Episode Summary:

In this episode of *Fresh Start*, Jason Cline, an experienced bankruptcy attorney, discusses the common signs that indicate it might be time to consider filing for bankruptcy. From struggling to pay bills to resorting to new debt to pay off old debt, Jason sheds light on key indicators that bankruptcy could be a viable solution for financial relief.

Key Timestamps:

00:00 – Introduction

01:30 – Signs to consider bankruptcy: struggling with bill payments

03:15 – Signs to consider bankruptcy: resorting to new debt to pay off old debt

05:45 – Signs to consider bankruptcy: experiencing extreme stress due to financial burdens

08:10 – Importance of seeking legal advice instead of waiting

10:25 – Addressing the fear and guilt associated with filing for bankruptcy

13:00 – Providing guidance to clients unsure about filing for bankruptcy

16:40 – Impact of minimum payments and borrowing on credit card debt

19:05 – Helping clients decide between paying down debts or opting for bankruptcy

22:30 – Emotional and financial red flags signaling the need for immediate action

25:15 – Addressing concerns about credit score impact and rebuilding post-bankruptcy

28:00 – Offering initial consultation to understand debt relief options and find relief

About the Show:

*Fresh Start* with Jason Cline is a podcast dedicated to providing New Mexico residents with practical solutions to overwhelming debt. Jason Cline, a reputable bankruptcy attorney based in Albuquerque, helps individuals and families regain control of their finances and peace of mind through insightful discussions and expert advice.

How to Know When It’s Time to File for Bankruptcy