part 1 of a two-part conversation.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →If You Had to Spend $50,000 in 48 Hours, What Would You Do?
2w ago01:10:57Tap to summarizeWhat would you do if you had to spend $50,000 in the next 48 hours? Darrin Harvey and TEDx speaker Troy Sandidge react to some of the most memorable, emotional, and thought-provoking responses from a viral Threads post. From paying off debt and helping family members to investing and pursuing dreams, this episode explores what our answers reveal about our priorities, values, and relationship with money.React and engage with Darrin's viral thread.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →Is There Really Such a Thing as “Good Debt”?
2w ago00:26:43Tap to summarizeIs there really such a thing as “good debt”? In this solo episode, Darrin Harvey challenges one of the most common ideas in personal finance. While mortgages, student loans, and business loans are often labeled as good debt, Darrin argues that the reality is far more nuanced. Learn why debt should be evaluated based on outcomes, risk, and personal circumstances—not simply by the category it falls into.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →Your Financial Situation Is Your Responsibility
2w ago00:34:08Tap to summarizeIn this raw and motivational solo episode, Darrin discusses why personal accountability is one of the most important traits for financial success. While your current financial situation may not be entirely your fault, Darrin argues that it is ultimately your responsibility to improve it. Learn why accountability, acceptance, and ownership are the foundations of lasting financial growth.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →Stocks vs Real Estate: Why I Changed My Mind
3w ago00:18:42Tap to summarizeIn this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately changed his perspective on building wealtAbout Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →What’s Your Why? The Real Reason You Want More Money
3w ago00:12:14Tap to summarizeIn this personal and motivational solo episode, Darrin challenges listeners to identify their financial “why.” Drawing from his own experiences and motivations, he explains why understanding the purpose behind your financial goals is often more important than the money itself. Learn why Darrin’s goal of becoming a multi-millionaire is rooted in freedom, impact, and opportunity—not just wealth.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →The Origin of Financial State of Minds: A Conversation with Darrin Harvey
May 2800:29:57Tap to summarizeIn this previously unreleased interview recorded at Chabot College, Darrin Harvey shares the story behind Financial State of Minds, discusses the basics of creating a financial plan, and explains how business credit can help entrepreneurs grow. This episode offers a behind-the-scenes look at Darrin’s mission to make financial literacy accessible to everyonAbout Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →What to Know Before Starting a Business | Business Structures, Mindset & Strategy
May 1800:46:00Tap to summarizeDarrin and Maurice Shabazz discuss what future business owners need to consider before officially starting a business. From business entities and structures to online vs brick-and-mortar businesses, this episode breaks down the mindset, strategy, and awareness required for entrepreneurship.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →Mindset, Burnout, and Resilience: A Conversation with Tarik Williams
May 1200:58:22Tap to summarizeDarrin sits down with mindset empowerment coach Tarik Williams for a powerful conversation on burnout, resilience, and personal growth. The two discuss their shared experiences as legally blind African-American professionals and why mindset plays a critical role in overcoming adversity and finding purpose.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →Good Debt vs Bad Debt: What You Need to Know Before You Borrow
May 400:31:53Tap to summarizeDarrin and Maurice Shabazz break down the difference between good debt and bad debt, explaining how credit can be used as a tool to build wealth or become a financial burden. Learn how to make smarter borrowing decisions and leverage debt the right way.About Darrin HarveyDarrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.Support The FSM Podcast & Connect With Darrin Harvey:Rate & Review the PodcastConnect on LinkedInFollow on ThreadsFollow on InstagramSubscribe on YouTubeNeed Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
Transcribe →