For many years, Chase (and later Bilt) was the only transferable points program with valuable hotel options. Namely: Hyatt. But Citi changed that with Choice and I Prefer, offering high transfer rates that made these transfers worth while.

(02:07) - Hyatt's announced award changes seemed to cement Citi as the best transferable points for hotels...

(02:25) - April 19, 2026 is Citi ThankYou Rewards hotel transfer doomsday. Transfer ratios to Choice and Preferred Hotels are dropping.

(03:48) - Examples

(06:02) - Questions: Will the new transfer ratios still be worthwhile?

(12:01) - Should we transfer before April 19th?

(17:59) - Is the Citi ecosystem dead to us?

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Music Credit – Beach Walk by Unicorn Heads

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Citi devalues hotel transfers | Coffee Break Ep98 | 3-24-26