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In this episode, we sit down with Keith Costello, CEO and Co-Founder of Locality Bank, to explore how community banking is being redefined for the modern age. Keith shares how Locality Bank is combining the personal relationships of traditional banking with the speed, innovation, and convenience of digital technology.

From leveraging AI and fintech partnerships to enhancing customer experience and fraud prevention, Keith reveals what it takes to build a fast-growing, digital-first community bank rooted in trust.

Whether you’re in banking, tech, or leadership, this episode delivers powerful insights on innovation, culture, and the future of finance.

Topics Covered:

The role of community banks in today’s digital economy
How Locality Bank balances innovation with personal relationships
The impact of AI and automation in modern banking
Building strong culture and vision using the EOS framework
Lessons from leading one of Florida’s fastest-growing banks