Transcript
Maria Varmazes (0:02)
You're listening to the Cyberwire Network, powered by N2K. Hello everyone and welcome to N2K, CyberWire's hacking humans podcast, where each week we look behind the social engineering scams, phishing schemes and criminal exploits that are making headlines and taking a heavy toll on organizations around the world. I'm Maria Varmazes, dusting off my Dave Buettner impression yet again as he has.
Joe Kerrigan (0:35)
Been through that a lot lately.
Maria Varmazes (0:36)
I do, I do. It's okay. It's all right. And he's in transit back from a busy rsac, so we wish him safe travels on his way back. And with me is, as always, the one and only Joe Kerrigan. Hi, Joe.
Joe Kerrigan (0:47)
Hi, Maria.
Maria Varmazes (0:49)
Hi. And we have some interesting stories to share with our listeners this week. We got a lot of listener feedback, not just cause I was gone. I appreciate people saying they missed me.
Joe Kerrigan (1:00)
I missed you.
Maria Varmazes (1:01)
Thanks, Joe. I appreciate that. People are really responding to a lot of the stories we've been covering. And I had to choose of the many emails we've been receiving. All nice, by the way. Thank you. This one I wanted to respond to because it was about one of my stories. So I'm being selfish and it starts this way. Hi, Dave, Joe and Maria. Let me start by saying how much I love the Hacking Human podcast. Thank you for watching for me. It's a perfect blend of drama and comedy based on real stories. It makes my commute far less miserable. That's very nice to hear. Thank you. Also, apologies in advance for any mistakes in English. It's not my first language and therefore I use an AI LLM to revise it below. Thumbs up. Smart idea. I wanted to share some thoughts on Maria's story from episode 335, When AI Lies, Hackers Rise. That was from April 24 this year about scammers using fake banking apps to trick sellers with phony payment screens. Oh yes. Here in the uk. Yes. Yeah, this was an interesting one and I was very. I was feeling a little bit outside my lane because I'm not UK based, as people might be able to surmise from my accent. So so. But thankfully this listener is so he can clue us in a little bit. And he said, here in the uk, most high street banks have been using the faster payments service for a while now, which means payments typically arrive within seconds, even between different banks. That sounds nice. This could have helped the seller in that story verify the funds before handing over the goods. Additionally, many banks have recently introduced a check payee function. When making a bank transfer, you may enter the name of the person or business along with the account number and sort code. The system then checks for a match, full, partial, or no match. On a few occasions, I've mistyped the name and received a warning which prompted me to double check with the recipient. And you can still choose to proceed even with a no match. But it's a useful extra layer of fraud prevention. And there is a campaign here called Stop think Fraud. And I try to stay cautious as online payments, but I can absolutely see how fake apps or screenshots can mislead sellers or anyone. It reminds me of a story from an acquaintance whose e bike was stolen. Oh, yeah, the bike's thief. They're just brutal. The police couldn't help much. That is a familiar story. So he kept checking Facebook Marketplace and similar apps. A few days later, he spotted his bike listed for sale. He had the nerve to convince the seller, who gave vague answers about the bike's origin, to accept a bank transfer instead of cash. He then used one of those fake bank account simulators to trick the thief into handing over the bike. A bold move and lucky the thief didn't check their account until later. All right. And I have to say, he goes on to say, I completely agree with Joe. There you go, Joe. When it comes to these kinds of transactions, cash is king. And, and it says cheers from Jose, who is not Spanish, but Portuguese, in case we try to pronounce his name. So, Jose. Thank you. I love that. Turning the tables on a bike thief with the banking app Stimuli.
