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How does it feel to get paid? Great, right? I know. I love it when I see a check hit my bank account. It's great to see those numbers go up. What if you could get that feeling earlier? Here's my favorite way to do it by banking with Chime. With Chime you can get up to $500 of your pay early. With MyPay, Chime is changing the way people bank. They offer the most rewarding fee free banking. Chime members can benefit from up to $1,150 in annual rewards fee free. Plus you get premium travel perks like airport lounge access and 24. 7 travel concierge included with your Chime card. You're not just switching banks, you're upgrading to America's number one choice for banking with a Chime checking account. Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee free today. Head to chime.comhelpwanted that is chime.com helpwanted it only takes a few minutes to sign up. Chime is a fintech, not a bank. Banking services for MyPay and Chime card provided by Chime's bank partners. Opt products and services may have fees or charges. Stated annual percentage yield on cash back for Chime prime only. No minimum balance required. For more information on APY rates, my pay spot me and travel Perks, go to chime.comdisclosures managing the social media for Money News Network is so much more than scrolling on your phone. Making sure that each show's account is regularly posting on trend and flagging comments for me to respond to is a full time job. It also requires someone I can truly trust for my team. That person is Daniella. I found her on upwork. You can find your own Daniella or whoever it is your team needs there too. Upwork helps grow your business by giving you fast access to specialized talent across 125 categories so you can fill skill gaps, launch projects faster and scale support up or down without committing to full time headcount. You can browse profiles, review past work and get help scoping the role so you can hire with confidence and get started quickly with business. Plus, you can access the top 1% of talent on Upwork and with AI powered shortlisting you'll get matched to the right freelancer in under six hours. No endless searching required. It's free to sign up and posting a job is easy. Visit Upwork.com right now and post your job for free. That is Upwork.com to connect with top talent ready to help your business grow. That's up w o r k.com upwork.com I want to set my daughter up right, right from the start. So when she was born, I sat down and opened three accounts in her name. A 529 plan, a custodial Roth IRA and a custodial brokerage account. Long term, all of that becomes hers to run. But let me tell you about the one investment I made that I hope she never has to cash in on. Life insurance. Because protecting her future isn't just about growing money. It's about covering her, no matter what. If you're looking to protect the ones you love, let me tell you about Ethos. Ethos makes getting life insurance fast and easy 100%. Online, you can get a quote in seconds, apply in minutes, and get same day coverage. There's no medical exam. You just answer a few simple health questions. Questions. You can get up to $3 million in coverage. Some policies are as low as $30 a month and you'll get your lowest rate from their network of trusted carriers. Take 10 minutes to get covered today with life insurance through Ethos. Get your free', @ethos.com help wanted that is E T H O S.com help wanted. Application times may vary, rates may vary.
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This is Help Wanted, the show that makes your work work for you. I'm Jason Pfeiffer, editor in chief of
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Entrepreneur magazine, and I'm money expert Nicole Lapin. On Tuesdays, Jason and I answer the helpline and help callers solve their work problems.
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And on Thursdays, I give you one way to improve your work and build a career or company you love.
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And it starts now.
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You want to do something new, but you're hesitating because you're not sure if it's the right thing to do. What does that mean, the right thing? Well, you know, you have certain skills, you've followed a certain path. Maybe people expect certain things of you. Maybe you expect certain things of you. There is a lot after all that you, quote, unquote, should do next. But let's just be honest, those things excite you. You're ready to try something a little different. You're not sure if you have the permission to do so or the freedom or the flexibility. Well, today I'm going to help you make a shift. I'm going to introduce you to a concept that I call the ticket. It's a way to stop thinking about what you should do so you can think about what you can Do. And to see how it works, I will first tell you about a friend who is in this situation right now. Now feeling stuck at a crossroads and searching for courage. So my friend James, that's not his real name, but we'll just go with James. James just left his job after 12 years. James was accomplished. He seemed pretty secure, but, you know, it was just time for a change, he said. And it's true. It wasn't some big life crisis. Just time for a change. Peers reached out to him with new job offers because, you know, he was well liked, he was successful, but he turned them down. Why? Because even though he was good at his job, that work didn't excite him anymore. He doesn't want the corporate grind, doesn't want the responsibilities of leadership. But this makes him feel guilty. James told me this. He said, quote, I spent a career learning to run a team and to develop products and rise the ranks. What if I'm throwing that away? Shouldn't I be using those skills? That's what James said. And here's what I said to him. That's the wrong way to think about it, truly. And that's when I told him about a job that I almost got and the lasting impression that I took from it. It is the origin of this concept I want to tell you about called the ticket. All right, so let's go back. It is the year 2012. I applied for a job editing the Strategist section of New York magazine. If you don't know, this is a pretty high profile job in magazines. Strategist was and really remains one of the most inventive sections in magazines. And every editor watches it. Especially back then. If you get this job, a colleague told me, you can punch your own ticket. In other words, you know, if I got this job, I'd be able to get pretty much any magazine job that I wanted afterward. And then, well, and then I did not get the job. But that was okay because I realized something that wasn't the only place to get a ticket. The idea of punching your own ticket really stuck with me, and I started to see it everywhere. All work earns you a ticket, which is to say you earn the freedom to pursue new opportunities through the work that you have done and are doing. So the big question is, what is your ticket good for? Your knowledge, your experience, your connections, your resources. These are spendable assets. When combined together, they get you something. They are your ticket. They're literally like a currency that you can spend on something. And although this ticket will not get you Everything that you desire, it can get you something desirable. The question is, what is it? And also, what is it that is different from what you maybe expected? So, for example, let's go back to my friend James, who left his job after 12 years. James accumulated a lot of experience. He built a good network, he earned some savings, and now he's thinking, you know, like. Like so many people, he's thinking, well, that experience could lead to doing more of the work that I already do. The network can help me continue within the space that I already work in, and I've earned some savings, which is good, and I can go make some more money. And he's wondering, is that it? Do I just build upon that? Am I just always on the same path? It feels like a trap. He told me my experience could get me another job in the same industry, so maybe that's what I should do. But it's not what I want to do. And here's what I told him. So stop worrying about what you should do. You just spent 12 years earning a ticket. What does that ticket look like, and how do you want to spend it? That is a question full of possibilities, and James loved thinking through it. We agreed on a couple things. So, number one, based on his savings, this ticket buys him at least one year of experimentation where he can explore creatively satisfying projects, take a lot of interesting meetings, see what else is out there. Also, based on his experience, the this ticket buys him the ability to shape his next step. He has marketable and importantly transferable skills. And with enough creativity, he could assemble a collection of opportunities, like, let's say, fractional executive roles or consulting gigs or advisory positions or whatever more, taking the things that he did in the past and then applying them in new ways. Also based on his network, this ticket buys him a lot of favors. He has done well by other people, and he knows that they'll want to do well by him. So if he approaches people with this new mindset, they'll respond, james has earned something. He is ready to cash in his ticket, and so are you. You can apply this in many ways. Are you feeling stuck in your job? Well, consider what you've done and what you have to show for it, because that's your ticket. What will people recognize you as an authority or an expert or even just skilled or insightful on? That's a ticket. Are you stuck in a relationship? Well, maybe the experience taught you what you really want and you know yourself better than you did before as a result of it. This is your ticket. Your ticket to something happier. Do you own a company but it's struggling? Well, okay, you've studied your customer. You understand your market. You've accumulated experience. What does that ticket get you? Does it get you a smart pivot? Cash to hire the right person? Hell, you can even apply this in super small ways. Like, did you spend the weekend catching up on work? Great. You just earned a ticket which can be spent, you know, sometime on Monday, giving yourself a break, Go take a walk, catch up with a friend. Everything that you do earns you something. Your experience is a kind of currency, spendable in ways that you get to define. So what have you earned? What can you claim? What is now yours for the taking? What powerful, magical all access pass do you now hold in your hands? Define it, then spend it. And that was something I originally wrote in my newsletter. It's called one thing better each week, One way to be more successful and satisfied at work and build a career or company that you love. I read them right here on Help Wanted so you can just stay tuned for that. But if you want it in your inbox a few weeks earlier, along with some other good goodies that I drop in, then just go to onethingbetter email. Just plug that into a browser, One thingbetter email, and now go spend your ticket. Help Wanted is a production of Money News Network. Help Wanted is hosted by me, Jason
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Pfeiffer and me, Nicole Lapman. Our executive producer is Morgan Lavoie. Do you want some help? Email our helpline@helpwantedoneynewsnetwork.com for the chance to have some of your questions answered on the show and follow us on Instagram, Money News and TikTok MoneyNews Network for exclusive content and to see our beautiful faces. Maybe a little dance?
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Oh, I didn't sign up for that.
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All right, well, talk to you soon.
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Sam.