Podcast
Fintech One-On-One
Hosted by Peter Renton · EN
Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus and now an independent fintech media and events consultant, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more, tune in to Fintech One-On-One.
33episodes
Episodes
Newest firstAll episodes
Daren Guo, Co-Founder of Reap, on building stablecoin-powered infrastructure for global finance
Jan 800:34:55Tap to summarizeToday, I sit down with Daren Guo, co-founder of Reap, the stablecoin infrastructure company and the world's largest stablecoin card enabler, processing over $6 billion annually. Daren shares his journey from being employee #90 at Stripe to building the next generation of financial rails based on stablecoin infrastructure, serving everyone from neobanks in Brazil and Africa to traditional financial institutions expanding globally.The conversation explores why stablecoins represent more than just faster cross-border payments, they are the foundation for a fully tokenized economy where FX, bonds, equities, and real estate all move on-chain. Daren discusses Reap's recent MPI license in Singapore, their expansion into the US market, and how programmable money enables entirely new financial products like payroll streaming and on-chain escrow that simply weren't possible with legacy infrastructure.In this podcast you will learn:Daren’s background setting up Stripe’s Asia business.Why he decided to leave Stripe to start his own company.Their initial product vision.His thesis around stablecoins and why they represent the future of payments.Why they decided to start with stablecoin-powered credit card infrastructure.Where they are a Visa Principal member and the markets they serve.The types of companies that Reap is working with today.How the flow of funds work for users of Reap’s credit card.Who is providing the stablecoin collateral.Reap’s expansion plans for the US market.Why they applied for a Major Payment Institution (MPI) license in Singapore.The product suite that they are working on right now.The scale that Reap is at today.How they are serving traditional firms as well as crypto-native companies.Daren’s vision for the next generation of money movement.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Transcribe →Tommy Nicholas of Alloy
Apr 12, 2024Tap to summarizeThe anti-fraud space has really heated up this past 12 months as fraud attempts have been on the rise and bad actors have become more sophisticated. Often, it can feel like an increasingly difficult battle to win, but there is reason for optimism.My next guest on the Fintech One-on-One podcast is Tommy Nicholas, the CEO and Co-Founder of Alloy. Tommy lays out in exceptional detail and with great passion why there is reason for optimism today. He also provides a blueprint for how banks and fintechs should be approaching their anti-fraud efforts. This is the third and final interview in the series I conducted at Fintech Meetup.In this podcast you will learn:The inspiration and motivation for the founding of Alloy.A description of their product offerings.Why it was so difficult to build their products.How fraud attacks have changed over the last 12-18 months.How new fintechs develop their fraud protocols.How to avoid the death spiral to zero good customers.The role social media has had in increasing first-party fraud.What is leading to an increase in fraud attempts recently.The types of fraud he is seeing today and how it is preventable.Details of the newly announced Alloy for Embedded Finance.How it will transform bank-fintech partnerships.The luck they have had in the timing of this launch.Connect with Tommy Nicholas on LinkedInConnect with Alloy on LinkedInConnect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes
Transcribe →Nigel Morris of QED & Rishi Varma of BCG
Jun 16, 2023Tap to summarizeWhen I first heard that QED Investors and BCG were putting together a report on the future of fintech I knew it was going to be good. I was not wrong. Never before have we seen an in-depth and rigorous analysis of where the industry is today and more importantly where we are headed.The report is titled Global Fintech 2023: Reimagining the Future of Finance, and it provides a level of optimism that has been missing in fintech for the past 12-18 months. But this is not blind optimism, it is based on data and research, both qualitative and quantitative. The finished product is a seminal report that has been the talk of the industry for the last month and a half.My next guests on the Fintech One-on-One podcast are Nigel Morris, the Co-Founder and Managing Partner at QED Investors and Rishi Varma, Managing Director and Senior Partner at the Boston Consulting Group. Nigel gave a presentation on this report at the recent Fintech Nexus USA event (video here) but in this interview, we delve deeply into the genesis of the report, some of its key findings, and what it means for the industry.In this podcast you will learn:Why QED and BCG decided to come together to produce this report.The size of the financial services industry globally and fintech's part in it.The methodology they used to arrive at these global revenue numbers.A chronicle of the last three years in fintech.Where we are at today with equity funding in fintech by stage of company.The growth of fintech globally over the next 7 years and where this growth will come from.The eye-popping size that fintech is expected to be in 2030.What verticals within fintech will see the most growth.Why embracing financial inclusion has enormous potential.How and when will fintech become as profitable as the incumbents.The biggest risks to the growth of fintech.What is most exciting about the future of fintech.Connect with Nigel on LinkedInConnect with Rishi on LinkedInConnect with QED on LinkedInConnect with BCG on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
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