What if I told you someone is pet-sitting in a Paris penthouse, has traveled to 38 countries, runs their own business, and has never made more than $47,000 a year?

Charly Stoever is a formerly undocumented, Latinx, queer, non-binary money coach who completely changed my perspective about wealth building. While most of us are waiting to make six figures before we can "start living," Charly reverse-engineered their dream life on less than what most people pay in rent.

In this episode, Charly shares how they have been able to live rent-free in places like Seattle and Paris using an app that costs $120/year, the “boring” investment strategy that built a $200K net worth, and how one of their clients found $141,000 she didn't even know she had.

But here's what Instagram doesn't show you—the real emotional cost of living differently than everyone around you, and why building wealth can sometimes feel lonely and sad.

If you want to twerk your way to early retirement, you need to hear this conversation.

✨Mentioned in this episode: