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George
Money fights are one of the fastest ways to turn a family reunion into family Feud. And thanks to TikTok, we now have front row seats to some truly unhinged family money drama. So today, I'm reacting to these financial faux pas to find out who's right, who's wrong, and who needs a session with Dr. John DeLoney. But before we dive into the drama, let's give a little cheek squeeze and shout out to Deleteme for sponsoring this channel. Witch cheek. Who's to say it's the face? I meant the face. All right, give me the drama.
Whitney
I just saw a video of a woman talking about how she was going through her weekly financials, like, with her husband or whatever. And so she had her grocery list, and every single week, she literally has to mark off what she consumes from the grocery list and what he consumes from the grocery list. And then the things that they share together and the things that she consumes from the grocery list, she has to pay him back for it at the end of the week. Now, I know everybody's marriage is different, but
Mom
what?
Whitney
Imagine buying a bag of oranges for the household, and you got to pay him back for the portions of the oranges that you ate.
George
My God. No, no, no, no, no, no. That somehow takes, like, venmoing your spous. I don't think my marriage would survive if I was like, hey, Whitney, I noticed that you had 14 chips today, and that's gonna be $1.20. You just go ahead and add that to the tab. I would be slapped in the face. Much better than that. Much more cheek involved. Nope. Let me try again. There we go. That audio is what I was. I was hoping for that. Nice. That sound we got there. And, yes, it hurt, but I'm brave. My favorite part of this whole thing is the caption, which is it's tucked in there. My flabber is gassed. Cause, girl, what do you mean? Yes. That's everybody's reaction if they're grown adults. I don't know how a marriage survives if that's how you play the game, if everything is tit for tat, and, well, you actually use the Internet a little more than me this month. So you're gonna pay 60% of the Internet bill. I'm gonna pay 40%. That's worse than a roommate.
Wife
Worse.
George
Why did you get married if you're not willing to combine your whole life together? Right? You share a bed. Why can't you share a bank account and share the bills and just go, hey, we're both consuming all the things. Why are we splitting this like insane people? May that love never find me. Agreed. That comment sums it up. May that love never find me. How is this worse than just being alone? Yeah, I'm already riled up. I'm already riled up. Catch these hands.
Adult Child 1
What you mean we have to pay rent?
Mom with New Fiancé
I'm sorry, I. We just need help around here.
Adult Child 1
You never said nothing about rent before.
Mom with New Fiancé
Well, now I have to. I need you guys to help out. It's going to be like $800 for each of you.
Adult Child 1
Each?
Adult Child 2
Dollars?
Mom with New Fiancé
Yeah. Girl, we paid $2,500 a month for
Adult Child 1
rent here, so you want me to do rent and a bill?
Mom with New Fiancé
Well, that will include the bills, so we'll just scratch the boat. So the 800 will include help towards.
Adult Child 2
Where is all this coming from? Because you never mentioned any of this before.
Mom with New Fiancé
Well, now that he's here, this is he.
Adult Child 1
This is your house?
Mom with New Fiancé
Well, he's moving in.
Adult Child 2
You never had a problem before.
Mom with New Fiancé
Well, I think now he's gonna be the man of the house.
Adult Child 1
I'm not paying rent. I'm not paying rent. It's not even your decision. It says.
Adult Child 2
Barely know him. He's been here for, like, two months, and all of a sudden he's moving in. And then you're telling us that we have to pay rent?
Financial Advisor
800 each.
Mom with New Fiancé
This is going to be our house.
Adult Child 1
Well, he should be bringing some money.
George
Oh, boy. Okay, I don't know if this is real or not, because it seems like a video you would submit for, like, your acting class. Like, I don't know if the tears are real. The fact that she already had the camera rolling a little suspish is all I'm saying. Not saying this is not a real scenario. But what I gather here is this woman now has a new man in life. Boyfriend, I don't know. And now she's going, hey, this guy's moving in, and you guys are going to start paying rent. We're all roommates now. Everybody's chipping in. Now, I'm not even mad at the fact that you charge your adult kids some rent. 800 bucks all in is not crazy. In today's world, that's very fair to pay some market rent. And I think it is healthy for a kid to feel that level of independence, start paying bills, because that's the rest of their adult life. But I don't like that she seemed to have sprung this on her kids out of nowhere while bringing this new person into their household. That whole part makes Me uncomfortable. And that part is on mom. So the concept, I'm not against the way this is all playing out. Very toxic, very dramatic. So if you're gonna do this with your kid, obviously they should be adult kids. Don't be charging your 12 year old rent. That's insane. But if they're adults, they have jobs and they're still living at home, totally fine to get them to pay some rent. But make sure you let them know ahead of time, don't spring it on them. Say, hey, starting September, we're gonna start charging $500 all in for rent and utilities. And if you don't like that, totally fine, you can go rent elsewhere. We'd love to have you here. No problem with you staying here. But you're gonna have to put some skin in the game. I'm okay with that. So this fiance situation added the drama and I don't like the way mom handled it. And I'm confused. Did she upload this video and put her own caption of woman wants her adult daughters to pay rent as her new fiance is moving in? I don't know, get a place together and let them pay their own bills. That's a thought. He's unemployed and calling shots. That's another question. Sounds. I don't know, I don't know the status of his employment. It's none of my business. But it is worrisome that the most adult grown man in the situation not bringing in any money. Math ain't math. And girl, move out. It's the only start. Yeah, I would just get out. This is clear. It's not gonna be a good situation for anyone. The resentment's gonna build. There's gonna only be more tension in this household. Get out right now. Yeah, you weren't expecting that on this channel. You were expecting professionalism. You ain't getting it here.
Mom
I'm the mom who makes my daughter give me half of her paycheck. And before everybody comes to me in the comments and tells me I'm not supposed to take my kids paycheck, first off, I put a roof over her head every day, day in, day out. I put a roof over her head, clothes on her back, food in her stomach.
George
That's your job.
Mom
I don't see why on earth I shouldn't take half of her check. Now usually my daughter doesn't argue with me on it and she lets me take her check every week. But this week she asked me if she could have a couple extra dollars for prom. I said no. Bills are bills. They Come, no matter what, give me half the check, basically. And she threw this big fit. She called her dad, told him that I've been taking half her check, and now there's a big problem. And now he's saying that I'm a bad mom and this and that, but I don't think I am. I think I'm teaching her responsibilities. And the real world's not easy. I shouldn't have to pay for all my bills by myself. She should 100% pay for half of them.
George
I think what she's doing is. Is cruel and unusual punishment. Sounds like this girl's in high school making, you know, $10 an hour trying to go to prom, and mom is taking half of her paycheck to help cover bills. You brought her into this world. I feel like until 18, as the parent, it's your job to provide everything reasonable in their life now, crazy stuff, sure. If they want to save up to go buy a toy, that's different. But food in their stomach, the electric bill. You're the adult in the situation, so not the move. If you want to have her pay a bill to learn some responsibility, totally fine with that. Maybe she starts paying her cell phone bill when she has a cell phone. That is reasonable. But just taking half of every check, no matter what, Forever. Insanity. People shouldn't have kids if they can't afford them. She's not responsible for your bills. You're a mother. You're supposed to take care of her. Yeah. All right. I feel like I'm on the right side of history, and that is rare for me. Appreciate that.
Wife
You ever ask your husband for money and he asks you why you need money? The other day, I asked my husband. I said, I need $40. And he turned to me and he said, what do you need $40 for? And I started to respond. I started to say, well, I need it for this, that, and the other. Then I thought, wait a minute. Why do you need to know what I need $40 for? And listen, I know that I can go to the bank. I can go to the atm, we share a bank account. But it's the idea him for $40, and he's like, what do you need money for? It doesn't matter, right? If I ask you for money, you don't question what I need money for. It doesn't matter. I could. I could need it for. I don't know. Maybe I want to carry cash in my purse. I caught myself trying to explain myself why I needed money. And then I said to him, listen, buddy, I'm your wife. I ask you for money, you need to open your wallet and empty it. No questions needed.
George
I'll take things that never happen for 500. Alex Trebek. The way she told the story just felt weird. I just, I don't know, I don't know her vibe. I don't know what kind of accent that is. It's all sort of, just questionable. But let's talk about the concept. If my wife asked me for $40, would I be like, yeah, sure, what's it for? That's a reasonable request. We have a lot of honesty and transparency in our marriage and I think she would just say, oh, I wanted to have some cash on hand. Cool. We move about our day. What's not going to happen? Is it turn into a giant blow up fight? Because I'm questioning her intentions with this money. Makes me think, what are you doing with that 40 bucks? Are you doing something questionable? I don't know. How crazy can you get with 40 bucks these days? No clue. But I think this speaks to a much deeper problem in your marriage, which is you guys avoid money conversations because it usually turns into a blow up argument. You're not on the same page with your money goals, the vision, the values, all of that has probably never been addressed and it bubbles up into fights like this. So what's way more fun is budgeting with your spouse, budgeting for the fun money so that George has his fun money, Whitney has her fun money, and it gets spent. We both have debit cards attached to the same checking account and we track it to those categories and no questions are asked. It's that simple. So life can be so much better when you combine your life combine your money combine into one checking account and then you don't have to wonder who's doing what with what money. I don't trust them. It's all about trust, baby. It's all about trust. Omg, you look beautiful. Your makeup and hair is on point. All right, guys, guys, come on. Lady, you are absolutely right. Plus your hair and makeup is amazing. So all I need is better hair and makeup and then you guys would agree with whatever I say, even if it's unhinged.
Adult Child 2
Cool.
George
Good to know. Let's face it, we can't always avoid family drama, but we can avoid making bad financial decisions. And that's why I use Privacy.com, a sponsor of today's video. Every time you shop online, you're trusting another website with your debit card information and that can leave you vulnerable to data breaches and unauthorized charges. Well, privacy protects you by creating a unique card number for every merchant you shop with so that your real debit card number is never shared. Even better, privacy cards locked to a single merchant with set spending limits and time limits. You can also pause or close cards at any time. And because you're a fan of this channel, you'll get a $5 credit just for showing up. So head to privacy.comgeorge to get the deal. And now that you've got your spending on lock, let's talk about saving. A great place to save your money is with Fairwinds Credit Union, another sponsor of today's video. Fairwinds offers savings of 3% or more on their high yield savings accounts. Most other banks less than half a percent. So if you've got 20 grand saved, you might get 70 bucks a year with the other banks. But at 3% or more with Fairwinds, that's over $600 a year. That's pretty incredible. And with the Fairwinds Smart bundle, you'll get the high yield savings account, a no fee checking account, and the Ramsey themed debit card that says debt as normal. Be weird so you can flaunt it out there and have some conversation starters. So make the switch to a bank that actually wants to help you win with money by going to fairwinds.org Ramsey.
Woman with Splance
My husband knew I was bad with money when we said I do, which is why I suggested he give me a monthly splance. So let's get into the details. Just love nosy people. Question number one. What is the monthly splance deposit? This is going to be different for Everybody. Mine is $300. That is the base rate which means it doesn't change unless it's increasing. I'm talking about add ons bonuses. Keep it simple. I have mine broken down into two tier. Want to make sure when you're introducing a new plant you're not long winded? I want to lose them first. Have mine broken down into sweets and spoils. Sweets are $15, spoils are $25 each. So if I did two sweets for the month, that's $30. I like to think of the sweets as like thoughtful things, uninterrupted time to relax. Sending him multiple affirmations through little love notes. These are small things that don't require much. Which brings me to spoils. Could be a massage of his choice. Not a quick shoulder massage, y'.
Financial Advisor
All.
Woman with Splance
Full body massage. My back, legs, feet, feet, toes, earlobes. Upgrading some of the things that he uses on the daily a facial. Maybe you planned a date.
Mom
Now some of y' all thought I was selling it.
George
I think I'm done. I think I'm done. This entire energy, it's not for me. That may be for someone, I don't know who. If you're into really fuzzy everything.
Woman with Splance
So if I did two sweets for
George
then maybe you'll enjoy this video. I think she's a theater kid who never made it is what I'm saying. But good for her for creating this new word called splauance. Probably one of the worst named things of all time. But the idea of giving your spouse an allowance should be offensive to all people groups. Okay? My wife does not produce an income for our family. What she does for our family is priceless. I couldn't put a price on it. So what do I do? She gets to spend money in the budget for her. She doesn't have to earn it. This is not works based. This is faith based. I have faith that she is doing the most for our family. And she has faith that I'm working hard for the money so that we can provide for the family. That's called trust. Okay? And again, I'm not here to do all the evangelism, but works based is toxic. It does not end well when you have to do a bunch of things to earn a bunch of money, to get the allowance, to keep the allowance, to increase the allowance, to go, can I have more money, please? That's an embarrassment to marriage. All right. That's not the covenant you signed up for. That is not unity. That is basically just having an extra child to deal with. And so I think it's disrespectful to both parties to have a splowance. That's my hot take. And does she invoice him? How do these add ons work? Does he place an order and he's like, yeah, this month I'd like one suite and two spoils, please. Is there a drive through option? I'll give her this. It's creative. But some of the most creative things are also the most stupid. Please tell me nobody's co signing this. Why? I just seen you on my Strange Addiction. Was she on my Strange Addiction? That explains so much. She is strange girl. That's king Glowing things no one will ever say to me for 500, Alex.
Financial Advisor
The quickest way to fall out financially is helping your family and thinking with your heart and not your mind. And I know that by experience. I'm not just saying that. When I first started out and started to Build my credit. I was doing great because I was just concerned with myself. But then I've started to try to bail people out, literally and figuratively, putting their bail on my credit card. And yeah, everything I just lost, I just got off track after that. So you have to let your family go to God about their problems. If they have financial issues, if they need to be bailed out of jail, you just know that they're gonna figure it out. Don't try to be the one to help them out with everything because that is the quickest way that you will fall off financially. I know by experience.
Adult Child 1
Experience.
Financial Advisor
Please take my word. Don't use your credit card to help nobody out. Don't put nobody on your. Don't sign no car for nobody. Don't, don't do it. You have to be selfish because at the end of the day when you get all this credit card debt, ain't nobody gonna be trying to help you but you.
Whitney
Period.
George
Well said. It never ends well to bail someone out financially. Usually it just leads to more bailouts. So it becomes bank of George because they know, well, they bailed me out last time and I, I didn't change my behavior, I just did more stupid stuff knowing that he'll probably bail me out. So this is a never ends well scenario. It also destroys the relationship because as soon as you give someone money with the expectation that they are going to pay it back, it is a borrower and lender situation. All right? And we know this, biblically, the borrower is slave to the lender. Proverbs 22:7. Not a good relationship to have, especially with your own family. All right? So if you want to give money for like a one time situation to help someone out, I'm all for that. I love being generous. But when it becomes enabling or entitlement, that's where you got to go. I went too far. And so the easiest way to avoid that, never lend anyone money. Never co sign for anything because there's a reason they need a cosigner. Even the banks and lenders are like, oof, I'm not touching this with a 10 foot pole. Unless someone else more responsible is involved. And that should be a red flag that they're probably not going to make on time payments for the rest of their life and it's gonna be on you. And especially don't go into debt for someone else like she was doing. Taking on debt on her credit card balance in order to help bail someone out. As she said, sometimes literally like out of jail. Don't Love any of that. And the average interest rate on credit card accounts is now 22.83%, which means it's gonna be real hard to climb out of that. While that balance is growing in credit card debt in General, it's at $1.25 trillion. So no matter who it's for, you or someone else, avoid using a credit card. Cause we're $0 in debit card debt as a nation, and I want to keep it that way. And it's why I don't even own a credit card, so no one can ask me to go into debt for them. And honestly, nobody asks me for money because they know what the answer is going to be.
Adult Child 2
No.
George
Not doing it. Unless it's my daughter and I'll buy her a horse. By horse, I mean bluey, bouncy house. Speaking of which, here's a little girl. Let's see what she has to say.
Child 1
Did Daddy give you all this, or did you take it?
Child 2
Take it. Yeah.
Child 1
Does he know that you have it?
Child 2
No, he didn't see it.
George
Oh, my gosh.
Wife
So cute.
Adult Child 1
1.
Child 1
How many you got? 1, 2, 3, 4.
Child 2
This is all of yours.
Child 1
Thank you.
George
Aw.
Child 1
What?
Child 2
What?
Child 1
Where did you find this?
Child 2
From under my bed.
Child 1
What
George
more that came from?
Child 1
I hear her coming again. What does she have?
George
Oh, she got more money. This man's getting robbed.
Child 1
We're going to use it and go anywhere we want.
Child 2
Yeah, go to playground. Go Italy and. And go to dog Playground.
Child 1
Okay. Yeah, that's good.
George
Oh, my gosh. Okay. That's the cutest thing I've seen today. Can we get more of this in my REACT videos? This is adorable. And here's the best part. The order was Playground, followed by Italy, followed by Dog Playground. Love it. You know what? We'll do the first and last. How about that? If Daddy doesn't notice, then it's hers, fair and square. That's true. A good reminder. Pay attention to your money. Okay, dad, this is on you. Also, the reason I don't have $100 bills laying around the house. Can't risk it with a toddler. Perusing just announced the new heist queen in the Ocean's Eleven franchise.
Financial Advisor
Boom.
George
She's so happy to be sharing it with her mama. Love that she's put going to Italy in her plans. This girl's got taste, she's got culture. And again, she's a great pickpocketer, so watch out for her. If I ever see you, I know where you're coming. I know what you're coming for. That was really cute. Thank you, guys. I needed a win today. Nice palate cleanser there. Well, as you guys all know, producer Alex surprises me with a final video, and he wants to know this. This is all I know about this video. He said, would you shoot a Millionaires in Cars episode from this vehicle? Let's find out.
Financial Advisor
What?
George
Why is this frightening? Okay, whatever he said, I'm doing it. This guy is scary. Is he Russian? Ukrainian? I don't know. Czech Republic? I don't know. But the way it waddled robotically, but also in a sort of a human fashion. So frightening. But my biggest question, why is the trunk open? Never addresses that issue. Okay, so this clearly has no engine. It has wheels on the front, and then it's mechanically being pushed on the back. Would I do a Millionaires in Cars in this? If the audio guys could handle that noise?
Mom
No.
George
They could figure it out. I would do it. I'm not opposed to it. I am scared of heights, though, so we can just take it down a notch. Maybe just one story lower would be helpful for me because the other part is I don't know how to get in. Like, do you need a ladder to climb in? It never shows him getting in or out. That's quite the drop. I think I've had enough Internet for today. And if you enjoyed watching TikTok's finest crashing out over money, wait until you see this next video of people going broke at Disney. Fast, fast style. Click here to watch it next or use the link in the description. Thanks for watching. We'll see you next time.
Host: George Kamel (Ramsey Network)
Episode Date: July 24, 2026
Duration: Approx. 22 minutes
In this fast-paced and humorous episode, George Kamel reacts to a slew of viral social media stories showcasing family money meltdowns — from grocery-tracking spouses to adult kids being abruptly charged rent. True to his no-nonsense Ramsey-inspired approach, George calls out unhealthy money dynamics, debunks financial misinformation, and, with his signature snark, highlights the importance of trust and shared values in family finance.
Main Theme: How dysfunctional money behavior escalates family drama—and how to do better.
[00:32 – 02:25]
“No, no, no, no, no. That somehow takes Venmoing your spouse... I don't think my marriage would survive if I was like, ‘Hey, Whitney, I noticed that you had 14 chips today, and that's gonna be $1.20.’” ([01:17])
“Why did you get married if you're not willing to combine your whole life together? Right? You share a bed. Why can't you share a bank account and share the bills...?” ([02:25])
[02:53 – 06:18]
“If you want to get them to pay some rent... make sure you let them know ahead of time, don't spring it on them. Say, ‘Hey, starting September, we're gonna start charging $500 all in for rent and utilities.’” ([05:28])
“The resentment's gonna build. There's gonna only be more tension in this household. Get out right now.” ([06:03])
[06:18 – 07:10]
“You brought her into this world. I feel like until 18, as the parent, it's your job to provide everything reasonable in their life...” ([07:10])
“People shouldn't have kids if they can't afford them. She's not responsible for your bills.” ([07:10])
[08:07 – 11:04]
“If my wife asked me for $40... That's a reasonable request. We have a lot of honesty and transparency in our marriage and I think she would just say, oh, I wanted to have some cash on hand. Cool. We move about our day.” ([09:08])
[12:23 – 15:17]
“My wife does not produce an income for our family. What she does for our family is priceless. I couldn't put a price on it... She doesn't have to earn it. This is not works-based. This is faith-based.” ([13:32])
[15:17 – 16:16]
“It never ends well to bail someone out financially. Usually it just leads to more bailouts. So it becomes bank of George...” ([16:16])
[18:17 – 20:03]
“This girl's got taste, she's got culture. And again, she's a great pickpocketer, so watch out for her.” ([20:03])
[20:36 – 21:39]
“Would I do a Millionaires in Cars in this? If the audio guys could handle that noise... I would do it. I am scared of heights, though, so we can just take it down a notch.” ([21:39])
“That's worse than a roommate.... May that love never find me. Agreed. That comment sums it up.” ([02:25])
“You weren't expecting that on this channel. You were expecting professionalism. You ain't getting it here.” ([06:07])
“Taking half of every check, no matter what, forever. Insanity.” ([07:10])
“Please take my word. Don't use your credit card to help anybody out... at the end of the day when you get all this credit card debt, ain't nobody gonna be trying to help you but you.” ([16:01])
“It's all about trust, baby. It's all about trust.” ([10:34])
“If Daddy doesn't notice, then it's hers, fair and square.” ([19:28])
George’s advice is clear-cut: Treat your loved ones with respect, communicate about money, and don’t let weird financial arrangements poison your closest relationships. “Trust, unity, and common sense” should be the guiding themes for all family money decisions.
For more laughs (and cautionary tales), George recommends listeners watch his next compilation: “People Going Broke at Disney.”
Episode recommendation: A must-watch for anyone navigating tricky family finances—or for those who enjoy a sharp witted takedown of TikTok’s worst money ideas.