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Hope Ware
You're listening to an iHeart podcast.
Jen
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Jill
Apply for Apple Card today and start earning up to 3% daily cash back on everyday purchases.
Jen
And that daily cash can even grow automatically when you open a High Yield Savings account through Apple Card.
Jill
What are you waiting for? Visit Apple Co CardCalculator today to see how much daily cash you can earn.
Jen
Subject to credit approval Savings available to Apple Card owners subject to eligibility Savings Savings in Apple Card by Goldman Sachs Bank USA member FDIC terms and more@applecard.com.
Jill
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Guest
It's not just some limited time deal. You get nationwide 5G coverage with 3 gigabytes of data, 300 texts and 100 minutes of calls. If you need more data, you can upgrade to their other plans. Plus, you're supporting a community built network that's growing every day to keep you seamlessly connected wherever you go.
Jill
When we first heard about Helium Mobile, we couldn't wait to share it with all our frugal listeners who are looking to budget smarter when it comes to everyday necessities without sacrificing quality.
Guest
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Jen
Frugal Ways to Stretch everyday products with HopeWare.
Jill
Welcome to the Frugal Friends podcast where you'll learn to save money, embrace simplicity, and live a richer life. Here are your hosts, Jen and Jill.
Jen
Welcome to Frugal Friends Podcast. My name is Jen.
Jill
My name is Jill.
Jen
And today we are talking with our good friend Hope Ware. She's back on the show. She hosts. She and her husband host the popular YouTube channel under the Median.
Jill
Great title.
Jen
And we just love nerding out about Frugal Living tips with her. So if you also nerd out when you hear Frugal Living stuff, this is the episode for you.
Jill
Don't worry. Never in this episode do we talk about how to squeeze toothpaste from the toothpaste container. Although now I just did. Now you just heard it. If you open this episode expecting to hear squeeze a toothpaste around the bottom and get all of it out of it.
Jen
But we do talk about why you may want to.
Jill
Yeah, yeah.
Jen
But first, before we get into that, this episode is brought to you by video. So we may or may not be recording the video of this?
Guest
Well, we are recording it.
Jen
We may or may not be showing it to you. You may or may not be seeing our faces on YouTube right now.
Jill
It's all a lie.
Jen
We're trying out new things all the time over here. And so if you want to know if we're showing our faces on this episode, you're going to have to head to The Frugal Friends YouTube and subscribe. We have a goal of getting a thousand new subscribers per month.
Jill
It's a big goal.
Jen
It is such a big goal. Right? We're probably not going to hit it, but you can help us hit it. If you have not been to frugalfriendspodcast.com YouTube or YouTube.com frugalfriends that's actually shorter. And hitting that subscribe button, smash the like button. Smash the subscribe button.
Jill
One of the things that I love about our Frugal Friends community is that when we say we have a goal for xyz, you all make it happen. Happen. But it's not until we say, here's our goal. Here's what we want to see happen. So it's why we're sharing it with you. Because apparently when we tell you this is what we want to do, you all show up for us and show out.
Jen
You hit subscribe, and then you go to your partner or husband's phone and you subscribe from their YouTube channel.
Jill
And then you from your siblings phone, your friend's phone, your co workers subscribe.
Jen
On theirs, your roommate, you do it up and so that's what we're asking.
Jill
From you today, especially the ones who really need the extra financial assistance. If you just, like, did that, that's a public service.
Jen
Don't tell them it was you.
Jill
And then they just open up their YouTube app and they get killer content straight to their phone because you've subscribed it for them. Okay, you know what they need?
Jen
Best friend alert.
Jill
So, yeah, we're on YouTube now.
Jen
YouTube.com Frugal friends, please. All right, so we do very few kind of Frugal Living Nerd out episodes, but this one with Hope is special. And we're talking about a topic that we normally don't like to indulge. It's, you know, it's the cutting the toothpaste tube from the back and squeezing it at the end sort of thing. But I. So we actually didn't mention that at all in the episode. I think we just talked about some really, like, helpful hacks to reframe our mindset around this traditional idea of frugality.
Jill
Yeah, because it's not a race to the bottom. We don't ever want to lean into that level of extremism. But also to recognize that when we learn to stretch our products, it also connects us to our level of consumption, which we are here for. Understanding how much am I consuming? What am I throwing away, and where can I be more mindful? And Hope is here to help us with that.
Jen
Without further ado, Hope. She is the host of under the Median, and she teaches busy people practical frugality skills so they can learn to budget, pay off debt, and live the life they really want. They raised four sons debt free, including purchasing their current home with cash when their income was about $40,000 a year. So let's get into our chat with Hope.
Jill
Let's do it.
Jen
Hope, welcome back to the Frugal Friends podcast. We are so delighted to have you back.
Hope Ware
Thank you. I'm so excited to be here.
Jill
This is an exciting topic to talk about. I think that this is probably a classically frugal episode title, and we're here for it because we think that you're going to give us some fresh takes and some new things to just consider. So let's get into it. Let's talk about household products. How can people make everyday household products just last longer? What's the overview?
Jen
I also want to know your favorite ones, too.
Hope Ware
Okay, so we'll get into that, but the first thing that people need to figure out is how long stuff is lasting them, because we get into this Buy, use, replace, cycle. And we just do that over and over again, right? Never stopping to think, gee, am I buying this a little more often than I actually have to. This happened to us. We are huge fans of real maple syrup. We want the real stuff on our pancakes. I'm just saying.
Jill
I'm with you. I'm with you.
Jen
Same.
Hope Ware
And so we realized after a while, it's like every time we go to Sam's, we're like, are we out of maple syrup? And the answer seemed to always be, yeah, we need more. And I was like, I think we need to figure out how long this like, bottle of maple syrup is lasting us. So we got into the simple habit of writing with black marker. When we opened it, we'd put the date on the container. And we realized that 32 ounces of maple syrup was lasting us 30 days. And we were like, that seems like a little. A lot. We, we should figure out how we can buy this product, still use it, but make it last longer. And that, honestly, that event was how we got onto this whole cycle of how can we make this last longer? So figure out how long it's lasting you in the first place.
Jill
On that note, my mother in law, she is like an honorary special guest. She comes up quite a bit.
Hope Ware
Yeah.
Jill
She is specifically about maple syrup. So for years, maybe even decades, she will take maple syrup and put it into smaller bottles. So like the bottles from Cracker Barrel that they'll serve you with your breakfast and fill up those tinier bottles and serve those individually to people. Cause she makes breakfast and just food in general for a lot of people, realizing that a lot of the waste that was happening with expensive maple syrup was just people pouring too much onto their plates. And then you can't put it back into the bottle once it's on the plate. So giving people just smaller portions so that they were more aware, rather than a big bottle, people are just dumping it and. And then you're not even eating at all. So I don't know if that was the case for you all, but. Right. Yeah. So with a tinier bottle then you can be more aware of how much you're using. And she says that that exponentially changed how much syrup they were using. They were still getting enough, getting what they wanted. It just wasn't all over their plates. And then in the trash can eventually.
Hope Ware
Yeah. And the other thing you can do, which is one of the things that we did, you just take a serving spoon, which is, it's a tablespoon, but it's not really. It's more than a tablespoon. We all know that. Right. And. And you pour your maple syrup into there first, because then it's on the spoon and it hasn't touched anything. You drizzle that over your pancakes, and you'll figure out quickly whether you're using more or less than that. Because if it's less, if it's on the spoon, you can just put it back in the bottle. Cause it hasn't touched anything. Right. So serve. And that's one of the things that we tell people all the time. Serve only what you expect your guests to eat or what you expect your family to eat. This is more like family time. Right. Where you're. You're serving them. Instead of serving them the whole chicken, you're taking meat off the chicken, putting that meat on the table that you expect your family to eat. Because you put that whole chicken. I raised four boys. It's gonna be gone. It will be cleaned down to the bone. There will be nothing left but carcass when you get.
Jen
Put your leftovers away. If you're. If you've made four portions, put two portions in your to go containers before.
Jill
You serve the dinner.
Jen
Yeah, that is. And people think it's. So this is like, when you're thinking about, in terms of money, you're like, oh, but this is like pennies and dimes. But like, if you think of it in terms of health, like your pennies and dimes and your, like, calories. I'm not into, like, restricting calories or counting calories for the sake of doing it. But, like, it adds up.
Jill
Yeah.
Jen
And then you don't end up feeling ill when you eat too much afterwards. Right. And we can avoid that by just knowing what we're putting in our bodies.
Jill
Yeah. Just so much more awareness. I love what you're describing. Just know how much you're consuming first. So then once we do know. Okay. I. There's. Here's how long this product is lasting me, but I want to make it last longer. What. What are some things we can be considering for. For that product?
Hope Ware
Okay. So of course, you can serve it less often. You can serve less of it. But here's a really interesting idea. Morph that product into something else. So let's just say, you know, like those cheesy rice side dishes you can buy. Let's just say you get some of those cheesy rice dishes and they are on sale, you get a banging good deal on them. You open that rice dish and you look at the number of servings on the back. And your first words are like, you gotta be kidding me. Like, you're gonna eat more than that. Right? Their serving size is like, no. No human being, unless the five is gonna eat that amount of that two tablespoons of rice. I'm like, really? For real? I don't think so. So what we started doing is figuring out how can we morph that side dish into something that is more of a main dish? So you add more rice, you add vegetables, you add some protein, you add some things to that. You use that as the base instead of the actual dish. You add things to it to make it into a main dish. You can also add. This works really well. You can add broth, vegetables, things like that. And you're going to make it into a cheesy rice soup instead of a side dish.
Jen
Yes. Because then you really only do need two tablespoons of rice.
Hope Ware
That's just true. That's the only way that you need.
Jen
Only way you do this, Jill, with, like, our hello, fresh deliveries that we get.
Jill
I sure do.
Jen
I'm real good at stretching those.
Jill
Oh, I sure do. Yeah. Whether it's adding in more of the protein or more of the vegetable, everything you're saying, whether it's the start, the starch, the veggie, the protein, just add a little bit more. Make a little bit more. Freeze half. Yeah. I love the. I love the food focus that we're taking at the beginning of this, too.
Jen
Yes.
Jill
We all need the tips.
Hope Ware
Let's go to, like, like something that's not edible. All right.
Jen
Yes.
Hope Ware
Let's morph soft soap into foaming soap. Get a foaming soap dispenser. Ask one of your friends who's going to throw it out in the garbage to save it for you. Right. You don't even have to buy one. So you got your dispenser. You're going to go find the least expensive, huge. The refillable bottles, the refills of some sort of soft soap product. Fill the bottom of that foaming soap container one fourth of the way full of the soft soap. Three quarters is water. No, gently mix it up a little bit. That's what's. That's what the soft soap is. But here's something else I just found out, and this is very cool. You can use, you know, the shower gels you can get? Well, they have, like, thickening agents in there that it's like soft soap, only they've got it. A thickener in there. You can use that shower gel instead of Soft soap. And you can do maybe 2 or 3 tablespoons in the bottom of that foaming soap container. And you need to use really hot water instead of tap water because it breaks up that emulsifier or whatever it is that makes the gel stuff gel and it will disperse into the water and it will make soft soap, foaming dispenser, you know, this foaming soap out of your shower gel. So when you find those things like on a really good deal, you can get it.
Jill
Yeah. Again, what I'm liking about these tips, similar to what you said Jen, about the food pieces, is not only can it help us a little bit with our wallets, but it can also help us nutritionally. Same thing here. Not only can it help a little bit with how much we're spending month over month, month on these types of products, but it also helps the environment to not be purchasing as much plastic, to be able to buy that soap in bulk and have that big soap dispenser, that shower gel be able to last us potentially months and months if we are cutting it with water the way that you're saying and using a foam dispenser. So there can be multiple reasons that people come to wanting to make the stuff that they have last longer when it comes to kind of over consumption and waste how much we're throwing out how much plastics we're using. So yeah, that's a really helpful one. This message is brought to you by Apple Card.
Jen
Whoa. I just found out you can earn up to 3% daily cash back on everyday purchases made with Apple Card.
Jill
Yeah, you can earn unlimited daily cash back with Apple Card on every purchase. No matter where you check out with Apple Pay, you always get daily cash.
Jen
The possibilities are endless.
Jill
What's better is that daily cash can automatically grow when you open a high yield savings account through Apple card.
Jen
That's like endless plus one.
Jill
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Jen
Subject to credit approval, savings available to Apple Card owners subject to eligibility. Savings in Apple Card by Goldman Sachs Bank USA member FDIC terms and more@applecard.com.
Jill
Looking to save even more money on your phone bill? How does free sound? Helium Mobile is offering the first free phone plan. That's right, free phone service. Seriously? No bill, no contract, just free.
Guest
It's not just some limited time deal. You get nationwide 5G coverage with 3 gigabytes of data, 300 texts and 100 minutes of calls. If you need more data, you can upgrade to their other plans. Plus you're supporting a community built network that's growing every day to keep you seamlessly connected with wherever you go.
Jill
When we first heard about Helium Mobile, we couldn't wait to share it with all our frugal listeners who are looking to budget smarter when it comes to everyday necessities without sacrificing quality.
Guest
So if you're in the market to cut that monthly phone bill, like really cut it, Helium Mobile is where it's at. Download the Helium Mobile app today and use the code Froogle to get your free plan today.
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Hope Ware
Speaking of the environment, here's something. Dryer sheets.
Jill
Yeah, I don't use them.
Hope Ware
Don't even use them. Instead, when you take your laundry out of the washer, put it in the dryer, throw in a clean, dry towel. If you want it to smell good, put a few drops of essential oil on that towel, put it in and your clothes will dry 30 to 45 minutes earlier. About 30 minutes is what we found 30 minutes before they. Because that dry towel works almost like a dry sponge would. It wicks up that water and in doing that, it helps cut down on the static cling.
Jill
It is shocking. I. I don't do this as often as I should, but I'm glad you're reminding me of this because there have been times when I'm washing like bedding or towels, things that kind of take a long time to dry. I've thrown in a hand towel, a dry hand towel, and it seems to.
Jen
Go so much faster that I have.
Jill
Never such a good reminder before.
Jen
I use like the wool balls, which like, I guess help. But you. But do you think like, are you saying full size towel, hand towel better than wool balls?
Hope Ware
A hand towel. But I had the wool balls because a friend of mine who like raises her own sheep, she. With her own sheep wool, she made me wool balls.
Jill
Very cool.
Hope Ware
I know.
Jill
That is awesome.
Jen
Well, there you go.
Hope Ware
It was a great gift. I was like, so excited.
Jen
I'm definitely.
Hope Ware
They work.
Jen
The wool balls work.
Hope Ware
I do. You know what? I dry out on the line as much as I can. Though I have to say, my dryer lives a very lonely life for the most part. But. But there are times you just need a dryer.
Jen
Yeah. Okay. So on the topic of laundry, using laundry detergent has always been something that I think I might use too much because I think I might overfill my washer. I would love to get your perspective. I hate. I don't want to ever underfill it because I don't want to like waste money or time. But then I think I might be kind of like doing myself a disservice. What is your research show? Because I know you've. You've done it.
Hope Ware
I do. This is such a fun topic because people do use way too much. If you read. And that's one of the things I tell people. You want to make it last longer, look at what the manufacturer says and use less. Because. Because. Because, look, let's just face it. They're not philanthropic people. They are there to make money. They want to search. They Want to sell you more detergent. But here is. This is the acid test. Are you ready? Try this and you will believe me. You know those little pods that we all love because they're so convenient? You're like, screw it. I don't even have to like measure this detergent. I'm just going to throw one of these pods and I'm done. Yes, break open one of those pods. Look at how much detergent is actually in one of those pods. It is not. It's about a tablespoon. Maybe you don't need any more than a tablespoon. Maybe two tablespoons if you've got a great big heaping load of laundry in there. But don't use any more than that. And keep a measuring spoon, a real measuring spoon, not like a serving spoon. Cause that's more than a tablespoon. Keep a measuring spoon, measure it out so you'll know you're using the right amount.
Jen
And how much do you fill your washer? Would you say it's better to do like a quote unquote more than what they recommend fill to like use less water or do you really do a half fill and do two loads?
Hope Ware
I do three quarters of a fill.
Jen
Okay, so I fill it.
Hope Ware
It's more than halfway, definitely. But I will say that then that we're kind of split the difference people. So we do the research and think we're going to do this and see how it works. So we do three quarter fill with clothing and then the small amount of detergent. And then our washer lets us do like a, like a water cycle that has a little bit more water in it to make sure that everything gets clean.
Jen
Is that a towel cycle? Because I've heard that. Oh, the towel cycle does water, deep.
Hope Ware
Water cycle or something like that.
Jen
Okay, good to know. Yeah, that has helped me.
Jill
Yeah, you definitely don't want to overfill a washing machine because that is going to cost you far more in the long run if you like make it go off kilter.
Jen
And like they really struggle stuffing it in.
Hope Ware
Sure.
Jen
But I'm definitely going like, I'm going three quarters of the way. Like. Yeah, I talked to like Tide and the GE people like at conferences and they're like halfway all the this much detergent. And I'm like part of me just like I don't have time. Like if I do two loads at three quarters of the way, I get to eliminate one load from my, you know, weekend. That's what I'm gonna do.
Jill
Yeah, yeah, agreed.
Hope Ware
But I Will say, don't you feel like it makes a difference? The difference between half and three quarter. Like what you're putting in there, like towels. Towels are really dunce. They're really heavy. And I'm thinking that's hard for that poor little washer to, like, move all those towels around. So if I were going to err on the side of caution, I'd go with a half a load of towels rather than a half a load of like, I don't know, like fluffy things like undergarments and things like. I feel like that can be 3/4 of a load.
Jen
Yes. I'm glad that we've scientifically decided this. You in. So this episode is kind of inspired by a video you did on stretching household products. And you talk about. You get a big thing of castile soap. Dr. Bronner's. We love Dr. Bronner's castile soap. And you said some DIY things that you do with it and you stretch it into different types of products. I think that's a really good. Like, using one product and making it into different types of products is also a way to stretch things. Can you tell us your favorite ways that you use that Castile soap?
Hope Ware
So castile soap can be used for, like, you can do dishes with it. It doesn't take very much by way castile soap to do dishes. You can do laundry with it. You can make. I've used the castile soap to make the soft soap with the foaming thing. I've used it for that. And if you want it to smell good because I get the base, like, just basic. Like, there's no scent in my castile soap. You can just put a few drops of essential oil in there and make your. Your foaming soap with it. That is actually something that we work pretty hard at is figuring out what are the basic products that we need to use that we can morph into a whole bunch of different uses. And those are the products that you want to take a look at.
Jill
Yeah. I can appreciate how sometimes when we are aware of our consumption and how to make products stretch, that it can then lead into diying your own stuff when you start to realize, oh, man, I've got a product for cleaning my floors and for doing the laundry and for washing my hands and for washing my body and for washing the dishes. And it's like, I wonder if I were to understand the ingredients of these things and how much crossover could there be here? And turns out a ton for me, it's baking soda. So I will make my own dishwashing detergent. Laundry detergent. And so baking soda is a common ingredient in both of those things, but also a deodorizer. So I, every couple of months, will sprinkle baking soda on my bed, like, on the mattress, let it sit there for a while, and then vacuum it up. It's kind of a way of like deep cleaning your mattress or upholstery, getting out odors from different places. There are times I've needed it in the car. I think somebody had spilled coffee. And so that was the thing we first put into the car before we were kind of like, yeah, dealing with the stain. But to your point, there are things that we can do that even. That's kind of the next step. But learning to stretch the products, but then also learning what are the components of the product itself. And is there a way that I can just get that ingredient and stretch that ingredient in all these different ways?
Hope Ware
And that's one of the things that. That I hear from people. It's like, well, I want to use natural ingredients. I don't want to use these products that have all of these additives in it. But I feel like that those products are more expensive. And I think you're right. So you look at basic ingredients, like a vinegar, like baking soda, and you figure out, how can I use those in such a way that still gets things clean or still does what I need it to do? Like, if. You know how when your drains start to smell kind of yucky, like your kitchen drains, you put baking soda in there, and then you follow it up with vinegar, you know, and you get that lovely, like, foaming reaction, and it goes down your drain, and it deodorizes your drain. You do that about once a month. It's very cost effective, very inexpensive to do, and it keeps your drains running a little more freely. And they smell. They smell better, right?
Jill
Yes.
Hope Ware
And so you figure out how to do those things with basic products. So I don't think, you know, and. And I. So I love the idea of doing things that are green in nature. I really do. But it's like a double win when you could do things that are green in nature and they also keep some green in your back pocket, where you're saving money and saving the planet at the same time. Right. It's a double.
Jill
We love it when they go hand in hand. So speaking of tracking how much you're using, how might somebody know if their consumption is maybe a little too much? Like, how do we even determine the metric for how long my laundry detergent should last? Me or how long my cleaning product or hand soap should last me. How would they know?
Hope Ware
Okay. One of the things to do is to make sure that you're using it in a way that is consistent with saving money. Here's an example. Body wash, we all love it, right? Because it just feels very, it feels very much like we are indulging in a spa experience in our own home because we've got body wash. I love that. But people like squeeze it directly on their body and you shouldn't do that. You can take a loofah going once again, you can get an inexpensive loofah and it goes with that spa like experience because we want that at home without paying for it. And you only need a quarter size dollop on there or your sponge or your washcloth. You're start at the top of your body, work your way to the bottom and that quarter size dollop, believe it or not, is going to be enough. We underestimate what we use consistently. But when you systematize how you're using it and what you're using, the amount you're using, then you can easily figure out where you're overusing or if you are.
Jen
Yeah. We always just err on the side of more. Right. Like it's, it's always, especially when we get older and like nobody has really taught us how much soap to put on a loofah or if they did, it's went one time when we were five. Like you're all, we're all just making it up. So when you don't know what to do, you just add more.
Jill
Yeah. Not to mention when the pre portion sizes of a pump of hand soap or a pump of shower gel is determined for you already, then you just think, well, that's how much I need. But really like a half pump or a quarter pump of some of these products really are enough. I know you talked about that in your video and I love for you to go say it to us too here about how much hand soap you actually need, how much shampoo or conditioner you actually need to kind of help us get a sense of are we utilizing too much?
Hope Ware
Right. So hand soap, it's like half a teaspoon or something. It's not very much at all. With hand soap. One of the things that we have done is like especially, let's just say you have kids who are helping you do dishes and we do dishes by hand. We've never had a dishwasher. I know I raised four boys with no dishwasher.
Jen
Wow.
Jill
Congratulations.
Hope Ware
I know it I feel like I need someone to win a reward.
Jill
You too.
Hope Ware
Our kids helped us with dishes. If you put your dish soap into one of those empty soft soap containers and you measure how many pumps because you need less than a tablespoon of good soap to do a whole load of dishes, how many pumps is that? Because it's easy to put a label on the side and say when you're doing dishes, two pumps is plenty. That's all you're going to put into whatever you're putting it onto to. To fill that container that you're using to put the dish soap dishwater in. And so something like that helps with knowing this is how much shampoo I need. The other thing is, do you really need to wash your hair, your whole head twice? Do you need to wash your hair once with that shampoo? And then maybe you just need to do the tips of your hair for the second time, or do you need to do it a second time at all? I'm all about, like, try something out. If you don't like the results, you can always go back to washing your hair again twice. You can. But if you try it out and think, you know what, my hair still stays soft, I still can go three days without washing my hair. I'm satisfied with that. You don't need to go back to. Because I am. So. I use expensive shampoo. I use a shampoo called Better Not Younger. It's formulated for people over the age of 40, 45. I love this stuff passionately, but it's expensive. It's $30 a bottle. But on Black Friday, they put it on special every single year. That year, they have $15 a bottle. I buy enough for a year, but I know because I'm still paying $15 for a bottle of shampoo. I know how many squirts of that shampoo I need to use to get it to do what I want it to do for my hair. And I'm using their conditioner, and I'm using it mainly on the bottom part of my hair, not the top of my hair. You got to figure out how you want to put that product on your body and what really needs it. Here's something else people don't realize. There's a really good reason that you should apply all of your, like, moisturizers to your body right after you've taken a shower or a bath. Because your skin is. The pores are open and it's. Your skin is still slightly moist. It will receive that moisturizer a lot more effectively than if you're doing it like right before you go to bed or something when you've taken your shower two hours before that. So right as soon as you step out of the shower, have those products in there, have them available and apply them right out of the shower. They'll work more effectively.
Jen
This is the skin fluencing that we need. Not the 25 step shower routine but like the tip that's like put your lotion on right after you shower friend. Do that and it a less will go further. And I, I love your tip on like try it, see if it works and if it doesn't, you don't. Like I was trying the, the curly girl method of not shampooing your hair for extended periods of time.
Jill
What's extended? What's extended? Yeah, be real with us.
Jen
I would wash my, I would wash my hair once a week. Okay.
Hope Ware
Oh yeah, that's.
Jen
But like I have very thin hair. So like I couldn't get away with more than that. And honestly, after a while I realized I couldn't get away with that either. My hair is just too thin.
Jill
Fine. You have fine hair. Fine.
Jen
It's. It's fine. And I had to go back to washing my hair two or three times a week because I was looking at my hair every time and I was.
Jill
Like looking, you know, I probably interacted with you in this time and I didn't notice. You were probably okay. You were probably fine.
Jen
I was probably fine. But I, I think what's important is that I liked it better when it was shampooed versus when it was not. So I chose to go that route more. But I did try it and I use very expensive conditioner and shampoo. So what I have started to do now is I will shampoo the roots and condition the tips. Yeah, like half and half.
Jill
I feel like when in doubt. And I wish that this rhymed. It doesn't. Maybe I'll figure it out at some point. When in doubt, use a. Oh, here we go. Oh yeah, yeah. When in doubt, use a pea sized amount. Woo. Yes, yes.
Hope Ware
True. For almost everything.
Jill
Yes. Start there, just start with a pea size and then figure it out. But honestly. And I have fine hair as well. But a pea size maybe, maybe slightly more than that is all I need for conditioner. Like that stuff goes far when it comes to the creams that I'm putting on my face. That's all I need. And the company that I buy my skincare from is often reaching out to me relentlessly. Isn't it time to renew? No. I only have to buy my skincare stuff twice a year. And it lasts me. I'm using it every day, but I don't actually need that much. So I'm able to buy, you know, quality stuff but purchase it less often because I know what is actually enough. And usually it's a pea sized amount.
Jen
Same. I use the retinol bottle says use in the morning and the evening. And I'm like, I know retinol makes you more susceptible below the sun. No, thank you. So I just do it in the evening. Lasts twice as long.
Hope Ware
It's all about being informed, isn't it? It's like you're reading and researching and researching and figuring out where you lie on different issues and doing what works for you. But I want to bring up two controversial things since we're talking.
Jill
Yes, we love it.
Hope Ware
Hot take number one controversy is that you cannot be frugal and buy quality products at the same time. So wrong. So wrong. I love my real maple syrup. I love my expensive shampoo and conditioner. I figure out how to get it at a price point that I'm willing to pay. I figure out how to stretch it to make as long last as long as I can. And that might come down to saying, okay, so I'm going to use this instead of every time. I'm going to use it every other time. Or it might be instead of washing my hair every four days, I'm going to go every five days or every six days. So you figure out how to get what you want at the price that you're willing to pay. And that is frugality. It's putting money toward things that are most important to you.
Jen
Yes, I buy my, my artificially, my expensive, artificially flavored coffee.
Jill
She loves to rub this in my face. I can't stand that for you. I mean, for me. I can't stand it for me. I guess it's fine for you.
Jen
I love it.
Jill
Okay, what's your second hot take?
Hope Ware
Okay, the second controversial thing is thinning products. When you get to the end of them, what is it? I mean, because we all remember our parents pouring so much water into the ketchup bottle that they're like, put this on your hamburger. It's like, it's like going all over the place. You're like, dad, this is just not working. He's like, we're getting another serving out of this ketchup bottle. And so we tend to think of thinning products as being something that's cheap and not frugal. And I would argue that there's a way to thin products to make sure that you are cutting open that package, you're getting the most out of it without it being cheap, instead of frugal.
Jill
Without winding up on some TLC special.
Jen
Yeah, My hand soap dispensers right now.
Jill
Yes.
Jen
I have the backups on deck, but I'm like, I'm gonna just put a smidge of water, use them all up, make sure it's all good again before I head to the extras.
Jill
It might be pennies that you save, but I do think the practice of it, the mindfulness, the intentionality, the awareness of consumption, is worth it to. And to pick and choose what products you're going to do that with. I mean, we don't want to be hurting ourselves, like slicing open metal containers and digging in and getting, like, wounds on our fingers. But for me, yeah, with the shower gel, because the pump doesn't go all the way down to the bottom. So you've usually got, for me, two weeks still of soap left in the bottle. That. That's. That's two weeks. That's more than pennies. That's a couple dollars that I'm saving on that.
Hope Ware
Oh, yeah.
Jill
And. And the hand soap and the shampoos and conditioners. Laundry detergent. Absolutely. But then on some of these, I am not going to add water to ketchup. Oh, my. That's a little too overwhelming. Unless. Unless you're making, like, meatballs or something and you're gonna add it into that.
Jen
You're making a Big Mac salad and you're adding some vinegar to the bottle.
Jill
Oh, yeah. To make a little.
Jen
Make a little salad dressing. Yeah. Let's get it to. Let's get it together. We always make a peanut sauce from the end of the peanut butter jar.
Jill
Yes.
Hope Ware
I was getting ready to say that. I'm not joking. I was just getting ready to do this.
Jen
If you're not making peanut sauces at the end of your peanut butter jar, what are you even doing?
Hope Ware
Exactly. And you call yourselves frugal?
Jen
You know what? We never waste. We always use every single one. And it's why we're so behind, and.
Jill
It'S why we're so frugal.
Hope Ware
The bill of the week.
Jill
That's right. It's time for the best minute of your entire week. Maybe a baby was born and his name is William. Maybe you paid off your mortgage. Maybe your car died and you're happy to not have to pay that bill anymore. Duck bills, Buffalo Bills, Bill Clinton. This is the Bill of the week. Okay?
Jen
Every week we invite our listeners and our guests to share with us their bill of the week. And we are always four to six months behind because we don't waste a single bill. We play every single one and we take one from every single guest. And we can't wait to hear yours.
Hope Ware
Okay, this bill of the week tip goes literally hand in glove with what we've been talking about. Your energy bill, Lowering your energy bill. Energy prices have been going up dramatic over the last 24 months. How can you lower that? Now here is something that we stumbled upon because we are huge. Like, we do everything we can to keep our electric bill down. And, and we reached an impasse. And I'm like, Larry, there's got to be something we can do. I'm pretty sure that there's an idea we haven't come up with yet. We came up with it. An energy diary. We keep a piece of paper right next to our microwave because that's the thing. Turn that microwave on more than you do any other appliance in your house. Right? And we just recorded the date and what we use that energy for and how long we used it. So when I turned on my electric oven, which sucks energy like a vampire, then I knew how long it was going to be on. And I was able to take that energy diary. Our utility company shows us our actual energy usage down to 15 minute increments. No way. I know. Yeah, they do. So I was able to match up the energy diary with my actual usage and figure out what I was doing. That was costing me far more money than I thought it was. One of it was the electric oven. It tripled our electric usage during the time it was on.
Jill
Interesting.
Hope Ware
So we created a list. Then how are we going to use the electric oven less? What are we going to do? We're going to make sure that oven's full. We're going to cook multiple items. We're only going to turn it on twice a month. What else are we going to use? We did a video, this was a couple of years ago, where we tested four appliances. I got four squash that were about the same size and shape. And we cooked it and did a scientific study, as scientific as we could be, to figure out which appliance used the least energy to cook. So we used our wall oven, which we knew would be the most expensive, a toaster oven, crock pot, and our instant pot.
Jill
Oh, I'm excited for these results.
Hope Ware
We are leaning instant pot, hands down. Here's what we didn't realize. Here's what we didn't realize.
Jill
Oh, they scare me, though.
Jen
No pressure cook.
Hope Ware
Oh, I love my pressure cooker under pressure. Here's what people don't realize because they go, oh, it's gotta be. It's gotta be your crock pot because it sips energy. Yes, it does, but it sips energy for four hours. Your pressure cooker uses that thousand watts of energy only until it gets up to pressure. Once it's pressurized, it uses zero. It drops to zero. And that was why it used less than any of the other three methods.
Jen
That's how you avoid a hangover, too. You take one shot before the party versus your friend who's sipping the whole time. She's gonna feel bad tomorrow, but not you.
Hope Ware
This is an analogy I did not think of. Wow.
Jen
It's advice that you needed, but you didn't ask for.
Hope Ware
Okay, I know.
Jill
I think we didn't need it and we didn't ask for it. Okay, well, we've recorded three episodes today, and this is the. Jen's forgetting she's on the microphone. This is so amazing that you did this, Hope. Because I do think that this probably feels like more work for most people than what they're willing to do. But I think we often just assume, assume what's taking the most energy, we don't actually know. So I think as a practice to figure it out, it's worth doing. But then also being able to learn from your research and your experiences to know, okay, these are the things that are costing me the most. It's my AC and heating and my water heater and my oven, and how can I reduce those things that are. That are draining the most? But also that instant pot. Little tip is super helpful. How can we cook more with our instant pot? And that's how you save on your electric bill.
Hope Ware
Yep.
Jill
Amazing. If you all listening, have a bill that you want to submit to us, if it has to do with lowering a bill or a bill you don't mind paying, or if your name is Bill and you're paying bills or you're not paying bills, you're just. You're just out here being Bill Frugal Friends, podcast.combill. we can't wait to hear it. Looking to save even more money on your phone bill? How does free sound? Helium Mobile is offering the first free phone plan. That's right. Free phone service. Seriously? No bill, no contract, just free.
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Jill
When we first heard about Helium Mobile, we couldn't wait to share it with all our frugal listeners who are looking to budget smarter when it comes to everyday necessities without sacrificing quality.
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Jill
Mint Mobile with a message for everyone paying big wireless way too much. Please, for the love of everything good in this world, stop with Mint. You can get premium wireless for just $15 a month. Of course, if you enjoy overpaying, no judgments. But that's weird. Okay, one judgment anyway.
Jen
Give it a try.
Jill
@Mintmobile.Com Switch upfront payment of $45 for.
Hope Ware
3 month plan equivalent to $15 per month required intro rate first 3 months only, then full price plan options available, taxes and fees extra.
Jill
See full terms@mintmobile.com and now it's time for.
Hope Ware
Ready Pew.
Jen
Okay, Jill needs to scroll down so that I can see the question. It's on the next page. There it is. What's something, an everyday product you think people throw away too soon? Oh, this could be inanimate too. Whatever you think they throw away too soon.
Hope Ware
I think that people throw away expired food or food that is past the sell by date way too soon. I mean, cause I've looked at the FDA website, right? And they're like the sell by date is the date it has to be sold by, not when that product is no longer fit for consumption. Now there is a point of course, of which you should not consume something. But if you got a can of soup and it's, you know, a month past the sell by date, eat the soup. People throw stuff out all the time, especially medications or spices. Spices don't generally go bad, they lose potency over time. And you might have to use more of that spice, but they don't generally go rancid. And you know what, and knowing where to keep things, your tree nuts, they belong in the freezer because the natural oils will make them go rancid. So maybe you're throwing away that two pound bag of walnuts because you just didn't store it properly. Put it in the refrigerator, put it in the freezer and it will last a lot longer.
Jen
And if you can afford two pounds of walnuts. Walnuts, I know, Keep them in the freezer.
Jill
Give us your Venmo. Get an extra freezer.
Jen
That's a nice, that's a nice tree nut.
Hope Ware
It is.
Jill
You do love walnuts. We've talked about out like our, our favorite nut in the past and I think walnut was yours.
Jen
Yeah, it's just, it's elevated. But it's like not macadamia, right. It's you know, not Marone almonds.
Hope Ware
It adds so much flavor to stuff. But like we're plant based, so the most expensive thing we ever buy is probably nuts. It just because, you know, you know, beans and produce and rice and they don't cost very much, but. Yeah. And I buy three pounds of walnuts at one time.
Jill
Wow.
Jen
That's because you like quality. Yes, Good quality things. That's a walnut, Jill.
Jill
I think people throw away their glass jars too quickly. Well, first of all, they shouldn't be thrown away. Glass is the one true thing that actually can be recycled. So I think if we are getting rid of them, make sure you're recycling. But also, there are so many uses for glass jars that we ought to just be. Now, I'm not saying hoard them because there does come a point where you just don't need them anymore. But I will use my glass jars to make my own salad dressing. Store my DIY laundry detergent. Give cut flowers to friends. Give sourdough starter to friends. Store leftover foods in. Because glass is better than plastic for. For food storage. So better to not have to buy the stuff from the store, but to utilize those pasta jars and.
Jen
And they have better lids than Mason jars. Mason jar lids are the worst.
Jill
They rust so quickly.
Jen
Yes, they're the worst. The lids on these glass jars from food are hands down better.
Jill
Yeah. Organizing for stuff even not in the kitchen, like buttons or stamps or stickers or. You know, if you're a crafty person, you. You better be saving your glass jars. Okay, your turn, Jen.
Hope Ware
Wow.
Jill
Yeah. I got a soapbox about this one.
Hope Ware
Love it.
Jen
I have a soapbox too.
Jill
Oh, no. And please tell me it's not flavored coffee.
Jen
I think people throw away their ground flavored coffee too soon. I don't think it expires as quickly as people think it does. And.
Jill
Are you really saying this?
Jen
I bought some in November because I bought the Black Friday sale and I got it. I got it in bulk so that I could get. Not bulk, but I got enough to get free shipping.
Jill
I think you're talking to the wrong one here because I'm pretty sure I remember Hope is a coffee snob.
Hope Ware
I. I am absolutely coffee snob.
Jen
Well, I'm gonna.
Hope Ware
I'm.
Jen
I'm gonna.
Hope Ware
I like. I like me my flavored coffee. I gotta say.
Jen
I do.
Jill
Okay.
Jen
Wow.
Hope Ware
I know. I just went down.
Jen
Jill doesn' appreciate flavored coffee. Or if it's pre ground.
Hope Ware
Oh.
Jen
And then it's expired right now and I'm still drinking coffee that I bought November. Ouch. Yeah, but I think it's fine.
Jill
She's hurting me with her words.
Hope Ware
I do buy the beans.
Jen
We.
Hope Ware
We grind our beans. I Will say that. But if we find a rocking good deal on pre ground coffee, you bet that we are buying it. But you know of course where your flavored coffee needs to be stored, it's got to be in the freezer, my friend.
Jen
In the freezer.
Hope Ware
Because it will last. Yes, ma' am.
Jill
I will put, if I get coffee on sale, I will put it in the freezer. But like we are not, I am making sure that it is being drank within like a month of it having been produced.
Jen
She is so need it fresh. And so now I just lean in. Yeah, love it.
Jill
She loves to torture me.
Jen
Hope, now that everyone knows you like nice things and you like to extend the life of your nice things and they want more of that in their life, where can they find you?
Hope Ware
All right. If you are ready to consistently spend less and save more, you can find me at my website underthemedian.com or we have a really, really fun YouTube channel where we post twice a week and that's also at under the median on YouTube. Oh, and I have a free, I have a free guide I'd love to give to your to your viewers and your listeners. So I have a guide on how to lower your expenses and it walks through 10 different ways you can lower your expenses, different areas of your budget, step by step instructions plus checklists. It's free. And I will make sure that I give these guys a link and they can put it in the show notes. You can also go to my website underthemedian.com and you'll find it all the way like toward the top of the main page on the website.
Jill
Awesome. Hope, thanks for being here. We appreciate it. We feel like we got the most from you.
Jen
We stretched this conversation in 2025. We're bringing guests on for us and everyone else just gets to benefit from our enrichment.
Jill
Yes. Fastest 45 minutes of my life.
Jen
Yeah. Because we just cut from the intro to the outro. If you're watching it via video, if we posted it, I guess you'll have to head to YouTube to find out.
Jill
Yeah, but surely. We also just finished up our interview with Hope and it was so fun and I really particularly love her focus on let's get an understanding on how much we are currently using. I think that's just a good practice. Whether or not you want to be cutting all of your stuff with water or not or cutting open the toothpaste bottle. It still is good to know. Am I using the right amount? Am I using more than I need? Because as with anything when it comes to finances and probably apart from that, just finding our Enough is what we are all about. How do we determine what is enough for us and when it comes to consumption? That is a great question to be asking ourselves. What is enough? Hand soap usage, Condiment usage, Laundry soap usage? I mean just all of it.
Jen
Just don't know. Yeah, except for like how much condiment usage, you know, how much is.
Jill
Oh, I actually use way too much ketchup. Like I realize it when I'm eating. I'll put a whole. It's not even a dollop. It's a whole big old squeeze.
Jen
We've got to save that.
Jill
Okay, we're going to save that Anyhow, thank the people. First, thank you everyone for being here, for listening, maybe watching again YouTube.com frugalfriends podcast and also thank you for reading our book because we're just out here doing the most writing a book called Buy what you love without going broke, putting out podcasts. We're on YouTube. Thanks for writing reviews and giving us ratings on all of these platforms, particularly when it comes to the book. Here's one of the ones that we loved from Kyle Burbank gave us five stars for the book. I absolutely loved Buy what you love without going Broke for its unique approach to personal finance and focus on values based spending. The authors offer a friendly, non judgmental tone, making the book relatable and inspiring for readers. I also appreciated the radical middle sentiment that's truly missing in the financial space. Although it may not provide in depth advice on certain topics such as investing, the truth is that you can get that anywhere. Ain't it the truth though Kyle? Instead, this is the perfect book for those seeking a more mindful and balanced approach to money. You can fill in the rest later. Ain't that the truth though Kyle? For that reason I not only highly recommend it, but would rank it among my favorite personal finance books ever.
Jen
Kyle Wow.
Jill
I don't know how many other personal finance books you're reading, Kyle, but love to be at the top of that list. So grateful.
Jen
Thank you Kyle. One of our our mighty but few.
Jill
Male we're assuming we don't actually know.
Jen
Oh this is true Kyle could also be a girl's name. I'm so sorry, but one of our mighty but few.
Jill
Book reviewers of the book.
Jen
So if you want to increase our reviews of the book, please head to Amazon and leave a rating and review. Even if you didn't buy it there. Even if you got it from the library. Head to buywhatyoulovebook.com we've got all the links to buy it. Bookshop.org is the best. And instructions on how to request it from your library if your library system doesn't already have it. And please leave a rating and review on Amazon regardless of where you bought it. And a rating and review on Spotify for the show if you like the episode.
Jill
Yeah, make it mighty and many. That's better because of alliteration. Oh, here you go. We have a goal of getting 500 reviews on our Amazon book by the end of the year.
Jen
Oh, she just made that up.
Jill
I'm just throwing out goals because when I tell you goals, you all like, cut to it. I love it.
Jen
She just does this. She goes off the rails, and I love it. So, yeah, leave us a review for the book. That would be great. And yeah, we'll see you next time. Frugal Friends is produced by Eric Sirianni.
Jill
Okay, okay.
Jen
Okay.
Jill
I eat a lot of ketchup. When I'm eating something with ketchup.
Jen
I'm so sad. This is what we're talking about.
Jill
What did you want to talk about? You want to talk about our goals and what we're doing with the business?
Jen
I just. Ketchup is kind of gross.
Jill
I freaking love ketchup. It's so good.
Jen
Okay, tell me about ketchup. Tell me about all your ketchup.
Jill
It's so good. It goes so well with a few things, but I eat those things a lot.
Jen
It goes so well with a small number of things.
Jill
Okay. But truly, when I am eating a burger, fries, anything, really, that's. That's what I.
Hope Ware
Hot.
Jill
Hot dog. Hot dog. I am putting a lot of ketchup on. And I know that I'm putting a lot on because I see what other people are doing, like my husband, and he'll put a true dollop, like a tablespoon onto his burger.
Jen
That's more than a dollop. A dollop is like a teaspoon. Let us know in the comments.
Jill
How much is a dollop?
Jen
A dollop is.
Jill
Yeah. So I will put a lot more than that. And then I don't know where it goes. It just feels like it gets soaked into the bun or something. So then I'll also put more than a dollop onto my plate and I'll dip the burger into the ketchup. I know, Jen. I know. And then if I've got fries, which I normally do, I am putting ketchup, more ketchup on my plate two to three times throughout the meal. Yeah, it's a problem.
Jen
I like putting some ketchup. If I'm doing like a Big Mac salad, I'll make the Big Mac sauce dressing and that has ketchup in it. I will put some ketchup. Like, I'm not a monster.
Jill
I think I'm a monster when it comes to ketchup. I don't want a monster.
Jen
Would be somebody who just eats it all dry. No ketchup on fries. No ketchup on burger. That is a monster. You could be a very beautiful monster if you do that. I'm not saying you're not beautiful. Especially if you're subscribed to our YouTube channel.
Jill
Oh, you are stunning. You are.
Jen
And if you do take ketchup with your. The goddess with your fries. Goddess. Beautiful goddess.
Jill
Yes. And if you're looking moonshine, take some.
Jen
Fries and burger with her ketchup.
Jill
Yeah.
Jen
Just a beautiful little glutton goddess.
Jill
Gluttonous.
Jen
Only if you're subscribed, though. You're not subscribed. Monstrous.
Jill
With no other caveats.
Jen
Monstrous.
Jill
You are a violent monster if you don't subscribe.
Hope Ware
I can't even look.
Jen
I gotta walk away.
Jill
Okay. Smash that like button like and subscribe.
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Hope Ware
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Jill
Flight to Mexico, now boarding.
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Jill
To save even more money on your phone bill? How does free sound? Helium Mobile is offering the first free phone plan. That's right. Free phone service. Seriously? No bill, no contract, just free.
Guest
It's not just some limited time deal. You get nationwide 5G coverage with 3 gigabytes of data, 300 texts and 100 minutes of calls. If you need more data, you can upgrade to their other plans. Plus, you're supporting a community built network that's growing every day to keep you seamlessly connected wherever you go.
Jill
When we first heard about Helium Mobile, we couldn't wait to share it with all our frugal listeners who are looking to budget smarter when it comes to everyday necessities without sacrificing quality.
Guest
So if you're in the market to cut that monthly phone bill, like really cut it, Helium Mobile is where it's at. Download the Helium mobile app today and use the code froogle to get your free plan today.
Hope Ware
Behind every successful business is a vision. Bringing it to life takes more than effort. It takes the right financial foundation and support. That's where Chase for Business comes in. With convenient digital tools, helpful resources and personalized guidance, we can help your business forge ahead confidently. Learn more@chase.com business chase for business Make More of what's yours the Chase Mobile app is available for select mobile devices. Message and data rates may apply JP Morgan Chase Bank NA Member FDIC Copyright 2025 JPMorgan Chase & Co. Did you know that parents rank financial literacy as the number one most difficult life skill to teach? Meet Greenlight, the debit card and money app for families. With Greenlight, you can send money to kids quickly, set up chores, automate allowance, and keep an eye on what your kids are spending. With real time notifications, kids learn to earn, save and spend wisely. And parents can rest easy knowing their kids are learning about money. With guardrails in place. Try Greenlight Risk free today@greenlight.com iheart you're.
Jill
Listening to an iheart podcast.
Frugal Ways to Stretch Everyday Products with Hope Ware – Frugal Friends Podcast Summary
Podcast Information:
The episode kicks off with Jen and Jill reintroducing the podcast and welcoming their returning guest, Hope Ware, known for her popular YouTube channel, Under the Median. Hope brings her expertise in practical frugality, focusing on budgeting, debt repayment, and sustainable living.
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Hope emphasizes the importance of understanding how long everyday products actually last, challenging the habitual "Buy, use, replace" cycle. She shares a personal example with maple syrup, where tracking its usage revealed that a 32-ounce bottle lasted only 30 days. This insight sparked their journey into extending product longevity.
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The core of the discussion revolves around innovative methods to make household items last longer without compromising their effectiveness or quality.
Both Hope and Jill share strategies to reduce maple syrup usage:
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Hope introduces the concept of morphing products to serve multiple functions:
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Hope and the hosts delve into laundry-saving tips, focusing on detergent usage and washer capacity.
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Hope introduces the concept of keeping an energy diary to monitor and reduce electricity consumption.
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During the episode, Hope and the hosts discuss common items that are prematurely discarded, advocating for better utilization and storage practices.
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The conversation shifts to the philosophy of "enough" in frugality, urging listeners to assess their consumption and decide what suffices for their needs.
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The hosts encourage listeners to engage by sharing their "Bill of the Week" and contributing to community goals, such as subscribing to their YouTube channel and leaving reviews for their book, Buy What You Love Without Going Broke.
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The episode wraps up with Jen and Jill reiterating the importance of mindful consumption and stretching product usage to save money and reduce environmental impact. They thank Hope Ware for her invaluable insights and provide information on where listeners can find more of her resources.
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Key Takeaways:
Final Thoughts: This episode provides a wealth of practical tips and encourages a mindset shift towards intentional and informed consumption. By implementing these strategies, listeners can enhance their frugal living practices, save money, and contribute positively to environmental sustainability.