42:I[58016,["/_next/static/chunks/0e29vbidvogc6.js","/_next/static/chunks/09md0.811p4qk.js","/_next/static/chunks/0jjo8hz~ewue4.js","/_next/static/chunks/084k0pvimg.lq.js","/_next/static/chunks/0a~e7k..h6jfc.js","/_next/static/chunks/0d1e9m2ig9v3v.js","/_next/static/chunks/0dzini03ngxm2.js","/_next/static/chunks/0rizq9ux3s1w3.js","/_next/static/chunks/139o5utivfajl.js","/_next/static/chunks/0i-f~c821e7uk.js","/_next/static/chunks/0z7avafhgjcyr.js"],"ProcessEpisodeButton"] 44:I[185,["/_next/static/chunks/0e29vbidvogc6.js","/_next/static/chunks/09md0.811p4qk.js","/_next/static/chunks/0jjo8hz~ewue4.js","/_next/static/chunks/084k0pvimg.lq.js","/_next/static/chunks/0a~e7k..h6jfc.js","/_next/static/chunks/0d1e9m2ig9v3v.js","/_next/static/chunks/0dzini03ngxm2.js","/_next/static/chunks/0rizq9ux3s1w3.js","/_next/static/chunks/139o5utivfajl.js","/_next/static/chunks/0i-f~c821e7uk.js","/_next/static/chunks/0z7avafhgjcyr.js"],"SendEmailButton"] 45:I[45269,["/_next/static/chunks/0e29vbidvogc6.js","/_next/static/chunks/09md0.811p4qk.js","/_next/static/chunks/0jjo8hz~ewue4.js","/_next/static/chunks/084k0pvimg.lq.js","/_next/static/chunks/0a~e7k..h6jfc.js","/_next/static/chunks/0d1e9m2ig9v3v.js","/_next/static/chunks/0dzini03ngxm2.js","/_next/static/chunks/0rizq9ux3s1w3.js","/_next/static/chunks/139o5utivfajl.js","/_next/static/chunks/0i-f~c821e7uk.js","/_next/static/chunks/0z7avafhgjcyr.js"],"SignupCTA"] 47:I[56939,["/_next/static/chunks/0e29vbidvogc6.js","/_next/static/chunks/09md0.811p4qk.js","/_next/static/chunks/0jjo8hz~ewue4.js","/_next/static/chunks/084k0pvimg.lq.js","/_next/static/chunks/0a~e7k..h6jfc.js","/_next/static/chunks/0d1e9m2ig9v3v.js","/_next/static/chunks/0dzini03ngxm2.js","/_next/static/chunks/0rizq9ux3s1w3.js","/_next/static/chunks/139o5utivfajl.js","/_next/static/chunks/0i-f~c821e7uk.js","/_next/static/chunks/0z7avafhgjcyr.js"],"EpisodeTranscript"] 3c:["$","div",null,{"className":"flex flex-col gap-2 text-sm text-muted-foreground","children":[["$","span",null,{"className":"inline-flex items-center gap-2 bg-secondary/50 px-3 py-1 rounded-full","children":[["$","svg",null,{"className":"w-4 h-4","fill":"none","stroke":"currentColor","viewBox":"0 0 24 24","children":["$","path",null,{"strokeLinecap":"round","strokeLinejoin":"round","strokeWidth":2,"d":"M8 7V3m8 4V3m-9 8h10M5 21h14a2 2 0 002-2V7a2 2 0 00-2-2H5a2 2 0 00-2 2v12a2 2 0 002 2z"}]}],["$","time",null,{"dateTime":"2026-01-21T18:51:19.000Z","children":"Wed Jan 21 2026"}]]}],null]}] 43:T4b0,

Episode Summary:

Attorney Jason Cline sheds light on the intricate process of keeping your car during bankruptcy proceedings. Discover key insights on car loans, reaffirmation agreements, chapter 7 vs. chapter 13 implications, and strategies to protect your vehicle while navigating financial challenges.

Key Timestamps:

00:00 – Introduction

01:30 – Keeping Your Car in Bankruptcy

03:45 – Treatment of Car Loans in Chapter 7 vs. Chapter 13

05:20 – Reaffirmation of Car Loans

07:10 – Catching Up on Missed Car Payments in Chapter 13

09:05 – Handling Upside-Down Car Loans through Bankruptcy

11:30 – Bankruptcy Protection against Repossession

13:15 – Deciding to Give Up Your Car

15:00 – Evaluating the Financial Impact of Keeping a Car

17:30 – Preparing for Car Repossession: Best Practices

About the Show:

*Fresh Start* is a podcast series hosted by a seasoned attorney specializing in bankruptcy law. The show offers practical guidance and expert advice on navigating financial challenges, providing listeners with tools to achieve a fresh start in their financial journey.

Bankruptcy and Car Loans: Can You Keep Your Vehicle?