Podcast
Henssler Money Talks
Hosted by Henssler Financial · EN
Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166.
Money Talks: Your trusted resource for your money, your future, your life.
54episodes
Episodes
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July 25, 2026: Navigating Mortgages, The Credit Divide, and Upsizing Retirement
4d ago01:03:04Tap to summarizeBuying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today’s headlines. Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how your mortgage lender should be working with you every step of the way before getting the keys.After the break, we also explore the growing divide in consumer credit, as more Americans achieve top-tier credit scores while others struggle with record credit card balances and how it mirrors our K-shaped economy.We examine the changing realities of retirement as more Baby Boomers choose to upsize instead of downsize, reflecting a shift toward multigenerational living, entertaining, and homes designed to support aging in place.We close with a look at the latest earnings season, why investors are becoming more selective about companies' AI spending, and whether the other 493 companies in the S&P 500 can help broaden market leadership. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 25, 2026 | Season 40, Episode 30Timestamps and Chapters6:36: Inside the Mortgage Process24:16: A Tale of Two Credit Economies33:41: Aging in Place—or Living Larger44:05: Investors Questioning AI SpendingFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Transcribe →Should You Still Follow Yesterday’s Financial Advice?
1w ago00:16:24Tap to summarizeFinancial advice often gets passed from one generation to the next, but not every rule is built for today's economy. The “Henssler Money Talks” hosts take a fresh look at some of the most common rules of thumb and discuss how they fit into modern financial planning.Original Air Date: July 18, 2026Read the Article: https://www.henssler.com/should-you-still-follow-yesterdays-financial-advice
Transcribe →July 18, 2026: Markets, Mortgages and Money Myths
2w ago00:52:03Tap to summarizeThis week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.Then we answer a listener’s question many homeowners are asking: If you’ve locked in a 3% mortgage, should you stay put or move anyway? Sometimes the best financial decision isn’t the right decision for your lifestyle. We'll also revisit some of the financial advice that has become accepted as fact and discuss how changing markets, interest rates, and modern lifestyles have challenged some of the guidance investors have heard for decades.Finally, we'll examine why Ponzi schemes continue to fool investors, the warning signs to watch for, and practical steps you can take to help avoid becoming a victim.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 18, 2026 | Season 40, Episode 29Timestamps and Chapters4:43: What's Moving the Markets?14:29: Is Now the Wrong Time to Move?25:06: Does Yesterday's Financial Advice Still Work Today?39:42: When an Investment Is Too Good to Be TrueFollow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Transcribe →Trump Accounts, 529 Plans and Roth IRAs: Match the Account to the Goal
2w ago00:14:32Tap to summarizeWhen saving for a child's future, the "best" account depends on what you're trying to accomplish. The hosts of “Henssler Money Talks” explore Trump Accounts, 529 plans, custodial accounts and Roth IRAs, highlighting the advantages, tradeoffs and situations where each may be most appropriate.Original Air Date: July 11, 2026Read the Article: https://www.henssler.com/trump-accounts-529-plans-and-roth-iras-match-the-account-to-the-goal
Transcribe →July 11, 2026: More Than a Will, More Than a Savings Account
3w ago00:54:03Tap to summarizePlanning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Talks July 11, 2026 | Season 40, Episode 28Timestamps and Chapters5:17: Do You Have an Estate Plan—or Just a Will?22:07: A New Way to Save for the Next Generation38:38: Custodial Accounts for Kids: What Families Should Know.Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Transcribe →The Social Security Question Everyone Asks — But Few Ask Correctly
3w ago00:14:34Tap to summarizeThe hosts of “Henssler Money Talks” discuss one of the most important — and most misunderstood — decisions in retirement: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. We break down breakeven analysis and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.Original Air Date: July 4, 2026Read the Article: https://www.henssler.com/the-social-security-question-everyone-asks-but-few-ask-correctly
Transcribe →July 4, 2026: Markets, Main Street & Social Security
4w ago00:53:59Tap to summarizeThe first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we explain why maintaining a disciplined investment strategy can be more valuable than reacting to every headline.As Americans hit the roads, airports, beaches, and backyards for the Fourth of July, we explore what one of the nation's biggest holiday weekends can tell us about the health of the consumer. From travel demand and gasoline prices to cookouts, fireworks, and retail spending, we'll discuss how holiday activity provides an early snapshot of consumer confidence and the broader economy.Then we turn to one of retirement's most important—and most misunderstood—decisions: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. Through real-world scenarios, we break down breakeven analysis, spousal and survivor benefits, and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks July 4, 2026 | Season 40, Episode 27Timestamps and Chapters6:58: Midyear Market Scorecard24:49: Frugal or Fireworks?35:13: Social Security: File Early, File Late, or File Smart?Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Transcribe →Preparing for Retirement's Most Expensive "What If"
4w ago00:21:36Tap to summarizeThe “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.Original Air Date: June 27, 2026Read the Article: https://www.henssler.com/preparing-for-retirements-most-expensive-what-if
Transcribe →June 27, 2026: The K-Shaped Economy, Compounding, and Long-Term Care
Jun 2700:48:51Tap to summarizeThe economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth.That conversation naturally leads us into one of the most powerful forces in personal finance: compound interest. We’ll explore why building your first million can feel painfully slow while later wealth seems to grow almost effortlessly, why so many investors give up before compounding has a chance to work, and how patience — not timing — is often the key to long-term success.After the break, we tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available —from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 27, 2026 | Season 40, Episode 26Timestamps and Chapters4:45: Same Economy, Different Reality16:45: Why the First Million Is the Hardest27:15: Long-Term Care: The Conversation Nobody Wants to Have (But Has to)Follow Henssler: Facebook: https://www.facebook.com/HensslerFinancial/ YouTube: https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com
Transcribe →How an HSA Can Become a Source of Tax-Free Retirement Funds
Jun 2300:15:53Tap to summarizeHealth Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, sometimes the challenge isn’t building the balance — it’s developing a plan to use it effectively.Original Air Date: June 20, 2026Read the Article: https://www.henssler.com/how-an-hsa-can-become-a-source-of-tax-free-retirement-funds
Transcribe →