
Hosted by Pace Morby · EN

Kyle Karges sits down with Raz Mihalyi to talk about how he moved from short-term rentals into private money lending through the SubTo and Owners Club communities. Raz breaks down a South Carolina mobile home lending deal where three investors each brought $40,000, added underwriting support, and earned returns while staying mostly hands-off. He also shares why communication, due diligence, and relationships matter just as much as the numbers when lending on real estate projects. Raz closes by explaining his current focus on escrow-protected transactional lending for double closes and Morby Method deals. Follow Raz Mihalyi - instagram.com/raz.mihalyi

Justin Tuminowski sits down with James Pecora to break down how James used self-directed IRA funds to buy a Michigan property, sell it on a land contract, and create recurring income. James shares the numbers behind the deal, including the purchase price, buyer down payment, 11% note, and six-year balloon, along with the lessons learned when the original plan to sell the note didn’t work as expected. They also discuss James’s path from musician and programmer to real estate investor, his focus on Midwest rentals, and his next season of growing into larger multifamily deals. Follow Justin Tuminowski - www.instagram.com/real.estate.justin Follow James Pecora - blinq.me/xUDGwISZopK48CgLHwMa?bs=db

In this episode of the Get Creative Podcast, host Kyle Karges interviews Amy Rende, a passionate real estate investor who shares her journey into the world of creative finance. Amy discusses her experiences with various real estate strategies, including short-term rentals, fix-and-flips, and her recent acquisition of a portfolio of 16 properties using innovative financing methods. The conversation highlights the importance of community support, collaboration, and the mindset needed to succeed in real estate investing. Amy also shares her future goals, including expanding into multifamily properties and property management. YouTube: @amyrende IG: @amyrende & @amyrende.rei FaceBook: Amy Lozen Rende

Can a bird dog really make $25,000 on one real estate deal? In this episode of the Get Creative Podcast, host Justin Tuminowski sits down with Houston investor and community leader Andrew Arriaga, better known as Sub2Drew, to break down a six-figure creative real estate deal that paid everyone involved — from the seller to the bird dog to the investor team. Andrew shares his journey from struggling in multiple masterminds to finding real traction inside the Subto community, where relationships, collaboration, and consistency changed everything. He opens up about the early mistakes he made, the lessons that shaped him, and how he built a real estate business by showing up, serving others, and taking action. Connect with Subto Drew: https://www.instagram.com/subtodrew/ ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What do you do when a fix-and-flip deal won’t sell, private money is coming due, and the market shifts against you? In this episode of the Get Creative Podcast, host Kyle Karges sits down with Joe Garcia, a Houston-based real estate investor, broker, and transaction coordinator, to unpack a creative finance strategy that helped turn a struggling flip into a solution. Joe shares how he transitioned from hands-on house flipping into transaction coordination and creative real estate strategies after joining the Subto and Top Tier TC communities. He also breaks down a real-world Houston deal that started as a wholesale lead, became a flip funded with private money, ran into market headwinds, and was ultimately salvaged using a DSCR loan and wrap mortgage. 📲 Connect with Joe Instagram | Facebook ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

How do you buy a commercial property when the original business plan falls apart — and still turn it into a winning deal? In this episode of the Get Creative Podcast, host Kyle Karges sits down with real estate entrepreneur Manish Pushye and capital raiser Ingryd Hernandez to unpack a creative commercial real estate deal in Avondale, Arizona involving a shopping center, a failed liquor store plan, seller financing, private lending, and a 1031 exchange investor. Manish shares how he went from signing a lease on a retail space to negotiating ownership of the parcel after city restrictions blocked his original business model. From there, he creatively structured the acquisition using a mix of private money, seller finance, and tenant-in-common financing. Connect with Manish: https://awesomeroi.us/ ➡️ RSVP For A FREE Co-Living Training With Pace (Live): https://subto.sjv.io/Jkz0gE ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

In this episode, Justin Tuminowski sits down with creative finance investor Gina Weibel to break down how wraps can generate income in three powerful ways: upfront cash, monthly cash flow, and backend equity. 📲 Connect with Gina Instagram | Facebook | LinkedIn ➡️ RSVP For A FREE Co-Living Training With Pace (Live): https://subto.sjv.io/Jkz0gE ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What does a Transaction Coordinator (TC) actually do in creative real estate deals — and why could one save you tens of thousands of dollars? In this episode of the Get Creative Podcast, host Justin Tuminoski sits down with Ella Ray (@alldayellaray), a top-tier Transaction Coordinator inside the Subto community, to break down the critical role TCs play in creative finance, subject-to deals, wholesaling, and private money transactions. Connect with Ella: https://www.instagram.com/alldayellaray/ ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

A 2.75% interest rate deal in this market sounds impossible—until you hear how Chad Glover structured it. Chad joins Justin Tuminowski to unpack a real subject-to acquisition on a USDA loan, plus the strategy he’s using to turn the property into co-living / rental-by-the-room for serious monthly cash flow. ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

How does someone get started in real estate at 25 — and go on to build a multimillion-dollar portfolio in New York City? In this episode of the Get Creative Podcast, host Kyle Karges sits down with veteran investor Alla Bares to unpack her 25-year journey from buying her first foreclosure in Queens to completing a luxury NYC townhouse redevelopment that sold for nearly $8 million. 📲 Connect with Alla Instagram | Facebook | LinkedIn ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/ YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow