Podcast
If Money Were Easy
Hosted by Mary Beth Storjohann and Neela Hummel · EN
Hosted by Mary Beth Storjohann and Neela Hummel, If Money Were Easy is a space where real, authentic conversations about money are the norm. Inspired by their work as CERTIFIED FINANCIAL PLANNER® professionals, Mary Beth and Neela are rewriting the narrative that finances are overwhelming, and offering empowering, accessible, and actionable tips to help you make smarter financial decisions and build a life you love. And since money is an undercurrent that influences nearly every aspect of our lives, expect episodes that touch on everything from family and health, to gender equity and beyond. With timely, candid dialogue and insightful guest spotlights, the bi-weekly episodes feel like chatting with friends about the topics that truly matter. The goal? To make money discussions feel natural, relatable, and yes — even easy. Welcome to the conversation.
10episodes
Episodes
Newest firstAll episodes
Disaster-Proof Your Finances: What to Do Before Crisis Hits with Susan Olson
May 14, 202500:32:03Tap to summarizeWhen a natural disaster strikes, the emotional and financial toll can be overwhelming, especially if you're unprepared. In this episode, Mary Beth and Neela are joined by Abacus financial advisor Susan Olson, CFP®, who shares practical steps you can take to safeguard your finances. Drawing from her experience working with clients impacted by wildfires, Susan breaks down what you can do before disaster hits, from reviewing your insurance coverage and documenting your belongings, to building an emergency fund and creating an evacuation plan. If you've been meaning to prepare but don't know where to begin, this episode can give you the tools and motivation to start. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: Things to consider when reviewing and updating your insurance coverage The importance of building a household emergency fund Suggestions for creating evacuation plans (yes, even for pets and children's toys!) Tips for digitizing your documents and organizing your accounts How you can involve your kids and greater community in preparedness efforts The power of the "do just one thing" approach to getting started Resources Mentioned: Ready.gov disaster preparedness information and downloadable Emergency Supply Checklists Abacus Pro-Bono Financial Planning Services My Financial Life in a Binder PDF Stay Connected: Subscribe to the If Money Were Easy newsletter Subscribe to If Money Were Easy on YouTube Connect with Mary Beth on Instagram and on LinkedIn Connect with Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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Wealth and Shame: The Discomfort of Having Money
May 12, 202500:26:47Tap to summarizeWhy doesn't having money necessarily feel good? In this episode, Mary Beth and Neela explore the complex emotions tied to wealth—whether it's guilt over having more, shame around not having enough, or discomfort with financial privilege. They unpack how money can affect identity, belonging, and relationships, and share tools to help you reframe your money story, build financial confidence, and align your wealth with your values. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: How to understand the two sides of wealth shame: having too much vs. not enough How comparison, identity, and belonging may fuel financial discomfort The emotional and psychological effects of inherited wealth How to develop financial confidence and reframe your money story How to find purpose and impact through intentional money choices Resources Mentioned: People With Parents With Money: 14 Adults Come Clean About the Down Payments, Allowances, and Tuition Payments That Make Their New York Lives Feasible – New York Magazine's Intelligencer | February 10, 2025 https://nymag.com/intelligencer/article/parents-money-family-wealth-stories.html Brené Brown is known for her work on shame, vulnerability, and leadership. Stay Connected: Subscribe to the If Money Were Easy newsletter Subscribe to If Money Were Easy on YouTube Connect with Mary Beth on Instagram and on LinkedIn Connect with Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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The Golden Bachelorette: Skipping Marriage for Love and Financial Independence
May 7, 202500:28:22Tap to summarizeWhen love blooms later in life, so do important money questions. In this episode of If Money Were Easy, Mary Beth and Neela discuss the financial realities of dating, cohabiting, and marrying after 40. Inspired by the idea of the "Golden Bachelorette," they explore how second (or third) chapters can bring new challenges and new opportunities for building strong financial foundations. From prenups and estate plans to blending families, tune in for thoughtful insights and real-world examples you might use to open your heart while also protecting your finances. Whether you're entering a new relationship, planning a second marriage, or supporting a parent stepping into a new chapter, this episode offers practical strategies to help navigate the intersection of love and money with confidence and clarity. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: Why traditional financial "rules" don't always apply later in life. How to protect your financial independence while building a relationship. The importance of prenups, estate planning, and updated beneficiaries. Managing money when blending families and raising kids from previous relationships. How to have clear, empowering conversations about money, love, and boundaries. How assembling a strong team (CPA, financial planner, attorney) can help. Resources: The Big Shift: For Older Women With Money, It's "Yes" to Love and "I Don't" to Marriage – The Washington Post | January 16, 2024 https://www.washingtonpost.com/business/2024/01/16/women-separate-money-love-second-marriages/ More couples are divorcing after age 50 than ever before. Psychologists are helping them navigate the big changes – American Psychological Association | November 1, 2023 https://www.apa.org/monitor/2023/11/navigating-late-in-life-divorce Stay Connected: Subscribe to the If Money Were Easy newsletter Subscribe to If Money Were Easy on YouTube Follow Mary Beth on Instagram and LinkedIn Follow Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram, and on LinkedIn
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Insurance 101: Demystifying Life and Disability Policies with Mark Maurer
Apr 30, 202500:36:26Tap to summarizeWhen it comes to financial planning, insurance is an important piece of the puzzle. In this episode of If Money Were Easy, Mary Beth and Neela are joined by Mark Maurer, CFP®, President and CEO of Low Load Insurance Services (LLIS), to break down the complexities of disability and life insurance and shed light on what to consider when deciding what plan might be appropriate for you. They discuss why so many people tend to avoid thinking about insurance, the psychological barriers that can keep people from planning ahead, the potential differences between group and individual insurance policies, and what to consider if you're self-employed, and more. With decades of experience in the insurance industry, Mark's insights offer clarity and professional perspectives that can help you make informed decisions around your own insurance needs. Tune in for a comprehensive overview of the insurance landscape, and actionable tips. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: Why insurance is essential, even when you hope to never use it The differences between group and individual disability policies How to identify coverage gaps—especially for high earners and entrepreneurs The pros and cons of term vs. permanent life insurance What "laddering" your life insurance means—and how it can save you money When whole life insurance might actually make sense Resources Mentioned on the Show: Mark's company: Low Load Insurance Services https://llis.com/ Stay Connected: Subscribe to the If Money Were Easy newsletter Subscribe to If Money Were Easy on YouTube Follow Mary Beth on Instagram and LinkedIn Follow Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram, and on LinkedIn
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How to Pick a Financial Advisor That's Right for You
Apr 16, 202500:24:32Tap to summarizeSelecting a financial advisor can be a process, especially given the wide range of titles, credentials, and compensation models in the industry. In this episode, co-hosts and CERTIFIED FINANCIAL PLANNER® professionals Mary Beth Storjohann and Neela Hummel outline the factors to consider when choosing an advisor who aligns with your financial goals and values. They explore the distinctions between various advisor designations, with a focus on the importance of working with a CERTIFIED FINANCIAL PLANNER® professional. They also cover the concept of fiduciary responsibility—why it matters, and how to assess if your advisor is acting in your best interest. Additionally, Mary Beth and Neela discuss the different ways financial advisors are compensated, including commission-based, fee-only, and hybrid models, and how those structures can influence the advice you may receive. Whether you're beginning your search or reevaluating an existing relationship, this episode offers valuable guidance to help you make well-informed decisions for your financial life today, and into the future. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: The distinctions between various financial advisor titles and the significance of the CFP® designation. The importance of choosing an advisor who is a fiduciary who prioritizes your financial well-being. Different advisor compensation models like commission-based and fee-only, and their implications on advisory services. The questions to ask during your first meeting with a potential advisor. Resources Mentioned on the Show: How to Choose a Financial Advisor – Abacus Wealth Partners https://abacuswealth.com/how-to-choose-a-financial-advisor/ What It Means to Work with a Fee-Only, CFP® Professional Financial Advisor - Abacus Wealth Partners https://abacuswealth.com/why-you-should-work-with-a-cfp-fee-only-fiduciary-financial-advisor/ The National Association of Personal Financial Advisors (NAPFA): https://www.napfa.org/ Stay Connected: Subscribe to the If Money Were Easy newsletter Subscribe to If Money Were Easy on YouTube Connect with Mary Beth on Instagram and on LinkedIn Connect with Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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How Do Interest Rates Influence Your Money?
Apr 2, 202500:27:46Tap to summarizeWhat happens to your money when interest rates go up or down? Join Mary Beth and Neela as they dive into the complex world of interest rates and the different ways they can impact your finances – from mortgages and savings accounts, to credit cards and business loans. They explore how the Federal Reserve's adjustments influence both the economy and individual financial decisions, and offer some historical context – such as the period following the 2008 financial crisis – to highlight how those lessons can still apply today. Tune in for practical advice on how to navigate a changing interest rate environment, whether you're planning to buy a home, looking to refinance, or simply trying to manage your finances more effectively. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: Why interest rates matter, and why you should care about them. The effects interest rate fluctuations can have on saving, borrowing, and business. How different types of debt, such as credit cards and mortgages, are impacted by interest rate changes. Strategic considerations for homebuyers and business owners. Resources Mentioned on the Show: A Timeline of the Fed's '22–'23 Rate Hikes & What Caused Them – TheStreet.com | April 12, 2024 How the Federal Reserve Affects Mortgage Rates – Nerdwallet.com | March 19, 2025 What's the Average Car Payment Per Month? – Nerdwallet.com | March 7, 2025 Stay Connected: Connect with Mary Beth on Instagram and on LinkedIn Connect with Neela on Instagram and LinkedIn Subscribe to the If Money Were Easy newsletter and on the new YouTube channel Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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New Year, Same You: Approach 2025 With Compassion
Mar 19, 202500:29:56Tap to summarizeHow can you step into 2025 with compassion — and maybe even a little ease — in a world full of uncertainties? In this Season 3 kickoff episode, hosts Mary Beth Storjohann and Neela Hummel share thoughtful strategies for navigating both financial and emotional transitions as the new year gains momentum. Focusing on presence and personal values, they explore the benefits of setting realistic, meaningful intentions instead of rigid resolutions and highlight the power of small yet impactful financial moves — like adjusting 401(k) contributions and reviewing expenses. They also offer insights on staying grounded amid external stressors, emphasizing the importance of paying attention to what you can control and finding peace with what's beyond your influence. Plus, they dive into managing financial anxiety — especially in times of market fluctuations — encouraging a long-term, values-driven approach over impulsive, fear-based decisions. Tune in for practical tips, fresh perspectives, and an empowering start to the year! For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: The benefits of setting intentions over making resolutions for a more compassionate approach to the year. Practical steps to take control of finances in the new year, including 401(k) adjustments and budget reviews. Techniques for managing financial anxiety and the importance of aligning financial actions with personal values and goals. The three questions Mary Beth is asking herself as she navigates this new year, as inspired by her recent Life Planning training course. Resources Mentioned on the Show: Neela's Blog Post: Los Angeles Wildfire Recovery: Financial Resources and Steps for Homeowners — January 14, 2025 Abacus Webinar: What Now? Q&A for Victims of LA Wildfires – January 17, 2025 How to Future-Proof Your Happiness in the New Year — The New York Times, January 3, 2025 LA Wildfire Pro Bono Financial Planning Services with Abacus Wealth Partners Stay Connected: Connect with Mary Beth on Instagram and on LinkedIn Connect with Neela on Instagram and LinkedIn Subscribe to the If Money Were Easy newsletter and on the new YouTube channel Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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Season 3 Coming March 19th!
Mar 12, 202500:02:14Tap to summarizeIf Money Were Easy is back! Season 3 begins on March 19th, and we couldn't be more excited. Not only can you expect more of the honest money (and life) discussions we can't get enough of, but Season 3 has a new look and will be posted as video episodes on YouTube if you want some visuals with your finance banter. Make sure you're following the show wherever you're listening so you don't miss any updates. And don't forget to sign up for the If Money Were Easy newsletter to get extra insights, deep dives, behind-the-scenes content, and opportunities to ask your own questions delivered straight to your inbox. Looking forward to continuing these conversations with you! For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Hear in this Episode: Season 3 of the podcast kicks off on Wednesday, March 19th. We started a YouTube channel where you can watch video versions of this season's episodes. Subscribe to the If Money Were Easy newsletter for extra insights, content, and conversations right in your inbox. Stay Connected: Subscribe to our newsletter Subscribe to our Youtube channel Follow Mary Beth on Instagram and LinkedIn Follow Neela on Instagram and LinkedIn Join the Abacus community by connecting with us on Facebook, Instagram and on LinkedIn
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The Power of Gratitude in This Season with Spencer Sherman
Dec 18, 202400:38:11Tap to summarizeIn this episode special guest, Spencer Sherman, a celebrated financial advisor, author, and co-founder of Abacus Wealth Partners, shares his insights on integrating mindfulness into money management. Spencer explains that practicing gratitude can help with decision-making by reducing the tendency to ruminate over negative experiences. He discusses human survival wiring, which naturally directs attention to potential threats, leading people to dwell on negatives like critical emails or market losses. Throughout the discussion, various practical examples of incorporating mindfulness are provided. The concept of "microdosing" mindfulness is introduced as a way to build a more consistent practice. The conversation also highlights the need to recognize and sit with challenging emotions rather than trying to immediately fix them. The episode concludes with a gratitude meditation led by Sherman, focusing on appreciating current abilities and relationships while recognizing that others may feel grateful for us as well. Join us today and hear how you can practice mindfulness in your life! For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: Why humans are naturally wired to focus on the negative and how we can rewire that thought process The importance of practicing gratitude in our daily lives How to use mindfulness to shift your thinking around finances The best way to approach gratitude, and it shouldn't be on a To-Do list The reason those little moments of mindfulness can be the most impactful Why it is critical to recognize gratitude within your community and how that can foster interconnectedness A better approach to handling negative emotions How to shift your thinking from desires to appreciation (and the positive impact that can have on your life) An impactful way of breaking negative patterns to open new possibilities An understanding of how to realistically view your problems and how to reduce overreactions to negative events Resources: Explore more of Spencer's mindfulness-based approach to money via his free resources, book, the Your Inner Compass finance course, or his in-person appearances and events. Stay Connected: Visit Spencer's website to learn more about Fearless Finance and connect with Spencer on Facebook, Twitter, Instagram, and LinkedIn or at Spencer@AbacusWealth.com Connect with Mary Beth on Twitter, Instagram, and on LinkedIn Connect with Neela on Twitter, Instagram, and on LinkedIn Join the Abacus community by connecting with us on Facebook, Twitter, Instagram and on LinkedIn
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We're 40. Here's What We're Looking Forward to Financially Over the Next Decade
Dec 4, 202400:32:59Tap to summarizeToday's episode dives into the financial aspirations and strategies for the next ten years as both hosts reflect on reaching the milestone age of 40. They explore the importance of investing in community and relationships beyond family ties, the excitement of aging with close friends, and nurturing valuable relationships despite busy schedules. They also address common financial anxieties, the concept of feeling behind financially, and provide practical tips on financial planning. Join Mary Beth and Neela as they blend thoughtful financial advice with personal anecdotes, offering a look into the financial landscape of their 40s and beyond. For additional resources, information, and a full transcript of the episode, visit our website. To access our podcast disclosure information, visit this page. What You'll Learn in this Episode: The importance of have long-term meaningful friendships How to face the idea of feeling financially behind The first step you can take if you're feeling financially behind Why you need an emergency fund and how much you should be stashing away How the debt cycle can negatively impact you The reason you shouldn't put all your financial eggs in one basket Understanding how to get compound interest to work for your investments A few items to focus on as you cruise through your 40s Why accountability is essential to improve personal and financial health How to find the balance between financial discipline and enjoying life Stay Connected: Connect with Mary Beth on Twitter, Instagram, and on LinkedIn Connect with Neela on Twitter, Instagram, and on LinkedIn Join the Abacus community by connecting with us on Facebook, Twitter, Instagram and on LinkedIn
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