Upper East Side Nanny Paycheck Reveal

Summary

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Financial Tea with Mrs. Dow Jones

Episode: Upper East Side Nanny Paycheck Reveal

Date: February 26, 2026
Host: Haley Sacks (Mrs. Dow Jones)
Guests: Tally (Luxury Upper East Side Nanny), Claudette (Haley’s childhood nanny)

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Episode Overview

Theme:
This episode pulls back the curtain on the high-earning world of luxury nannies working in wealthy New York households. Host Haley (“Mrs. Dow Jones”) explores how six-figure pay, lavish perks, and job security are making roles like professional nanny an unexpectedly lucrative and practical career path for young people—especially as AI disrupts traditional white-collar jobs. The discussion blends financial insight with personal stories, featuring both a current luxury nanny (Tally, Haley’s cousin) and Haley’s own childhood nanny, Claudette, to trace how the job and society’s attitude toward it have evolved.

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Key Discussion Points & Insights

The Decline of Traditional White Collar Stability

• Haley opens by framing the shifting economy (05:00): Entry-level jobs in finance, marketing, and consulting—once reliable career launch pads—are being automated by AI.
• Junior tasks are most exposed, making young people rethink the corporate “ladder.”
• “So, whereas corporate used to mean predictability, now it sort of just means layoffs every 18 months, efficiency initiatives, and waking up to see if your slack still works.” (07:00 — Haley)

The Unexpected Power & Pay of Luxury Nannying

• Nannying as a “proximity to capital” career:
  • Experienced full-time nannies in NYC/LA can make $100k+ with benefits, chef-prepared meals, travel, and more (04:30).
  • “For entry level people, [the power is shifting] towards proximity to capital. And some young people are making a very rational decision: If the ladder feels unstable, why don’t I just stand next to the people who own it?” (07:04 — Haley)

Market Report Segment — Where Money is Moving (08:00)

• Tariff chaos: Supreme Court and White House spar over Trump’s tariffs, but consumers are left holding the bag even as corporations may get refunds. (09:00)
• “The government now has to potentially refund big corporations like Target and Walmart ... but where’s our refund?” (10:00 — Haley)
• Broader investment theme: “Buy the heavy”—companies with irreplaceable physical assets are outperforming trendy tech as investors rotate out of things easily disrupted by AI (12:00).

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Inside the Life of a Six-Figure NYC Nanny

Pay & Perks: Tally Reveals All

• Tally’s total package: $148,000 ($125k base + health insurance stipend + travel and perks). (15:10)
  • “I’m now bringing in like... total package is like $148,000. Damn, damn, damn.” (15:17 — Tally)
• Uncommon benefits:
  • Travel to “incredible places,” lots of free time midday, potential to run a side business, gourmet food, professional skill development. (15:55)
  • “I could start my own business on the side with the amount of time I have.” (16:18 — Tally)

Typical Schedule & Professional Boundaries

• 7:30am–6:00pm, but with long midday breaks while the kids are at school (16:30).
• Day-to-day: drop-offs, activities, helping with homework, cooking (example: “mini chicken pot pie, crispy chicken cutlet”—17:00).
• Navigating the line between being “like family” and holding a professional boundary:
  • “It becomes... a little more integrated when they’re home because I have to actually like step up and be a part of the family in like a shadowy way... recognizing that you’re an extension of the family, you’re not actually in the family, which is a difficult thing.” (17:33 — Tally)

Emotional Complexity of the Role

• Deep bonds form—nannies become emotional anchors for kids, often stepping into semi-parental roles especially during family upheaval (19:03–19:29).
• “They count on you in a...in a maternal way. But then...you have to remember at the end of the day, like, you’re not Mommy.” (19:29 — Tally)

Money, Status, and the Reality of Big Paychecks

• Tally at 26 is out-earning most of her friends, many of whom are still in grad school or struggling in lower-paying entry-level roles (19:43–20:27).
• Still, she points out, “$125k doesn’t get you an incredible amount [in NYC]...It feels like a lot, but after taxes and all the other expenses of just being alive, it’s not.” (20:33 — Tally)
• Considers leaving nannying but faces a likely pay cut and concerns over job satisfaction and intellectual challenge (21:54–23:24).

Job Security & The Future of Nannying

• AI-proof: “A computer is not gonna take over your role. And I think that’s the exciting thing about this field for the career nannies...these kind of roles...will have to be amped up and paid their dues because they can’t be replaced.” (22:19, 23:24 — Tally)
• Shift from “side hustle” perception to legit long-term career for many young people.

Inside the Agency Economy: Placement & Pay (24:56)

• Agencies match nannies to households, often taking 15–25% of the nanny’s first-year salary (25:04).
• Tally and her employer are considering starting a more empathetic, effective agency together, leveraging their respective experience as nanny and parent (25:43).

Community & Competition on the Upper East Side

• Tight network: Nannies share pay info and job leads, often recruiting new nannies from their playground networks (26:37).
• Many nannies supplement other careers—aspiring actors/theater kids, teachers in training, etc.—but more are choosing to “stick with it because it’s so lucrative.” (27:10)
• Fun anecdote: a woman quits finance after hating her banking job, storms into luxury nannying by way of a “connector” and stays for the perks (27:25).

Wildest On-the-Job Experience

• “Babysitting Tinder” and a nightmare one-night gig: a 5-year-old threatens her, throws lampshades—revealing the emotional complexity and unpredictability of childcare (28:53–30:48).

Ultra-Rich Perks & Recruitment

• Some nannies get their own apartments, cars, extensive travel. The most elite placements often require agency recruitment and sometimes have an international pipeline (31:16–31:43).
• “You could take this to a crazy level...for some families...the nannies are getting put up in their own homes and have their own cars.” (30:57 — Tally)

Guilt, Sacrifice, and Status

• Outsourcing childcare can create guilt for parents, but distinctions exist: some families “need help,” others outsource because they are less present—heavier burden falls on nannies in the latter case (34:12–35:24).
• Haley notes (about her own nanny, Claudette, as an immigrant): taking care of another family’s kids meant paying someone else to care for her own— “the greatest issue” (36:07–36:15).
• Pay transparency and industry respect: “Nannies are the hardest working people in showbiz...they deserve it.” (37:16, 37:22 — Tally)
• Stigma remains; Tally sometimes frames her job as “house manager” for social cachet but feels that will change as this career is legitimized (37:30–38:04).

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Notable Quotes & Memorable Moments

• On job security:
  “A computer is not gonna take over your role...that’s the exciting thing about this field for the career nannies...they can’t be replaced.” —Tally (23:24)
• On boundaries:
  “Recognizing that you’re an extension of the family, you’re not actually in the family, which is a difficult thing.” —Tally (17:33)
• On emotional labor:
  “Having to carry the weight of a family that isn’t theirs...it’s a heavy role.” —Tally (34:17)
• Haley on systemic shifts:
  “If the ladder feels unstable, why don’t I just stand next to the people who own it?” —Haley (07:04)
• Haley reflecting on AI and jobs:
  “We have spent a decade worshipping the digital cloud and 2026 is sort of just like quietly reminding us that you cannot actually live in one.” (13:27)
• On pay parity and stigma:
  “It’s embarrassing parents are okay with paying so little for childcare. It’s like you’re getting a manicure for $90, but you won’t pay a woman 20 more dollars.” —Tally (36:43)

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Claudette: “Old School” Nanny Life

Personal Memories & The Old Model (38:12 – 45:00)

• Heartwarming segment with Haley’s childhood nanny, Claudette, showing the deep, lasting emotional bonds nannies can form with families.
• Claudette immigrated from Guyana, took the job to support her family, and became a foundational “third parent” in Haley’s life.
• Shared memories of baking, sick-days watching TV, Anguilla vacations, and personal jokes.
• “I did everything. It was hard work. But I enjoy it.” —Claudette (44:19, 44:22)
• Reflections on the sacrifices made—taking care of other people’s children at the expense of time with her own family, but also on the rewards and lifetime connections.

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Industry Takeaways & Social Commentary

• Traditional jobs are no longer reliably secure or lucrative—AI is hollowing out the “safe” corporate path. Meanwhile, high-skill, high-trust “human” service jobs can command strong incomes and job security.
• Nannying has become a legitimate, potentially lucrative and sustainable career, especially for those with social savvy, adaptability, and strong emotional intelligence.
• The industry is moving toward more transparency and (slowly) toward professional respect, though stigma remains.
• Emotional labor is real and significant—both a reward and a hidden tax of the job.
• Questions linger about work/life balance, wage equity, and what society values as “worthy” work.

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Timestamps for Key Segments

• Intro & Setting Up the Theme: 04:15–07:30
• AI & White Collar Job Disruption: 07:30–08:55
• Market Report: 08:55–13:40
• Why Nannying Now (Tally Interview Starts): 14:56
• Tally Breaks Down Her Compensation: 15:10
• Perks & Life as a Luxury Nanny: 15:55–16:24
• Professional Boundaries & Emotional Labor: 17:33–19:43
• Comparing Pay & Career Choices: 19:43–22:19
• Future of the Job, Agencies, and Community: 22:30–27:25
• Wildest Stories From the Job: 28:53–30:48
• Ultra-Rich World & Agency Pipeline: 30:57–32:19
• Sacrifice, Guilt, and Self-Respect: 34:12–38:04
• Claudette Segment — History, Heart, Humor: 38:12–45:00

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Closing Thought

This episode unlocks a money and career path hiding in plain sight. It’s a sharp, compassionate look at how the nature of work, compensation, and even social respect are shifting in real time—not only in Manhattan brownstones but in the minds of a new professional generation.

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Transcript

[Haley (Mrs. Dow Jones)]

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Welcome back to Financial Tea, the podcast where I teach you how to build wealth with a side of market drama, money scandals, and of course, financial pop culture. Now, I want you to picture this. You're 24, you're making six figures. You have full benefits, a retirement plan, and you spend your winters in Aspen and summers in the Hamptons. You eat gourmet meals prepared by a private chef. You're chauffeured around the city, and you travel the world on someone else's dime. Here's the catch. You're not a CEO, you're not in finance, you're not in corporate America. You're a nanny. And before you roll your eyes, this is not the babysitting you're thinking about for 15 an hour. In cities like New York and LA, experienced full time nannies can pull 100k plus pay packages with benefits. Think about it. Childcare costs have exploded and for households at the top, it's sort of a non negotiable line item. Now I want us to zoom out again because we also have to think about where we're at right now in the economy. Because the episode isn't really just about nannying, it's also about where power is shifting in the new world. Entry level white collar work. I mean, I'm sure you've seen all the headlines like in finance or marketing or consulting is really getting replaced by AI. And it used to be the launch pad, it used to be stable, it used to be something that you could move up in. But those junior tasks are now the most exposed to automation because AI can just like write the copy or summarize the meeting. And it doesn't need a health insurance or a signing bonus. So you're already seeing major firms slow down junior hiring and pour millions into automation. AI instead. So whereas corporate used to mean predictability, now it sort of just means layoffs every 18 months, efficiency initiatives, and waking up to see if your slack still works. Meanwhile, hyper wealthy households still need humans. They need someone to run logistics, to manage staff, to coordinate travel, to oversee children, to execute in the real world, because you can't automate labor or discretion or physical presence. I mean, at least not yet. So what's happening? We're seeing power shift away from the middle of the org chart and towards ownership, towards capital. And for entry level people towards proximity to capital. And some young people are making a very rational decision. They're like, if the ladder feels unstable, why don't I just stand next to the people who own it? So today we are going behind the scenes of a very wealthy household with Tally, my cousin, okay, the rumors are true. Who is a luxury nanny on the Upper east side who pulls in six figures with benefits and has real leverage. And later, very special guest, my childhood nanny, Claudette is going to join us to talk about how this job has evolved over decades and what it was really like to be a nanny. But first, before we got into billionaires and benefits and household power dynamics, let's start with the MDJ market report and see where the money is moving today. Okay. Welcome to this week's Mrs. Dow Jones Market Report. It is snowing outside. It is probably illegal that I am in my office. I did have to break in to record this, but the sippers needed it. These are the stories you need to know about Wall street happening right now. And we weren't going to miss it. So our first story is actually crazy. Okay, so first up, we do need to talk about tariffs. And it was basically chaos in D.C. this weekend, you guys. On Friday, in a shocking turn of events, the Supreme Court officially slapped down on Trump's tariffs and called them illegal. So stocks rallied for like five minutes because within hours, Trump found a loophole. He basically pulled a hold my beer and invoked Section 122 of the Trade act of 1974, which gives the President 150 days of total tariff free reign before Congress even gets a vote. So he was like, oh, you wanna stop my tariffs? Actually, you can't. He started at 10% on Friday. By Saturday he was already at 15%, which was the legal limit. So basically the Supreme Court did not stop the trade war. They just basically forced him to change the font on the paperwork. But here is the real tea for your wallet. I feel like everyone is obsessing over the 160 billion in illegal tariffs that the government now has to potentially refund to big corporations like Target and Walmart. But the question that I have is like, where's our refund? Because the truth is, when things got more expensive because of tariffs, those companies didn't eat the cost. They passed 96% of that burden onto us, onto the consumer directly. So we've already paid for this, like in $7 cartons of eggs, in $12, six packs, in the price of your new sneakers and the price of the new iPhone even. And the billionaires and the big box stores are going to have these, like, high price lawyers filing motions to get their billions back. But like U.S. consumers, we're just going to be held, holding a receipt for a lifestyle that got free, 15% more expensive. It feels like a massive transfer of wealth where they get a refund for something that we already paid for. This specific law expires in 150 days, though. So if, like, you are eyeing a big purchase like a TV or car, I would wait it out. Wait it out. Don't pay the chaos premium in February if the law might vanish by summer. Our next story is about America's Next Top Model. The documentary is on Netflix. And. And the show was so successful, it generated literally, like $2 billion in revenue. But what is so shocking is that the actual contestants, like the people who were doing the work creating the content modeling, were reportedly paid just $40 a day. And they had to pay for their own food and their own alcohol. Like, and they weren't even billed as employees. They were independent contractors. How crazy is that? And I feel like this is a really good financial lesson about, like, how you are the asset. Like, the second that you sign over your likeness or your labor or your content for exposure, you're just doing America's Next Top Model math. And America's Next Top Model math means Tyra gets the check and you just get, like, a photo shoot in a burlap sack. Okay, and everyone is losing their minds over Carolyn Bessette Kennedy's closet. Right now. We all want to be wearing tortoise shell headbands, but I need you to understand that her 1996 street style and the 2026s and P500 are currently telling the exact same story. There was just an article in the Wall Street Journal about a term called Halo stock shout out to downtown Josh Brown for coining it. And halo stands for heavy Assets Low obsolescence. Okay, wait, before your eyes glaze over, let me just break down what this actually means. Okay, so heavy assets means companies that own, like, massive, expensive physical things. So think like minds. Pipelines, factories, fleets of aircraft. Like, things that take years and billions of dollars to build and can't be, like, copy pasted by a startup in a garage. And lore, obsolescence means their core product cannot be replaced by an app update. Like, Copper is still copper, babe. A combined harvester does not become irrelevant because someone shipped a new iPhone. So while software companies are getting crushed, I mean, the NASDAQ is struggling. AI adjacent names have taken serious hits on fear of disruption Investors are now rotating hard into the physical world. So, like, Caterpillar randomly is up over 24% this year alone. Walmart just hit a $1 trillion market cap and is up nearly 70% over the last two years. I mean, these are boring, dependable, undefeated companies. And that's the entire point, because this isn't just about stocks. It's about an estate aesthetic. And honestly, Carolyn Bassette Kennedy, our girl, was doing this in 1996. You never saw that woman messing with a disruptible trend. She never wore a bubble skirt. She never wore a YSL track jacket, no logo mania for her. She never did anything that needed a software update. She was timeless. She bought infrastructure. That Prada floor length navy wool coat. That's Caterpillar, baby. It's heavy, it's built to last, and it's completely indifferent to what the trend report said. What about those straight leg Levi's that she wore with everything? I mean, come on, that's ExxonMobil. It's foundational. It's survived every fashion cycle since 1873. What about her Calvin Klein slip dress? I mean, that's Walmart. It's quietly undefeated and everyone wishes they had bought it earlier. And so here's the financial lesson, and it's almost embarrassingly simple, as they always are. We have spent a decade worshipping the digital cloud and 2026 is sort of just like quite quietly reminding us that you cannot actually live in one. Like, a chatbot can tell you exactly how to build a house and how to style a trench coat, but it can't swing the hammer or like sew the seam. So don't buy the hype, buy the heavy. Carolyn figured this out 30 years ago and it feels like the S&P 500 is just now catching up. Okay, now let's dive into our episode on Upper east side nannies, because that is some serious financial tea. Okay, if there is one thing that I'm like low key obsessed with financially, it is preventative healthcare. Healthcare is so expensive. We all know this. 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Like they basically removed everything annoying about making your doctor appointments so that you can just find and book high quality in network doctors. Find someone that you love without needing a PhD in patients. And if you want to do in person, awesome. They can accommodate it. If you would rather do video also great. Stop putting off those doctor's appointments. Go to ZocDoc.com financial t to find and instantly book a doctor you love today. That Z o C D. FinancialTea. Thanks Sockdoc for sponsoring this message. Okay, we need to talk about quints, because this is exactly the kind of brand that makes getting dressed easier, smarter and cost less. Quint is all about elevated essentials that feel effortless. So, like the kind of pieces that you can actually build a wardrobe around. And everything is designed for layering and mixing. So you're not just buying trendy one offs that you have no idea how to actually style. Like, you're buying those staples that you can reach for over and over again and actually make getting dressed easy. What they're really good at is nailing the basics, but with quality that's made to last. So like 100% European linen and organic cotton. And it shows the stitching, the feel, the way the pieces hold up season after season. Like, these are clothes that really can earn a piece in your rotation. So refresh your wardrobe with quince. Go to quint.comfinancialtea for free shipping on your order and 365 day returns now available in Canada too. That's Q-U-I-N c e.com financialtea okay, welcome to the show. Hi, Tally. Hi. Okay, so you are nanny extraordinaire on the brief side, I am. Let's just rip the band aid off. Queen. How much do you make? Like, walk me through your comp package.

[Tally (Luxury Nanny)]

So, yeah, it's interesting. I'm in a. A unique position with, you know, my nanny work experience. I started off with like a good $10 an hour like most of us do. Babysitting.

[Haley (Mrs. Dow Jones)]

Yeah, been there.

[Tally (Luxury Nanny)]

And when I graduated college, I wasn't able to jump into the corporate world like I had thought I would be able to just because I wasn't passion Driven. And so I slowed my role and I was like, what am I good at? And it's being with kids. And I'm now bringing in like total package is like 148. Damn, damn, damn. And so my base is like 125. And then I have my like health insurance stipend. So yeah, I'm, I'm comfortable.

[Haley (Mrs. Dow Jones)]

So what perks come with the job that most people wouldn't expect?

[Tally (Luxury Nanny)]

I travel to incredible places and I am also like quietly working on professional skills, I think in a way that like doesn't feel so obvious or like hard skill focused, which is a perk because I'm also like given an incredible amount of free time during the day. And I mean that alone is like an incredible perk. I could start my own business on the side with the amount of time I have.

[Haley (Mrs. Dow Jones)]

So you give them back time, but you also have a ton of free time within them.

[Tally (Luxury Nanny)]

It's definitely, it's mutual.

[Haley (Mrs. Dow Jones)]

Yeah. Walk us through like what a typical day looks like. What are your hours?

[Tally (Luxury Nanny)]

7:30 to 6. And school? I'm like done with drop off and whatnot by 9. And then I have from like 9 to 1:30 to do my own thing. And then they get home after school and from like three to six we're chilling, we're doing homework and dinner and I usually like, we'll make, I will cook in that.

[Haley (Mrs. Dow Jones)]

What kind of things are you cooking?

[Sponsor Voice (Nespresso)]

It depends.

[Tally (Luxury Nanny)]

They like love a chicken pot pie. I didn't know you had it. Like, like a mini chicken pot pie. Hockey raised up. Damn.

[Haley (Mrs. Dow Jones)]

It's true.

[Tally (Luxury Nanny)]

And like a crispy chicken cutlet, like they have some advanced palates. Yeah. I mean crispy chicken cutlet is like baby food, but you know what I mean? So, yeah, it's a lot of that. And they like love to help. And I think they're both, they're at a point where they're like taking responsibility and they're like recognizing that they have autonomy. And it's exciting to see that they're

[Haley (Mrs. Dow Jones)]

growing up before your eyes.

[Tally (Luxury Nanny)]

Yeah, it becomes, you know, a little more integrated when they're home because I have to actually like step up and be a part of the family in like a shadowy way, which is an interesting part of the job, I think, like finding a way to be as helpful as you can, but also like recognizing that you're an extension of the family. You're not actually in the family, which is a difficult thing. I know, like growing up with sitters and nannies and whatnot. You always Find comfort in the fact that these people are so. So closely integrated into what you think of as your nuclear family. And so it's been hard for me to kind of, like, let go of that expectation. But there is a boundary, ultimately of, like, professional and family, and sometimes those lines are crossed in this job.

[Haley (Mrs. Dow Jones)]

Yeah. What way has that happened?

[Tally (Luxury Nanny)]

Just, like, forgetting that it's a job, you know, and, like, feeling the weight of growing up through these children and, like, wanting to show up for them and in ways that feel important because you love them and you're with them, and you don't get that in a corporate environment. You know, you're not, like, you know,

[Haley (Mrs. Dow Jones)]

like, in love with.

[Tally (Luxury Nanny)]

You're not, like, rubbing their back.

[Haley (Mrs. Dow Jones)]

Like, do you have a stomachache?

[Tally (Luxury Nanny)]

No, that's. Cuddle.

[Haley (Mrs. Dow Jones)]

Yeah. How'd you sleep?

[Tally (Luxury Nanny)]

Yeah. And so it's. It's these, like, really tiny intricacies of just, like, being a kid growing up that you have to show up for. And it's. It's special and it's hard, and. Yeah, it's rewarding in its own right.

[Haley (Mrs. Dow Jones)]

So I was a nanny for many years, and I. Winthrop. Winthrop. But I also had Vera on Martha's Vineyard, and I would live with them in the summer, and they are. The parents were going through a split, and so she was quite vulnerable. The little girl and I, we would sleep in the same room, and I just remember, like, having to, like, tell her stories or, like, rub her back before bed or, like, just, like, very, like, sweet, intimate, maternal moments that.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

Sort of.

[Tally (Luxury Nanny)]

They count on you in a. In a maternal way.

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

But then there's, like, you know, you have to remember at the end of the day, like, you're not Mommy, Winthrop.

[Haley (Mrs. Dow Jones)]

Never thought I was Mommy.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

Sorry.

[Tally (Luxury Nanny)]

Winthrop.

[Haley (Mrs. Dow Jones)]

You have obviously other friends who are working in corporate, they're working in finance, so you have these more traditional, like, consulting roles, maybe. And so how much are they making versus you? Because it feels like at 26, making 148k, you must be out earning a

[Tally (Luxury Nanny)]

lot of them, I think. Yes, that's true for the most part, because a lot of them, like, continued professional school, I would say, like, at least 50% of the people I graduated with are in a master's program of some sort, which just delays. And that's what it felt like to me. Like, if. If I went into that, it wouldn't be. Wouldn't be because it was, like, passion driven. It would be because I needed more time.

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

And so this gave me the opportunity to. To do both things. Like delay and make money. But yeah, a lot of them. I mean, I'm at the point now where a lot of my friends are like graduating from those programs and they're going into the workforce. And no matter what, because of the experience that I have, I will be taking a pay cut of some sort, I imagine when I do leave. And I think that's what's stopping me from taking, you know, making the jump because I'm so comfortable with what I'm making. And ultimately in New York City, it's not very much, you know, like, oh my gosh, $125,000 doesn't get you an incredible amount. And that's the worst part about all of this is like you have feels like a lot. Yeah, but it feels like a lot. But after taxes and all the other expenses of just like being alive, it's not what I want. And I think it's just because I'm like aspirational and money driven that it will never be enough. And so that I know if I take another job in an entry level role or whatever, or I find a way to finesse this experience into something more senior or something along those lines in a corporate environment, then I could match it. But right now it feels like no matter what, I'm going to have to compromise.

[Haley (Mrs. Dow Jones)]

Yeah. So like if you, if you leave nannying, then you'll have to take a pay cut.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

But also what's interesting too for your generation because you're obviously younger than me, is like you're seeing so many of those entry level jobs sort of disappear.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

Like it's really hard to break into a career path. And so you're seeing a lot of young people go for these more like nannying type, like just things that are

[Tally (Luxury Nanny)]

conventionally side hustles that are being legitimized into actual long term careers.

[Haley (Mrs. Dow Jones)]

Yeah, yeah. Because you make a lot of money, but also they're safe. It's not like you can outsource, you know what you're doing. No, A computer is not gonna take over your role.

[Tally (Luxury Nanny)]

No. And I think that's the exciting thing about this field for the career nannies is like they'll always be there and there will come a point when you know, this kind of salary is just the expectation because it has to be. You know, I think people are still, I know many people who are still getting $20 an hour and are getting paid under the table. And you know, the standard is that babysitters and nannies get paid under the table for that reason because the pay is just so astronomically low that, like, without being paid under the table, they would take home nothing. It's in no way a livable wage. And so I think, you know, over the next few years, when AI becomes everything as it already is, like, these kind of roles, these like, household staffing roles are going to have to be amped up and, like, paid their dues because they can't be replaced. You're right. Like, unless you get a robot.

[Haley (Mrs. Dow Jones)]

Why do you have so much desire to leave nannying, like, if you don't get paid a lot? And we feel like there's, like, not that many, like, you know, white collar jobs that are available.

[Tally (Luxury Nanny)]

It's not so much that I have a desire to leave. I think it's just, you know, because I went to school for something else because I hustled so hard in school. I have this part of me that just remains unfulfilled by what I'm doing because it's not like intellectually simulating in any way. The challenge is more like, how do I show up for these people in the way that they need me? And that's rewarding in itself. But I think when I think about, you know, where I see myself 10 years from now, I want to think about being with my own family when that happens. And this takes an incredible amount from you in, like, the emotional sense and the physical sense. It's like ultimately like a labor job.

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

I walk like 20,000 steps a day.

[Claudette (Childhood Nanny)]

Wow.

[Tally (Luxury Nanny)]

And I'm proud of it. But it's a lot. It's exhausting. And I think I'm ready for someone to, like, tell me what to do. And, you know, I love the people that I work with, and if I didn't, I would have been gone. But I'm lucky in that way, again, that, you know, a lot of people don't have a choice. They just, like, have to stick. Stick with whoever they get matched with. Especially if they're, like, through an agency, they don't have a choice but to kind of deal with it.

[Haley (Mrs. Dow Jones)]

But wait, explain the agency structure. So how did you get your job? And then how do agencies work? Like, what are. What's their cut?

[Tally (Luxury Nanny)]

So an agency typically takes 15 to 25% of the nanny's first year.

[Haley (Mrs. Dow Jones)]

So crazy because, like, in corporate recruiting view as a recruiter, they take a piece of the salary. But I would have to pay that to the recruiter. It would never come out of the salary of who I was hiring.

[Tally (Luxury Nanny)]

Yeah, I mean, the structure is different for every agency. Madison Agency is, like, a huge one that I think a lot of these hires.

[Haley (Mrs. Dow Jones)]

I'll help you start an agency.

[Tally (Luxury Nanny)]

Yeah, I think it's. One of my bosses is ready to go. We're ready to go. We just haven't made it happen. Okay, we're ready to go.

[Haley (Mrs. Dow Jones)]

Wait. We'll explain the agency thing, and then we'll talk about your.

[Tally (Luxury Nanny)]

Yeah, I think I have. I'm in a good position because I have the experience of being the nanny, and he has the experience of being a father. I'm talking about one of my bosses. And so it would be this, like, perfect balance of what people are looking for and what people are getting, and I don't think that's standard in an agency. I think you just have, like, this hustling group of recruiters. It's like matchmakers, you know?

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

And it's hard, especially when, you know, the family has, like, young children, and they've never done this before, and they don't know what they're looking for. They don't know if they're looking for a housekeeper or someone to watch their kids. And, you know, they ask for too much or they ask for too little, and so the people just never fit.

[Haley (Mrs. Dow Jones)]

Where would you recruit your nannies from? Like, would you want to get, like, you know, young people the way that you were out of college to do this?

[Tally (Luxury Nanny)]

Yes. Most of the people that I find are just, like, being. I find, through being brave at, like, the playground, and I'm just like.

[Haley (Mrs. Dow Jones)]

So you're like, what do you do?

[Tally (Luxury Nanny)]

How long have you been doing this?

[Haley (Mrs. Dow Jones)]

Well, so you're sort of like, are you happy with your family? Yeah.

[Tally (Luxury Nanny)]

Yeah, we have those conversations. Yeah. And if they're not, I'm like, run. Let's find you someone else.

[Haley (Mrs. Dow Jones)]

So talk to us a little bit about the other nannies, because there's got to be, like, a whole crew of you on the brief side. You're going to the many.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

It's like, are those your homies? Like, do you know how much they're making?

[Tally (Luxury Nanny)]

Yeah, I have their. Their ranges of.

[Haley (Mrs. Dow Jones)]

Where are they from?

[Tally (Luxury Nanny)]

Their ranges? Ranges, yeah. I know a lot who are kind of sitting at that 30 to 35 range, and they're doing this as kind of, like, a stepping stone. And, you know, whether it's for, like, acting or, you know, they're theater kids who are, like, growing up to do things in New York, and they need a side hustle. But I see more and more people who have, like, found a way to really take advantage of this and like, are putting those other things aside and sticking with it because it's just so lucrative, especially when you're getting paid under the table and you get to just like run with all that money. And I think I told you about this, but there was this woman I met at the playground who came to New York for some banking job and she decided she hated it. And so she started doing a master's in something else. And she ultimately got connected with this like, Southern belle who was like a connector, a liaison between the south and, you know, high net worth families in New York. And she connected this woman that I met at the park to a family on 5th Ave. And now she's like done with the masters she was planning on doing and she's like in this to stay. And you see a lot of that because of agencies just like having the connect. And you know, that's the great part about an agency. But then again, they take like 15 to 25% of your salary for that first year and that's a big cut.

[Haley (Mrs. Dow Jones)]

So that's a huge cut. What's something that you've had to handle that like, the job description would just never have included?

[Tally (Luxury Nanny)]

Several years ago, when I like first started getting interested in this idea of, of doing this legitimately, I went on this app called Bambino, which is like Tinder for babysitting. So you have the families who are scrolling through babysitter profiles and they can like pick you and message you and you go from there. And I had connected with this family that was visiting from Germany and the parents were divorced. And I agreed. I was like, okay, let's do this. It was a babysitting job. And you know, the out. The expectation was that I was putting the boy to bed and it was game over, whatever. And they ultimately like went out to White Plains for a wedding. And the boy was just different. He was not as expected. He told me I wasn't gonna leave there alive. Yeah, scary. Like throwing lampshades at me. No, like, it was a violent, violent.

[Haley (Mrs. Dow Jones)]

How old was he?

[Claudette (Childhood Nanny)]

Five?

[Tally (Luxury Nanny)]

Yeah. I think at the end of the day, like, there was a lot more going on there. It was like the trauma of whatever was going on at home. And I was just a good person to project at. But I mean, that. That's something.

[Haley (Mrs. Dow Jones)]

That's crazy.

[Tally (Luxury Nanny)]

I called and called and called until they came home, but. But you know, that happens a lot with babysitting jobs in particular. Like you do a one night stand situation and kids are just different. And like, sometimes you're not ready for the incredible amount of, you know, trauma or grief or like frustration, like the behavioral issues that they're managing. And they're never going to tell you that. Like, you're never going to know that. Like a kid's biting or throwing things and that's. You have to find that out. Like, you have to get bit, you know.

[Haley (Mrs. Dow Jones)]

To get bit.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

What surprises you most about working for a rich family? Like access travel accommodations? Like, what is that really?

[Tally (Luxury Nanny)]

Like, I mean, for some of these families who are, you know, like, who live half the year in Aspen and then half the year in the Hamptons, like they exist and you know, the nannies are getting put up in like their own homes and, and they have their own cars and it's a very.

[Haley (Mrs. Dow Jones)]

I mean, you could take this to a crazy level. It's real.

[Tally (Luxury Nanny)]

Like I'm. And in comparison to those like really agency driven jobs, so nowhere near there.

[Haley (Mrs. Dow Jones)]

So like, if you want to work for like a billionaire family or something, you have to agency.

[Tally (Luxury Nanny)]

Agency and those, I mean, and they,

[Haley (Mrs. Dow Jones)]

I heard get a lot of them from England. Yeah, yeah, yeah.

[Tally (Luxury Nanny)]

They're like. Because they have those. They have like many universities.

[Haley (Mrs. Dow Jones)]

I knew a billionaire.

[Tally (Luxury Nanny)]

I should go.

[Haley (Mrs. Dow Jones)]

Yes, you should go to university. I'll sponsor you.

[Tally (Luxury Nanny)]

Thank you. But yeah, learning a lot of them. Yeah, a lot of them are coming from abroad and it's like the au pair transitions into just like full time live in forever. You know it. There's. There's no expiration date on how long they stay, but the agencies do like background checks and the references are extensive and it is like speaking duty. Yeah.

[Haley (Mrs. Dow Jones)]

And you're sort of expected to be like a teacher too. Yeah, yeah, yeah.

[Tally (Luxury Nanny)]

It becomes, you become tutor, you become parent. You become like everything etiquette coach too.

[Haley (Mrs. Dow Jones)]

Yeah, they're supposed to.

[Tally (Luxury Nanny)]

I know, I saw that.

[Haley (Mrs. Dow Jones)]

Yes, yes. It's scary.

[Tally (Luxury Nanny)]

That's not me.

[Haley (Mrs. Dow Jones)]

Yeah, you're like, cool.

[Tally (Luxury Nanny)]

You're like, I'm the fun older sister. Yeah, you're fun older sis.

[Haley (Mrs. Dow Jones)]

But you're not.

[Tally (Luxury Nanny)]

Like, we get crumbs everywhere. We have elbows on the table.

[Haley (Mrs. Dow Jones)]

Yeah, you're like, life is messy.

[Tally (Luxury Nanny)]

Get messy. You're a kid. You're supposed to get messy.

[Haley (Mrs. Dow Jones)]

Remind me in the parent trap of, of the, of the nanny. That's such, a, which is such a compliment. But, like, I would want you to.

[Tally (Luxury Nanny)]

My nanny fam calls me Mary Poppins.

[Haley (Mrs. Dow Jones)]

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[Haley (Mrs. Dow Jones)]

What do you think about outsourcing your childcare? Like, do you think that the mom has guilt or, like, is jealous of you?

[Tally (Luxury Nanny)]

A hundred percent I. Jealousy?

[Haley (Mrs. Dow Jones)]

No.

[Tally (Luxury Nanny)]

I think at least in what I. In the family that I work with, I think I understand my role very clearly and they have great parents who are, like, present. And I think that's a distinction with a lot of families, is that, you know, they're outsourcing help because they can't show up. But then you have the families, like, you know, I know who are outsourcing help because they just need help, not because they're not there. And it becomes really hard for a nanny or a babysitter to make it happen if they're playing the role of both parents, you know, and I've seen that, like, over the course of my time doing this, I've met so many women who are like, I can't do it anymore because it destroys them. Having to carry the weight of a family that isn't theirs, you know, it's a heavy role.

[Haley (Mrs. Dow Jones)]

That's so true. Like, it's like if the Job functions as it should, then you're not doing balance. Yes. You're not doing that emotional lift as well. You're just doing logistics, cooking, whatever.

[Tally (Luxury Nanny)]

And that's a huge difference. If you have to like put the kids to sleep every night reminding them that like, you know, their parents will be home. If you're a live in nanny too, that's a line I could not cross. You know, I would never be a living for those reasons because it makes it really hard to go home and like not feel that emotional burden to the children.

[Haley (Mrs. Dow Jones)]

With my nanny, with Claudette, I feel like what was hard was she came to America from Guyana.

[Tally (Luxury Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

With a young son. And then this was a great job for her to get because low barrier to entry. She loves kids. Great. And she can make a lot of money and support her family. Yeah. But then it like made it so that she couldn't take care of her

[Tally (Luxury Nanny)]

own kid, which is the greatest issue.

[Haley (Mrs. Dow Jones)]

Like you're in a good to work. Yeah.

[Tally (Luxury Nanny)]

You're paying someone else to take care of your kid.

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

Where's the baby? Where's.

[Haley (Mrs. Dow Jones)]

Where's the delta? What's the delta? Yeah.

[Tally (Luxury Nanny)]

Claudette.

[Haley (Mrs. Dow Jones)]

Claudette. We love her. So you don't see this as long term? This is a stepping stone for now.

[Tally (Luxury Nanny)]

If something happens overnight where like I really get on, get on with this idea of a, of an agency, then cool. I think it could be awesome. But I also feel like something's missing.

[Haley (Mrs. Dow Jones)]

And what do you think would make this industry better for nannies?

[Tally (Luxury Nanny)]

I think like an industry standard for pay. I think it's embarrassing parents are okay with paying so little for childcare. It's like you're getting a manicure for $90, but you won't pay a woman 20 more dollars. I know, Me too. And mine are coming off, but it's, it's just, it doesn't need to be like that. Like, if they have disposable income, they can make it happen for these women. And they're like, nannies are the hardest working people in showbiz. They just doesn't stop. And so they deserve it.

[Haley (Mrs. Dow Jones)]

And with, with your friends, do you ever feel judged or like, have you. You clearly judge yourself a little bit.

[Tally (Luxury Nanny)]

But like, I think it's more self inflicted. It's hard sometimes for me if I'm in like a, if I'm meeting new people and they're like, what do you do? And I'm like, I'm a nanny. And I think I try to rephrase it. Like I'm a House manager to kind of like, contort it to the way I need it to sound.

[Haley (Mrs. Dow Jones)]

But what I'm saying is, like, I think that now this is going to be so much more normalized.

[Tally (Luxury Nanny)]

And people are like, that's incredible. You must have so much fun doing that. And it is like, I should silence those thoughts because it is incredible, and, like, it's fun, and I get to be a kid, and it's AI proof and it's AI.

[Haley (Mrs. Dow Jones)]

Yeah.

[Tally (Luxury Nanny)]

That's the best part of it.

[Haley (Mrs. Dow Jones)]

Yeah. That's why you really are in it. Okay. Love you so much.

[Tally (Luxury Nanny)]

Love you.

[Haley (Mrs. Dow Jones)]

Thank you for coming.

[Tally (Luxury Nanny)]

Thank you for having me.

[Haley (Mrs. Dow Jones)]

You're the best. We got the tea. All right, so we have talked about the new generation of nannies, but I only thought it was right to round out the episode, to now talk to someone who has been doing this for decades and who actually was my nanny. This is Claudette. This is very exciting that you're here. Claudette was my nanny since I was six months old. Tell them, Claudette.

[Claudette (Childhood Nanny)]

I love you, Hale.

[Haley (Mrs. Dow Jones)]

I love you so much.

[Claudette (Childhood Nanny)]

I start working with Hale. And her sister Hayley was six months old when I started the job. And she was a cute baby. She's the cutest. When you go into her room, she's, like, playing in the crib. Yeah, the crib. And she's kicking and she's doing all sorts, and she's laughing by herself. She wasn't a bad baby at all. At all. I took her to the park, I took her to school. I took her to tennis, whatever games they have to do.

[Haley (Mrs. Dow Jones)]

Whenever we would have baked sales, we would bake together. And the best thing would be cookies and then cupcakes. Oh, my God. We. We made a lot of money for charity with those.

[Claudette (Childhood Nanny)]

Yes.

[Haley (Mrs. Dow Jones)]

And I would always want to stay home from school because if I was stayed home sick from school, then I could watch, like, Maury or the daytime TV with you on the couch. And we could order Chinese food.

[Claudette (Childhood Nanny)]

Yes.

[Haley (Mrs. Dow Jones)]

We would order hot and sour soup.

[Claudette (Childhood Nanny)]

And when, you know, I. When she ordered food, the food comes. I'm gonna tell her, Hayley, I love you, Haley. Oh, yes. Only when I give you something. You love me.

[Haley (Mrs. Dow Jones)]

It's true. I gotta order you something now.

[Claudette (Childhood Nanny)]

Remember the time when I told your mom I sent them was her birthday and I sent her a bouquet of flowers, and I told her I'm her secret admirer. But then I say, oh, my God, I have to tell the kids, because if I don't tell you guys, your dad gonna be you Know, he might be upset. He might be upset.

[Haley (Mrs. Dow Jones)]

Yeah.

[Claudette (Childhood Nanny)]

And he might want to do, oh, mommy cheating behind his back. So I have to tell. I had to tell you. And I told Liz.

[Haley (Mrs. Dow Jones)]

Did she fall for it?

[Claudette (Childhood Nanny)]

She didn't know who sent her the flower.

[Haley (Mrs. Dow Jones)]

And then you finally told her she was.

[Claudette (Childhood Nanny)]

Yes. She was saying she have a friend from high school or college or something. And then at the last. Then we recall the secret that I sent the flower.

[Haley (Mrs. Dow Jones)]

That's so funny, Clara.

[Claudette (Childhood Nanny)]

I know. Yes, Was a lot of fun. And then another thing. When I give them a bath, I used to sing a song. Your mother love should never forget the wrong things you do child you're bound to regret. But they were so little and like, they understand the words and stuff that I'm saying. And they used to cry. I said, oh, my God, I'm making these kids cry. I'm singing song for them to cry now every time they want me to sing the song singing mother love for me.

[Haley (Mrs. Dow Jones)]

It's true. Every time I see you now we

[Claudette (Childhood Nanny)]

have to sing it. Sing your mother love.

[Haley (Mrs. Dow Jones)]

Would you have any other crazy memories of us?

[Claudette (Childhood Nanny)]

I went to Anguilla with them. We had a lot of fun.

[Haley (Mrs. Dow Jones)]

Yeah. You will come on vacation with us.

[Claudette (Childhood Nanny)]

Yes.

[Haley (Mrs. Dow Jones)]

We had a lot of Martha's Vineyard. You would come.

[Claudette (Childhood Nanny)]

Until they hooked me up with a guy. Oh, every.

[Haley (Mrs. Dow Jones)]

Oh, Carol. Yeah, we try. And I went back. Yes. There was a man, Carol and Anguilla, that we were trying to set you up with, who, by the way, still holds the torch for you.

[Claudette (Childhood Nanny)]

Every time I saw him.

[Haley (Mrs. Dow Jones)]

Yeah. Oh, yeah. He sent you a cake.

[Claudette (Childhood Nanny)]

Remember, you guys. Oh, my gosh.

[Haley (Mrs. Dow Jones)]

Wait, tell them. This is crazy because you're sort of a minx.

[Claudette (Childhood Nanny)]

So.

[Haley (Mrs. Dow Jones)]

Did you ever kiss him or anything?

[Claudette (Childhood Nanny)]

No, I never.

[Haley (Mrs. Dow Jones)]

No.

[Claudette (Childhood Nanny)]

No.

[Tally (Luxury Nanny)]

Okay.

[Claudette (Childhood Nanny)]

Okay.

[Haley (Mrs. Dow Jones)]

So Carol, you met Carol in Anguilla, but there was a little bit of a vibe.

[Claudette (Childhood Nanny)]

Like he.

[Haley (Mrs. Dow Jones)]

Like there was a flirting. I mean, who wouldn't.

[Claudette (Childhood Nanny)]

And joke around. Yeah, that's it.

[Haley (Mrs. Dow Jones)]

And then you wouldn't come back the next years. And he would always win.

[Claudette (Childhood Nanny)]

Two years.

[Haley (Mrs. Dow Jones)]

No, no, but I'm saying, even when you didn't come back, he would send us stuff home for you to be like, give us a Clara. That's my girl.

[Claudette (Childhood Nanny)]

Yeah.

[Haley (Mrs. Dow Jones)]

Yeah.

[Claudette (Childhood Nanny)]

And he would, you know, ask for me and stuff.

[Haley (Mrs. Dow Jones)]

Yeah, he's still. He like, looks really good.

[Claudette (Childhood Nanny)]

Oh, yeah.

[Haley (Mrs. Dow Jones)]

He's doing a lot of, like, push ups and he's in really nice shape.

[Claudette (Childhood Nanny)]

But you guys still go up there.

[Haley (Mrs. Dow Jones)]

I went last year.

[Claudette (Childhood Nanny)]

Oh, so you should.

[Haley (Mrs. Dow Jones)]

Well, next time we Go. You should come and maybe rekindle a little with him.

[Claudette (Childhood Nanny)]

Yes.

[Haley (Mrs. Dow Jones)]

What's wrong about that? We should get his. I'm gonna get his WhatsApp for you.

[Claudette (Childhood Nanny)]

No, no, I don't.

[Haley (Mrs. Dow Jones)]

Why not? I'll get it today.

[Claudette (Childhood Nanny)]

No, I don't.

[Haley (Mrs. Dow Jones)]

Why not? That's fine. You could do a phone call. Why not? No, no, no. You've shut down shop.

[Claudette (Childhood Nanny)]

I don't shut down the shop. I would like. I'm sleeping. I don't want someone. I don't want someone who gonna make me sleep. I want someone who gonna.

[Haley (Mrs. Dow Jones)]

You think Carol's gonna make you go to sleep?

[Claudette (Childhood Nanny)]

Make me wake?

[Haley (Mrs. Dow Jones)]

No.

[Claudette (Childhood Nanny)]

No sleeping.

[Haley (Mrs. Dow Jones)]

But why do you think Carol's gonna make you go to sleep?

[Claudette (Childhood Nanny)]

He's too old.

[Haley (Mrs. Dow Jones)]

Oh, no, he. He has. He's, like, young and vibrant. And then you could move to Anguilla, which would be so cool.

[Claudette (Childhood Nanny)]

I don't want to be a Critter Snatcher.

[Haley (Mrs. Dow Jones)]

I think you are. You are our nanny soulmate. Like, there was no one else who could have done it. Like, you were really like. Like you. I can't imagine life without you.

[Claudette (Childhood Nanny)]

Yes. No, I did everything. I did everything.

[Haley (Mrs. Dow Jones)]

It was hard work.

[Claudette (Childhood Nanny)]

Oh, yes. But I enjoy it. One time, her mom told me, she said, you and I like husband and wife. We arguing like husband and wife. That was so funny when she tell me that.

[Haley (Mrs. Dow Jones)]

Cause you were a startup.

[Claudette (Childhood Nanny)]

Yes. Used to bring. I used to break the flowers and bring it home. And I tell your mom, oh, I'm gonna pray with this flow. Oh, yeah.

[Haley (Mrs. Dow Jones)]

I will just say, Claude, first of all, thank you so much for being here. I really do feel like we started everything together. And I love you so much. Like you. I feel like my personality is because I got to hang out with you. Cause you are just like the most fun, vibrant, mildly inappropriate, jokey, full of life, full of, like, childlike, just wonder. And I love you so much.

[Claudette (Childhood Nanny)]

I love you, too.

[Haley (Mrs. Dow Jones)]

And I would just like. I'm so grateful I got to see you.

[Claudette (Childhood Nanny)]

I love you. I don't have.

[Haley (Mrs. Dow Jones)]

You're my family. No, I'm your daughter.

[Claudette (Childhood Nanny)]

But I have three daughters.

[Haley (Mrs. Dow Jones)]

Yeah, you do. Okay, sippers, if this episode made you rethink everything you thought you knew about work and childcare and what it means to make it in America, hit that, like, button. Leave a review and share this with someone who needs to hear it. Please leave comments because I'm going to show them all to Claudette, and she's going to absolutely love them. And if you want to go deeper on the death of the American Dream and how to build wealth in a system that feels like it's actively working against you. Pre order my book Future rich person at Mrs. Dow Jones. Com. It has all the new rules for building wealth in this crazy economy. Thank you for being a sipper for listening to financial Tea. We will be back next week with more money, intel and if you want to share your financial tea, please email teaissdowjones.com Stay rich.

[Sponsor Voice (Nespresso)]

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