Looksmaxxing Debt, Income Gap Friendships, and AI Therapists ft. Pat McAuliffe

Summary

Financial Tea with Mrs. Dow Jones

Episode: “Looksmaxxing Debt, Income Gap Friendships, and AI Therapists ft. Pat McAuliffe”
Date: April 23, 2026
Guests: Pat McAuliffe (Barstool, Out & About podcast)

Overview

This episode of Financial Tea dives into the messy intersections of money, relationships, and modern culture. Host Haley Sacks (aka Mrs. Dow Jones) is joined by her longtime friend Pat McAuliffe for a “Dear Sugar Mama” segment—answering listener questions about looksmaxxing and debt, income disparities between friends, sticky etiquette around split bills, and whether AI chatbots are the new emotional support (and sometimes, the new therapist or even relationship confidant). The episode is a mix of humor, candor, and real-world advice for navigating awkward but essential money conversations.

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Main Segments & Discussion Points

1. Intro & Chemistry: The Nature of Financial Friendships

Time: [02:28]–[17:41]

• Friendship Background: Haley and Pat reminisced about meeting at their first jobs at David Letterman, highlighting their instant connection and comedic struggles as they failed upwards on the job.
• “Money Difference Relationships”: They discuss being friends with different incomes, joking about who’s the “sugar mama.”
• Quote:
  • “People talk about age difference friendship relationships, but like we’re in like a money difference relationship.” (Haley, [13:34])

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2. MDJ Market Report: The Alex Cooper v. Alex Earle Showdown

Time: [04:34]–[13:27]

• Summary of Drama: Breakdown of the public fallout between Alex Cooper and Alex Earle, centered on allegations of exploitative contracts and leverage in influencer networks.
• Business Lessons: The discussion focuses on power dynamics, non-disparagement clauses, and how creators are beginning to realize their true value.
• Quote:
  • “The creator is the economy. In 2026, Alex Earl never needed a network—she is the network.” (Haley, [07:04])
• Sarah Blakely Reference: “Why does business have to be war?” reframing business as collaborative instead of combative.
• Ownership Over Platform: True wealth in media isn’t platform size, but ownership over one’s own assets.

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3. Dear Sugar Mama Q&A: Part I—Looksmaxxing, Debt, and Family Concern

Time: [17:41]–[24:51]

Listener Question: “I’m worried my sister is going into debt over esthetic procedures. What should I do?”

• Pat’s Take:
  • “Remind yourself: this is your sister’s money, not yours. If it’s her job to look good, that’s fine, but it crosses a line if she’s getting botched or drowning in debt.” ([18:19])
  • Candidly shares his hair transplant experience in Turkey (“If I had to pay for it in New York? That’s $30k, no thanks.” [19:13]) and his “scam artist” ways of getting free services as a Barstool personality.
• Haley’s Advice:
  • Family often feels ownership of each other’s financial lives, but you’re not legally liable for a sibling’s debts.
  • “Whether it’s Botox, shopping, or gambling… if it feels like it’s in control of you financially versus you controlling it, that’s the danger zone.” ([22:42])
• Notable Moment:
  • “Sisters do be judging. And sisters also do be not wanting their sisters to be hot.” (Haley, [21:27])

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4. Dear Sugar Mama Q&A: Part II—Wedding Power Struggle

Time: [26:41]–[29:43]

Listener Question: “Fiancé’s mom is paying for a $500k wedding, but she’s taking over. Do I shut up and smile or blow up the party for the day I want?”

• Pat:
  • “Shut up and smile—God forbid someone pays for a half million dollar wedding and you’re jealous of your mother-in-law’s dress. Get over yourself.” ([27:01])
  • Points out the need for the fiancé to buffer with his mom.
• Haley:
  • “Money gives people power. When someone pays, you lose autonomy—which could be an issue long after the wedding’s over.” ([29:10])

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5. Dear Sugar Mama Q&A: Part III—The Un-Venmo’d Dinner

Time: [29:48]–[31:59]

Listener Question: “It’s been five months, and my friend never Venmo’d me for dinner. Can I still ask?”

• Pat:
  • “Statute of limitations is up. Five months is crazy… you’ve got a week, tops, to send that Venmo request, or just treat it and let it go.” ([30:15])
• Haley:
  • Recommends nudging the friend in a light way next time or using humor.
  • Financial Tip: “Venmo is not FDIC-insured. Always cash out—don’t leave big balances there." ([31:27])

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6. Dear Sugar Mama Q&A: Part IV—Debt Confessions in Relationships

Time: [35:14]–[37:31]

Listener Question: “I haven’t told my boyfriend I have debt—do I have to? How do I say it?”

• Pat:
  • “Just rip the Band-Aid. If he’s really your guy, honesty is the key, Mama.” ([35:14])
• Haley:
  • “Normalize it. The system is set up for you to get into debt—it’s not a moral failing. Just show that you’ve got a plan and you’re moving forward.” ([36:08])
  • “The worse your story, the cooler your story will be.” ([36:40])
  • Advocates for “rebranding” debt: don’t be apologetic or dramatic, just state the facts.

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7. Dear Sugar Mama Q&A: Part V—Friendship & The Income Gap

Time: [37:31]–[42:17]

Listener Question: “My best friend and I have totally different incomes. It’s getting awkward. How do we deal?”

• Pat:
  • Reflects on his friendship with Haley, emphasizing how honesty and mutual appreciation trumps any “scorekeeping.”
  • “You just have to be honest about what you can spend, and contribute in other ways. Money is less valuable than a truly good friend.” ([39:27])
• Haley:
  • “The one with more money needs to just prorate her shit. People need to be more funny with money—honesty and humor go hand in hand.” ([41:03])
  • Suggests friends recognize the value of non-financial contributions, like planning or making meals.
• Quote:
  • “It’s generous on them to do every good restaurant, plan the beach days… the stuff I don’t want to deal with. I’ll pay for the hotel.” (Haley, [40:10])

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8. Dear Sugar Mama Q&A: Part VI—AI Therapists & Relationship Snooping

Time: [42:17]–[45:46]

Listener Question: “I went through my boyfriend’s phone and found he’s been sharing doubts about us with ChatGPT. Now what?”

• Pat:
  • “You gotta confront his ass. Otherwise, it’s gonna eat away at you.” ([43:05])
  • Finds it weird to use ChatGPT as a therapist for relationship doubts.
  • Ultimately suggests that silence won’t resolve the wound; honesty is necessary—even if the relationship seems doomed.
• Haley:
  • “If you looked at my chat GPT, I’d go to jail. That’s my most intimate relationship!” ([44:05])
  • Points out this is the digital age’s version of reading diaries—acknowledges the trust breach but also the reality of curiosity.
  • “If you find out someone’s cheating, the issue isn’t how you found out. It’s that they were cheating.” ([45:02])

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Notable Quotes (with Timestamps)

• “The creator is the economy. Alex Earl never needed a network—she is the network.” — Haley, [07:04]
• “People talk about age difference friendship relationships, but we’re in a money difference relationship.” — Haley, [13:34]
• “I scam. I’m a scam artist first and foremost.” — Pat, on getting comped cosmetic procedures, [20:20]
• “Sisters do be judging. And sisters also do be not wanting their sisters to be hot.” — Haley, [21:27]
• _“Normalize it. The system is set up for you to get into debt—it’s not a moral failing." — Haley, [36:08]
• “The worse your story, the cooler your story will be.” — Haley, [36:40]
• “Money gives people power. When someone pays, you lose autonomy.” — Haley, [29:10]
• “Statute of limitations is up. Five months is crazy… you’ve got a week, tops, to send that Venmo request, or just treat it and let it go.” — Pat, [30:15]

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Key Takeaways

• Looksmaxxing and Debt: Pursuing physical enhancements can be a slippery financial slope—reflect on ROI, don’t go into debt for it, and look for deals if you’re determined.
• Weddings and Wealth: When someone else foots the bill, be prepared to surrender some control. Use your partner as a buffer with meddling relatives.
• Split Bills: Venmo requests should be prompt. Five months is too late—let it go or move on.
• Debt in Relationships: Be transparent; it’s a shared reality for many and doesn’t define your worth.
• Income Gap Friendships: Open communication, flexibility, and humor are vital. Recognize non-financial contributions; generosity goes both ways.
• AI Therapy Creep: If you discover troubling info via snooping, honesty is best—even in our digital confessional age.

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Tone & Energy

The episode is smart, unfiltered, and funny, blending actionable financial advice with a warm, sometimes irreverent tone. Haley and Pat’s chemistry brings depth to tough money topics, and their candor makes each response relatable and memorable.

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Segment Timestamps

• 00:00–02:28 — Ads/Intro
• 02:28–13:27 — Catch-up, Friendship Dynamics, Market Report (Alex Cooper v. Alex Earle)
• 13:27–17:41 — Friendship Backstory & "Money Difference" Dynamic
• 17:41–24:51 — Looksmaxxing Debt + Sisterly Concern
• 26:41–29:43 — Wedding Paid-for By Fiancé’s Mom
• 29:48–31:59 — Unpaid Venmo Dinner
• 35:14–37:31 — Debt Confessions in Relationships
• 37:31–42:17 — Friendship & Income Gap
• 42:17–45:46 — AI Therapists, Snooping, & Relationship Doubt

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Final Thoughts

This episode is a must-listen for anyone navigating money in their social or romantic life, especially in the messy, meme-filled, influencer-driven world of today. Haley and Pat don’t shy from the hard or awkward moments—and they make it all genuinely fun.

Transcript

[A]

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[B]

That case is a red flag if a guy's asking you about your debt three months in.

[A]

Yeah, me on a first date but like, yeah, for sure. Red flag. What's up, rich people? It's me, Haley, aka Mrs. Dow Jones, and this is Financial Tea. Welcome back to Financial Tea Sippers, the podcast where I teach you how to build wealth with a side of market drama, money scandals, and of course, financial pop culture. And. Wait, I thought you were filming me.

[B]

No, no, there is someone el cameras for that.

[A]

There's someone else in the room with me. Yes, you can hear him. Today we are doing a Dear Sugar Mama segment, and I have a very special guest. My gay best friend.

[B]

And also just regular best.

[A]

Regular best friend, but also gay best friend.

[B]

We don't need to qualify with sexuality.

[A]

We don't. And also because you don't like, read as gay and like the traditional sense. So it's actually. You're my beard.

[B]

I read straight.

[A]

You're right. Beard for like being single. Like, it's just mostly like, you can

[B]

wear heels around me. Yeah.

[A]

Oh, tall guy and best friend and podcast host. Extraordinary D. You might know him from barstools out and about. You might know him from all of the shows that he does serve our soul that are. You know, I can't even keep up. The YouTube channel is just filled with your face.

[B]

It's filled with my face.

[A]

Yeah. You're like always in an rv, sort of like with cameras shooting you like you're at nascar. Like, you know, your job takes you lots of places.

[B]

I'm a lady about town.

[A]

You sure are.

[B]

I'm all over the place, my dear.

[A]

And we are going to answer your Dear Sugar Mama questions, which are today I chose them all about money etiquette. Cuz I feel like you're really good at that.

[B]

Yes.

[A]

But I also threw in a bonus one at the end about dating and AI.

[B]

Wait, what? Dating? And AI Is dating getting in the way of AI?

[A]

It's so crazy. And I think that, like, as people get more obsessed with their chatbots, this is going to happen more and more. So I was just was like, this is a. This question does not necessarily have to do with finances, but we need to discuss it because you have read through someone's phone.

[B]

And my boyfriend is also AI.

[A]

And your bo say AI. Yeah. As someone who's dating a bot, I.

[B]

As someone who's dating a bot was kind of struck close home to me.

[A]

Lol. Okay. Yeah. Let's get into the market report, baby. Hey, guys, welcome back to the MDJ Market Report, where I give you the stories that you need to know to understand what's happening on Wall street in the World of business I want to flag before I got into this week's market report that I am going to LA this weekend. Brag. Just kidding. It's going to just be like so much work and probably goop kitchen. But because of that I'm recording this like a bit earlier than usually do. So the story that I'm focusing the market report on that we're going to get to, we might have new information around it. But anyways, let's get into it. So if you've been on the Internet at all, you've seen the mystery drama playing out between Alex Cooper and Alex Earl. But what I want to do is peel back the sort of he said she said drama of it. Because to me this is not just a falling out. It is a high stakes case study in equity and leverage and really what happens when a creator realizes that she, she already had the power before she ever signed a contract. So just to fill you in, Earl officially left Cooper's unwell network in 2025. And then they sort of went into this like nuclear cold war. And it peaked when Earl reposted a video calling Cooper an ambulance chaser and a grim reaper who preys on creators when they're broken down. And then Cooper fired back and made this like crazy scary video, basically telling Earl to like stop hiding and just say it for yourself and like speak your truth. And flexing so hard that there was no NDA between them. Like it was almost a dare. But I feel like that move, and by the way, I think Alex Cooper really shot herself in the foot with the whole thing. But I feel like that move reveals more about Cooper than it does about Earl because she is playing a very specific game where you go public first, you frame yourself as the transparent, trustworthy one and basically force your opponent into a corner where if you stay silent, it looks like guilt, but if you speak up it looks like a breach. Because let's be real, even if they didn't have an NDA, they definitely had a non disparagement contract. So if Alex Earl speaks out against this, it could get her into a legal battle. So she really is in a hard position. And I feel like these sort of moves really only work if the playing field is level and it isn't. So I don't know. I think calling out someone who can't fully respond is not bravery, it's really just leverage. And I personally don't believe that loudest person in the room is the most powerful one. I just think that they are often the ones who are the least legally exposed. But the real tea is that their business relationship was broken by design. Which is sort of crazy because we all know that Alex Cooper famously fought barstool sports for her own intellectual property. And the rumor is that she allegedly built a deal for Earl that mirrors the one that she once hated. So there's a lot of reports that suggest that Earl's unwell contract had essentially like a 30% management tax on an infrastructure she had already built. And then Alex Earle's father looked at the books and looked at the contract and found out that they were taking a huge cut of the hot mess assets without really providing any growth to justify it, and got them out of the deal and like, it sort of blew up their relationship. The mistake number one was that Alex Earl never needed a network. Like, she is the network in 2026. The creator is the economy. So I feel like she just really needed a partner to treat her like an enterprise instead of a protege. And really the moment that her dad stepped up and did that, the math stopped working for everyone else in the room. Because it just became about how can Alex Earl own the most of what she's putting out? Which is why we're also seeing her with the skin care line instead of promoting other people's skin care lines. Like, she realizes her own power and she is down to monetize it. She's not going to sell other people's products, she's going to sell her own stuff. But I will also say just about women in business. And I'm a woman in business. And like, look, there's a lot of other financial creators in the space. Like, I don't know, I've dealt with a lot of people in my time. And something that I always think about is Sarah Blakely, who started Spanx, said when she started Spanx, she had a meeting with all these guys, like, trying, trying to sort of intimidate her. And they were like, well, Sarah, you know that business is war, right? And she was like, wait, why does business have to be war? Like, no, that's not how I'm going to do things. Sarah Blakely never treated other women as competition. She saw them as really the point. And I feel like Alex Cooper had that same opportunity. Like, she was the creator who fought the machine, she won. She could have used that blueprint to build something genuinely different for the next generation of women in media. But instead she sort of just became the thing that she fought against. So I don't think that's really as much a PR problem as it is just like a her problem. And I will also say that the richest people in any industry aren't even always the ones with the biggest platforms. They're just the ones who own what's on them. So, like, Alex Earl's face, voice, audience, These were always the asset. And the question was just who was gonna profit from them. And her dad read the contract and saw the answer, and now she gets to change it. Work team Alex are all in this house, and I think that Alex Cooper needs to, like, go touch grass and realize that, like, she has enough money, so why not do business in a way that she's proud of instead of being, like, such a pit bull all the time. I'm all about getting your bag, but I think that you can do it in a way that has a bit more integrity. That being said, this is all alleged, so I want to just put that out there. And also, I went on call her daddy, and Alex Cooper was awesome. And I thought she had an amazing work ethic. Like, I could just see it then that she really is so focused on her career, which is inspiring. But I don't know, I just wish that this could have ended differently. And I think that it's sort of like, fool me once, shame on you, fool me twice, shame on me. Like, something similar happened with Sophia, clearly her old host, and now it's happening with Alex Earl, and it's like, at the end of the day, like, there's only one thing that those two have in common, and that's Alex Cooper. So the writing's a bit on the wall. Okay, now let's jump into our amazing Dear Sugar Mama segment with my best friend Pat. I am coming to you live as someone who just did their Warby Parker virtual try on that brand. Like, they really are doing something good over there. Like, they really know how to make buying glasses just, like, uncomplicated and well priced. I feel like I always just end up with the cutest styles that are right on fashion, and they really fit my face. And I actually can buy them online, even though, like, that can be something that's really difficult because they are using AI say it with me to make it really easy for you to just virtually try on. I'm deeply obsessed with Warby Parker. I feel like nothing really comes close on the quality and the price and the selection and the customer service. And their process is just so easy and customizable. I'm a big blue, light glasses girl. Like, yes, I really do think that they work, and so I have a lot of those from them I also just got these like really cute little like Carolyn Bessette sort of vibe sunglasses that are she. So right now buy one prescription pair and get 20% off any additional prescription [e-mail] financial tea. That's 20% off additional prescription pairs when you go to W A r b y. Parker.com financialtea okay, you guys have heard me talk about built a lot. I have been a built girly since they came out. I ride for them because it's like your housing payment is your biggest expense and for most people it's doing absolutely nothing for them, which is rude. And that is where Bilt comes in. It is the membership for where you live that will actually give you rewards on your housing payments. And this is whether you rent or you own. Yes. Even mortgages now. So every payment earns you points that you can redeem towards things like flights with partners like United and Hyatt Lyft rides Amazon purchases. Personally, I love to use my built points for flights. Like I think they're super valuable and I just feel like if I'm paying to live somewhere, I should also be paid to leave. You know what I'm saying? But here's the underrated part. Bilt now has a neighborhood concierge so they can book your dinners, they can book your workouts, they can find you new spots. Basically, Bilt will handle your life logistics while you collect points at over 45,000 places. It's giving personal assistant but make it financially responsible. Look, being an adult is so expensive. It should at least be working for you. Bilt is such a no brainer. [e-mail] tea that's J-O-I N B I L T.com tea. I'm here.

[B]

I want some financial tea and I want some financial drama because you're kind of my sugar mama when we think about it. Oh, we should talk about this a little bit.

[A]

Yeah. What it's like to be in a friendship where it's like people talk about like age difference friendship relationships, but like we're in like a money difference relationship.

[B]

Yes. And it's. I have a lot more.

[A]

Yeah, you have a lot more. So it's like I'm just in it for. I'm in it for that.

[B]

I'm so excited. I want to hear all your listener questions because I feel like every time I watch this segment they get better and better and I'm ready to just kind of dig in and sink my teeth into what we're about. To get into.

[A]

Okay. But first, could we just talk about, like, where our friendship sort of.

[B]

Let's do it.

[A]

Came from? So, like, yes, the rumors are true. Pat and I met at David Letterman. Name brand, name drop. When we were in our early 20s. You were like, had quit pharmaceutical sales.

[B]

Yes, yes, yes. Quite the pivot. I quit that. I was in Massachusetts right after school. I worked in tech job. In a tech job. And then I got a job at Dave Letterman. And then probably like a week into the job, I met you.

[A]

Yes.

[B]

And I was like, this girl is bad at her job. I was like, we are gonna be friends. Because I was. So it's one of those things. The second you got into the show, you realize that it's kind of a dead end. Like, Letterman was about to retire. So I'm like, all right, let's just have fun on this job. And who's the most fun person at David Letterman besides Letterman? It was you. And we had so much fun on that job. That really was a blast when you think about it.

[A]

We had so much fun. And the worst. I would say the funniest thing that happened was that. So I just want to be clear. Yeah. Like, everyone else was really good at their job. Pat and I were like, sort of, you know, like, we're bringing in literally, like. Like, random people from Times Square to do. To be in the audience getting in trouble. It's called, like, a red dot. If they put it on the ticket and you brought the audience member and they'd give it a red dot. And then when you had your review, they would tell you how many red dots that you got.

[B]

Everything is based on how people looked at lettering. But the thing is, Letterman didn't know that that's how. That's what was the audience was based on. This was just an imaginary rule that these two audience coordinators came up with in their head, which was, we need to see these people up front and these people in the back. And it fell on us, me and

[A]

Haley, to go to Times Square and

[B]

literally go to Times Square. And it was called barking. You literally, like, yell at people to give them tickets. Yeah. But if you brought someone back and, like, they didn't fit the look, they wanted like, a Midwestern wholesome look.

[A]

Yeah, they did.

[B]

Then they'd be like, why is this person in the front? And it was wild to be a part of. Which is why after, like, four months, you left Max. I was like, I'm good. And you're like, okay, I'm leaving right after you. Yeah. And that was in 2014.

[A]

Yeah.

[B]

We've literally been best friends ever since.

[A]

About Depends.

[B]

I'm in your family now.

[A]

Yeah. No, and then it was like, also became exactly like you met the family. And they were like, okay, we need him. Like, we're.

[B]

Imagine if. Do you think if I was straight, we'd be like, together.

[A]

But at this point, we would have family, right? At this point, like, it would be. We might. And we. By the way, we would be in counseling.

[B]

Like, we would. It would be so, like, we're on. Like, we're teetering on the edge, right? Like this. This interview could go left. Like, if we want to. If we want to take it there, we could.

[A]

We would keep it definitely interesting. But it's like, there's no way that there would be any sort of fidelity or, like, fidelity or like, that we wouldn't be fighting all the time if we are married.

[B]

But you always say you want, like, if we were to do kids.

[A]

Oh, do you want to tell them about our plan?

[B]

So Haley's like, if we both don't have kids by the time we're 40, which is like decades, literally, like, tomorrow, then we'll do tomorrow then.

[A]

But you have diabetes, so I was gonna have you do sperm donation, but then I have, like, I do know so much about your health, and so I am sor. Of like, are the. Is the diabete. The pre diabetes.

[B]

Pre diabetes. But it's only because of M&M's. Okay. Cuz you cut out M and M's, so I'm good. She says if I give her children, then she'll give me townhouse. But only the basement of the town.

[A]

That you can do, like, fun, like, uncle in the basement vibe. Like, go see uncle.

[B]

I can do dead beat.

[A]

Yeah, you can do. But that beat, which I think would be nice because in the one way, I wouldn't have to worry that you would be, like, too involved in kid life.

[B]

Oh. Oh, you don't have to worry about that.

[A]

But in the same way do I want you a little bit reliable, but you won't be.

[B]

That's where the issue comes in. I don't know if we can communicate to get on the scene page of how involved I'm going to be.

[A]

I did an egg freezing episode. So maybe we do sperm donation.

[B]

That it's like you just go in a bathroom and just kind of crank one out.

[A]

Turkey baster.

[B]

Oh, turkey baster.

[A]

Yeah, we're not having sex.

[B]

Okay.

[A]

Yeah. I just want to be clear.

[B]

I'm sorry. Can we cut this.

[A]

Okay, but enough with the biography. We have to get into these freaking questions because I really got some juicy, juicy, Dear sugar mamas that you are going to freak out on. Make sure that you send yours there. But the first one, I was like, okay, we need to talk about this. You. Because you're in your looks maxing era.

[B]

Yes.

[A]

Okay, so. Dear sugar mama, I'm worried about my sister's finances. Recently she started spending a ton of money on esthetic procedures. First it was Botox, then filler, then you know the rest of the story. Once you pop, you can't stop.

[B]

Preach.

[A]

I support her decision to prioritize her image, but I'm worried she's going into debt for this and I just want to shake her awake.

[B]

I would think the first thing you have to do is remind yourself that this is your sister's money and not yours. Your sister can do whatever she wants with the money. And also, what is the sister's job? If the sister has a front facing job, if she wants to look good, that's fine. But I feel like if you're going so overboard and going into debt and if the surgeries are bad, you need to say something. People don't talk about that. Like, if you have a good surgery and you spend money on it, that's fine. If you get surgery and you're overdoing it and it looks bad, I think you need to step in them.

[A]

It's actually so true. You need to calculate the ROI exactly. Like if someone's getting fully botched.

[B]

Right.

[A]

But you're speaking from your own perspective too, because of course you have been looks maxing and you do have a front facing job and you have been investing. I want to share your finances of your hair transplant.

[B]

So I recently did my own little brush up refresh and I got a hair transplant in Turkey, which was free through my job, thank goodness. But if it was.

[A]

Pat works for Barstool and he did a segment for them called Bald Stool.

[B]

Bald Stool. So this is season two of bald stool where they take like 30 people from our company and fans and they send them all to Turkey and they give us all procedures as part of like this massive ad deal. But if I were to pay for this on my own, I think it would have been around like 8 or $9,000 in Turkey. But if you got this done in on, you know, the Upper east side or in New Jersey, you're paying like 25, $30,000 for a good one. So I don't know if I would do this in The States, because that's just a little too much money for me to spend.

[A]

You also were like, it was not the sort of thing where anyone was like, oh, Pat is really bald.

[B]

No, I'm getting ahead of it.

[A]

You're. My mom was preventative.

[B]

It is preventative, but I think it takes on a completely different meaning if you're spending money on your looks. It's just what's important to you. Like, if she's spending money and it's going to make her feel good and it's going to make her feel confident, do it, but don't go broke doing it. And I think most people also know the line, right? Like, you know, if you're going a little too far or if you've done too much. Like, I used to do Botox all the time. Huge waste of money. And I had to stop because I became immune to it.

[A]

But you also have a way of finding all of these procedures for free.

[B]

I scam.

[A]

Yeah.

[B]

I'm a scam artist first and foremost.

[A]

Like, if there's a med spa that like has some sort of Instagram presence, pat will be DMing them 100%. Finding a way to get as many free.

[B]

Maybe that's the advice we give her.

[A]

Create a platform, create a podcast, build

[B]

a social media, get it for free. Yeah, that's the way to do it.

[A]

Because you know what, though, there's two things that people love to give influencers for free. What are they? Botox and teeth.

[B]

And teeth.

[A]

No, I was going to say energy drinks and teeth.

[B]

Energy drinks, teeth, Botox.

[A]

Yeah. I think it's really hard when your family is spending money in a way that you don't agree with because you. You start your life sharing money with those people. And so it feels like personal to you and as though it's going to affect you. But actually, like, legally, if your sister gets into so much debt and like completely fucks her life up cause she's like, you know, getting needled all the do day. It actually won't take you to the cleaners at all. So you're fine. It's more just like sisters do be judging.

[B]

And I know sisters fully judging.

[A]

Sisters do be judging. And sisters also do be not wanting their sisters to be hot.

[B]

Is that tr.

[A]

True? Yeah.

[B]

Let's unpack this.

[A]

Oh, I have two sisters and I think that there's like so much competitiveness around. Looks like.

[B]

But I think you hit the nail on the head with it's. If your family, if you grew up and your family had never spent money on that kind of thing, like any sort of plastic surgery or looks maxing, if you will, then there's. Then there's judgment that comes with it from your family. So if people aren't going to understand, and maybe it's a lot of money, maybe what's a lot of money to them to spend on your. On your face and body isn't a lot of money to use. Maybe they just don't understand. But I think at the end of the day, you just have to do what makes you happy as long as you're not getting in crazy debt. And I don't think you should get in debt at all for any sort of elective like surgery or procedure.

[A]

Okay, you're going on the record saying,

[B]

I'm going on the record. I think it's unavoidable to a degree. Right. Like, for certain people, you're gonna have to go into a little bit of a debt. But I think you really have to be careful because it is a slippery slope.

[A]

But I think that also we're focused so much on the fact that this is an aesthetic procedure, because I think that, like, we are obsessed looks maxing as like a. Like, we, like, it's like, funny and like, we always talking about it.

[B]

It's hilarious.

[A]

And, you know, thinking about it and dreaming about it. Dreaming about it, even, like, considering what could be next.

[B]

Almost obsessing.

[A]

Yeah. One could say spending time on it. But at the end of the day, whether it was aesthetic procedures or shopping or gambling, just anything that you are compulsive towards that feels in control of you financially versus you being in control. Which is, like, what I think is so dangerous with aesthetic procedures, because similar to gambling, where it's always, oh, the next thing is gonna win, even if you get your teeth done, then you're thinking, oh, I wanna get my eyes done. I need a blast. I need a. What if I got a little chin? Like, it just keeps on rolling and rolling because you are always trying to hit this version of perfection. And so I think that it actually is something that could be really compulsive financially. And I do think that maybe she should talk to her sister. Not from a place of jealousy, but from a place of maybe trying to help her get a little bit of support just because it is a slippery slope.

[B]

I think if you want to do something to your body, you should, 100%.

[A]

But what if you can't afford it?

[B]

If you can't afford it, then you have to wait until you can afford it. But I think you have to take the time to explain to people who are close to you, who are gonna judge you why you're doing it.

[A]

He says it from personal experience.

[B]

No, I do. Because when I got my hair done, my family was like, what the are you doing? And I was like, yeah, it's. This is a nothing surgery. It's free. Let me get it. But I'm also getting my teeth done. And they're like, why do you need to have your teeth done? And I explained to them and they get it. Because people are going to judge. Like, no matter what, people are going to judge. But if they don't understand, if you can at least help them understand, then that'll help them kind of like turn back their judgment a little bit. Or not. Or they could be terrible. They could just continue to judge you.

[A]

But also if you're going down the rabbit hole of getting more and more and more procedures, like for you, yeah, you did your hair, now you're doing teeth. If then in July you're telling me what's after that you're getting like calf implants or something, I might call Phyllis.

[B]

You have to.

[A]

Yes. Because I'm like, okay, I'm seeing a pattern here, but I don't.

[B]

I think you need to have an exit plan because it is a little bit like, I got this hair done. I'm like, oh, okay. Like, give me some teeth. Like, give me some. You need to have an exit plan for the surge.

[A]

So what's your exit plan?

[B]

I think I'm done after teeth because what else can I do?

[A]

There you go. Well, I know what you're gonna do. Perfect.

[B]

It's like, what else can I do?

[A]

This episode of Financial tea is brought to you by Ancient and Brave. They have been an iconic and trusted wellness brand in the UK for years. And now that they've launched in the US across the pond, I have been integrating two of their hero products into my daily routine. I like their true creatine plus and their true collagen. And let's start with the true creatine plus, baby. Because suddenly everyone is taking creatine. But what's interesting is that women naturally store 70 to 80% less creatine than men, which means we can actually more noticeable benefits from supplementation and ancient and braves. True creatine plus not only helps enhance physical performance, but it has added taurine, vitamin D and magnesium. So it also helps support energy, improve cognitive function and just overall well being. It's neutral tasting and I take it daily, even on my non workout days. I've been stacking that with their best selling, clinically studied true collagen, which is a hero product for positive aging, active lifestyles and just like that, beauty from within. Go to ancientandbrave.com planet and use code T for $10 off any purchase that's ancient and brave.com planet code T for $10 off. My fiance comes from generational wealth the dream and his mom offered to pay for our entire wedding. And I mean entire. We're talking black tie, a venue I could never afford, florals that cost more than my first car, and a catering bill with no ceiling. Ooh. Go full pig. Amazing, right? Wrong. I wanted something intimate. She invited 200 of her closest friends. She has opinions on every vendor.

[B]

Grow up.

[A]

Rewrote the timeline. And I'm not exaggerating. Her outfit is better than mine. Now I'm standing in the middle of a 500k event wondering if I'm the bride or the event planner. Do I shut up and smile or blow up a 500k party to have the day I actually wanted?

[B]

Shut up and smile. God forbid someone wants to pay for a half a million dollar wedding and you're jealous of your mother in law's dress. Get over yourself. If you want it to be intimate, it can be intimate. Why don't you redistribute some of that $500,000? Seriously, if they have a half a million dollar budget and it's not like money isn't being allocated to the things you want, you can reallocate it to other things. But I think that's so crazy to just get upset because your mother wants a mother in law wants a big wedding. This is a nothing problem.

[A]

I definitely agree. This is a nothing problem. I don't think that she can reallocate any of the funds though because it seems like the mother in law is like fully in control. But in the same way I'm like, look, people romanticize their wedding day so much. But I think that actually the truth is like for most of my friends who got married, it was stressful. And so it's like the idea that this is going to be some like really like amazing, fun, relaxed, chill party. I'm like, no matter how you cut it, whether your mother in law is it up or your mother's it up or your cousin is or your brother or the, the groom is. I know a girl who bachelorette party was this weekend. She's not talking to the groom. Like it's like there's always going down. So it's like there's stop thinking that this is the best day of your life. At the end of day, it's like you're getting.

[B]

Stop picking up it as the best day.

[A]

Yeah.

[B]

Like, think of it as something you have to check off to get done. This shouldn't be fun. This should be memorable. This should be a task that you complete. No, I think she. You know what? I think she. She has to talk to her fiance. Like, the fiance has to be the buffer to the mother in law. If you're not comfortable enough saying, hey, your mom, you're going overboard. Here's what I want. You have to talk to your fiance, and your fiance has to talk to the mom. And you have to figure out a way to make this work for both of you now, because I know people who have had, like, nightmare in law scenarios, but they've leaned on their partner to figure it out.

[A]

I think that the wedding itself, she's lucky. Like, this is your right. This is a nothing problem. Like, I'm sorry, someone wants to plan your wedding for you and, like, pay for the whole thing.

[B]

I shouldn't say nothing problem because it is a problem, right?

[A]

No, I mean, I guess it's. I think that what the issue is is that money gives people power over you.

[B]

Right?

[A]

So by agreeing to this, they're giving up some of their autonomy. And this could lead to future moments with the mother in law. Like, it could be a slippery slope where then it's. She says, oh, do you want a house? But the house is next door to hers and she's over every day. With money comes so much control. And so I think that it's less about. It's less about like, oh, poor her. The wedding sounds really hard. Or, but more just like, ooh, yeah. Like, this woman could be like trying to swim fan you.

[B]

Yeah, I want to see the mom's dress so bad. So bad. I want to see the dress.

[A]

I was recently looking for my friend's handle in Venmo when I remembered that my other friend and I had dinner a few months ago. Not a cheap one. And I put down my card. Points, hose rise. But I didn't Venmo request her at the time, but I texted her to tell me that she owed me. And she said that she'd Venmo me, but it never came. And I just remember it again after five months.

[B]

Five months.

[A]

What do I do?

[B]

Statue limitations is up. Five months. Like, five months is crazy. And I. Going out to dinner as a group is tricky. And I think you're really good at this because Haley loves to get the points.

[A]

Yeah.

[B]

So she'll be like, credit card down. Yeah. But you send an immediate Venmo, which

[A]

I appreciate it right away.

[B]

And I think there's, like, a week window, and especially if it's an expensive dinner where you have to send a Venmo out or you just treat them. But if you wait five months. No, you're to send. I mean, unless it's, you know, a thousand dollars or something crazy.

[A]

No limitations.

[B]

Because that shows that you don't. You don't care. Because if you cared, you wouldn't be waiting five months.

[A]

Yeah. 100. You said it perfectly.

[B]

Or bring it up passive aggressively and then, like, just kind of let that fester.

[A]

Or next time that you have dinner with them, be like, right. Oh, you've got this. Right. Because, like, you know, I got that. That other koi. Yeah.

[B]

Wait, do you have this one? I think you owe me from the last dinner.

[A]

Exactly.

[B]

Even though it's been eating you inside.

[A]

Yes. Do you think that friends. When the other friend doesn't Venmo them, you do sort of feel like you're getting away with something?

[B]

Yeah, a hundred percent.

[A]

Yeah. Like, it's not innocent when someone doesn't Venmo you. It's not because they forgot.

[B]

And it's also, like, it doesn't. People say it doesn't go through. Venmo always goes through.

[A]

The most important thing to know about Venmo is that it's not FDIC insured. So people get really excited to have a big Venmo balance because it sort of feels like you're getting away with murder. Oh. Like secret cash. But that could disappear in a second. So always cash out your Venmo balance. Don't leave money there. Not to mention that you get no interest on that cash. But more importantly, it's not that safe.

[B]

I think that's weird. When people have a big Venmo balance, they love it. It's like, I have a couple thousand dollars in my Venmo. Why transfer it in, you freak?

[A]

Okay, can we talk about how clean beauty. You can't see me, but I'm doing that in quotation marks is basically the financial equivalent of saying, like, trust me, bro. It literally means nothing. If you've ever felt like your makeup is actively working against your skin, I need you to meet OG it is a certified organic makeup, but it performs like luxury, which is rare. Usually you have to pick a struggle. Most makeup, 80 to 90% filler and pigment. But OG flipped it. Their crystal contour Collection is basically skincare that happens to be makeup. And you guys, I was at Blue Mercury the other weekend and I was trying all these different makeups and OG was one of them. And it was like, I was like, oh, my God, wait, I love this brand. Like, it's like once you try it, you're gonna be obsessed. It's got green coffee oil, elderberry extract, cold press, jojoba ingredients I would normally be financially irresponsible for in Sephora, but now they're in my blush and it's so easy. It's three sticks, so copper for warmth, rose quartz for flush, and opal for glow. And five minutes later, you will look like you drink water. You'll look like you mind your business. You'll look like you have zero debt. I use the copper stick and it really gave me that ice Summer in Europe glow without, like, suffocating my skin. If you're ready to raise your standards financially and cosmetically, go to og.com financialtea and use code financialtea for 20% off. Okay. I have a new financial and emotional support beverage. It's called Oho and it's basically what drinking should feel like if alcohol had better prioritize. We are talking Cannabis infused seltzer that is 20 calories, which honestly feels fake. Like, spiritually, I don't believe that you get zero hangover. It's fast acting and it actually boosts my mood. I never got that, like, why did I text in that energy. It's just vibes. It's fun, it's chilling. And Oho doesn't just stop at drinks. They also have tinctures, topicals, gummies, chocolates, skin care. I mean, even dog treats. So, yes, mystery and I can finally be on the same wavelength growth. What I love is you can actually choose your experience. So, like, focus, sleep, social, whatever mood you're budgeting for that day. And everything is sustainably grown, super transparent, and it's not giving mystery weird ingredient energy. Go to weare.com and use code FINANCIAL T for 20% off. Off. That's W E A R E O H H O.com code FINANCIAL TEA. Stay hydrated. Stay elevated. Stay rich. I've been dating my boyfriend for a few months now and it's amazing. Our relationship is palpably different and it feels like the if you know, you know thing I see all over the Internet. He's funny, kind, and devoted, and a great communicator. Problem is I have debt and I haven't told him about it yet. He's very responsible. And I'm worried this will freak him out and make him think I'm not and ruin the relationship, which I guess fair, but this is not a recurring theme in my life and I don't want it to come between us or give him like a warp picture of me. But I also don't want to build the relationship on deceit. How do I tell him?

[B]

You just gotta rip the band aid. You just gotta tell him. I think if you think he's the one and he's all these great things, you just gotta tell him. Communication and honesty is the key, Mama.

[A]

I think what I think that she's like in sort of an amazing position because it's only been a few months and like usually the money conversation comes up when you, you are at a crossroad with that person moving in or. Yeah, getting a dog wedding, like, whatever. The thing is that then your finances are more intertwined. It makes you sit down and say, here's how much I make. Here's what you make here, you know? And so I think that she hasn't actually been that deceitful to him because it's. Unless he straight up said, do you have debt? And she said, no, I don't.

[B]

Which in that case is a red flag if the guy's asking you about your debt three months in.

[A]

Yeah, me on a first date, but like, yeah, for sure. Red flag. So I think that like, in that way she's totally fine. But I also think that like, people have so much shame about debt.

[B]

Right?

[A]

But really the system is set up for you to get into debt and like, it shouldn't be something if she normalized it a bit and made it less that she was so ashamed and like secretive about it. But more, okay, yeah, this happened. I had a low paying job, but I have this plan to figure it out. Like, we all just want someone who's on their way to. Great debate greatness. It's not about where you came from. Actually. The worse your story was, the cooler your story will be. So it's like.

[B]

And that's. And that's. And that's on period.

[A]

Yes, yes, yes. Yeah. So like, I feel like a lot of it also just comes down to the fact that like a, she needs to rebrand her debt to being like,

[B]

rebrand the debt house out. What do you mean?

[A]

Like less. Don't stigmatize it. Don't be like so emotional about it and just be dead ass with him. But like, not in the way where she's like apologetic. Like I have, you know, like, it's same. I was like, oh, like, I have herpes. But it's the same thing.

[B]

It's like, is it affecting her life on a daily basis? And is her debt getting in the way?

[A]

She's not getting worse, but I'm saying,

[B]

is her debt getting in the way of her relationship with this guy? Like, are they going out? And all of a sudden, first of all, the guy should be paying anyway, but are they going out?

[A]

Facts.

[B]

And she can't do certain things because his debt is in the back of her head. If no, then who cares? Just slowly chip away at it. And like you said, when you're at a crossroads, tax him.

[A]

Okay. My bestie and I, both female, 29, have been inseparable since college and describe each other as soulmates. Why don't you ever call me your soulmate? Pot. The one problem. Our bank accounts are not soulmates. I got help from my parents early on, which set me up to save money while she was living paycheck to paycheck. And I work in an industry with much higher earning potential. It feels like this is the one thing we can't talk about, but I feel like it's starting to eat away at us. Money's everywhere. It's something we're silently negotiating every time we make a dinner reservation or plan a trip. Trip. I don't want her to resent me. What should I do?

[B]

Can I bring this to our relationship together?

[A]

So I want you to.

[B]

I think I do. Honesty. I think that we. And Haley and I have never had.

[A]

We've never had issues.

[B]

The money conversation about anything. But I think I get emotional. But I think that there's a good. I think you just have to be honest with yourself about how you hang out with your friends and what you can spend. And you have to, like. Like, there are certain things that I do for you, and there are certain things that you do for me. And I think as long as you appreciate the friend, on a friend level, I think that's really all that matters. But her question was what she wants.

[A]

I agree with you. And I also think that, like, for,

[B]

like, things in someone, but also.

[A]

What? It's all proportional.

[B]

Exactly. That's it.

[A]

Yeah. It's like. Like. Like me spending a hundred dollars might feel really different than, like, my friend who doesn't make as much spending a hundred dollars. So I just want to spend a hundred dollars so that it's them. For them to feel it.

[B]

But you. But the thing is, you recognize that.

[A]

Yeah.

[B]

And I think that's What? The person who has more money. I think where issues come in is sometimes people don't recognize.

[A]

But you want to be 50, 50, but really you're not.

[B]

Because then it builds resentment. Because then the person who has less money is like, well, what the fuck? This person's worth a billion dollars. I'm struggling to get by here. Like this lady who's maybe paycheck to paycheck, and then that builds resentment and drives a wedge.

[A]

Yeah, I got that too. Because you don't ever want to be. Feel like you're used.

[B]

Right. But exactly.

[A]

But in the same way, like. Like, it is so much more valuable. I think, like, money is less valuable to me than a good friend. Like, and, like, someone that, like, I love hanging out with and, like, is going to, like, make the vacation so fun. Like, it's like, okay, then, like, I, Like, I do that. I go to Greece every summer with my friends. And, like, I always pay more because I don't want to plan the trip and I don't want to stay in a gross hotel. And I make more than them. And so I'm like, okay, plan the trip and I'll get the hotel. Like, you know, they pay a little

[B]

bit, which is so generous. Generous. And I.

[A]

But it's like. But doesn't. It's generous on them to, like, then they know every good restaurant that we're going to, they play on the beach every day. Like, it's like the. That I don't want to deal with. They're doing. So.

[B]

But I'm saying that is what it. That that's how you should handle this.

[A]

Yeah.

[B]

I think. And what's important to you is having things taken care of. You're like, fine. And being with my friends and being with your friends, because then you spending and giving extra money, that makes them feel like. Not that there would be resentment.

[A]

No, there's not.

[B]

But that makes them feel like, oh, this is great. Like, Haley is paying. You know, what she considers her gift too. And they're doing again.

[A]

Yeah.

[B]

But I think people aren't comfortable doing that because I think you have to have a really solid friendship and a really good foundation in order to, from one perspective, not feel like you're getting used for your money. And on the other perspective, not feel like you're taking advantage or like being cheap. Does that make sense?

[A]

Yeah. But if they're this close, they've been inseparable since college. Like, it shouldn't be a big deal.

[B]

Not at all.

[A]

The one who's making more money just Needs to like, like, prorate her shit.

[B]

But how do you. But that's the thing. How do you prorate it?

[A]

People need to just be more fudgeing funny with money. Like, it's like they like honesty and humor go hand in hand. So just call a spade a spade. Like, that's what I would say to my friend. Be like you, I'm not staying at that nasty ass hotel. Like, let's say somewhere else. Instead, here's the budge. Like, contribute what you can and like, we'll call it a day.

[B]

You know, you offer to. You offer to take care of the difference, which I think is the. Which is the huge difference difference. And I think people who are in a position to do that should do that more.

[A]

100.

[B]

Unless you're willing to stay in like the worst hotel.

[A]

No, no.

[B]

I actually think that strengthens a friendship

[A]

100 more than anything. Yeah, 100. But also, don't be like so nobu every time you go out. Like, it's like ob. You got to do like dumplings. Like cook for them. Like, whatever the vibe is. Like, you know, you come over, I make you cheesy. My special recipe that we could do a special episode on. My special pasta recipe that your pat can't get enough of.

[B]

It's. I've been eating this pasta that Haley's made.

[A]

Yes.

[B]

For 15 years.

[A]

It's never digested.

[B]

It's. It's still in my stomach. It's like when you chew gum and the gum lasts in your stomach seven years if you eat Haley's cheesy.

[A]

Cheesy.

[B]

It's a 20 year like life. Shelf. Shelf life in your stomach.

[A]

One word, one word wonder.

[B]

It's a one word wonder.

[A]

Cheesy. Yeah.

[B]

I think it all comes back to the strength of your friendship, even.

[A]

And you're doing so well now. But even when you were doing less well and like I was maybe could prop you up a little bit. It never felt like that at all. It was just always like, that's why it's worked. Okay, this one is so crazy. This girl said, a few nights ago, I went through my boyfriend's phone me. I was not prepared for what I got.

[B]

Literally May.

[A]

I opened his chat GBT and it was filled with questions and negative details about me and why he feels uncertain and met in our relationship. Questioning if he loves me, if it's normal to lose attraction so quickly in a relationship. I feel so hurt and betrayed all over just typing this. So what do I do? Do I confront him? Just leave? I haven't been able to face him the past couple days, and I'm just totally frozen.

[B]

I went through a boyfriend. Ex boyfriend's phone, and that's what ended our relationship. Although it was already on the ads and I did not like what I found. So I think you have to confront his ass. Honestly, just confront him. Otherwise, it's not like it's going to get out of your head. What questions was he asking?

[A]

Is it normal to lose attraction so quickly in a relationship? Like. Or being like, is it normal to not be in love after five months?

[B]

No, I think all relationships, it's like honeymoon, honeymoon, honeymoon, and then it dips. And then it dips a little lower. And I think if you can make it through the lower dip, you come back up, if that makes sense. It's not. You're not always going to be riding high in a relationship.

[A]

Yeah, but what do you do if you. That's hard because you broke the trust by doing the chat gbt. But also, I'm sorry, if you looked at my chat gbt, I go to jail. Like, that's, like, really intimate relationship. Me and my boss. You're gonna. You're gonna go. You're gonna look at my talk of my Bob like, yeah, that's a different vibe than, like, with anyone. Like, they know shit about me like no one else does.

[B]

I think. Yeah. I don't know. I think it's kind of a red flag to ask chat GPT about a relationship. Right. Isn't that a weird thing to do?

[A]

I think a lot of people do.

[B]

See, when I use it, I'm just, like, asking the most mundane main questions I could find online. Okay. Like, what's the tire pressure on my. What should be on my motorcycle?

[A]

It's like, motorcycle.

[B]

I'm not like. Or like, when is my hair gonna be better? Or, like, when is my knee gonna be fixed? Or what should I look for when I'm getting new teeth? If I. I don't ask it personal questions, but I realize people use it as therapy. Yeah, but this is going to eat away at her no matter what. So you have to confront it. You just have to make up a good enough lie as to why you're in his phone.

[A]

I think she just wanted to go on chat GBT to look something up.

[B]

Up.

[A]

Maybe like, her phone was dead and she was trying to.

[B]

Which never happens to anyone ever. No one's phone dies.

[A]

And if it does, it's an urgency.

[B]

Yes.

[A]

Like, I'm finding a charger. Like that's not lasting.

[B]

No.

[A]

Like, it's like, it's not like we're just like, oh, it's dead.

[B]

Like, like that's the level of oh, the message didn't come through. Yes, it did.

[A]

So then maybe she just is straight up. Because then if he. It's like when you find out someone's cheating, right? Is it when. Then they say, how'd you find out? It's like, babe, that's not the problem. Like, the problem. The issue here is not that I found out you're cheating. It's that you're cheating.

[B]

Right.

[A]

So the problem is not that I went on ChatGPT. Yeah, I'm a little crazy. Whatever. The problem is that you were asking a robot about our relationship and it wasn't good stuff. It seems like you have a lot

[B]

of doubts if you're going to ask that question and you come at him like that. No, your relationship's over because it's already on the rocks. So if you come at him and you're like, what were you like? Fuck it, I'm out. You got to be. I think maybe you ignore it. Ride the low wave of the relationship.

[A]

That is such a hot take. Take.

[B]

You ignore it.

[A]

You think that you could be in a relationship where you found out that a guy was asking, they are saying, oh, I don't know if I'm. I want to Pat anymore. He's gross. I don't love Pat. Pat and aren't Pat. No. Like I. Pat and I aren't compatible. Like, then you just go to dinner with him the next day. Hey, sweetie. This was really fun. You are obviously an icon, a legend. I think that this might have to be a repeating segment cuz no one love it. I'm hoping that you come back and do more. More Dear Sugar Mama with us.

[B]

I would love to.

[A]

Obviously we couldn't do an actual interview because you refused to be open about your finances. So I just wanted to sort of preface that with this, that I did try to have Pat come in, like, tell us about Barstool.

[B]

Yes.

[A]

Tell us about all of his, like, money stuff. And like, that was just hit with an absolute no. And so this is the best we can do. And it was great.

[B]

It's a little tricky, like when you work for a company and then like you go on a show and they're like, hey, what the. Why are you revealing this? But when I get fired, which will eventually happen, then I'll talk all about it.

[A]

I don't know if it hasn't happened by now.

[B]

I think I might be good.

[A]

Yeah. I think you're good. I think you're good.

[B]

Fingers crossed.

[A]

Okay. Obsessed with you. Everyone has to listen to out and About. It's literally my favorite podcast. It comes out every Wednesday. It's so freaking funny. Pat, you're truly. You have the gift of gab. You're the Howard Stern of our generation. So lucky that you're here. And how much do you make?

[B]

I tell it on out and about. This week. 5am it drops Wednesday. Yeah. Wait, you're giving dad the.

[A]

Oh, I'm going to get so upset. Okay, stay rich.

[C]

You can't reason with the sun. Trust us, we've tried. This summer, it's time to put that angry ball of fire on mute. Columbia's Omnishade technology is engineered to protect you from the sun's harsh rays that can burn and damage your skin. The sun. Sun is relentless. But so is our gear. Level up your [e-mail] to spend more time outside and less time slathering on aloe lotion. You're welcome, Columbia. Engineered for whatever.