In this candid Keep the Change update, I share what I’ve been up to over the past couple of weeks, from celebrating my 40th birthday with surprise parties and family getaways to a deeper appreciation of how both long and short life really is. I then dive into one of the biggest lessons from 20 years in business and investing: time is your greatest asset, and short term thinking leads to emotional, fear based decisions that can wipe people out. I reflect on my early Queensland property portfolio, what I learned from liquidating during my divorce, and why I have no regret, only perspective.

We talk cycles too, why 2026 is the peak, why new entrants will see different short term results than long term holders, and why steady compounding over decades beats chasing quick wins. I also unpack why money and emotions don’t mix, how I work with my own emotional authority, and why sowing seeds financially, physically, and personally requires patience. I share a behind the scenes look at my mindset work with Nathaly hypnosis, including a current challenge around believing in the permanence of wealth, plus what I’ve found genuinely effective for growth like the Demartini Method.

I wrap with an update that I’m doing an AI course in February 2026, heading to Australia for a week, and will likely record more episodes soon,

Also just a reminder to share the podcast and sign up for the summit below.

00:00 Welcome Back: Raw Audio, No Studio Needed

01:20 Life Update: 40th Birthday Celebrations & Gratitude

02:14 Life Is Long and Short: Time, Wealth, and Patience

03:46 Lessons From Early Property Investing (and Letting Go of FOMO)

04:57 Cycle Talk: Stop Chasing Quick Wins, Think Long-Term

07:51 Money + Emotions Don’t Mix: Sleep on Big Decisions

09:22 Sowing Seeds: Why Growth (and Gains) Take Time

10:09 Behind the Scenes: Self-Judgment, Mindset Work & Hypnosis

12:48 Breaking the Pattern: Building Permanent Wealth (Ego Pushback)

16:48 Coaches, Therapy, and What Actually Works (DiMartini Method)

19:10 What’s Next: AI Course, Australia Trip, and Final Notes

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Ep 86 - Celebrations and Reflection: Turning the Big 4!