
Hosted by Matt Richman · EN

Bestselling Author and Retirement Planning Expert, Matt Richman, explains that you don’t retire on a lump sum—you retire on steady, predictable income. He outlines how to lock in a base lifestyle with guaranteed, pension-like income and then layer on an “income calibration system” that builds in future raises to keep up with inflation. The goal: no more fear of running out of money, and no more guilt about spending it.

The IRA is a staple in saving for retirement. But there is a vast difference between a traditional IRA and a Roth IRA. In this episode, retirement planning expert, Matt Richman, explains the differences and similarities between a traditional and a Roth IRA.

Do you know how much salary you would like to have in retirement? In this episode, retirement planning expert, Matt Richman, explores how taxes impact your retirement and the income you want to have. Taxes are not going away anytime soon, so it's better to be prepared than to be shocked. Listen to this episode and learn how you can maximize your retirement salary as you create an Iron Clad Retirement.

Understanding the three buckets of money is an important concept when you consider planning for your retirement. Listen as retirement planning, expert, Matt Richman, explains the three buckets of money, and how you need to plan for retirement depending on which bucket your money is in.

A 3-legged stool is stable and doesn't wobble. Does your retirement have all three of these legs, or is your retirement "stool" only sitting on two legs? Listen to this episode and retirement planning expert, Matt Richman, explains how to ensure that your retirement is on solid footing.

The #1 FEAR in Retirement is NOT Death... it's running out of money. How much is enough? Can you be certain that you have saved enough money? These are good questions, but they are not the right questions. Listen to this episode and retirement planning expert, Matt Richman, shares the question you should ask to eliminate your fear of running out of money. If you want to make sure you have income for the rest of your life, listen to this episode.

What does the ideal retirement look like to you? How do you want to spend your time enjoying life? Listen in to see what retirement expert, Matt Richman, says about finding purpose in retirement.

Many people will need some type of long-term care during retirement. This can be a huge expense that could devastate your family. In this episode, you'll learn how to plan for this possibility without draining all that you've worked so hard to save.

The government doesn't go away during your retirement years. In fact, many times they are more aggressive. Learn how you can plan today to lower your tax liabilities during your retirement years.

You've put money into Social Security for years. What's the best way to get it out without jeopardizing your future income? Listen to this episode to learn the many options you have and what steps you should take to maximize your Social Security benefits in retirement.