Chances are that right now, you have some amount of cash tucked in a savings account. But when was the last time you checked if it’s working hard enough?

In this episode, we take you through the top 5 savings accounts on offer right now in Australia. With two interest rate cuts, the list has changed since the start of 2025.

Choosing the best HISA (High Interest Savings Account) is what Bryce calls, “The bread and butter of getting your finances sorted.” So break open a baguette and slather it in Lurpak- because after this episode, you can be sure to know if your savings are getting the best interest.

We cover:

Top 5 savings accounts in Australia
Top 5 no-gimmick savings accounts in Australia (base rates)
Accounts you should avoid (Dishonourable Mentions)
NO honeymoon rates - we’re not doing it. You’ll hear why.

Links Referenced:

🔍 Our source for this episode: The Accounts Leaderboard

🎧 Listen to: The best brokers, savings accounts & investing apps for 2025

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

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Could you be getting more for your savings? Australia’s best savings accounts - July 2025

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