Podcast
Financially Independent Teachers
Hosted by Dave Fleischer · EN
Welcome to the Financially Independent Teachers Podcast- where educators come together to discuss their journey on the road to financial independence. Each week, Dave and Brandon interview teachers who are winning with money and welcome financial industry experts like JL Collins, Andy Hill, Andrew Hallam (Millionaire Teacher) and Rachel Cruze (daughter of Dave Ramsey). There are plenty of voices in the teachers' lounge telling you that you can't build wealth on an educator income, let FIT provide hope that you CAN!
37episodes
Episodes
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EP 274-Adventerous International Math Teacher Hits 1 Million NW Before Age 37
2w ago01:08:24Tap to summarizeSend us Fan Mail16-year veteran math teacher, Noah started his journey in education through ACE, The Alliance for Catholic Education, at the University of Notre Dame. During this program, he moved from Indiana to Florida...making less than 25k as a catholic school teacher. After completion, he moved home to suburban Minneapolis to teach HS math at his Alma mater. While teaching, Noah also began side hustling as a black jack dealer at a local casino, and as a DJ... all while keeping rent low, living with 5 buddies in a multi-family housing unit. Home was great, but adventure called. Soon, Noah was off to teach internationally in Vietnam, where he met his now wife who is also an international educator. Low cost of living in Vietnam and the lessons learned living off of less than 25k in Florida enabled Noah to save and invest thousands. Expecting their first child this summer, Noah and his wife have realized a lifelong dream to life in Europe and are both teaching in Prague. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 273-From Homeless to Professor---Anthony O'Neal
3w ago00:35:32Tap to summarizeSend us Fan MailAfter graduating from South View HS in NC, at the age 19, he was homeless, in debt and sleeping in his car. Today he has built a multiple 7-figure business and coached millions of people out of the paycheck to paycheck cycle. As a minority who did not grow up wealthy or with any financial literacy, he has made it his mission to equip people in the same scenario to break generational wealth gaps.A recent study found that 39% of American workers say living paycheck to paycheck would actually be an improvement to their current financial situation, with 44% over-drafting their bank accounts the month prior. This summer, Anthony's newest book will help inspire you to not live check to check . https://stoplivingpaychecktopaycheckbook.com/
Transcribe →EP 272-Retired Maine Teacher on the Hidden Cost of Time
Jun 2100:56:43Tap to summarizeSend us Fan MailPaul is a recently retired teacher from Maine, but growing up on a farm caused him to inherit his family's frugal nature. Newly retired, Paul has been scheduling opportunities to share his presentation to help teachers called "The Hidden Cost of Time". Paul is on a mission to help save teachers from high fee investments and has a passion for helping others build financial independence. Starting in the late 80's, Paul was tricked into the typical tax-deferred annuities by the sharp dressed person giving out free Pizza in the teacher lounge. Once he discovered the truth of the high fees, he became a big believer in low-cost index funds and ETFs. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 271-Indianapolis Teacher and Reservist
Jun 1400:46:13Tap to summarizeSend us Fan MailReid says a frugal lifestyle is as regular to him as brushing his teeth each day. From McDonald's worker, to Econ teacher, to Econ professor, and reservist in the military...Reid has done it all! Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 270-NC CTE Teacher Prepares for Final Act...Retirement
Jun 700:43:26Tap to summarizeSend us Fan MailNancy, transitioned from a career in corporate Human Resources to the world of secondary education at the age of 42. After two decades of teaching, she is preparing for her final act...one last year. On this episode, Nancy shares five pieces of advice to consider before exiting your career. She has been strategically planning for this moment the last few years,If you want to hear more about her financial journey, listen to episode 159 and 213 as she goes into more detail. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 269-The Star Method With Ed Brady-Saving, Time Horizon, Asset Allocation, Real Returns
May 3100:47:22Tap to summarizeSend us Fan Mail"The math works for everybody, but not everybody loves math". Ed Brady is the son of a teacher and author of the new book "Awaken Your Financial Star", which highlights the Star Method. Ed's STAR method reframes personal finance into four core components: Saving, Time horizon, Asset selection, and Real returns. Looking at wealth through this lens provides an approachable, success-focused lesson in understanding why financial progress often stalls and how to mitigate and adjust for a winning long-term outcome. https://youtube.com/@edwardmbradycfarealtor?si=T99-fl_1VV-usAImBe a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 268-Why Index Funds? Instructor and Finance Guru Tom Bernard (CA)
May 2400:51:27Tap to summarizeSend us Fan MailTom Bernard is in the financial field, married to a public school teacher, and teaches personal finance courses at the City College of San Francisco. His mission? Tom wants to help the average person understand wealth-building and how the S&P 500 actually works. Tom has been there, done that, and got the T-Shirt by trying to BEAT the market with individual stocks....but coming up short of market returns. Now, Tom has become an expert on the S&P and loves the low fees and simplicity of index Funds This year, Tom released his new book titled "The Index of America"Key Insights from The Index of America Include:The Power of Simplicity: Why broad-based index investing consistently outperforms complex, high-fee trading strategies over the long term.Historical Context: How the index has evolved since 1957 to reflect shifting global influences and technological revolutions.Wealth Compounding: A clear guide for students, new investors, and seasoned professionals on how disciplined participation leads to long-term stability.https://www.amazon.com/INDEX-AMERICA-WORKS-SHOULD-INVEST-ebook/dp/B0GPHQVRTLBe a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 267-Recently Retired NC SS Teacher (Durham) Firm Believer Teachers Can Build Wealth
May 1700:48:32Tap to summarizeSend us Fan MailDavid Norman retired last school year with 31 years under his belt as a NC HS Social Studies teacher and baseball coach. David is now running Norman Financial Coaching and supports teachers in a variety of ways with their finances. David has a wealth of knowledge about teaching and growing your wealth, we hit on a variety of subjects during this introduction to David Norman to the FIT audience. Below is a little about David and his thoughts on teachers and the "vow of poverty" we take to go into education. The Teacher's Myth...You took a vow of poverty when you became an educator. I have been a teacher all of my life, or so I have been told. I started getting paid to teach in 1994. While my career is certainly in the later innings, I have found my 3rd or 4th rejuvenating burst of energy as I transition into full time financial coaching even as I help launch the Economics and Personal Finance curriculum for our State, District, and my School. As my National Board Certification and almost two decade role as a NB Facilitator for my District has taught me, the single most important element to a child's learning is having a highly qualified and motivated teacher. Even the most dynamic teachers, however, cannot be at their best if they are stressed, exhausted, or unduly frustrated. Financial stress can create and compound the above and has made a good many of my colleagues question their career choice, some even leaving the profession as a result. My mission is to show teachers a way to have their cake and eat it too. We can, and many do, build wealth even as we fully engage our students and make a career out of our calling. The belief that teachers take a vow of poverty once they commit to a career in education is a myth! In fact, this myth applies to many middle-class incomes, not just educators. While "you didn't get into teaching for the money," may be true, it doesn't mean we shouldn't challenge the narrative that teachers are destined to live paycheck to paycheck, holding on for dear life until eligible for their pension. In fact, if we are intentional with our money, the teaching profession affords us many opportunities to build wealth that others do not have. Equally as important, the far more valuable commodity of time is more readily available to us than in most professions. Taken together, time and a new money mindset can be powerful tools to both create a comfortable post-teaching life, as well as a tremendously rich journey throughout our careers. https://www.normanfinancialcoaching.com/Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 266-Long Island Music Teacher Transitions to Motivational Speaker
May 1000:45:36Tap to summarizeSend us Fan MailKevin is a former Long Island music teacher AND a very high level musician himself. Having understood the classroom, the students, and the demands of teaching, he ultimately made the decision to leave the classroom and start his own business doing speaking engagements to students across the country. At one point, he went to pick up a $20 pizza, but knew he only had $17 to his name. Credit cards were maxed out, nothing in checking or savings. All of these experiences led him to where he is today as a successful speaker and businessman. Kevin talks about how to get out of debt and some interesting things to consider with the advent of AI and how it can help teachers in a variety of areas. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
Transcribe →EP 265-21 Day Money Challenge! Do this BEFORE summer!
May 300:36:06Tap to summarizeSend us Fan MailFor many teachers, we only have 20-25 school days left in the 25-26 academic year! In honor of counting down to summer, Dave issues a 21-day money challenge. Whether you want to start NOW and finish the challenge before summer, or you decide to launch at the beginning of summer, this challenge will give you the frame work to reach new financial heights! The challenge for each day should usually take you less than 5 minutes. Stacking these little daily challenges over the 3 week time period will change your finances FOREVERRRR! Tune in to see how many of the challenges you already do. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4
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