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- [00:00]
Dr. Laurie Santos
This is Dr. Laurie Santos from the Happiness Lab. Many people have questions about how to improve levels of happiness. Living a healthy lifestyle is one sure.
- [00:08]
Alicia Keys
Way of increasing happiness, and a good.
- [00:10]
Dr. Laurie Santos
Place to start is with your oral health. Just a few small changes to your oral care routine, such as changing your toothpaste to Colgate Total, can lead to.
- [00:19]
Jen and Jill
Beneficial changes in your oral health. Colgate Total helps stop oral health problems.
- [00:24]
Dr. Laurie Santos
Like gingivitis and cavities before they start, because preventing oral health problems is a.
- [00:29]
Jen and Jill
Lot easier than treating them.
- [00:30]
Dr. Laurie Santos
Be dentist ready and get colgate total@shop.colgate.com.
- [00:35]
Alicia Keys
Total the holidays are here at the Home Depot, so let's get to decorating. Find your perfect tree in our huge assortment of shapes, sizes and styles. Like the easy to assemble Jackson Noble fir with pre lit branches perfect for styling with all your favorite ornaments or the flocked Starry Light Frasier fir with over 1900 pre lit memory wire branches that keep their shape so it's ready right out of the box. Find the perfect tree now at the Home Depot and enjoy free delivery on most holiday decor subject to availability. See homedepot.com delivery for details. It's better over here now. AT T Mobile get four 5G phones on us and four lines for 25 a line per month when you switch with eligible trade ins. All on America's largest 5G network. Minimum of 4 lines for 25 per line per month with auto pay discount using debit or bank account. $5 more per line without autopay plus taxes and fees and $10 device connection charge phones via 24 monthly bill credits for well qualified customers. Contact us before canceling entire account to continue bill credits or credit stop and balance on a required finance agreement due bill credits end if you pay off devices early. CT mobile.com hey, it's Alicia. When people tell me, wow, you have such beautiful skin, for a second I say, who are you talking to? Because I never did. Key Soul Care is a holistic beauty and skincare line I created working with a leading dermatologist. I'm so proud of these product offerings because they're all about caring for the whole self inside and out. Nourish your skin. Nurture your soul.
- [02:00]
Dr. Laurie Santos
Try clinically proven Skincare from Alicia Keys.
- [02:02]
Alicia Keys
With 25% off your first purchase at keyssoulcare.com using code GLOWONAIR.
- [02:07]
Jen and Jill
Where'd you get those shoes? Easy? They're from dsw because DSW has the exact right shoes for whatever you're into right now. You know, like the sneakers that make office hours feel like happy hour. The boots that turn grocery aisles into runways and all the styles that show off the many sides of you, from daydreamer to multitasker and everything in between. Because you do it all in really great shoes. Find a shoe for every you at your dsw store or dsw.com Episode 453 is Episode 238 what diet culture Is Costing youg welcome to the Frugal Friends.
- [02:49]
Dr. Laurie Santos
Podcast where you'll learn to save money.
- [02:52]
Jen and Jill
Embrace simplicity, and live a richer life. Here are your hosts, Jen and Jill. Welcome to the Frugal Friends podcast. My name is Jen.
- [03:08]
Dr. Laurie Santos
My name is Jill and today we.
- [03:11]
Jen and Jill
Are re airing an episode that was one of my favorites. And normally we only re air our most popular episodes, but there is maybe once a year where I pick one that was just one of my favorites and we re air that one instead.
- [03:31]
Dr. Laurie Santos
Because it's our podcast and you get to do what you want.
- [03:36]
Jen and Jill
I mean it's all of our podcasts, you listening included. But we have like big sister energy. So we're gonna guide you also in the direction you may not want to go, but we believe is a good place for you to visit. And that's what this episode is. It's talking about our ideas of diet culture. But since this episode even aired, we found a lot of correlations between how we think about spending money and how we think about consuming food. Because both are consuming you're consuming products and services with your money or you're consuming food with your body. And because nobody talks about spending money, we just use these unhealthy ideas that we have from diet culture that has like been drilled into us for decades. We use those same ideas to influence how we consume products and services with our money. And so that's something we talk a lot about. Not a lot, but we do touch on in our book buy what you love without going broke@buywhatyoulovebook.com and so we wanted to re air this episode just to reinforce the fact that this hasn't changed. We we first aired this episode two years ago and it still has a lot to do with how you spend your money honestly. So but first, this episode is brought to you by losing weight. No, not on your body. The weight of fees on your 401k from your old employer. Did you know if you are carrying around a 401k from an old employer that money is being charged fees because you're no longer with the company? So it's probably, probably getting charged more fees than when you were with the company and contributing to it and that is a weight on your money and we don't want that weight on you. So use Capitalize to help you roll it over into an IRA you control. That's frugalfriendspodcast.com capitalize. It will help you get through all of the jargon and confusion because I will tell you, even from somebody who wrote about retirement and investing for a personal finance website, when I went to roll over my 401k from that company, it was not easy. It was quite confusing. Especially because the Vanguard interface is quite archaic. So they will help you do all that for free. You got to try it. Frugalfriendspodcast.com capitalize and lose the weight of fees from your from your life.
- [06:35]
Dr. Laurie Santos
That's a good reason to use Capitalize. I like them too for being able to even identify. Do I have an old 401k I forgot about? They'll find it for you. You roll it over. So that's great.
- [06:46]
Jen and Jill
So true. So this episode is very near and dear to my heart. As somebody who has been literally like hit over the head with this stuff since I was probably 11, maybe younger, I don't know. And we're looking today really at the side of what it's costing you now in adulthood. But I've also been really fascinated at the correlation between how it impacts our consumption and our personal. Our understanding of personal finance. And so that's what we talk about in the book. We don't. And we do talk a little bit about this. So even. And we'll talk about a little some updates after even since this aired, this was pre oic. So so this is. And that has been a topic even. So in 2023, GLP1 drugs were the scientific discovery of the year. And again in 2024 they were the drug of the year. I don't know. It seems like you can't win that award twice. So I don't know how that happened. But it's so, so much money is being poured into weight loss drugs. And so this episode was even pre all that.
- [08:06]
Dr. Laurie Santos
So it's an important one approaching this too with the understanding like approaching this episode with the understanding that mindset is mindset across the board. And so if we've got a mindset around diet culture and non beneficial ideas about the way that we approach caring for ourselves, that mindset is going to carry over into the way that we budget. So not even I know we talk a lot in this episode that we're about to Hear on just the ways diet culture costs us. But adding in this extra layer and lens that you can take with you into this episode of. And in what ways does it also carry over into the ways that we look at and approach finances? If this is our mindset around our physical health. So that I think is really helpful to recognize we are whole people, we say it all the time. So if we've got a non beneficial mindset in one aspect of our lives, more than likely it's going to impact this other area of our lives. So when we are able to align it in a beneficial way and experience, experience helpful patterns of thinking, it will cause benefit in all other areas.
- [09:18]
Jen and Jill
Yeah, so that was a super long intro, sorry for that. But let's, let's stop bearing the lead, let's get into it. So diet culture, this one hits very close to home for me because I grew up in a house where we were always be like we were always giving into the lie that we needed to lose weight all the time for whatever reason. And nobody in my house was like obese. But still because of just growing up in the 90s, early 2000s, my parents like in the 70s and 80s, like thin was healthy. And so like we have these mindsets about health and wellness that have been ingrained in our heads for decades and enforced by our parents and our insecurities and so much of it transfers into budgeting. So I really am excited to look into this because even with the rise in body positivity, which is amazing, like I'm, I'm so glad that the next generation is growing up with this. The diet industry is still a $72 billion and growing industry. It is still growing and that's the weight loss specific part of it. And so while the trend to body positivity is great, we really need to identify and reprogram our mindsets around health and wellness so that we can opt out of the unnecessary part that just preys on our ever present insecurities and prioritize the life giving parts of actual wellness that are worth spending money on.
- [11:09]
Dr. Laurie Santos
Yeah, there's, I think at the end of the day it's going to be no shock to people that we land in the radical middle on this. But the extremes go so far in so many directions. Like I wouldn't even say that it's a linear spectrum, it's almost this cube spectrum of where, where people can fall in the midst of this. And that's fine. We're all on a journey and hopefully finding the things that are going to Point us as individuals towards well being and an acceptance and a care and value for ourselves as we care and value others around us. I think the thing that I see in our generation and maybe the younger generation, it's not as much the counting calories get super thin, which is fantastic, but it's not as if, oh, now we've landed on the exact right thing. There's also this whole how healthy can you get and be? And there's still some shame wrapped up in that too. Like if you're not doing the latest, whatever it is that helps you identify health, whether it's, oh, you're doing smoothies instead of juice or you're, Yeah, I.
- [12:32]
Jen and Jill
Definitely think it's the goal is to combat the extremism of anything because that's what gets you spending more money. So like whenever anybody, anyone's like, how do I eat healthy on a budget? I kind of laugh because it is not expensive to eat healthy, but it is expensive to be on a diet, to follow a, to follow the food on a diet plan for sure. And so it's when we reject the extremism of diet culture and we can find our own radical middle, our own balance, then we can not just, I mean, not just save money, but just overall feel like a lot better about ourselves and about people and we can focus that energy that we focus on. And I'm, when I say we or you, like, I am directly talking to me like I should probably have a mirror. I could, I could just look at myself in the, in the zoom screen and say like, if you spend as much energy like thinking about other things as you do about like walking by the mirror and twice a day, one time saying like, oh, wow, I look great. And the other time saying like, dang, if I could just like get that last 10, 15 pounds of baby weight off, then it would be perfect. And even before I had Kai and I was still saying, oh, if I could just get like 10 more pounds off. Like if you spent as much energy building your income, study like learning how to invest in all that as, as you did on worrying about being the perfect size, then you could get so you could reach financial freedom probably a year or two faster. I won't say it's like decades, but a year or two.
- [14:19]
Dr. Laurie Santos
Yeah, yeah, just, well, being in, in a version of kindness to ourselves. Ra shame and yeah, putting ourselves down constantly. Of course there are so many caveats to be mentioning and we're not going to get them all. And so here we are, we're talking to ourselves and anticipating that the general population is listening to us. So, of course, there's a ton of ways that the term diet can be used. We are using it primarily in reference to a chore choice that we make for, like, the main goal of losing weight. Of course, there's a way to use the term diet that talks about just the type of food that you need to eat because you know it's best for your body. Like, we're not discounting if you need to be gluten free, dairy free, whatever, free because of an actual medical concern, or you just know yourself at this point in adulthood that that's not the best thing for you. That's not what we're talking about here. And of course, where there are even greater levels of concern, where we know that body dysmorphia and food difficulties and eating disorders are a very real reality for a good portion of the population, and we are also not talking to those more acute needs and concerns. That's more where the mental health clinic, clinician, therapist, counselor, support system, community is going to be helpful. We're talking general diet fads and what it's costing the general population. So there's my caveat. As much as I can make it, I know that I'm missing something in there. So please have grace on us in this conversation about food, because it's very layered.
- [16:14]
Jen and Jill
Yeah. And we are not nutritionists, we are not personal trainers. So we're not. This isn't a alternative, this isn't a health episode. This is how can we rewire some of the mindsets that might be unhealthy and be affecting us financially and which will naturally bleed over into some other things. But we are focusing on the financial aspect. So this first article that we've got is called do or Diet. It's from Money Guru and it's the true cost of diet culture. And this is. Money Guru is a UK site, so everything's in euros. But after some research, I saw that the numbers that they're using are almost identical if you just switch out that little euro sign for a dollar sign. So, yeah. What did you think about this one, Jill?
- [17:09]
Dr. Laurie Santos
This was really shocking and I loved how it began because it does feel so congruent with what I see on social media. I mean, I blow right past ads. I actually did a little bit of a research project yesterday where I'm like, what are the ads that they're trying to target me with? Because I can't honestly remember any of the ads, which is a problem. But also, I never purchase anything. So it's obviously not working. But I have seen this where they're like this new and effective way to get the body that you want. This is the absolute last method that you're ever going to engage in because we promise long term results. And if you're doing this it's wrong and if you're doing this, it's wrong. Like all these like tried and true methods that you've heard for decades, all of a sudden someone's like, that's out the window and you're going to discover that the problem is really you and it's just like, oh my gosh, this is the messaging. Like they nailed it. And for that reason it, it can draw us into whatever it is that the person is promising us, whether it's a product or a method or a gym membership or whatever, just a lifestyle that we want to engage in. And how over the years this, this can cost money. And I appreciate how they pointed out not just the cost of joining something like a Weight Watchers, but what it can also cost us in the rest of our lifestyle and long term related to whether or not it was actually good for us. Like they talk about there being a reality to some of these fads not actually being good for all parts of us and leading to various medical issues that can also cost money. So there's almost this element of we may never know the true cost of this. Yo, yo, this pendulum swinging, this chasing after like the next thing. But at least at the lowest level, even if we're just okay buying this product, buying that method, buying that membership, there's a cost to that long term that's massive.
- [19:23]
Jen and Jill
Yeah. So in this one and I did, I did verify some of this like just to compare to the US So, so first he looks at these actual like, like memberships. So he uses Weight Watchers and Slimming World. So I didn't look at Slimming World because that's not in the US but Weight Watchers is. And so if you're doing face to face meetings, you're going to spend about $228 for a six month like membership and 131 if you're doing just digital. And so they worked that out. Plus if you're getting a gym membership every month, which is about average of $40 a month in the UK, for the US it's about 37, so close enough. And they said if the average person works from 18 to 60, so we're looking at the average working life then if you're doing every month of gym membership and Weight Watchers, which doesn't include the food, then you could be spending over $30,000 on this stuff over your working life, which is crazy. And typically nobody's going to be in weight watchers from 18 to 60, but this doesn't count, like cookbooks or food and magazines. So if you did something like Jenny Craig, then you're buying food from that place. Or they even say weekly raffle tickets. I don't know what that means. But like there are extras. And so no, you're probably not going to be part of this for decades at a time. But take a few, like take some years off and then add the extras that you would also pay on a monthly basis. And it's not crazy to think that this is about the number that somebody could be spending.
- [21:23]
Dr. Laurie Santos
Right? Yeah, in a variety of things. I know we're using Weight Watchers or Jenny Craig as examples, and I recognize that that may not be the case for those in like the millennial or the Gen Z populations. Those maybe aren't the brands that they're going for.
- [21:41]
Jen and Jill
They are, Jill. I now since doing this research, I have gotten so many Instagram ads from not Weight Watchers, but it's Instagram influencers and they're promoting Weight Watchers. So Weight Watchers is putting money behind it and they've like rebranded to like ww and there are people like, it is still common. Like it is not just our mothers.
- [22:09]
Dr. Laurie Santos
Right. Well, I'm not, I'm not. And maybe it is that exact brand. But I'm also saying there's other options out there too for this type of engagement in diet culture. And the research is showing that more than half the population would consider themselves to be on a diet for some of those reasons. Like, you know, losing weight and wanting to look a certain way is like the primary reason in that regard. Again, not just using the diet and like the oh, I'm cutting out sugar kind of way. And again, yeah, I think we can get caught up in the trap of, well, if I'm not on one of those other big brands, then this doesn't apply to me. But yeah, if you're like doing the juicing thing or you purchase something to do a 30 day cleanse and you're buying the books and you're like, that's part of what we're talking about here. And again, I'm down with the journey for understanding what your body needs and health, but also keeping a pulse on how far does it go and how much money are we actually putting into this, this and does it work? Because this article is also talking about how long term these things don't actually give us the results that we want, which is mind boggling. And some of that has to do with what the article is also pointing out that our weight does not equate to how healthy we are. Just the measurement of BMI doesn't actually dictate whether or not in many cases we are quote unquote healthy. And again, that's part of the societal messaging of here's what the body needs to look like. And we're coming to realize, thankfully that there's so many different body types that can be healthy and look different. And so for that reason we need to be able to engage in a lifestyle that works for us. Because it's not a one size fits all.
- [24:18]
Jen and Jill
Yeah. And they're saying so the, some of the negative effects from these fad diets. Like so I, I will, I will start with this and say like I've been listening to this podcast called Fed up about this woman who has a fad diet which is like all fiber and how people are wrecking their digestive system because they are intaking too much fiber.
- [24:46]
Dr. Laurie Santos
Yikes.
- [24:46]
Jen and Jill
And that's going to have long term negative effects. And so typically these fad diets will just latch onto one really healthy nutrient, whether it's protein or fats or fiber, and really emphasize that as the cure all. This is what you've been looking for. This is what's going to help you lose weight. And yes it will because you're cutting out foods that have typically carbs. But yeah, but they will inherently have long term like effects if you do it long term. Thankfully, like not a lot of people stick with these things long term. But if you go hard and heavy or you know, do it for a long time, it can have negative effects. And so some of the negative effects that they're saying that these diets have is it can weaken your immune system, it can cause dehydration, especially with the, that's the one that got me thinking with the fiber one. Because if you're just excreting everything all the time, you are gonna, it doesn't matter how much water you're drinking, you are gonna get dehydrated. It can damage hair and skin, it can disturb your bowel habits and it can make you grumpy and irritable. That should probably be number one, number.
- [26:00]
Dr. Laurie Santos
One reason not to.
- [26:02]
Jen and Jill
Number one reason. I am always grumpy and irritable if I don't get Carbs. So that's. Man, I wish they just had a carb carb lifestyle. I wish they had a carb lifestyle magazine.
- [26:18]
Dr. Laurie Santos
And I think what, what's being highlighted here is just some red flags, like some watermarks of fads that would indicate it's a fad and maybe not for me, if it is just focused on one thing. Like we found the magic trick and it's fiber. We found the magic trick and it's protein. We found the magic trick and it's magnesium. Like whatever it is, it's probably not just one thing because our bodies and our lifestyles need more than just one thing. So there you go. Red flag number one. Number two is if it requires a lot of willpower. I know when it comes to dieting and exercise, a lot of times willpower gets thrown around like this morality term, like, oh, I didn't have the willpower. You need to have the willpower to do this. And this very pull yourself up by the bootstraps. And in reality, willpower can only go so long.
- [27:19]
Jen and Jill
Will.
- [27:19]
Dr. Laurie Santos
Willpower is something that, yes, we can harness, but for a very short period of time, there's not much longevity to it. And it doesn't mean that there's something wrong with us if we can't stick to something really extreme for a really long time. So if it's requiring that, there you go. There's another red flag that, you know what, maybe this isn't for me. Maybe there's a way that I can care for myself and value myself that doesn't require, require extremes.
- [27:47]
Jen and Jill
Yeah, I will leave. I have one last thing that I wanted to highlight from this episode. And it doesn't, it doesn't cover the long term medical effects on like the costs of these long term effects because it could be different for everyone. But I love that it's, it's mostly focused on like kind of the immediate costs. And so this one's says almost half of all new gym members stop going to the gym after six months, wasting about $240 a year. And it says that of 100% of gym members, 29% are actively going, 27% are going like four times a month. So they have low usage. And then 44% drop out completely. And so annual, they've, it's been proven annual plans won't motivate you to go to the gym. So this is one of those, if you, if you do want to start a gym membership, which is great, like we fully support, I fully support gym memberships. I go to CrossFit. I pay much more than $40 a month for CrossFit, but I love it. I use, I go four times a week. Don't choose an annual plan unless you have proven that you will go for six months or more. Pay more for the monthly plan and prove to yourself, okay, yes, I will go, I will continue. This is something I love and enjoy and want to do. Then sign up for the annual plan. Because, and this is honestly with a lot of things that have annual plans, it is worth the money to pay extra per month to do the monthly plan. So you can figure out if you like it and you'll stick to it because most of the time you don't get that unused money back.
- [29:39]
Dr. Laurie Santos
So yeah, gym memberships too can be the hardest thing to cancel. Because if you're realizing I'm not utilizing it, to cancel it means to almost relinquish the fantasy of self that someday I'll get into it. So yeah, starting off small is helpful. Making sure that you're going to go and utilize it, but then also giving yourself grace if you realize that, you know what, this, this isn't the style or method that's working for me. It's not a failure. I've just learned more about myself and I am going to cancel regardless of like whatever meaning I may attach to that if, if I'm not going, then it is wasted money.
- [30:21]
Jen and Jill
Yeah. So I think this article really emphasizes that. The diet portion, yeah, it can be expensive if you're doing like a diet, if you're just trying to, you know, eat, then you can get like an unprocessed food for a similar price as a, as a processed food. And like, especially if you're looking at frozen and stuff like that does take a smidge more work. I understand that. But there are ways to eat healthy for not a lot of money, but not if you're following like a very specific rigid diet. If the definition of healthy eating to you is no carbs or no this or no that, and you have to get specialty stuff that is going to be more expensive. Now I will say a caveat to that. Meats. Obviously, if you choose to go, you know, the organic free range, that sort of thing, then that is quite more expensive. But even if you're choosing to do organic produce and doing just the dirty dozen, then it still can be affordable, especially if you're choosing more like vegetarian.
- [31:40]
Dr. Laurie Santos
But chances are, if you are someone who is operating under a more strict diet, cutting out certain things, prioritizing organic grass fed meats, then it's probably a high value and values based spending. There is room and permission for that. Depending on what your income looks like, it might mean cutting other things, but if it's something you want to afford, then we can look to find ways to be able to do that.
- [32:15]
Jen and Jill
Yeah, that's such a great point. Because if you're, if you highly value that really high quality meat and produce and you're asking how do I save money on groceries? I only want to get like free range, grass fed, organic wagyu. Like that's not where you should be asking because you've already decided what you want, you've already decided what you value. And the question is, how do I cut other things out that I care less about to afford more of what I want in this area? So you just, I mean, there's a place for everyone to eat healthy. And eating healthy isn't one type of grocery list. It can look, there can be hundreds of different grocery lists and they can all be healthy. And I think that's what we really want to get through. That's the radical middle of, of health. When it comes to being healthy with food and then also getting active. There is an array of things.
- [33:18]
Dr. Laurie Santos
Oh yeah.
- [33:19]
Jen and Jill
Move your body. Yeah.
- [33:20]
Dr. Laurie Santos
Oh yeah.
- [33:22]
Jen and Jill
There is not one type of workout that is better than another or that will solve all your problems. Where another. I see all the time these YouTube ads scream @ me like, cardio, stop doing cardio to lose weight.
- [33:39]
Dr. Laurie Santos
What is with that push right now?
- [33:41]
Jen and Jill
Right? I'm like, okay, I get their marketing. I understand where they're basing it off of. But I was like, that's not the whole picture. But of course you're not going to say the whole picture because you want to be like revolutionary and extreme. So yeah, like it's about what you're.
- [33:58]
Dr. Laurie Santos
Going to do and extremes sell. So even, I mean, I know we mentioned a couple of episodes to go back to, but even also going back into our archives to the marketing episodes, recognizing that we are being marketed to people aren't necessarily just looking out for our best interest and what's going to be most healthy for our bodies. Like they are trying to sell something extreme sometimes not caring about how much it's going to mess with our bowel movements, but what's going to make the most money because it's just an ad. There's. They're just, they're selling a product.
- [34:33]
Jen and Jill
They know they can prey on insecurities and they're doing it. And that's why we spend money every year at an increased rate. Like, the weight loss industry is a growing industry and now some subsets of that have decreased, like boutique weight loss. Like centers, those are getting less popular. But it's just the rise of, like, Internet. Like online courses for different fad diets are increasing. So you're just seeing like, different. The money's just going to different places. So let's just get off of the bandwagon. Let's just leave.
- [35:16]
Dr. Laurie Santos
Just hop off the bed.
- [35:17]
Jen and Jill
Let's leave. Yeah, and there are but. But when you say just leave, it's like, where do you go? Like, where? How? What do you do? Because we've got decades of programming to say thin is healthy or extreme diets are healthy.
- [35:35]
Alicia Keys
Hey, it's Alicia. When people tell me, wow, you have such beautiful skin, for a second, I say, who are you talking to? Because I never did. QIES Soul Care is a holistic beauty and skincare line I created working with a leading dermatologist. I'm so proud of these product offerings because they're all about caring for the whole self inside and out. Nourish your skin, nurture your soul.
- [35:57]
Dr. Laurie Santos
Try clinically proven Skincare from Alicia Keys.
- [36:00]
Alicia Keys
With 25% off your first purchase at keyssoulcare.com using code GLOW on air, Ma can get chaotic between due diligence, integration, and everything in between. It's easy to feel like you're drowning in the details. I'm Kisan Patel, host of M and A Science, the weekly podcast that cuts through the confusion. Every week I sit down with MA pros who faced it all, the challenges, curve balls and lessons learned the hard way. No buzzwords, no theories, just real, actionable advice from people in the trenches. From keeping deals on track to managing integrations without losing your sanity. Each episode is straight up practical insight. What works, what, what doesn't, and how to simplify your own MA process. Wherever you are in the deal cycle, want to close the next deal with confidence? Tune in to MA Science. No fluff, just real talk about what it takes to close deals. Listen on your favorite podcast app. Here's to the deal. Creating your own business has been everything, hasn't it? Getting it registered and legally compliant is a necessary hassle. Thankfully, you can trust LegalZoom to help keep you focused on the exciting part. LegalZoom helps business owners like you to take your first step and every step after. From reliable business formation to experienced guidance in legal and tax. Setting up your business properly and remaining compliant are things you want to get right from the get go. But you don't have to strain your brain or wallet. LegalZoom saves you from wasting hours making sense of the legal stuff. @legalzoom.com you can take care of business legal needs in just a few clicks. And if you need some hands on help, their network of experienced attorneys from around the country has your back. Over the last 20 years LegalZoom helped start, run and protect millions of businesses. LegalZoom now you're in business. Launch, run and protect your business to make it Official today@legalzoom.com and use promo code IHEART10 to get 10% off any LegalZoom business formation product excluding subscriptions and renewals. Expires 123124 get everything you need from setup to success@legalzoom.com and Use promo code I HEART10 legalzoom.com and use promo Code IHEART10. LegalZoom provides access to independent attorneys and self service tools. LegalZoom is not a law firm and does not provide legal advice except we're authorized through a subsidiary law firm, LZ Legal Services llc. Introducing Signals, the next generation of platforms for investors designed to elevate your trading strategy by giving access to insights used by Wall street pros to dominate the market. Signals uses its proprietary data of $70 billion in consumer spend across North America to spot market trends before they make the headlines. We bring you the alternative data that drives decisions at top hedge funds, allowing you to carve your own edge in the stock market. Join the insider circle who are already transforming their investment strategies. Visit joinsign signals.com to start your free 14 day trial. No hidden fees, no gimmicks, just pure actionable insights. End your reliance on outdated information with signals. Invest like a pro. Make informed decisions swiftly and stay ahead of the curve. Uncover tomorrow's market moves with today's real time data. Visit joinsignals.com today. Gifting is hard, but here's a hint. Give the gift of connection from US Cellular. Not sure what that means? Here's a slightly more specific hint. You can choose four free phones and get four lines for $90 a month from US Cellular. Your family wants new phones? How do we know? They told us. The good news is that compared to wrapping presents, you're great at getting hints. So take the hint and get them. Four free phones and four lines for $90 a month US Cellular built for us.
- [39:56]
Jen and Jill
So this is just like one option that we're going to like throw out here. And this is an article from Healthline and it's called A Quick Guide to Intuitive Eating. And people call intuitive eating the Anti diet. And I think, I mean, I thought because we're very on board with intuitive spending, kind of like values based spending and intuitive spending, that this might be a good thing to go through to start, to at least start to get in, I don't know, not in control, but just like mindful about what you're eating and how you're eating. Because for so many years of counting calories, counting macros, we've been relying on other people to tell us what to eat and how to eat, that we have not developed the skills needed to identify hunger, to identify fullness, to identify foods that make us feel good and ones that don't.
- [40:59]
Dr. Laurie Santos
I think, you know, yes, this is one method, but I feel so much like this isn't just another fad. Of course, put whatever word you want on it. But to me, this strikes me as back to the basics. If we were to throw off all the trappings of societal messaging and marketing and extremes and what we as women feel we need to be looking like, acting like, sounding like, then this is it. What does healthy relationship with our behaviors and the things that we engage in and how we nourish our body look like? How do we pay attention to ourselves and our needs as we move through the world? So this doesn't, this isn't like, oh, here's the next new thing. This is just how have we done it in the past? Like what, how do we eat again, like, how do we get back to the basics of just like not making this super complicated? That's how this article is striking me.
- [42:09]
Jen and Jill
Yeah, it's like, how do I find what's right for me? Because I don't know what's right for me because I've been listening to other people tell me me what's right for me. Which sounds like the same thing that we say about spending. Even this first part where it's like, first you need to distinguish between physical and emotional hunger. So the biological urge telling you need to replenish nutrients versus hunger driven by emotional needs. And the same thing. It's like we need to figure out like needs and true values versus emotional spending.
- [42:46]
Dr. Laurie Santos
And listen, just like spending, just like money, just like budgeting, this is calling us to the deeper messaging, the deeper ideas, mentality that it's not just about the behaviors, it's not just about what exercise regimen you engage in, what food you eat, but your association with those things, the relationship that you have with yourself and with your ideas about food, with your ideas about body movement. And so this idea of intuitive eating it's promoting a healthy attitude towards food, towards body image. It's getting at some of those deeper things and for some of us maybe relearning how to trust ourselves, how to be in tune with our body, with how the various stimuli around us, again, whether exercise or food or otherwise, is impacting us and how then we want to respond and engage with that thing. But it's before the behavior learning these things. And so they go through 10 key principles which I think are fantastic. I think it's worth us going through all 10.
- [44:01]
Jen and Jill
Yeah, they're very short.
- [44:02]
Dr. Laurie Santos
Yeah, yeah, exactly. There's not paragraphs attached to it. And so the first one is this need to reject a diet mentality, that extremist thinking that we've been talking about, about that it's not necessarily a diet that's going to work for us and diets don't have long term sustainability. Maybe it's like a quick fix. But we want a mentality that is for a lifetime, sustainable, rhythmic. So that's, we talk a lot about mindset that's going to be part of that, that we're not on a diet. We are just engaging in, in our life and the world around us.
- [44:41]
Jen and Jill
Yeah, part, I mean, it sounds like. I don't know, honestly, part of me doesn't want to give up the diet mentality because I feel like I can be part of the 5% that can succeed. Like 100% of people feel like they can be part of the 5% that actually like succeeds with a diet. Which is so funny. And that statistic made me laugh because that's me. And, but, but it is in order to have, like to be fully okay with your body that you have to give up the diet mentality. Like they, they don't. They cannot coexist.
- [45:18]
Dr. Laurie Santos
Yeah, because I hear you in that, Jen. But then is it for the diet or is it for you? I think sometimes we have to look at how much of this. Do I want to do this just for achievement or to say that I did this or to, to. Or is it actually to aim at health and well being?
- [45:38]
Jen and Jill
It's not to aim at health and well being for sure. Absolutely not. I can tell you that.
- [45:44]
Dr. Laurie Santos
Yeah.
- [45:45]
Jen and Jill
So that's just starting off with the first one is going to be very hard. Two is to honor your hunger. Hunger is not your enemy. So respond to your early signs of hunger by feeding your body. If you let yourself get excessively hungry, then you are likely to overeat.
- [46:05]
Dr. Laurie Santos
Yes. And this is, this comes with preparation. Same with how we approach impulse spending, having some of those foods prepared already that you know you're gonna enjoy, that you feel good about eating and eat when you're hungry.
- [46:22]
Jen and Jill
Yeah. And it can also help you save you from takeout, because if you eat when you're hungry, then you don't let it bottle up all day so that you just, like, get so hungry you. You want to get takeout instead of eat the food you have at home.
- [46:37]
Dr. Laurie Santos
The third one is make peace with food. I love how they just say, call a truce in the war. War with food. Getting rid of ideas about what you should or shouldn't eat again. Oh, gosh. There's so many correlations and parallels to money. Like thinking money is good or bad or debt is good or bad. It's neutral. How do you want to engage with it? Food is neutral. How do you want to engage with it?
- [47:06]
Jen and Jill
I loved this Instagram post that I read, and it's from. I think it was from kids eating color, but it's one of the toddler, like, eating profiles, and it was, like, how to explain foods to your kids. And it's. It's like a series. And I think this one was for, like. Like cupcakes or something or dessert. And it's like, the foods are neutral, but some foods give us more energy and longer energy than others. Cupcakes give us energy for a short amount of time, but we also need to eat foods that give us energy for a longer amount of time. So all the foods are neutral. It's just less. Let's make sure we're getting enough energy. We're getting enough of the right energy.
- [47:54]
Dr. Laurie Santos
Yes. I love that. Not labeling food as good or bad. That's, like, not the best version of messaging for ourselves or our children.
- [48:04]
Jen and Jill
Yeah. Four is to challenge the food police again. Yeah. Food is not good or bad. And you are not. You are not good or bad for what you eat or don't eat.
- [48:16]
Dr. Laurie Santos
Yeah, that.
- [48:17]
Jen and Jill
Because you are the food police. You are the food police in your head, and you are not good or bad for what you eat or don't eat. So challenge the thoughts that tell you otherwise.
- [48:28]
Dr. Laurie Santos
This is. I feel like this. You're speaking directly to me, particularly how I might police my loved ones. Sorry, Eric. Mostly my husband. He does want to eat so many French fries, and I support that. But, you know, like, anything in excess is excessive. But you know what?
- [48:48]
Jen and Jill
I'm gonna pull back. Too much of it. Yeah, it's. Too much of anything is no longer a special thing.
- [48:55]
Dr. Laurie Santos
Watch all find out that, like, According to his body composition. Like, he needed so many potatoes and salt. Like, it's what he actually.
- [49:04]
Jen and Jill
I mean, look at him. He is tall and thin, and I. I assure you, he probably needs more french fries than you think he does. All right.
- [49:13]
Dr. Laurie Santos
All right.
- [49:14]
Jen and Jill
One for you.
- [49:14]
Dr. Laurie Santos
Yeah. There you go. Eric, I'll stop being your food police. Number five is respect your fullness. And this is going to come back to a more mindful approach and connection with our whole selves and our personhood and. And learning to trust our body. I know some of that might sound like a little out there, but I think we are connected. These things don't exist in a vacuum. And so learning what it feels like to be full, slowing down, enjoying the food that we're choosing to put into our bodies, and then noticing. Okay, I think that's enough. That's going to be helpful versus blowing past all of those natural boundaries and warning signs. Again, so many correlations to other parts of life. We just aren't paying attention, and we blow past ourselves and end up potentially hurting ourselves. So slow down, be mindful, pay attention, and honor your fullness.
- [50:22]
Jen and Jill
Yeah. You do this so well. Travis and I do not. And Travis especially, he will. So everyone was taught, like, clean your plate. Like, everyone had to finish everything on their plate growing up, and he lives by that. Now. He can't just finish his plate. He. He has to make sure all the plates are clean. And, like, I know there have been times where I have made enough for us to eat meals and then have leftovers for each of us the next day. And I'll go to package up, and there's only one meal worth of leftovers. And that's like. I mean, that means one of us has. Is buying lunch the next day. So it's like a financial thing, too. Like, when you are in tune with your fullness and you can identify I'm full, I don't have to finish what's on my plate. I can package it up and eat it tomorrow. That's like another way to save money and obviously eat until full, but I know. So more often, like, nine times out of ten, the problem isn't not eating enough. It's eating too much.
- [51:31]
Dr. Laurie Santos
Well, that's the thing that I'm. Yeah, I think it's tied into number six, too. The satisfaction factor. I don't even know if it's eating to fullness. I think it's eating to satisfaction. Like, I don't eat until I wait until I feel stuffed. Like, I eat what I believe is a reasonable amount of food for me. And I don't keep going until it's like, oh, yeah, like, roll me out of here. And I think that's a mentality thing, too, that, I mean, I've developed over years. But I think it's connected to this concept of, like, learning what we need, what's enough. Golly, we gotta learn that with our money, what's enough? And be satisfied in those things. Learn degrees of contentment while learning yourself. But, yeah, and we're not going to know that we're full or we're satisfied until we've given ourselves time to sit with it versus shoveling food in. So the satisfaction factor, too. I want to talk a little bit about that. Not just eating until fullness and just what's satisfying, but also engaging in an enjoyable experience with food, making sure that what we're eating we can enjoy. And even if it's just vegg, there are some fantastic ways to make veggies taste really good. One of the things that's also helped me in this satisfaction factor is if I'm craving something, honoring that craving, recognizing, like, I can have that thing, even if it's labeled by society as bad or not good for you or something to avoid, I can have it, but have it just for the purpose of the satisfying flavor. Not that I need to have the whole thing. So a lot of times this is like dessert for me that I. I personally don't have, like, a big sweet tooth, but, like, catch me with some bread and butter, and that's gonna be where I struggle. But sometimes I'll want something, but it doesn't mean that, like, I need a whole big handful of cake. I just want a bite of it. It doesn't mean I need a whole chocolate bar. I just want a bite of it. And I'm not saying that that's gonna work for everybody, but that's how the satisfaction factor has looked for me, is just a little taste of the thing that I want and being satisfied with that while also eating all the other nutrients that I need. I'm not saying that I'm starving myself.
- [54:09]
Jen and Jill
Yeah. And paying attention to how you feel after you eat. And when you wake up in the morning, like, I think a big problem. And I don't want to throw Travis under the bus, but he. He has. I mean, he eats a lot of unhealthy food. That doesn't make him feel great, makes him feel tired, but he doesn't want to admit that that that's why he's tired. And that's why he's phlegmy and stuff. So he has like total capability of changing and stopping food and he will eat healthy like when I cook for him. But it's, it's all the other. It's when he's out in the wild.
- [54:50]
Dr. Laurie Santos
You mean work?
- [54:52]
Jen and Jill
Yeah. So like it. I mean also pay attention to how the body feels after eating something because if you feel yucky, that's not satisfying. And I think that's what's going to move us more in the direction of healthier foods. Especially for somebody with a. I think mindfulness and intention about that observation is what can steer us in the direction of foods that have longer lasting energy sources. So 7 is to also honor your feelings without using food. This one will save you money too, when you use freeways to honor your feelings. So whether it's like a negative feeling or a positive feeling. So taking a walk, meditating, journaling, calling a friend versus eating, then you can also become more like, become aware of the times when a feeling that you might call hunger is actually emotion based. So this helps with that too. And it's just identifying so that we don't. Because out of emotion, we're never going for the foods with more energy. We're always going for the short energy foods. So I think this is a really good one.
- [56:12]
Dr. Laurie Santos
Yeah, we can spend, we can eat unnecessarily. There's so many things we can do when we're sad. But finding the coping strategies that are going to work and then respecting our body rather than criticizing ourselves for how we look or perceiving it as wrong, this is a mentality shift of gratitude for or what is your body capable of? What are the parts that you like about how you're formed and the uniquenesses of who you are? And as we can be grateful for our abilities and respect ourselves, then we are likely to move into better relationships with food and be and body movement behaviors and all that kind of a thing. But again, it's going to start with our minds and the, the story and the narrative that we're telling ourselves. There was a recent podcast where the book where we talked about books, book club and I was talking about children's books. So I remembered another one that I almost mentioned on that podcast. But here you go. Here's another children's book that I love that breaks down this concept. It's called I Like Me by Nancy Carlson. I was just at my mom's house recently going through like old childhood books and this was one of my favorites as a kid and she read it to me often, and maybe it's a part of why, like, a small part. There's probably a lot of layers. Like, I do feel like I've got a good relationship with. With food and myself. And like, thank you, mom, for reading books like this to me as a young kid. It's like this little piglet who is just like, she likes herself. And it's all the things that she lists off that she likes about herself. Of course, you know, we could go to extremes with that of like, oh, man, you're thinking so highly of yourself. But I don't know, I think it just promotes such a positive outlook and a tempered approach. So there you go. If you want a message for yourself or for your kids. It's a really cute little book.
- [58:16]
Jen and Jill
I agree. It's much better than my dad, like, every month saying, we all need to get on a diet. That was what I grew up with, with during childhood.
- [58:24]
Dr. Laurie Santos
I'm gonna. I'm gonna come over, I'm gonna read you that book, Jen.
- [58:27]
Jen and Jill
Oh, thank you. Respecting your body can also save you money on clothes, because I know we're all holding on to clothes that we want to fit into that we used to. We're all holding on to this, like, you know, former self. I don't know. Or buying goal pants, which is something I did as a teen. Like, I would buy something that was a little too tight and be like, oh, I'll. I'll work and I'll fit into them. And I never did because I was a growing human. So this. And just buying things that look good in other people, and you want them to look good on you because you want to look like other people, but your body isn't like theirs. So respect your body and dress it how you feel good about, not what society is telling you to look like or what, you know, you have an idea of how you should dress and look like.
- [59:21]
Dr. Laurie Santos
Yeah.
- [59:22]
Jen and Jill
Ninth is to exercise, move your body. This is, like, very, very important. And not to move your body for the sake of burning calories, but to move it because of all. Because you want to move it in a way that you want to. Whether it's, you know, whether it's the running that's going to, you know, burn a bunch of calories or maybe just. Just some light yoga. Like, consistency is key. So move your body in a way that you enjoy and that you will stick with sustainably. So it may. That the season you are in life may determine how you're moving your body. Yeah, but just. Just do something that you like and can actually fit into your schedule.
- [60:11]
Dr. Laurie Santos
With my counseling clients, I call I I've called exercise Body movement. At this point, I think we have such a association with the term exercise when really it's learning ways to move our body that we enjoy. There will be no sustainability in it unless we enjoy it. So if you like playing soccer or playing tennis or swimming or if you like running, great. If you like the quick spurts like hit whatever it is, biking, walking, find something that you enjoy and move your body and call it that if that helps get get rid of the vernacular if it's becoming a hindrance. And then finally, number 10, honor your health. And I love this term gentle nutrition. This speaks such kindness. Finding the foods that taste good to you, make you feel good. Recognizing that one meal, one snack isn't going to make or break your overall health. Just be kind to yourself. And you know what else is kind?
- [61:16]
Jen and Jill
Something that allows me to move my body and gives me so much joy and fulfillment.
- [61:23]
Dr. Laurie Santos
The bill of the week.
- [61:36]
Alicia Keys
That's right. It's time for the best minute of your entire week. May maybe a baby was born and his name is William. Maybe you paid off your mortgage, maybe your car died and you're happy to not have to pay that bill anymore.
- [61:49]
Jen and Jill
Duck bills, Buffalo Bills, Bill Clinton.
- [61:52]
Dr. Laurie Santos
This is the bill of the week, ladies.
- [61:56]
Jen and Jill
Have I got a bill of the week for you. I recently left my job which was very toxic but did provide a free.
- [62:05]
Dr. Laurie Santos
Cell phone and I just, you know.
- [62:09]
Jen and Jill
Working there was not worth a free cell phone bill. So I just left that job and got a new one. And my bill of the week is.
- [62:17]
Dr. Laurie Santos
That I had a cell phone bill.
- [62:19]
Jen and Jill
And you know what I signed up with Mint and It is just $25 a month. I have to deal with those people.
- [62:29]
Dr. Laurie Santos
And it is a great bill and.
- [62:30]
Jen and Jill
I'm not happy to have a cell.
- [62:31]
Dr. Laurie Santos
Phone bill, but I'm happy to have a cell phone bill if it means me.
- [62:36]
Jen and Jill
Also, I doubled my income in the last year just simply because I left positions that were not good fit and I was not afraid to make the switch and did not feel loyalty. So that might make me selfish or I don't know, something, but it worked out. So that's my goal.
- [63:02]
Dr. Laurie Santos
I am celebrating with you. This is so exciting. I think when people find the freedom and the flexibility to leave a work environment that is not good, not sustainable, not going to be helpful long term and recognize like the things that are keeping you there and eventually was just like a $20 a month reason to stay yeah. Staying for a paid cell phone bill. If it is ruining you mentally, physically, emotionally, it's not worth it. And I am so thrilled and celebrating with you. And it sounds like you found yourself in an even better environment. Doubling your income now, paying for a bill, but finding a great provider. Thanks. Mint. $20 a month. That's fantastic. Improved work environment, improved mental health, and paying that cell phone bill, but loving every minute. Congratulations.
- [64:08]
Jen and Jill
Yeah, I think a lot of people overestimate some of the benefits offered by employers. And it's always a good idea to actually list out the benefits. You're using the cost per month that they are on their own and then using that as a template to go out, find a higher paying job, compare benefits to benefits to see what else you could get by not just improving your work life, but like, you could get improved benefits and improved pay. But sometimes people will hold on to a job that they hate for, you know, a free laptop, which is, you know, $1800. If you could get a $2000 a year raise, you've gotten a new laptop. And then every year beyond that, the extra $2,000 like, or a car or a cell phone. So sometimes they are worth it, but you really have to write down the whole picture to get an idea of, you know, where to go and how to proceed. So. So I am, I'm glad you did it. I don't think it's selfish at all.
- [65:15]
Dr. Laurie Santos
Yeah. If you all listening have a similar story. If you've got a bill you don't mind paying or a bill that you're not paying anymore, you know, sky's the limit. Submit your bill of the week@frugalfriendspodcast.com Bill, we are ready for it.
- [65:33]
Alicia Keys
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- [65:55]
Dr. Laurie Santos
Try clinically proven skincare from Alicia Keys.
- [65:58]
Alicia Keys
With 25% off your first purchase at keyssoulcare.com using code glow on air, M and A can get chaotic. Between due diligence, integration, and everything in between, it's easy to feel like you're drowning in the details. I'm Kisan Patel, host of M and A Science, the weekly podcast that cuts through the confusion. Every week I Sit down with MA pros who faced it all the challenges, curveballs and lessons learned the hard way. No buzzwords, no theories, just real, actionable advice from people in the trenches. From keeping deals on track to managing integrations without losing your sanity, each episode is straight up practical insight. What works, what doesn't, and how to simplify your own MA process. Wherever you are in the deal cycle. Want to close the next deal with confidence? Tune in to MA Science. No fluff, just real talk about what it takes to close deals. Listen on your favorite podcast app. Here's to the deal. Introducing Signals, the next generation of platforms for investors designed to elevate your trading strategy by giving access to insights used by Wall street pros to dominate the market. Signals uses its proprietary data of $70 billion in consumer spend across North America to spot market trends before they make the headlines. We bring you the alternative data that drives decisions at top hedge funds, allowing you to carve your own edge in the stock market. Join the insider circle who are already transforming their investment strategies. Visit joinsignals.com to start your free 14 day trial. No hidden fees, no gimmicks, just pure actionable insights. End your reliance on outdated information with signals. Invest like a pro, make informed decisions swiftly and stay ahead of the curve. Uncover tomorrow's market moves with today's real time data. Visit joinsignals.com today. Gifting is hard, but here's a hint. Give the gift of connection from US Cellular. Not sure what that means? Here's a slightly more specific you can choose four free phones and get four lines for $90 a month from US Cellular. Your family wants new phones? How do we know? They told us. The good news is that compared to wrapping presents, you're great at getting hints. So take the hint and get them. Four free phones and four lines for $90 a month. US Cellular built for us for many of us, the holiday season means more travel, more shopping, more time online, and more of your personal information in more places you can't control. It only takes one innocent mistake, even if it's not your mistake, to expose you to identity theft. Not to worry. LifeLock monitors hundreds of millions of data points every second and alerts you to threats you could miss by yourself. Even if you keep an eye on your bank and credit card statements. If your identity is stolen, your own US Based restoration specialist will fix it, guaranteed. The last thing you want to do this holiday season is face drained accounts, fraudulent loans or other financial losses from identity theft all alone. Gift yourself the peace of mind that comes with Lifelock and spend more time doing more of the holiday things you love. Visit lifelock.com iheart and save up to 40% your first year. That's 40% off. @lifelock.com iheartradio LifeLock for the threats you can't control.
- [69:45]
Dr. Laurie Santos
And now it's time for the lightning round.
- [69:51]
Jen and Jill
So I like this one. If you could only eat one thing for a year, what would it be?
- [69:57]
Dr. Laurie Santos
Are we assuming that it's giving us all the nutrition, that we eat all the nutrients, or.
- [70:05]
Jen and Jill
So I like maybe this version better. If you could have an unlimited supply of one food, what would it be? Don't say gum. You cannot consume gum. Gum's not your answer.
- [70:16]
Dr. Laurie Santos
Thank you. I really believe that I could subsist off of bread and wine. Like, bread, bread, butter. Bread and salted butter and wine. That would be if that provided, like, I didn't need anything else, and it was, like, all that my body needed. Golly, I love bread.
- [70:43]
Jen and Jill
All right, Jesus.
- [70:45]
Dr. Laurie Santos
So for me, just taking communion every day, so spiritual.
- [70:52]
Jen and Jill
Wow. You are. You are really someone to be looked up to. Mine is not as biblical. Mine is the tiramisu from public the. And people who. Only people with Publix will know, and only a certain number of people with access to Publix will know. But if you know, you know the tiramisu from Publix is tops. Like, it is sometimes better than actual tiramisu. It's not like, authentic Italian. Like, if you're looking for authentic Italian tiramisu, it's not this, but it is so good. It's sometimes, like, better than that.
- [71:36]
Dr. Laurie Santos
Okay, but, like, are you understanding the question?
- [71:39]
Jen and Jill
Like, could you unlimited supply all day, every day if you only forever could.
- [71:46]
Dr. Laurie Santos
If you could only eat that for a year. Like, I get it that it might be your favorite dessert, but, like, no. Could you eat it all day, every day?
- [71:57]
Jen and Jill
Yes.
- [71:58]
Dr. Laurie Santos
Wow.
- [71:58]
Jen and Jill
Yes. Yeah.
- [72:00]
Dr. Laurie Santos
I feel like I went more practical.
- [72:02]
Jen and Jill
You don't understand.
- [72:03]
Dr. Laurie Santos
Bread is, like, enough that, you know, there's. It's just bland enough, but just flavorful enough that, like, I don't think I could ever get tired of it. But you don't think you could ever get tired of tiramisu?
- [72:15]
Jen and Jill
I won't say that, but I will say if I think of all the foods out there, yeah. It would be the last one for me to get tired of.
- [72:25]
Dr. Laurie Santos
That's amazing. Wow. Okay. I don't think I realized how deep this went for you.
- [72:30]
Jen and Jill
Yeah, it's good to know it's deep. And if you're ever at a Publix, go to the bakery refrigerated section. Just a little tiramisu with little chocolate corners.
- [72:42]
Dr. Laurie Santos
It's in the bakery section at Publix.
- [72:45]
Jen and Jill
Yeah. And in like. Yeah. So, yeah, that's my plus. Puglist doesn't pay me to say that.
- [72:52]
Dr. Laurie Santos
But if they want to, apparently they could. They could give Jenny's supply, please. And then just, like, keep sending baguettes my way.
- [73:01]
Jen and Jill
Yes. So I do have some sad news that Publix did change its recipe for tiramisu. So it is not as good as it used to be. I will. In the past two years. That was always a fear. Everything good. There was my favorite muffin, Kawa for years, and that one changed its recipe. And then now Publix with the tiramisu. So I have moved on from that. But I do fondly remember that tiramisu.
- [73:36]
Dr. Laurie Santos
Mm. I could still live on bread, wine and butter.
- [73:40]
Jen and Jill
This is so true.
- [73:41]
Dr. Laurie Santos
Nothing's changed for me.
- [73:43]
Jen and Jill
Except you started making sourdough since this episode.
- [73:47]
Dr. Laurie Santos
Have I? Yeah.
- [73:48]
Jen and Jill
Yeah.
- [73:48]
Dr. Laurie Santos
I think.
- [73:49]
Jen and Jill
I don't think you were making it when we recorded this. And you have. Yeah. It's in your fridge.
- [73:55]
Dr. Laurie Santos
Wow. I've just dove even deeper into my obsession. I'm not making my own wine or butter yet, but stay tuned.
- [74:04]
Jen and Jill
Yeah. So thank you so much for sticking through this episode. It's a. It's a little diversion, I think, from what we normally talk about. It's a little. Maybe even controversial, I don't know. But it is when we need to. We need to challenge our mindset around these things that are peripheral to finance. Because, like Jill said, we are whole people. And while it is peripheral to finance, it does have a direct effect on how we think about it. Just because we talk about stuff like this a lot more openly than we do about money. And honestly, I think it should be the opposite way. I think we should talk a lot more openly about our money and how we're consuming products and services than how we're eating. But I have. I still believe that the intuitive eating thing and the intuitive spending, it's a great way if you can. And I think we tried to do in buy what you love without going broke, maybe set up like values based spending is almost like a cousin to intuitive eating. It's definitely not intuitive spending. I wouldn't call it that. But I think they. They share the same, like, root belief that you can consume anything. Nothing is inherently good or bad. I mean, there are some things maybe like, bad chemicals that hurt people. That's probably inherently bad, but for the most part it's just how you consume things. And so we're looking at root causes about of why we consume and when you can look at that, that's a much better way to improve spending habits, improve eating habits than just getting down on ourselves for how much we eat or spend.
- [76:02]
Dr. Laurie Santos
Why creating rigid diets or rigid budgets. They're not gonna work. We need to find the radical middle. And for those of you who love the radical middle that we talk about, thanks for leaving your kind reviews like this one from Samantha Paris. Well rounded financial advice. Five stars. I imagine I'm probably on the younger side of the Frugal Friends podcast listeners at age 26, but I find the content Jen and Jill provide completely applicable to my life. Potentially even more so since I have the time to implement various strategies for which I will reap the benefits over time, like investing. Jen and Jill are relevant, witty, and have great values that align with mine. I love the focus on living a generally low waste, environmentally conscious, but not restrictive lifestyle. Out of fear of sounding cheesy. Jen and Jill legitimately make frugality fun. Recommend this podcast 1000% oh my. Samantha Paris.
- [76:58]
Jen and Jill
Thank you, Samantha.
- [77:00]
Dr. Laurie Santos
Oh, I love that line. Generally low, low waste, environmentally conscious, but not restrictive. That is such a good summary you get us.
- [77:09]
Jen and Jill
You do at 26. At the ripe age of 26.
- [77:14]
Dr. Laurie Santos
Yes. I'm so glad that you found advice that works for you at this age. You are in great shape for the rest of your life and I'm just overjoyed about that.
- [77:27]
Jen and Jill
Yeah. Okay. If you are also in your mid-20s and you would like to leave a review because most, I think most of our audience does generally skew from 25 to 55. So if you find yourself on the fringe, a little younger, little older, and you want to say, hey, this is for me too, let them know. Leave a review as to help people get an idea of if the show will be applicable to their life.
- [78:00]
Dr. Laurie Santos
See you next time.
- [78:02]
Jen and Jill
Bye. Frugal Friends is produced by Eric Sirianni.
- [78:17]
Dr. Laurie Santos
Did I tell you the chickens are gone?
- [78:21]
Jen and Jill
No spill.
- [78:25]
Dr. Laurie Santos
No more chickens. Yeah. So after learning that the chickens that were terrorizing our little neighborhood aren't terrorizing countryside chickens. They don't belong. And it's not just. It was the rooster right there. There was one rooster, four chickens. The rooster would cock at all hours of the night, not just the morning.
- [78:50]
Jen and Jill
I really. You talked about it on the show, but I didn't believe it till I saw it. How they were wrecking your front lawn. And the. Oh, my gosh. It looked like a hurricane had already been through your.
- [79:04]
Dr. Laurie Santos
Like a tiny tornado just through your front yard.
- [79:07]
Jen and Jill
It was wrecked.
- [79:10]
Dr. Laurie Santos
Yeah. Mulch everywhere. It was insane. Well, turns out it wasn't anybody on our roads, so. We have neighbors next door that have nine children. They were the ones who I thought that they had gotten the chickens and they didn't. But they usually keep their windows open at night and it's waking up all of the kids, the parents, through the night. And again, once they knew this isn't anybody's actual chickens, they rounded them up. Apparently they texted us that they captured the chickens and just took them to another park. They just relocated them a few miles away, probably to terrorize some other neighborhood, another countryside.
- [79:57]
Jen and Jill
They could have taken them to the animal rescue. If you were going to go through all that work work, why not take them to a place for animals?
- [80:06]
Dr. Laurie Santos
I don't know that they knew. It's just.
- [80:08]
Jen and Jill
That's so true.
- [80:09]
Dr. Laurie Santos
An 8 year old and a 10 year old and a 14 year old and a 16 year old, all just problem solving. And that's what they decided to do. I would love to have that video footage, though, of these kids capturing chickens.
- [80:29]
Jen and Jill
Chickens are not that easy to catch.
- [80:32]
Dr. Laurie Santos
No, they're not.
- [80:33]
Jen and Jill
They're vicious.
- [80:37]
Dr. Laurie Santos
But they did it. And we haven't been woken up in the middle of the night anymore. I should get on the next door app and see if our neighbors a few miles away are now complaining about a mysterious rooster.
- [80:50]
Jen and Jill
Honestly, you know, that's what happened. They were someone else's and they took them to the park by your house to drop them off. And then it was your problem. And those kids were like, it's not my problem anymore. I'm make it somebody else's problem. And they're just gonna. Neighborhood hop.
- [81:09]
Dr. Laurie Santos
Yeah, until we see all the little chickies show up someday.
- [81:15]
Jen and Jill
Oh, they're gonna multiply. Wow. Well, good job.
- [81:18]
Dr. Laurie Santos
I mean, I didn't do anything. I've just been here for them.
- [81:22]
Jen and Jill
Like, good for them. They really, they banded. They could get so much done banding together if they choose good. Typically, they choose evil. But when they do choose good, they.
- [81:34]
Dr. Laurie Santos
Did a public service for the whole neighborhood. Not for the neighborhood a few miles away, but for us. They took that problem into their own hands and solved it the only way they knew how. I hope seeing a bunch of kids walking down the road holding chickens.
- [81:53]
Jen and Jill
They couldn't even drive.
- [81:54]
Dr. Laurie Santos
What are they doing? No, they walked. Whoa. To a different park.
- [82:00]
Jen and Jill
That's right. I didn't think about that. Wow. Good for them. Bake them some cookies or something.
- [82:09]
Dr. Laurie Santos
Wow. Florida.
- [82:10]
Jen and Jill
Some thank you cookies.
- [82:11]
Dr. Laurie Santos
Florida Life. Yes, that's a good idea.
- [82:14]
Jen and Jill
Did you know that parents rank financial literacy as the number one most difficult life skills to teach? Meet Greenlight, the debit card and money app for families. With Greenlight, you can send money to kids instantly, set up Chores Automate allowance and keep an eye on your kids spending with real time notifications, kids learn to earn, save and spend wisely. And parents can rest easy knowing their kids are learning about money with guardrails in place. Sign up for Greenlight today@Greenlight.com iheartradio hey, come on in. Small Business Saturday is right around the corner and so is that shop you've been meaning to check out on November 30th. Support your local community by shopping small on Small Business Saturday, founded by American Express. Pick up a new outfit, a handmade gift, some vintage vinyl, maybe even some local tea.
- [83:06]
Dr. Laurie Santos
Thanks so much. See you soon.
- [83:08]
Jen and Jill
Shop on Small Business app Saturday, November 30th.
- [83:11]
Dr. Laurie Santos
That's the powerful packing of American Express. Wow. What is this place? Welcome to Cloud 9. How exactly did I get here? You're a Toyota Crown driver, and only.
- [83:23]
Alicia Keys
Crown drivers ever reach this level of pure bliss.
- [83:27]
Dr. Laurie Santos
The refined but elegant design makes you.
- [83:29]
Alicia Keys
Sit up a little straighter.
- [83:31]
Jen and Jill
It gives you a rush of confidence.
- [83:32]
Dr. Laurie Santos
As soon as you're behind the wheel and a feeling of all eyes on you. That's how the Crown transports you here. It's pretty awesome, right?
- [83:40]
Alicia Keys
The captivating Toyota Crown Family Toyota let's go places.
- [83:44]
Dr. Laurie Santos
There's joy to be had in finding the perfect gifts for the ones You.
- [83:47]
Jen and Jill
Love, and Saks.com's holiday gift guide can make it easy.
- [83:51]
Dr. Laurie Santos
Whether it's surprising your hard to shop for sister with a Chloe bracelet bag or gifting your partner a memorable scent from Gucci that matches their personality, Saks.com's handpicked guide can help take the stress out of the holidays. Like adding instant cheer to your home with bright decor or giving yourself some comfort by bundling up in a scarf coat from Tatem. Find gifts guaranteed to bring joy to everyone this season@saks.com every day our world.
- [84:18]
Alicia Keys
Gets a little more connected, but a little further apart. But then there are moments that remind us to be more human.
- [84:29]
Dr. Laurie Santos
Thank you for calling Amica Insurance.
- [84:31]
Alicia Keys
Hey, I was just in an accident.
- [84:33]
Dr. Laurie Santos
Don't worry, we'll get you taken care of at Amika.
- [84:35]
Alicia Keys
We understand that looking out for each other isn't new or groundbreaking. It's human.
- [84:41]
Dr. Laurie Santos
Amika.
- [84:42]
Alicia Keys
Empathy is our best policy.