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When a financial opportunity lands in your hands, do you keep it safe, or do you use it to invest in yourself? The answer isn’t emotional, it’s strategic. If you’ve been waiting for permission to take yourself seriously as an asset, this might be the conversation that gives it to you. Join our online community: www.getthehelloutofdebt.com Link to Erin’s book rec “Profit First” https://amzn.to/4dhx5mW Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes, tuition, and weddings, oh my! With competing priorities pulling from every direction, the real question becomes: what actually deserves your money first? The answer might surprise you, and it might also be the shift that changes everything about how you approach debt, spending, and decision-making moving forward. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

For Jessica, hitting her breaking point didn’t come with perfect timing or a clear plan, just a realization that she was done living a life that didn’t feel like hers. What followed wasn’t about restriction or extremes, but a different way of approaching money that actually fit her real life. If you’ve ever thought, “I can’t do this again,” this story will feel familiar in the best way. Jessica shares with Erin and Keri how years of trying to manage money in ways that didn’t stick led her to something more sustainable - one that allowed for real life, real relationships, and real progress. From navigating financial decisions in her marriage to finding a rhythm that worked for her, this episode digs into how Erin and Get The Hell Out Of Debt changed Jessica’s whole world. Join Jessica in our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can be kind, compassionate, and incredibly good at what you do… and still be making a costly mistake with your money. Erin reveals a subtle habit that keeps showing up for high-capacity women - especially the ones others rely on - and why fixing it has less to do with numbers and more to do with something deeper. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are often-overlooked habits that quietly shape financial outcomes over time, both for you and for the next generation. If you are looking to give your kids a financial headstart, or if you are ready to have one of your own, this episode is a must-listen. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

For Nicole and Michael, Erin’s book Get The Hell Out Of Debt showed up at exactly the right time. What started as curiosity quickly turned into action, and that action turned into over $53,000 in debt paid off. If you’ve ever felt like you and your partner are taking turns being “the motivated one,” this story is for you. Nicole and Michael share how years of back-and-forth - budgeting attempts, balance transfers, and good intentions - kept them stuck in the same cycle. With two kids, busy careers, and the rising costs of everyday life, finding Get the Hell Out of Debt gave them a process they could both commit to and the structure they needed. Listen to this episode to learn how they did it! Join Nicole + Michael in our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is one of the most controversial aspects to budgeting, and many people think they can leave this out when they are financially hurting. Listen to this episode to learn what area you absolutely need to consider in your budget if you want to grow your abundance and wealth. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Progress with money doesn’t always announce itself. It shows up in quieter ways, like catching yourself mid-pattern or choosing differently when no one’s watching. You may think you’re not doing enough, but you will be surprised what counts as a massive money win when you’re building wealth. When you sign up for Wealthsimple, use this link and help sponsor others into the Get The Hell Out Of Debt program: wealthsimple.com/invite/DFN0XA Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Jessie. She paid off over $55,000 in 23 months using the Get the Hell Out of Debt method, all while growing her business and raising small kids. If you have ever doubted your ability to master money as a solopreneur, Jessie will inspire you to take control of your numbers, build real financial systems, and prove to yourself that consistency beats chaos every time. In this episode, Jessie shares exactly how she went from survival mode to full financial clarity. As a self-employed hairstylist with unpredictable income, maternity leave gaps, and the pressure of raising two young children, her debt didn’t come from irresponsibility - it came from real life. Lost income, big life events, and using her business like an ATM slowly created over $55,000 in debt. Until she met Erin Skye Kelly. You can find Jessie via her website - www.jessiemarshallhairstylist.com And on Instagram @jessiemarshall_hairstylist Join Jessie in our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve done the hard part - facing the numbers, cutting back, and making real progress. But now it’s quiet. Predictable. Maybe even a little dull. DO NOT INSERT DRAMA HERE! Drama = Debt. Listen to the advice that millions of people have followed to get the hell out of debt when they are stuck in the messy middle. Get Darren Hardy’s book “Compound Effect” here: https://amzn.to/4sXVVNZ Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by: Quince – Beautiful, high-quality essentials (including bedding) at great prices. Get free shipping and 365-day returns at quince.com/skye. Chime – Smarter, more rewarding banking with no hidden fees. Sign up in minutes at chime.com/erin. Mint Mobile – Get 50% off unlimited premium wireless, with plans starting at $15/month at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices