Episode Overview

Podcast: Get A Grip On Your Money with Damon Carr
Episode: That dream won’t chase itself
Release Date: December 24, 2025
Host: Damon Carr

This episode focuses on motivating listeners to actively pursue their financial goals and dreams. Damon Carr draws upon his experience as a Financial Planner, Money Coach, and Personal Finance Journalist to share practical advice on building your own financial future. He pulls insights from his articles in “The Carr Report,” the “Ask Damon” E-Newsletter, and timely money topics from the news. The central message is about taking accountability, creating a plan, and staying committed to your vision—because, as Damon says, "that dream won’t chase itself."

Key Discussion Points & Insights

Opening Motivation

• Immediate Call to Action (00:00):
  • Damon sets an assertive tone right from the start:
    “That dream won’t chase itself. Get up, lock in and build it.”
    (Damon Carr, 00:00)
  • Establishes the core idea: personal responsibility is essential for financial progress.

Building Your Financial Dream

• Personal Responsibility:

  • Damon emphasizes that waiting for opportunities or “luck” is a recipe for stagnation.
  • The path to financial freedom begins with proactive steps—setting goals, making a plan, and staying disciplined.

• Action Steps Outlined:

  • Damon recommends:

    • Writing down clear, actionable goals.
    • Re-evaluating spending habits to funnel more toward dream-building investments.
    • Seeking knowledge and accountability, whether through self-education or a money coach.

    “You don’t have to wait for January 1st to start building. Every day is a fresh start to that dream if you want it bad enough.”
    (Damon Carr, ~02:15)

Insights from "The Carr Report" and Listener Questions

• Highlight from “The Carr Report”:

  • Damon quotes a memorable message from a recent column:

    “The difference between those who make it and those who don’t often comes down to consistency, not luck. If you want to succeed financially, you have to do the boring work that nobody sees—week after week, year after year.”
    (Damon Carr, ~05:00)

• “Ask Damon” Segment:

  • Damon addresses a common question: how to stay motivated when progress feels slow.

    • Suggests breaking large goals into small milestones and celebrating small wins.
    • Recommends visualizing end results and revisiting your ‘why’ regularly.

    “The money habits that move the needle aren’t flashy. They’re quiet, persistent, and relentless.”
    (Damon Carr, ~08:30)

Trending Money Topics & Real-World Examples

• Current Economic Environment:

  • Brief commentary on rising living costs and the importance of adaptability.
  • Damon urges listeners to re-examine budgets periodically and look for new income opportunities.

• Lessons from Clients and Readers:

  • Damon shares anonymized success stories:

    • A single mother who turned around her finances by tracking expenses and committing to self-education.
    • A retiree who built a “second act” business from a long-held hobby.

    “If they can do it, so can you. The only unfair advantage is not starting at all.”
    (Damon Carr, ~12:45)

Closing Inspiration

• Damon reiterates the power of commitment, action, and self-belief.

  “Nobody else is going to chase your dream for you. If you want financial freedom, you’ve got to lace up and chase it yourself.”
  (Damon Carr, ~15:00)

Notable Quotes & Memorable Moments

• Motivational Kickoff:
  “That dream won’t chase itself. Get up, lock in and build it.” (00:00)

• On Starting Today:
  “You don’t have to wait for January 1st to start building. Every day is a fresh start to that dream if you want it bad enough.” (~02:15)

• On Consistency:
  “The difference between those who make it and those who don’t often comes down to consistency, not luck.” (~05:00)

• On Financial Habits:
  “The money habits that move the needle aren’t flashy. They’re quiet, persistent, and relentless.” (~08:30)

• On Taking Action:
  “If they can do it, so can you. The only unfair advantage is not starting at all.” (~12:45)

• Powerful Closing:
  “Nobody else is going to chase your dream for you. If you want financial freedom, you’ve got to lace up and chase it yourself.” (~15:00)

Timestamps for Important Segments

| Timestamp | Segment | |---------------|----------------------------------------------------------| | 00:00 | Opening Motivation & Episode Theme | | ~02:00 | Action Steps: Setting and Starting on Your Dream | | ~05:00 | “The Carr Report” insights: Consistency over luck | | ~08:30 | Q&A: Staying Motivated, Habits That Matter | | ~12:45 | Real-World Success Stories and Lessons | | ~15:00 | Closing: The Necessity of Chasing Your Own Dreams |

Episode Summary

In this high-energy, actionable episode, Damon Carr delivers a compelling call to take charge of your financial destiny. Through personal anecdotes, insightful quotes, and real-world examples, Damon reinforces that dreams don’t chase themselves—success is built by those who show up daily and do the work. Listeners leave inspired, equipped with practical steps, and reminded that the journey to wealth begins with unwavering self-belief and consistent action.