SCRAMBLE: The Chicago Bears announced they are moving to............Indiana?

Summary

Garage Logic – Weekly Scramble Episode: “SCRAMBLE: The Chicago Bears announced they are moving to............Indiana?” Date: February 20, 2026 Hosts: Chris Reivers & Mike Fratelloni

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Main Theme

This episode centers on the shocking breaking news that the Chicago Bears NFL franchise has struck a deal to move their team out of Illinois and across the state line to Hammond, Indiana. Hosts Chris Reivers and Mike Fratelloni discuss the wide-ranging political, economic, and cultural implications of the move, tying it to broader frustrations about local governance, taxes, and policy decisions. The episode also detours through lively (and, at times, irreverent) side conversations about Minnesota snowstorms, antics at the Olympic Village, ongoing political fraud in Minnesota, and much more—all delivered with the show’s trademark mix of gumption and Midwestern common sense.

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Key Discussion Points & Insights

1. Minnesota’s Monster Snowstorm (02:16–06:14)

• Personal stories about the recent heavy snowfall:
  • Chris spent about three hours in total on the road during "probably our biggest snowfall of the season."
  • Both express surprise at the severity and rapid melt: “This was like, this snowstorm? I feel like this is what Denver would feel like.” (Mike, 04:42)
  • Humor about snowplows and local government efficiency (or lack thereof).
• Regional comparisons:
  • Tahoe and Duluth received massive amounts of snow; some areas north of Duluth got over 36 inches.

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2. Breaking News: Chicago Bears Move to Indiana (06:14–15:27)

a. Details of the Move

• Announcement Recap (06:14)
  • Chicago Bears ownership has reached a deal to build a stadium in Hammond, Indiana—essentially right on the Illinois border (“it's basically halfway between Chicago and Gary, Indiana”—Chris, 07:21).
  • Locational clarity: “It would basically be like if the Vikings moved to Hudson [Wisconsin].” (Chris, 07:49)
• Fan Reaction: Bears fans “are livid.”
• Notable: The stadium move is motivated by political and economic incentives:
  • “Hammond, Indiana said, we are going to give you $2 billion to develop a brand new stadium. You do not have to deal with the BS of a blue controlled, democratically controlled state. You get to move to a red state. So you’re going to get tax advantages.” (Mike, 08:34)

b. Political and Economic Analysis

• On Political Leadership in Chicago/Illinois:
  • “This is such a glaring example of bad politicians suffering consequences and they'll find a way to point the finger and blame everybody else. Brandon Johnson, Chicago's mayor, he's such an idiot.” (Chris, 08:02)
  • Critique of Mayor Johnson and Governor Pritzker: “Your failed policies are what caused this … a company has every right to do anything to affect their bottom line.” (Chris, 10:11)
• Comparisons to Minnesota sports and stadium deals:
  • “Are we really going to reinvest into building a brand new stadium in downtown Minneapolis, or should we go find something in the suburbs ...?” (Chris, 10:35)
  • “Breaking sports news… USA wins Olympic women's hockey Gold medal over Canada!” (Mike, 12:43)

c. The Identity Question

• Should the Bears keep the “Chicago” name if leaving the city/state?
  • “Out of respect to Indiana, they should change them to the Wolf Bears ... take the word Chicago out. Because Chicago screwed them for so long.” (Mike, 09:03)
  • “Do the fine people that live in Chicago say, take the name Chicago out of your effing mouth just like Will Smith did?” (Mike, 14:37)
• Ownership and corporate HQ questions: Discussion about team incorporation in Delaware for tax reasons (18:47–19:44).

d. Economic Impact

• On taxes and business environment:
  • “That could be 10, 12, 13 percent. So if you make 10 million bucks, you just made $1.3 million bonus to play across 16 miles out of the way.” (Mike, 11:58)
• On the role of sports as an “economic engine” and why public financing for stadiums persists.

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3. Sidebar: Olympic Village Antics (19:55–27:37)

• Viral Report: Olympic Village in Milano/Cortina runs out of 10,000 condoms in the first three days.
  • “That's 3,300 acts of need that you'd have to have per day...” (Mike, 21:33)
• Hosts debate authenticity: Mike argues most condoms are taken as souvenirs.
• Cultural riff:
  • “If anybody should be reproducing, they should be reproducing. Right. These are the best in the world. The best looking people, the best physically active people. They are the best in the world. They should be reproducing.” (Mike, 23:08)
  • Lively discussion about athletes’ off-field activities and media sensationalism.

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4. Political Frustration and Statewide Fraud (30:36–38:49)

• Minnesota legislative failure:
  • Bipartisan bill to establish an independent inspector general for fraud is shot down unexpectedly.
  • Hosts express deep cynicism in state government’s ability (or willingness) to address corruption.
  • “I'm so tired of being lied to… I'm sick and tired of paying for crap I don't want to pay for anymore, which, oh, by the way, includes billions and billions of dollars in fraud.” (Chris, 31:53)
  • “Governor Tim Walz is leaving the Minnesota taxpayer no other choice than to assume that he either knows exactly who's involved with this fraud or he himself may be even involved.” (Chris, 33:10)
• Taxpayer math:
  • Mike tries to break down how much the average top taxpayer loses to fraud:
    “If you take the top 25,000 taxpayers … if someone walked in and pulled $40,000 out of my pocket, I would lose my ever-loving mind.” (35:25)
• One in three Minnesota tax dollars goes to fraud (Chris, 37:34): “So whatever you have been paying in Minnesota taxes, take a 30, 33% of it is just stolen from you.”

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5. Lighthearted Closer: Epstein Files & Oddball Jokes (39:16–41:12)

• Mike’s unusual “Epstein file” trivia:
  • “James Watson won the Nobel Prize in science for discovering DNA. And guess who's in the Epstein files. This guy.” (Mike, 39:44)
• Light joke about Irish patio furniture to end the show.

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Notable Quotes & Memorable Moments

• On political fallout:
  • “Shame on you, Chicago. Shame on you.” (Mike, 09:06)
• On the “identity crisis” for the Bears:
  • “Take the name Chicago out of your effing mouth just like Will Smith did.” (Mike, 14:37)
• On taxpayer frustration:
  • “I'm so tired of being lied to... I'm sick of this. I'm so sick and tired of this.” (Chris, 31:53)
• On the Olympic Village condom story:
  • “If anybody should be reproducing, they should be reproducing. Right. These are the best in the world.” (Mike, 23:08)
  • “That is a really, really great illustrative story about how bullcrap news outlets are now.” (Mike, 25:41)

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Segment Timestamps (Key Moments)

• 02:16: Cold open; snowstorm stories
• 06:14: Breaking: Chicago Bears moving to Indiana
• 08:34: Political and economic motivations for the move
• 09:03: Realignment of Bears’ identity and local reaction
• 11:51: Financial ramifications for players and Illinois
• 12:43: Brief interlude: USA women’s hockey wins gold
• 19:55: Olympic Village condom supply gossip and cultural analysis
• 30:36: Minnesota legislative scandal and anti-fraud bill betrayal
• 35:25: Explaining tax fraud in terms “average Joe” can grasp
• 39:16: DNA, Epstein trivia, and oddball facts

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Tone & Style

• Conversational, irreverent, and strongly opinionated
• Frequent use of humor, sarcasm, and “common sense” criticisms
• Accessible Midwestern banter blending serious commentary with lighthearted asides

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Summary Takeaway

This episode captures Midwest frustration with big government bureaucracy and perceived failures of political leadership, especially in Chicago and Minnesota. The Bears’ move to Indiana is used as a megaphone for the hosts’ gripes about taxes, fraud, and ideological politics—a cautionary tale for cities and states everywhere. Mixed throughout: lighthearted banter, relatable stories, and straight talk that’s classic Garage Logic.

Transcript

[Chris Reivers]

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[Mike Fratelloni]

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[Chris Reivers]

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[Chris Reivers]

That's right, it's time for the weekly Scramble podcast. My name is Chris Reivers. With me as always, his name is Mike Fratelloni. Hello, Michael.

[Mike Fratelloni]

How you doing, Reivers?

[Chris Reivers]

I'm doing good, I'm doing good. You know, after my two hour commute home yesterday, yeah, we had a lot

[Mike Fratelloni]

of snow, so I'm in mendota. We had 7 inches of snow in

[Chris Reivers]

Mendota I think I had about the same.

[Mike Fratelloni]

Really? I think that's kind of surprising. And I didn't even think it was gonna happen.

[Chris Reivers]

Well, and the funny thing is, I didn't either, because when I watched the forecast the other day, they said, you'll be all right. It's not gonna be that bad. And then what do they call that? The low pressure tail or whatever they call that.

[Mike Fratelloni]

I think it was a Calcutta Clipper.

[Chris Reivers]

That's what it was. She kind of swung down and dumped all over us, but it was kind of spotty. But. Okay, as long as we're on this, on this subject, I was wondering about. I don't know if I want to go down. Yeah, I do. What the hell? So I'm not trying to accuse anybody, anything. I'm just merely asking a question.

[Mike Fratelloni]

Okay.

[Chris Reivers]

So I'm not joking. I left here and pulled into my driveway. It was just shy, maybe four minutes shy of two hours, which again, I love where I live. I love the area, I love my job. So I know what I'm signing up for. Right. A couple of days a year. That's just what's going to happen. And I can listen to podcasts, I can make whatever. And then it took me about another hour to get here today. So that's three hours of what we're now calling probably our biggest snowfall of the season.

[Mike Fratelloni]

I think it is. Yeah.

[Chris Reivers]

And I'm not blaming anybody. I'm not blaming the guys that were out. Guys and gals are out there working. I didn't see one snowplow.

[Mike Fratelloni]

Oh, really?

[Chris Reivers]

Not one?

[Progressive Insurance Announcer]

Huh?

[Chris Reivers]

In fact, the only plow I saw was the city of Jordan snowplow. But I'm just wondering, do we have less people out there for budgetary reasons or is it just a case of I just didn't see anybody?

[Mike Fratelloni]

I think you just didn't see it because I left for work early this morning. Well, not early, like 6:30 or something. Roads were totally fine.

[Chris Reivers]

Yeah, and I'm not saying yeah when

[Mike Fratelloni]

I came last night.

[Chris Reivers]

I'm saying last night.

[Mike Fratelloni]

Oh, see, I don't think they do that. I think they wait till it stops.

[Chris Reivers]

What?

[Mike Fratelloni]

Right. You just. I mean, why do it mid. I mean, you do the major highways.

[Chris Reivers]

Because 35 was a gong show training. Yeah, but trying to get out of

[Mike Fratelloni]

the city, you gotta get people off the road. So you wait till it totally finishes. Okay, but I don't know that. All I know is that.

[Chris Reivers]

Well, if anyone does know, please email us because I'm just curious. And again, I'm not trying to be hypercritical of anybody. That's not my point at all.

[Mike Fratelloni]

We need a fine job with this store. You know what? This was like, this snowstorm? I feel like this is what Denver would feel like. You get 7 inches of snow. The next day it's 37 degrees.

[Chris Reivers]

And everything melts.

[Mike Fratelloni]

Everything melts. And you're like, oh, okay, I can kind of handle that.

[Chris Reivers]

You know, it's funny you say that, because I remember on one of my dum dum runs, driving through. Because I always. Anytime I drive to the West Coast, I always try extensively to not drive through Denver and the Rocky Mountains for this specific reason.

[Mike Fratelloni]

Afraid of getting stuck.

[Chris Reivers]

Well, because the one time I did do that, I mean, you're. You're up there, right? And it was beautiful. And they had just, maybe a day or two prior, they had just gotten a significant snowfall. And so the skiers are everywhere and. But the cars are all over the place in the ditch. That's why I always try to avoid driving through Denver. If I ever go to the west

[Mike Fratelloni]

coast, my good buddy Rasheed is in Tahoe. And they just have four feet of powder.

[Chris Reivers]

Holy crap.

[Mike Fratelloni]

And then what did Duluth get?

[Chris Reivers]

Well, north of Duluth, like the Two Harbors area got close to two feet of snow.

[Mike Fratelloni]

Two feet of snow. That's a lot of snow.

[Chris Reivers]

In fact. Cause I was monitoring because my boys had a late start. So this guy slept in today. So I was monitoring the number nine. Cause they stay local all morning. And I know Marler said there was a city. I can't remember the name of it, but it starts with the letter h that got 36 inches of snow.

[Mike Fratelloni]

Wow.

[Chris Reivers]

36.8 inches of snow.

[Mike Fratelloni]

That's a lot of snow.

[Chris Reivers]

That's a lot of snow. Oh, good for us. So Lutzen, I'm sure, is happy. Hey, get out on some fresh snow.

[Mike Fratelloni]

Keep it going for a while.

[Chris Reivers]

You know who's not happy?

[Mike Fratelloni]

Who's that?

[Chris Reivers]

Fans of the Chicago Bears, this is an unbelievable story.

[Mike Fratelloni]

This is kind of breaking news, right?

[Chris Reivers]

Yeah, this just was announced maybe an hour or so ago. And I know we're a podcast. I'm very aware of that. But for those of you that are not aware. And this is. This is a sports story, but it really isn't a sports story. So it was just announced that the Chicago Bears, their management and their ownership have just struck a deal with the state of Indiana. No, I am not joking. The Chicago Bears are going to move to Haywood, Indiana. So for those of you that are familiar, you Know again, dumb, dumb. Run.

[Mike Fratelloni]

Sure.

[Chris Reivers]

When you drive through Chicago and you're heading east, like let's say you're heading towards Indiana, Ohio, whatever. Basically, once you leave the Chicago city limits, you're in the state of Indiana. Right. So it's literally on the border. So where this area is. Cause I was trying to check this as I was posting the GL podcast. It's basically an area that's called the Wolf Lake area outside of Haywood, Indiana,

[Mike Fratelloni]

and it's Hammond, Indiana.

[Chris Reivers]

Did I say. I'm sorry, you're right. It's Hammond, Indiana and it's I believe, essentially halfway between Chicago and Gary, Indiana. So it's not far outside of the Chicago Cheap hotel.

[Mike Fratelloni]

You can just stay in Gary.

[Chris Reivers]

But you know, just reading the cop, like Bears fans are livid.

[Mike Fratelloni]

Well, what this would be the equivalent of how far is it from their stadium, Soldier Stadium to Hammond? How many miles is it? I'll search that.

[Chris Reivers]

You know what it is? It's. It would basically be like if. Well, if the Vikings moved to Hudson.

[Mike Fratelloni]

Is that what it is?

[Chris Reivers]

Basically, yeah.

[Mike Fratelloni]

So, I mean, but I'd be pissed off.

[Chris Reivers]

Sure.

[Mike Fratelloni]

If they move to a different state. A different state. I'd be pissed. Right.

[Chris Reivers]

You know what this is? This is such a glaring example of bad politicians suffering consequences and they'll find a way to point the finger and blame everybody else. Brandon Johnson, Chicago's mayor, he's such an idiot. And he was already quoting us saying, well, there's. I don't know why they'd give up on Chicago. There's so much to like. Like wake up. People are fed up and tired of dealing with this woke nonsense. That's why they're leaving.

[Mike Fratelloni]

So depending on where it is, it's 16 to 30 miles away, right?

[Progressive Insurance Announcer]

Yep.

[Mike Fratelloni]

So the Chicago Bears. So Hammond, Indiana said, we are going to give you $2 billion to develop a brand new stadium. You do not have to deal with the BS of a blue controlled, democratically controlled state. You get to move to a red state. So you're going to get tax advantages. You're still going to be able to be called the Chicago Bears. People are going to just have to drive 16 to 30 miles out of their way. Right. They won't be able to run downtown. Not that a whole bunch of people love going downtown anyways. Right. But how long have the Bears been in Chicago?

[Chris Reivers]

106 years.

[Mike Fratelloni]

Are you kidding me?

[Chris Reivers]

I am not kidding you.

[Mike Fratelloni]

Well, shame on you, Chicago. Shame on you. You know what I used to go to all the time reavers is hardware shows. Downtown Chicago.

[Progressive Insurance Announcer]

Oh, shit.

[Chris Reivers]

The convention center.

[Mike Fratelloni]

Huge convention. The convention center's great. You know what happened is all these shows said, we're not going to Chicago anymore because you can't plug in a power cord. You can't lift anything. You have to be under the power of the union there. That controls all the docks. You can't move fork. You can't pallet J Box. And someone has to do that for you. So the expense to run a convention in Chicago, it was getting so high, everyone said, we're not doing it in Chicago anymore. We'll go down to Orlando. And by the way, people like going to Orlando instead of Chicago. So convention tourism has plummeted in Chicago. And now that they're not going to have the Chicago Bears and I think out of respect to Indiana, they should change them to the Wolf Bears. Because it's why Wolf like Wolf like Bears something, you know, the WBBS or the WL Bees. Wolf like Bears something to just blow away, take the word Chicago out. Because Chicago screwed them for so long, they finally said, we're out of here.

[Chris Reivers]

And here's what I love about this story. It's a failed mayor in Brandon Johnson, a failed governor in J.B. pritzker. Your failed policies are what caused this. It's not selfish greed. A company has every right to do, which is what the Bears are. A company has every right to do anything to help them affect their bottom line. We saw it here. The twins were almost put up for contraction because they didn't think it was feasible. And again, that's kind of a different story. But my point is, you're seeing things like the Timrals right now are wondering, are we really going to reinvest into building a brand new stadium in downtown Minneapolis, or should we go find something in the suburbs because it might not be worth it.

[Mike Fratelloni]

Or in Hudson, Wisconsin.

[Chris Reivers]

Well, here's. I guess when I was reading this, you know the very first thing I thought about?

[Mike Fratelloni]

What's that?

[Chris Reivers]

Because we play. And I was desperately trying to find the clip. But we played earlier on GL today some of the breakdown of Zoran Mamdami's $127 billion annual budget. $5.4 million a year is going to the Office of equity and inclusion, 4.6 million to gender equity and inclusion, and another million for another. But again, this is why this wealth tax you want to impose, because Illinois wants to impose a wealth tax. Well, why would the owners of the Bears say we're not staying here?

[Mike Fratelloni]

Then we're not doing it.

[Chris Reivers]

We're out of here.

[Mike Fratelloni]

And just think the players now, they can reside in Illinois, they can reside in Chicago, but their business is in Indiana.

[Chris Reivers]

They work in Indiana.

[Mike Fratelloni]

And that might just be a. I don't know what the city of Chicago's income tax is. Right.

[Chris Reivers]

Well, it would be the state of Illinois.

[Mike Fratelloni]

Right, State of Illinois. But the cities sometimes have city taxes just like they're going to try to do in New York. That could be 10, 12, 13%. So if you make 10 million bucks, you just made $1.3 million bonus to play across 16 miles out of the way.

[Chris Reivers]

And again, not that sports is the end all and be all, but the sports teams are an economic engine that helps fuel an economy for. We saw that here. I remember how many times we talked about when the Vikings were building the new stadium and how many people would complain about it. And it's again, do I agree that the, that me as a taxpayer should have to pay for half of a billion dollar stadium? No, but however, that's the price you have to pay because if we don't do it, somebody else is going to. We just saw that here in Indiana.

[Mike Fratelloni]

Breaking sports news. Yes, Breaking sports news. Do, do, do, do. I know. We're a podcast. USA wins Olympic women's hockey Gold medal over Canada went to overtime. Megan Keller's overtime winner. So Hillary Knight, adorable Hillary Knight. Right. She's been on that team for a long, long time.

[Chris Reivers]

Yep.

[Mike Fratelloni]

Scored a goal when they pulled our, we pulled our goalie. We scored a goal in the last two minutes, went to overtime and we won.

[Chris Reivers]

Victorious America USA again. That's fantastic.

[Mike Fratelloni]

That is a big deal. I do not like losing to Canada. It is not where we should be.

[Chris Reivers]

No, it's not.

[Mike Fratelloni]

So that's a big deal. So I think, let me tell you, let me ask you this question. Could the Timberwolves move to the Vikings lake area? You know where the Vikings have practice facility?

[Chris Reivers]

Sure.

[Mike Fratelloni]

There's plenty of space over there.

[Chris Reivers]

Sure.

[Mike Fratelloni]

Could they put a 30,000 seat arena there for the Timberwolves?

[Chris Reivers]

Oh, you won't need 30, 25,000, 20,000, 15,000, whatever. 20,000.

[Mike Fratelloni]

But could you do that and then have, I mean that would be kind of. Why not add it. You're now you're in Egan. You're not downtown Minneapolis. Yeah, I mean people, people like, it's easy to get to.

[Chris Reivers]

But. And that's the other thing too, because I know the other, the other complaint was, you know. Well, it's only basically, you know, eight, eight days a Year that you're hope that the Bears are hosting games. And I get all of that stuff. But the entire point is a team just said, no. We're not dealing with this bureaucracy in the city of Chicago and the state of Illinois anymore. We're done with this crap.

[Mike Fratelloni]

Will the Bears become an Indiana company right now? I don't know where it is. Are they operating out of Illinois? And they are an Illinois company. Are they a Delaware company? I don't know this.

[Chris Reivers]

I would assume they would probably be an Illinois company. An Illinois company.

[Mike Fratelloni]

And I don't even know who owns the Bears.

[Chris Reivers]

McCaskey family.

[Mike Fratelloni]

The McCaskey family. Could they change their corporate structure now to be an Indiana company?

[Chris Reivers]

Right.

[Mike Fratelloni]

And then do the fine people that live in Chicago say, take the name Chicago out of your effing mouth just like Will Smith did?

[Chris Reivers]

Sure.

[Mike Fratelloni]

Don't you ever say the word Chicago again. Right.

[Chris Reivers]

I'm sure.

[Mike Fratelloni]

I think that would be fair to do.

[Chris Reivers]

Right.

[Mike Fratelloni]

I'd be so pissed if I just bought a condo downtown Chicago for some extraordinary amount. And they said, hey, eight games a year, you get to see the Bears play right there.

[Chris Reivers]

Speaking of that, did you see the viral video of a condo in. This is maybe a year or two. But a guy said, oh, look at this beautiful condo that I got for $150,000. I'm thinking it's got lakefront.

[Mike Fratelloni]

That's crazy.

[Chris Reivers]

This is gorgeous. Well, then you go to the fine print. His HOA dues are about four grand every month.

[Mike Fratelloni]

Oh, you're kidding.

[Chris Reivers]

I'm not kidding you.

[Mike Fratelloni]

Really.

[Chris Reivers]

That's just. That's why he got it for 150 grand.

[Mike Fratelloni]

Oh, wow.

[Chris Reivers]

What taxes? Let's talk about Linda Keller and kellertaxservice.com, the absolute best in the business. And you know what? If you're the Chicago Bears, you should call her. You call Linda right now and book your [e-mail] because she'll get you out of that mess, that's for damn sure. She's been handling my taxes for a number of years now. And she's also been handling taxes for a number of weekly scramble listeners and also Garage Logicians. And she's here for you as well. All types of returns for all types of tax. Taxes. And you know what else? Business owners, listen up. Use Linda Keller. If you're out of state, use Linda Keller. She handles taxes in all different states across the country.

[Mike Fratelloni]

If you're institutionalized, call Linda Keller.

[Chris Reivers]

Yeah, you might have much of a return, but that doesn't matter.

[Mike Fratelloni]

If you used to live in Chicago but now live in Indiana, call Linda Keller.

[Chris Reivers]

Call to Keller. But if you go to her [e-mail], like I mentioned, you can book that appointment right there online. But you can also see updated tax information. She's on top of the game, man. She's the best in the business. And you know what? We're getting near the end of the month of February. So I would get on the schedule right now before she fills up.

[Mike Fratelloni]

She does fill up. This is not one of those things that says you have to call her now, but she does call us. Remember last year?

[Chris Reivers]

Oh, yeah.

[Mike Fratelloni]

She called us and said, hey, I know I have more ads to run.

[Chris Reivers]

I'm full.

[Mike Fratelloni]

Will you just thank everybody?

[Chris Reivers]

Yeah, because I'm. I'm pretty much full.

[Mike Fratelloni]

Which was kind of cool.

[Chris Reivers]

It was very awesome.

[Mike Fratelloni]

Just. And I think actually what we should do if that happens.

[Progressive Insurance Announcer]

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[Chris Reivers]

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[Mike Fratelloni]

is just have her on to talk about GL because she's such a gl.

[Chris Reivers]

She really is.

[Mike Fratelloni]

And she's super cool.

[Chris Reivers]

She loves our show.

[Mike Fratelloni]

She loves our show. And she doesn't. You know, at some point she just can't do any more taxes.

[Chris Reivers]

So she's like.

[Mike Fratelloni]

Like, I'm full. Yeah, just tell everybody that we can talk about GL for two minutes.

[Chris Reivers]

Reminds me, I gotta get mine sent into her, too. Yeah. Anyway, kellertaxservice.com please let her know that Reivers and Fratelloni from the weekly scramble podcast sent you her way. And we will be right back.

[Mike Fratelloni]

The Chicago Bears Football club is incorporated in the state of Delaware.

[Chris Reivers]

Are you joking?

[Mike Fratelloni]

Nope. Because they don't want.

[Chris Reivers]

How did you know that?

[Mike Fratelloni]

I just looked it up. They do not want to pay the taxes of Illinois. So they said, hey, we're going to go ahead and incorporate in Delaware. And everyone does that. I get a whole bunch of people down there.

[Chris Reivers]

Are the Vikings incorporated here?

[Mike Fratelloni]

Let me see.

[Chris Reivers]

That's really interesting. I didn't know you could do that.

[Mike Fratelloni]

Yeah. Yeah, you sure can.

[Chris Reivers]

Well, you know what? Now that you mention it. Oh, I don't want to name the team.

[Mike Fratelloni]

What does it matter?

[Chris Reivers]

There's a. Well, I know of somebody employed by a team, and when he would get his check, because, you know, he's a. He's a crusty old person, his check would come from a company in another state. Yeah. So that's the exact same thing.

[Mike Fratelloni]

Yeah, I mean, that's the way it works. Let's see where the Vikings are incorporated. That's their football headquarters. Minnesota Vikings llc, headquartered in Eagan, Minnesota. Doesn't mean they're incorporated there. The team was incorporated in Minnesota February 4, 2005. So the will family is not smart enough to say, let's incorporate in Delaware.

[Chris Reivers]

Not yet.

[Mike Fratelloni]

Not yet. And there's some advantages about being sued in Delaware, too. Like, they're super corporate friendly.

[Chris Reivers]

Gotcha. Okay. You know, you had your breaking Olympic news that the United States women's hockey team defeated Canada in overtime, which is fantastic. But did you happen to see the shocking, shocking news that erupted very early on in the Olympics?

[Mike Fratelloni]

No. That one guy who said, I cheated on my girlfriend, I miss her so much?

[Chris Reivers]

No.

[Mike Fratelloni]

That was such a great story.

[Chris Reivers]

The 2026 Winter Olympics ran out of condoms in the first four days of competition.

[Mike Fratelloni]

I think that's. That's one of those stories that is total bs.

[Chris Reivers]

Oh, I believe every single part of it.

[Mike Fratelloni]

They're not being used, that they run out. They're being souvenir. So if I walk by a bucket of 5,000 condoms and I'm an Olympian, you know what I'm gonna do for the next seven years? Every time I do it, I'm gonna be wearing one. So I'm gonna take some home, right? Cause let's say they had 10,000 condoms. 10,000 people weren't making love Olympic style.

[Chris Reivers]

At the O Village in Milano, Cortina, a supply of about 10,000 free condoms for competing athletes was perfectly.

[Mike Fratelloni]

Did you see that?

[Chris Reivers]

Quickly scooped up in just three days. I thought it was four. I'm sorry. But have no fear, they have been restocked. More condoms were provided to athletes at the beginning of this week. A spokesperson for the Olympics Organization Committee and the IOC confirmed to the USA Today. The restocking comes after Italian outlet that La Stampa.

[Mike Fratelloni]

Ah, La Stampa.

[Chris Reivers]

Reported a shortage in the villas due to, in the words of the IOC, higher than anticipated demand.

[Mike Fratelloni]

That's 3,300 acts of need that you'd have to have per day. If it's three days, 10,000 condoms, that's 3,300 a day. 3,300 people aren't banging in the Olympic Village every day.

[Chris Reivers]

IOC spokesperson Mark Adams told reporters that. I guess the Valentine's Day spirit is in full swing in the village. And I don't think I can add very much more than. Here's the deal though. While that your theory might very well

[Mike Fratelloni]

be true, I have a take on this too.

[Chris Reivers]

But I also think this. Imagine you are a 21 year old, finely tuned athlete. And for the previous three and a half years, every single day you have Woke up at 5 o' clock in the morning, worked a tail off, you were training for three hours, you went to school. After you're done with school, you train for another two hours every day, seven days a week, 365 days a year. When your competition is finally over, what are you gonna do? You're a finely tuned athlete surrounded by thousands of other finely tuned athletes. Of course that's gonna happen.

[Mike Fratelloni]

Okay, Reavers. Let me say something. Were you ever 19? 20, 21?

[Chris Reivers]

I was.

[Mike Fratelloni]

Were you ever an Adonis? In anything where you had a great body and you were the best of the best world?

[Chris Reivers]

I was in okay shape.

[Mike Fratelloni]

You know what you wanted to do then?

[Chris Reivers]

Sure do.

[Mike Fratelloni]

You wanted to have sex. You didn't really give a crap about the condoms. And I have a theory here. If anybody should be reproducing.

[Chris Reivers]

If anyone should be reproducing, because I knew that that's.

[Mike Fratelloni]

They should be reproducing. Right. This is not eugenics. These are the best in the world. The best looking people, the best physically active people. They are the best in the world. They should be reproducing. We should maybe force them to do it, rebuild what we have going on in the world.

[Chris Reivers]

But I knew that this is the road that you were gonna go down, which is why I wanted to bring it up. However, now imagine, though, let's say you are a 18, 19 year old consenting adult and you are our female, Right?

[Mike Fratelloni]

Yep.

[Chris Reivers]

If you do decide to have children, the chances of you performing again in the Olympics are very, very low.

[Mike Fratelloni]

Sure.

[Chris Reivers]

You know what I mean?

[Mike Fratelloni]

Sure.

[Chris Reivers]

So you're essentially throwing your career away.

[Progressive Insurance Announcer]

Yeah.

[Chris Reivers]

Olympic career.

[Mike Fratelloni]

Yeah. I mean, okay, it's been done, though.

[Chris Reivers]

Unless you're Lindsey Vaughn, then you're going to compete in like the next 500 Olympics.

[Mike Fratelloni]

I mean, I get that, but have they not heard of just the tip? Have they not ever played any of those games where they're like, I have a strong game, you don't have to worry. Doesn't it feel better if we don't wear one of these? Am I the only person who maybe tried that at 18, 19, 20, 21, 30, 37, 41, 53. Am I the only one that's done that?

[Chris Reivers]

Oh, my goodness.

[Mike Fratelloni]

I mean, I can't be the only person. I do think that, that if someone's going to be getting pregnant, it should be those studs. These absolute performing studs. That's what we need to rebuild the world on is Olympians and only Olympians.

[Chris Reivers]

Yeah. And again, I, I don't think the world would disagree with you, but like I said, I. And I, you know, I, I could be going out on a limb.

[Mike Fratelloni]

Sure.

[Chris Reivers]

But I'm gonna guess this is a sturdy limb that I'm gonna be standing at the edge of. My guess is most of these get togethers.

[Mike Fratelloni]

Sure.

[Chris Reivers]

Most of these hookups, we'll call them. I'm gonna guess that most of them are not long term. I'm gonna guess that, you know, dude from Slovakia meets gal from Finland. And, you know, hey, this is just. I mean, they're European.

[Mike Fratelloni]

They have different standards.

[Chris Reivers]

Did you see, Speaking of that, basically the story how I found this is, this was accompanied by, I think it was 3 Sweden. Swedish speed skaters, I think it was, and said, okay. And they were three just gorgeous blonde women. And the caption went, oh, Now I see why they ran out of.

[Mike Fratelloni]

Now I see why. 10,000 in three days worth.

[Chris Reivers]

But that's just it. So I'm gonna guess that the companionship is short term.

[Mike Fratelloni]

You know, that is a really, really great illustrative story about how bullcrap news outlets are now.

[Chris Reivers]

What do you mean?

[Mike Fratelloni]

Because it's one thing to say, hey, they ran out of condoms. Look at Ba ba ba. Well, it's because they could just walk up and grab 400 of them so they could give them to their friends. That is a totally different story than oh, you're gonna have sex right now. Here's one condom and someone did that 10,000 times. It's not a real story. 10,000 couples. No, 5,000 people with another 5,000. It didn't happen.

[Chris Reivers]

I was listening to a podcast and you know, it wasn't. I don't feel that I should share the names of the people, but this is an Olympic athlete that I think most people would be familiar with. And he was telling the story of companionship during the Olympic Games and how he basically said, well, all of my competing was done, but if you think I'm going back home when I got up a buffet of options, you're out of your mind.

[Mike Fratelloni]

Because you're in the village, right?

[Chris Reivers]

You're in the Olympic village.

[Mike Fratelloni]

Okay. There's approximately 3,000 athletes. That means if they used 3,300 condoms a day, they each had to have used two a day. Every person, every couple had to use two a day.

[Chris Reivers]

Feasible.

[Mike Fratelloni]

It's not feasible.

[Chris Reivers]

Oh yeah it is.

[Mike Fratelloni]

I mean, okay. I mean, sure it is for me.

[Chris Reivers]

Totally, totally. So you're saying a young 20 year old prime at the Zen day one,

[Mike Fratelloni]

though that includes day one where they might not have competed yet, and day two and day three. There is no way that for the first three days you use 10,000 condoms. Every one of them would have had to have sex twice a day for three days. I don't believe it. It's a made up number. That's why no one believes the media anymore. We do fake news because Americans and everyone's just so stupid. They're like, oh my God, they must be having so much sex because they're

[Chris Reivers]

like rabbits out there.

[Mike Fratelloni]

Yeah. And in reality they're, they're just. No, like Jennifer's picking up 400 to bring them back to her hockey team

[Chris Reivers]

that she's like, what if they run out again? Will you believe it again? Then? No.

[Mike Fratelloni]

Cause I would. Here's what I would do, Reivers. And I'm not A condom lover.

[Chris Reivers]

You just stop that.

[Mike Fratelloni]

I would grab a couple cases because I'd want to hand them out, I'd sign them and I would do that thing where like, no, no, of course I want you to use a condom and I'd crackle it.

[Chris Reivers]

You'd sign it with your phone number. Oh, yeah, you just give me a call whenever you do it.

[Mike Fratelloni]

Frat pack number 0000. I just give them the frat pack deets.

[Chris Reivers]

And we are nutsman.com. that was pun intended, by the way. Here's the deal, ladies and gentlemen. It's a wonderful family owned operation making wonderful quality handcrafted small batch snacks right here in the great state of Minnesota. And you know what? I gotta tell you, the original toffee peanuts are so underrated. The original toffee peanuts, I'm telling you right now, they're wonderful. Golden roasted. Oh, they're fantastic. You can also get them at all of your fratelloni's hardware and garden stores, locations, Mac's Hardware, Lunds and Barleys, Kowalski's Markets, Kub Foods, Coburn's is now carrying the we are Nuts brand along with 700 different quick trip locations and county market. But it's been a wonderful addition to this show. And I gotta tell you, the original toffee peanuts mixed with the cherry, I devoured the entire thing today.

[Mike Fratelloni]

This morning I was early at the office. Not early, but UPS came early. Right. They ring the bell because we get doors locked because no one's there yet I'm there. And it's a UPS guy with a box of we are Not.

[Progressive Insurance Announcer]

Oh, nice.

[Mike Fratelloni]

Oh, like stuff doesn't get delivered to our office. So I'm like, oh, maybe it's a little gift for your old boy Mike.

[Chris Reivers]

Sure.

[Mike Fratelloni]

And then he's like, oh, I have some more boxes. Well, I said to him, hey, I unlocked the door. Just drop him here. Do you need me to sign something? And he says, no, don't worry about it. What's your name? And do it. So I come back, there's 40 boxes of we are Nuts.

[Chris Reivers]

Really?

[Mike Fratelloni]

In the foyer now of our office. And I said, what's going on here? Go to the buying team. And they said, well, they didn't deliver them here. Those are. That's a store's order. So either we screwed it up or the fine people at we are Nuts said, but they had me though. They had me going like, oh my God, they sent me a whole box of samples.

[Chris Reivers]

So you took one and then loaded the rest of them into the vehicle? So you could deliver them to the store?

[Mike Fratelloni]

No, I just said, crap, then we got to get this back out. And then, I mean, it's not a big deal, but it was really, really funny. And it could have been going to our store in Arden Hills, because our office is in Arden Hills. Right. It could have been really close, but I had this thing where, like, it's not Christmas. Like, why are they sending me a full box?

[Chris Reivers]

Valentine's Day?

[Mike Fratelloni]

Maybe it was a little late for Good Guy. Mike, can you send me some samples?

[Chris Reivers]

But if you're not able to make it there, just go to wearenutsmn.com and place your order and let them know you heard about them on the weekly scramble podcast. We will be right back. I didn't realize that I was going to get you so wound up about the Olympics.

[Mike Fratelloni]

People lie with stats all the time.

[Chris Reivers]

Well, that's kind of what we do here, you know, we kind of go

[Mike Fratelloni]

with the flow in America.

[Chris Reivers]

Yes. Okay. I didn't really want to get too much into the fraud, but I gotta tell you, we're getting such reaction from something that we did earlier today, and I'm interested to get your opinion on this. So last week, Kenny Olson and Jay Coles do their show, the Crabby Coffee Shop, that's under the same umbrella that we are with the garagelogic Podcast Network. And they had a person on that had introduced a bill that basically was gonna create a independent inspector general to handle fraud.

[Mike Fratelloni]

Fraud.

[Chris Reivers]

And it was a bipartisan bill with bipartisan support. And Governor Walz even came out and said, if this gets to my desk, meaning if it passes through the house, I will absolutely sign it. All right, finally, we're gonna get some adults in charge to handle this fraud. And it broke earlier today, this morning, that somewhere between it getting passed and then getting to the governor's desk, it was rejected. And there was no independent talk about it after the fact. And I thought, I'm. So here's what my reaction was. I'm so tired of being lied to. You know what I mean?

[Mike Fratelloni]

Just like a fool.

[Chris Reivers]

I'm so tired of work, you know, working. Now, granted. Am I roofing a house in the middle of winter? No. But I'm sick and tired of paying for crap I don't want to pay for anymore, which, oh, by the way, includes billions and billions of dollars in fraud. Fraud. I'm sick of this. I'm so sick and tired of this. Along with a lot of other people. And so to think that we finally, on one issue, we could finally Come together where both Minnesota Democrats and Minnesota Republicans actually were able to come together, join forces, and align themselves with a plan. And then for that to be rejected, all it did was say. I said to myself, there's no hope for this state.

[Mike Fratelloni]

Why do you think it got rejected, Reivers? Because no one wants fraud.

[Chris Reivers]

Well, especially the governor. That's what he told all of us. And Joe was very clear about this earlier in the show, and I completely agree with him, which isn't always the case, but I completely agree with him here. Governor Tim Walz is leaving the Minnesota taxpayer no other choice than to assume that he either knows exactly who's involved with this fraud or he himself may be even involved, which I still don't want to believe, but. But there's no other option or there's no other conclusion to draw what I'm saying.

[Mike Fratelloni]

He's protecting people.

[Chris Reivers]

He's protecting somebody. And that's the part that's so shameful, because we see it all the time, whether it's. I mean, look at what they did. Crying and whining about with their hands out, saying, look at these restaurants are being affected. Well, they're being affected because your entire business, your time, your entire economic structure in the Twin Cities is on the backs of people who aren't supposed to be here. That's your problem. It isn't because ICE showed up. That's not the problem. The problem is you have created a house of cards where people are also fleeing this state who don't want to be part of this anymore, and you're crying and whining as a result of it. I'm losing my voice now.

[Mike Fratelloni]

I'm sorry. So here's an interesting thing that I started to do, and it started to scare me a little bit. We have, what, 5 million people in the state of Minnesota, Right.

[Chris Reivers]

So if you take and a half, I believe.

[Mike Fratelloni]

Okay, let's just make it five, because I want to make it. So we have 5 million people in the state, and they said basically, like 1% of the population pays 40% or whatever it is. But if we just take the top 10% of earners, right, and the top 10% of taxpayers, maybe move it to 5%. Top 5% of taxpayers if you break down the amount of theft. So let's just say there was $1 billion worth of theft, and. And there's 25,000 taxpayers that make up a huge percentage of our tax dollars coming in. So the people that actually paid the taxes, if you do that math, those 25,000 people lost $40,000 in theft, each one of them. I'm gonna tell you, Rivers, I don't know if I'm one of the top 25,000 taxpayers in Minnesota. I have no idea. I pay taxes and a lot of taxes, and I don't know where I fall on that realm. But I guarantee if someone walked into my house or walked up to me and pulled $40,000 out of my pocket, I would lose my ever loving mind. I would track them across the earth to get it back. Right. If that turned out to be $9 billion and that 40,000 was now, what is that? 450,000? 40,000 times 9?

[Chris Reivers]

360. Isn't that 4 times 9? 36.

[Mike Fratelloni]

That makes more sense.

[Chris Reivers]

Yeah.

[Mike Fratelloni]

Math on the podcast are hard.

[Chris Reivers]

And that's why I. Yes, it would be interesting to see.

[Mike Fratelloni]

Does that mean someone stole 360,000 bucks from me?

[Chris Reivers]

That's what's so disheartening, Michael, is the fact that it doesn't really feel like anyone that could make a difference in this is really trying to make a difference in this. And the other part is the money's not ever coming back. It's not like we're going to get a refund check. That's never happening. And they just keep increasing taxes. Here's my point. My point is, mine is I'd love to see whenever this all started. And I think it's. We had another conversation with, this might be going way back to 2010. That might be how long the grift has been going. It's just gotten bigger and bigger and bigger because they kept getting away with it. My fear is if you were to actually show each person independently what they contributed to, I don't think people are outraged enough.

[Mike Fratelloni]

There's a few companies that take your paycheck and they say, hey, by the way, your taxes from your paycheck go to this. And they break it down all the way, right? And they show this is where it goes. But. So my math was fat and funny, right? I was doing math on the fly. It's hard to do math. I'm gonna tell you. I'm good at math. And when I get on the podcast, it leaves my brain, right? But if you just look at, if you're a taxpayer in Minnesota, you're already getting screwed, right? Because someone stole from you. If you're a high Net Worth Person, one of the 1% or 50,000 people in Minnesota, it would behoove you to take hundreds of thousands of dollars of your own money and fight the corruption in Minnesota. Band Together to fight the corruption because you're paying someone to steal from you.

[Progressive Insurance Announcer]

Otherwise.

[Chris Reivers]

I think I can help you with this because we had a story, I would say towards the beginning of the year, I don't exactly remember when it was, but a study came out and it was an independent review. A study came out that essentially said one in three Minnesota tax dollars in one way, shape or form went towards fraud.

[Mike Fratelloni]

Sure.

[Chris Reivers]

So I guess that's the easy way to solve it. So whatever you have been paying in Minnesota taxes, take a 30, 33% of

[Mike Fratelloni]

it is just stolen from you.

[Chris Reivers]

Yup.

[Mike Fratelloni]

Was just stolen. So when you see a kid running a daycare center, and I'm not saying what kind of kid it is, just somebody running a daycare center that has $2,500 sunglasses on and a Hermes belt for 3,000 bucks. And they're running a daycare center with 190 kids in it. And there's no one there. You should be pissed off. And it makes me want to form a group of guys that we get together, we pound some money into a fund and we hire private investigators. Nick Shirley's of the world, liberal and Democrat and Republican people. And we go after this fraud and we chase it down.

[Chris Reivers]

That's what I love. The one thing I did love about that, and again, you can be critical or whatever of Nick's video, but the one thing I did love about that was when he tried to get a child enrolled into one of those and they said, no. Well, my son Joey, I'd like to get him enrolled in daycare. Oh, no, no. Well, do you, Are you full? Well, the manager's not here. No. And he kind of looked. He said, well, I don't see any kids here. Oh, they're not here right now.

[Mike Fratelloni]

Yeah, it's like something's wrong.

[Chris Reivers]

I just, oh. Anyway, I, I, I, I, I, I, I just, I, I can't. I'm just done.

[Progressive Insurance Announcer]

I'm done with this.

[Mike Fratelloni]

I'm going to do the math on this because I really think.

[Chris Reivers]

Linda, you got a homework assignment before our next episode.

[Mike Fratelloni]

Math, because I, I want to know how many taxpayers actually pay.

[Chris Reivers]

By the way, I'm sure Linda's super happy that I'm giving her a homework assignment in the middle of tax season.

[Mike Fratelloni]

She loves being part of the. Well, do it after tax season. Come on. Because we're gonna have ads for you that you can't have us advertise for you anymore. But we still gotta run the ads. Did you know. Can I tell you something? This is a Short story. Let me just tell you the story.

[Chris Reivers]

Okay.

[Mike Fratelloni]

So I found this really fascinating. It was a very interesting thing. I'm really, really into this Epstein file thing. Reavers. Because it is a really incredible story. But what I find most incredible about it right now is, is that they found some DNA at the Epstein houses. Pretty gross, right? But Strangely enough, the DNA was from the guy in 1962 who discovered DNA.

[Progressive Insurance Announcer]

Yes.

[Chris Reivers]

Shut up.

[Mike Fratelloni]

James Watson won the Nobel Prize in science for discovering DNA. And guess who's in the Epstein files. This guy. He's an old guy. And I'm not saying he did anything wrong in the Epstein files, but there's pictures with him standing there with two beautiful women next to him, and he's wearing a suit. He's an old man. Right. But I'm like, what? It actually makes being in the Epstein files less of a big deal to me because so many millions of people were in the Epstein files. This Epstein was a prolific photographed guy. He really took a lot of photos where he said, let me go stand next to this guy and this guy and this guy. But I thought it so weird that they could find the guy who found and discovered DNA. They could find his DNA at Jeffrey Epstein's house because he was there.

[Chris Reivers]

So weird. That's insane.

[Mike Fratelloni]

It's so weird, isn't it?

[Chris Reivers]

Oh, my God.

[Mike Fratelloni]

Yeah. So the guy. Let me say it again. James Watson won the Nobel Prize in 1962 for discovering DNA, was discovered to be in the Epstein files. Spreading his DNA in Epstein's home. Okay, Reavers. What's Irish and stays out all night?

[Chris Reivers]

I don't. I don't know.

[Mike Fratelloni]

Patio furniture. I can't do an Irish accent. Do it again. Patio furniture. Patio, patio, patio. Why? Do I sound Russian?

[Chris Reivers]

Yeah, you really do.

[Mike Fratelloni]

I can't do an Irish accent. I need a Guinness.

[Chris Reivers]

Well, Cheerio, Michael.

[Mike Fratelloni]

Well, that's British.

[Chris Reivers]

Okay.

[Mike Fratelloni]

Reivers, you are the best.

[Chris Reivers]

Please do us a favor. Rate and review the show wherever you happen to be listening. The weekly Scramble podcast. It helps others find the show. It helps us out as well. And we appreciate each and every single one of you. His name is Mike Fratelloni. My name is Chris Reivers. Thank you so very much for listening to the weekly. Weekly Scrambled podcast. We'll talk to you again next time. Until then, cheers.

[Progressive Insurance Announcer]

This episode is brought to you by Progressive Commercial Insurance. As a business owner, you take a lot of roles. Marketer, bookkeeper, CEO. But when it comes to small business insurance, Progressive has you covered. They offer discounts on commercial auto insurance customizable coverages that can grow with your business and reliable protection for whatever comes your way. Count on Progressive to handle your insurance while you do well. Everything else Quote Today in as little as 8 [e-mail] Progressive Casualty Insurance Insurance Company coverage provided and serviced by affiliated and third party insurers, discounts and coverage selections not available in all states or situations.

[Chris Reivers]

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