What are some unusual cards you find yourself using? What are your least favorite airline websites? Which dead cards do you miss the most? We answered these questions and more on the Ask Us Anything hosted live on YouTube on April 8th, 2026.

(01:10) - What are some unusual cards you find yourself using?

(08:27) - Did the FM team partake in the British Airways shopping portal promotion for 250x Avios at Kate Spade? I think it’s a runner for deal of the year.

(11:28) - What’s your favorite and least favorite airline loyalty website to use?

(18:25) - With all the recent and pending devaluations, what hotel reward program, if any, would you recommend for someone who generally only stays in hotels for a week or two each year?

(23:12) - I have tried getting a Capital One Venture X but they keep denying me. I have opened 3 personal and 2 business cards in the last 9 months. The last was Dec 31st. What do you think I should do?

(25:04) - Does the FM team have any success with credit card reconsideration with Bank of America (business cards)? Any tips? Thank you!

(26:51) - Have anyone's thoughts changed on the Bilt Palladium since they started using it? I have tried doing the math to see if it's worth it, but not sure I did the "bilt math" correctly

See Tim's post about the Bilt Palladium card here: https://frequentmiler.com/bilt-2-0-rewards-you-most-when-you-spend-less/

(30:22) - See our previous episode about Hyatt properties here: https://frequentmiler.com/which-hyatts-will-you-book-before-the-award-chart-changes-ask-us-anything-ep84-3-4-26/

And see our former episode about how many credit cards we have here: https://frequentmiler.com/how-many-credit-cards-does-the-frequent-miler-team-have-ask-us-anything-ep-63/

(31:05) - What airline loyalty top status is it worth pursuing?

(34:19) - Tim, do you use Atmos Summit to rent cars overseas. Greg should update Auto Rental post to compare Bank of America Atmos Summit to compare to the others

See our guide to Ultra premium card travel protections here: https://frequentmiler.com/ultra-premium-credit-card-travel-insurance/

(37:18) - Do authorized users get the same discount on United award flights as the primary cardholders?

(38:14) - Does the Atmos give status points when paying rent on Bilt platform?

(38:33) - The latest collectibles card episode was interesting, are there any dead cards that you particularly miss?

See the collectibles podcast episode here: https://frequentmiler.com/credit-card-collectibles-frequent-miler-on-the-air-ep352-4-3-26/

(43:56) - How many Thank You points are you gonna transfer to Preferred hotels before devauationl? I'm thinking about 500k TYP or more

Read Greg's strategy here: https://frequentmiler.com/preferred-hotels-worth-4x-transfers/

(46:04) - Does United give elevated offers if you open a bank account?

(47:03) - If all airline miles were dynamic the same way Delta Skymiles were (ie around 1-1.5 cpp), would you still play the points and miles game and which cards would you actually find rewarding on spend?

(51:33) - Which programs are best for not showing phantom availability?

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Music Credit – “swappin’ back n’ forth” by up @ night

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