Podcast
Fly On The Wall Finance
Hosted by Jaime Malm · EN
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
11episodes
Episodes
Newest firstAll episodes
The Tax Hangover
4w agoTap to summarizeTax season may be over, but the best tax planning actually starts now. In this episode, the team at Iron Horse Financial and Simmons and Simmons tax and accounting discuss the key financial and tax moves individuals and retirees should consider immediately after filing their return to potentially reduce taxes next year. We break down proactive strategies involving retirement accounts, Roth conversions, investment taxation, charitable giving, income planning, and how to avoid costly surprises before next April. We’ll also discuss why financial advisors, CPAs, and legal professionals should work together to create a more coordinated financial plan. If you want to stop reacting to taxes and start planning ahead with purpose, this episode is for you.
Transcribe →Tariffs, Gold, Bitcoin, and the Market Outlook: What It All Means for Your Portfolio
Mar 10Tap to summarizeIn this episode of Fly on the Wall Finance, Jaime Malm sits down with Gradient Investments Senior Portfolio Manager Keith Gangl, CFA to break down the forces shaping today’s investment environment. They discuss the recent Supreme Court ruling on tariffs and what it could mean for global trade, inflation, and U.S. markets. Keith also shares his perspective on the role of gold and silver in today’s portfolios, and the future of Bitcoin as an alternative asset. If you’re wondering how these major macro developments could impact portfolios in 2026 and beyond, this episode delivers practical insights advisors can use in client conversations right now.
Transcribe →Your Legacy Isn’t Just What is Left Over
Dec 13Tap to summarizeMost people discover too late that the government has its own plan for their retirement savings. And their kids pay the price. In this episode we discuss how to turn tax surprises into tax smart strategy so you keep control of what you earned and preserve the impact you want to make. Tune in and learn how to protect your family from costly mistakes.
Transcribe →The 2026 Retirement Rule Changes
Nov 29Tap to summarizeBig changes are coming for IRAs, 401k plans, HSAs and Social Security in 2026. In this episode, we talk through what is changing, who will be affected and how to prepare so your retirement stays on track. We help break it all down with practical questions and real life examples. A timely and actionable episode for anyone who wants to stay ahead of the curve.
Transcribe →Cockroaches and Credit Concerns
Nov 15Tap to summarizeHeadlines about fraud and bankruptcies among sub prime lenders have stirred flashbacks to the 2008 housing crisis, but are we really in a similar situation? In this episode, we discuss why a quote about cockroaches has stirred headlines and is causing concerns for everyday investors.
Transcribe →What Wealthy People Do Differently with Money
Nov 8Tap to summarizeIn this episode, we discuss the real-life habits, mindsets, and strategies the wealthy use to build and protect their fortunes , and how you can apply them to your own financial life. From how they think about debt and risk to the way they invest, save, and plan for the future, these are the lessons that separate those who simply earn money from those who build lasting wealth. Whether you’re just getting started or refining your financial plan, this episode will help you borrow the best ideas from those that have already built wealth.
Transcribe →Why Everyone’s Talking About Gold and What it Means For Your Retirement
Nov 1Tap to summarizeGold prices have soared over 60% this year, sparking talk of “dollar debasement” and fears of a weakening economy. But what does that really mean for everyday investors and retirees? We break down the buzz around gold, explain why people rush to it when the dollar dips, and share how long-term investors can protect purchasing power without chasing headlines.
Transcribe →Five Years Before and Five Years After: The Decade that Defines Your Retirement
Oct 18Tap to summarizeThe five years before and after retirement are the most critical for protecting your wealth. In this episode, we break down why this 10-year window can make or break your financial future , plus the key strategies to preserve your nest egg, avoid costly mistakes, and create reliable income that lasts a lifetime.
Transcribe →Shutdowns, Rate Cuts and Your Money: What you Need to Know
Oct 11Tap to summarizeGovernment shutdowns, rate cuts, and nonstop headlines…what does it all mean for your money? In this episode, Jaime explains why markets often take Washington drama in stride and what adjustments you may or may not need to make in your portfolio.
Transcribe →Financial Planning Meets Accounting
Sep 27Tap to summarizeIn this episode, we dive into the powerful results that happen when a financial advisory firm and an accounting firm join forces. We introduce our strategic partner, Simmons and Simmons and discuss the most overlooked tax deductions, proactive tax planning and real examples of how to avoid costly mistakes and make smarter financial decisions.
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