In this episode of From Adversity to Abundance, host Jamie Bateman sits down with Will Harvey of Harvey Capital for a practical, in-depth conversation on private lending, hard money, and what it really takes to run a real estate fund. Will shares his journey from working in the mortgage business to flipping houses—and ultimately finding his niche in private lending and fund management. As he prepares to launch his first 506C fund, Will breaks down how these structures work, why he chose to focus on lending, and how his strategy compares to Jamie’s approach in the note investing space.

But this episode goes beyond strategy. Will opens up about a painful $70,000 loss on a deal that didn’t go as planned, unpacking the critical mistakes and lessons that reshaped how he evaluates risk and opportunity. From discipline in deal selection to building scalable systems and raising capital, this conversation is packed with real-world insights for both active and passive investors looking to navigate the lending and fund space more effectively.

Guest Introduction: Will Harvey

Will Harvey is a real estate investor and founder of Harvey Capital, a hard money lending business based in Virginia. After starting his career in the mortgage industry in 2015, Will transitioned into house flipping and eventually private lending, where he now focuses on running funds and deploying capital through short-term real estate loans. He is currently preparing to launch his first 506C fund, designed to provide passive investment opportunities while scaling his lending operations.

Episode Highlights:

The Shift to Private Lending – Why Will moved from flipping houses to focusing on hard money lending and fund management.
Launching a 506C Fund – How Will is structuring his new fund and key differences compared to other lending funds.
A Costly $70K Mistake – The deal that went wrong and the hard lessons learned about discipline and risk.
Scaling a Lending Business – Building systems, raising capital, and positioning a fund as a bond alternative.

Key Takeaways:

Hard money lending can provide consistent opportunities, but success depends on disciplined underwriting and deal selection.
Fund structures like 506C can offer scalability, but require clarity in strategy and investor communication.
Losses often come from stepping outside your proven model—staying within your expertise is critical.
Building a successful fund is as much about operations, systems, and capital raising as it is about finding deals.

Learn More about Will Harvey:

Website: harvey-capital.com

Twitter: x.com/wharvey1993

Learn More about Labrador Lending:

Integrity Income Fund:

labradorlending.com/passive-investors/

Labrador Mentorship:

labradorlending.com/active-investors/

Asset Management Service:

labradorlending.com/hybrid-investors/

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Purchase Jamie’s Book: www.amazon.com/dp/B0CGTWJY1D?ref_=pe_3052080_397514860