Podcast
Kerry Lutz's--Financial Survival Network
Hosted by Kerry Lutz · EN
The Financial Survival Network dives into the chaos of modern markets, censorship, and political theater—cutting through the noise with sharp analysis, hard truths, and a dose of dark humor. If you’re tired of filtered news and financial gaslighting, this is your refuge.
khlfsn.substack.com
khlfsn.substack.com
33episodes
Episodes
Newest firstAll episodes
Silver Panic Has Already Started - Andy Schectman
1w ago00:45:24Tap to summarizeKerry Lutz was joined by precious metals expert Andy Schectman and a powerhouse panel discussion covering the growing stress fractures inside the global financial system, the silver market, and the accelerating shift away from dollar dominance.The conversation dives deep into unusual activity inside COMEX, massive physical silver deliveries, warehouse drawdowns, rising questions about market trust, and why some believe the silver market is approaching a breaking point. The panel also examines China’s growing role in precious metals, BRICS payment systems, gold-convertible trade settlements, and the global push toward a multipolar financial order.They discuss mounting debt pressure, rising interest rates, and forecasts for a potential panic cycle that could dramatically reshape markets over the next several years. The group also explores geopolitical realignment, changing energy trade routes, and what these developments could mean for the future of the U.S. dollar and precious metals prices.In the second half, Kerry outlines an aggressive Florida-based legal and regulatory campaign targeting municipal parking enforcement, utility customer service policies, and state compliance issues — while sharing plans for upcoming investor events and future coordination efforts.Find Andy here: https://milesfranklin.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Live with Gregory Mannarino and Kerry Lutz: The System is Failing
1w ago00:46:15Tap to summarizeIn this high-energy discussion, Gregory Mannarino and Kerry Lutz break down a crumbling global financial system, the “psychological warfare” of mainstream media, and how individuals can reclaim their power.🕒 Key Moments & Time Stamps* [0:00] – The Signal vs. The Noise: Lutz welcomes Mannarino to Florida, describing his work on Substack as a “signal” in a chaotic world.* [2:00] – The Illusion of Control: Mannarino discusses the “mechanism of destruction” leading toward a “prison state” of total control.* [4:30] – The “Dunlevy Doctrine”: Lutz explains his strategy of suing municipalities and petitioning regulators to force the system to follow its own rules.* [6:45] – The GENIUS Act & Stablecoins: Mannarino warns that the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) is a “mechanism of control” creating a digital “company store” model.* [9:00] – The “Epstein Class”: The duo discusses how the top 1-2% benefit from artificially suppressed rates while the middle class is “wiped out.”* [13:15] – Solutions & The Power of Purpose: Mannarino emphasizes that finding a “renewed sense of purpose” is the ultimate defense against a system designed to make you feel helpless.* [17:00] – Psychological Warfare: A breakdown of how “reptilian brain” triggers in media (fear/anger) are used to shut down rational thinking.📉 The Economic Breakdown: “A Neo-Feudalist Society”The conversation centers on the disconnect between the stock market and reality. While markets hit records, small businesses face skyrocketing bankruptcies.FeatureThe Current System’s GoalThe Reality for the PublicCurrencySystematic debasement/devaluationLoss of purchasing powerInterest RatesArtificially suppressedMassive debt expansion; benefit to the 1%Digital AssetsGENIUS Act / Federal-monitored StablecoinsA “financial surveillance system”Social Structure“Learned helplessness” via constant crisesConsolidation of wealth into the “Epstein Class”Export to Sheets🛡️ Fighting Back: Strategies for SovereigntyLutz and Mannarino argue that you are not helpless. They suggest a multi-pronged approach to resistance:* Administrative Petitions: Use the “Dunlevy Doctrine”—force agencies (DOT, Public Service Commission) to follow their own rules.* Financial Independence: “Become your own central bank” by owning hard assets (Gold/Silver) and betting against the failing dollar.* Information Sovereignty: Move away from algorithm-driven platforms. Mannarino highlights Substack as a critical alternative for unfiltered truth.* Mental Resilience: Avoid the “emotional triggers” of mainstream news. Rational thought is a threat to the system.🚀 Summary: The “Peaceful Non-Compliance” Revolution“The war is on us... right here, against the people of America... and it’s going to lead to a vast loss of human life unless we say enough.” — Gregory MannarinoThe core message is one of unified resistance. By living beneath your means, building parallel systems, and maintaining a clear, rational mind, you can step out of the “bubble” and survive the inevitable credit event.Follow the Signal: * Gregory Mannarino: Gregory’s Substack* Kerry Lutz: Financial Survival NetworkNote: The GENIUS Act mentioned is a significant regulatory framework enacted in mid-2025, aimed at standardizing payment stablecoins under federal supervision by July 2026. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Fed Frozen, America Gains Advantage - Dale Smothers
1w ago00:18:41Tap to summarizeKerry Lutz and Dale Smothers break down the Fed’s latest decision to hold rates and what it really signals beneath the surface. With inflation still sticky, oil prices elevated, and the labor market holding strong, they explain why the Fed may be stuck—and what that means going forward.From there, the conversation shifts global. Rising geopolitical tensions and energy dynamics are reframing America’s position, with a growing focus on domestic production, nuclear expansion, and long-term energy security. They also dig into the strain from AI-driven data center demand and the surprising infrastructure challenges starting to emerge.On the investment side, Dale lays out a clear strategy—leaning into consumer strength, favoring tech and utilities, and balancing portfolios between risk-on and defensive positioning. He also shares how options can be used right now to generate income and protect against near-term volatility.This is a forward-looking conversation connecting Fed policy, global power shifts, and market strategy—giving you a clearer picture of where things may be heading next.Find Dale here: https://rdsmotherswealth.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Iran Flashpoint Goes Global - Todd Sheets
2w ago00:22:20Tap to summarizeThe Iran flashpoint isn’t just regional—it’s the front line of a much bigger global strategy. What looks like isolated tension is part of a coordinated push shaping power, trade, and influence worldwide.Kerry Lutz sits down with Todd Sheets to break down why Iran sits at the center of U.S. focus, how control of critical waterways like the Strait of Hormuz factors into the equation, and why this moment signals a more aggressive projection of power. The conversation connects Middle East escalation to broader geopolitical moves, including pressure points tied to global commerce and rival superpowers.They also dig into the domestic side—how shifting presidential authority and political dynamics are influencing decisions both abroad and at home.This isn’t just about conflict. It’s about control, leverage, and what comes next.Find Todd here: https://toddsheetswriter.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Confidence Surge… But Trouble Ahead - Jay Mehta
2w ago00:07:59Tap to summarizeKerry Lutz sits down with Jay Mehta to break down a stronger-than-expected consumer confidence report—but the story beneath the surface is far more complicated.Mehta explains why confidence is rising, pointing to a still-resilient labor market and households that continue to spend. But despite the upbeat data, the bigger question is how long this strength can actually last.Rising energy costs are starting to creep back into the picture, and they hit lower-income households the hardest—threatening to squeeze discretionary spending and shift the trajectory of the broader economy. So far, sentiment hasn’t cracked… but the pressure is building.Mehta explains why investors shouldn’t react emotionally to short-term shocks, how to stay positioned with a long-term strategy, and why the energy sector is one to watch closely in the months ahead.The consumer may look strong today—but the risks are quietly stacking up.Find Jay here: https://verazadvisors.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Danielle DiMartino Booth: The Truth Behind the Fed’s Closed Doors
4w ago00:29:03Tap to summarizeDanielle DeMartino Booth, a former advisor to the Dallas Fed and author of “Fed Up,” joins us to share her unique perspective on what’s really happening in the world of finance.Kerry Lutz’s Financial Survival Network Substack is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.* Insider Secrets: Hear from someone who spent nine years inside the Fed and saw “the rot from the inside.”* Expert Insights: Danielle’s statements are based on personal experience and deep knowledge of the system, not just opinion or fear.* Current Events: Learn about the future of the Fed chair, the impact of high oil prices on the consumer, and the massive reinvestment in infrastructure happening across the country.* Economic Trends: Discover why Danielle believes we’re heading towards a recession and what the “stagnation” portion of stagflation really means.* Hidden Risks: Understand the potential for a “backdoor bailout” in the shadow banking system and the risks associated with passive investing and AI.Don’t miss this fascinating discussion with one of the most feared voices on Wall Street! 📈 Subscribe to the Daily Feather for daily insights from Danielle DeMartino Booth. 🔗What do you think is the most significant economic challenge we’re facing today? 🤔 Let’s continue the conversation!Danielle just gave you a rare inside look at how the system really works.If you want the framework that explains where it’s all going next—before it hits the headlines—read The Armstrong Economic Code.It’s not theory. It’s the model that’s been calling the cycles—war, rates, inflation, and capital flows—for decades. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Fed Delays, Oil Surges, Metals React - Patrick Mueller
Mar 3000:12:54Tap to summarizeIn this episode, Kerry Lutz talks with Patrick Mueller about how recent central bank policy, commodity swings, and geopolitical tensions are shaping inflation and safe-haven assets. They discuss the Fed’s slow pace on rate cuts — now likely pushed into the fall — and what that means for markets.The conversation then turns to precious metals: Kerry and Patrick describe recent gold and silver pullbacks as normal corrections after a strong rally, noting renewed interest is expected as industrial demand and global uncertainty persist.They also examine how soaring oil prices and disruptions to shipping routes are feeding through to consumer inflation, and review U.S. foreign policy moves in Panama, Venezuela, and Cuba, plus the pressure on China and shifting alliances that could reshape global energy flows.Find Patrick here: https://bellaadvisors.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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FreedomFest 2026: Why the “World’s Fair of Liberty” is More Urgent Than Ever
Mar 2600:43:40Tap to summarizeThe battle lines are being drawn, and the clash of ideas is heating up. In a recent live interview on the Financial Survival Network, Kerry Lutz sat down with the legendary Mark Skousen—economist, author, and the mastermind behind FreedomFest—to discuss the state of global liberty, the “World’s Fair of Liberty,” and why the principles of Adam Smith are the only cure for a world teetering on the edge of economic and political chaos.The Renaissance of Liberty in Las VegasAs FreedomFest approaches its 20th anniversary, Skousen reflects on why he started what has become the world’s premier liberty conference. While other movements are organized and vocal, the “herd of cats” that makes up the freedom movement often lacks a central gathering point.“Why not have an annual get-together for three or four days? I chose Las Vegas because it’s the most libertarian city in the U.S. It’s ‘choose your own poison,’ but with top-tier restaurants and intellectual fire.”This isn’t just a political rally. It’s a Renaissance gathering featuring:* The Anthem Film Festival: Celebrating liberty through the lens of cinema.* The Mock Trial: This year’s trial focuses on the controversial role of ICE and immigration, with a jury selected directly from the open-minded attendees.* The M&M Boys: Mark Skousen and Mark Lichtenfeld providing hard-hitting financial and investment advice.Celebrating a Double Anniversary: 1776–2026This year holds a special significance as the world celebrates the 250th anniversary of two pivotal documents:* Adam Smith’s The Wealth of Nations: The blueprint for economic freedom.* The Declaration of Independence: The foundation of political freedom.Skousen argues that you cannot have one without the other. Without economic freedom, political liberty is a hollow shell; without political liberty, economic growth is stifled by tyranny.The “Adam Smith Cure” for Global ConflictThe conversation turned toward the rising geopolitical tensions and the inflationary nature of war. Skousen emphasized that Adam Smith’s model of natural liberty—governed by the rule of law and robust competition—is the only sustainable path forward.“War is inflationary. Wall Street hates inflation. We are seeing oil disruptions reminiscent of the 1970s. The ultimate goal should be: Commerce with all, and war with none.“High-Octane SpeakersThe 2026 lineup is already shaping up to be a powerhouse of diverse perspectives:* Steve Forbes & John Mackey: Co-ambassadors of FreedomFest.* Kennedy (Fox Business): The event’s regular Master of Ceremonies.* Elon Musk (Tentative): Following his game-changing takeover of X (formerly Twitter), the discussion on free speech has never been more relevant.* Rob Schneider & Adam Carolla: Bringing humor and a fearless defense of free expression.Don’t Be a “Freedom Loser”Mark touched on the concept of “Freedom to Choose” vs. “Freedom to Lose.” While liberty allows for the risk of failure or bad habits, it also creates the space for private education and community responsibility to thrive.FreedomFest is the place to debate these nuances without the name-calling and division found on cable news. It’s about what is right, not who is right.Ready to join the movement? FreedomFest 2026 takes place July 8–11 at Caesars Forum, Las Vegas.Killer Deal for Substack Readers: Use the code ADAMSMITH100 at FreedomFest.com to save $100 off your registration. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Silver’s Violent Liquidation: Is the Bottom In? With Guru David Morgan
Mar 2500:44:34Tap to summarizeIn this episode, Kerry Lutz sits down with precious metals authority David Morgan of The Morgan Report to dissect the recent, dramatic sell-off in gold and silver. After silver hit a massive high of $120 earlier this year, it saw a violent 50% retracement. David explains the mechanics of this “liquidation phase,” the role of the futures market, and why he believes a massive supply-demand squeeze is still on the horizon.Key Discussion Points:* The “Violent Liquidation” Phase: Why silver plummeted from $120 to the $60-$70 range and why this is a natural market correction after a 140% run in 2025.* The Dollar vs. Metals: How the “higher for longer” interest rate environment briefly repositioned gold and silver as rate-sensitive assets rather than crisis hedges.* Physical Supply Reality: David breaks down why the “60 billion ounces mined” statistic is misleading, noting that half of all silver ever mined is lost in landfills or industrial waste.* The Mexico Factor: A look at the geopolitical risks in Mexico, the world’s largest silver producer, including the influence of cartels and the potential for nationalization.* Future Outlook: David predicts a period of consolidation followed by a push toward $100 silver and potentially $6,000–$7,000 gold.* Emerging Demand: Beyond solar and EVs, David highlights robotics and high-density silver batteries as the next major industrial drivers for the metal. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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The 2% Club - Joe Schmitz
Mar 1700:09:10Tap to summarizeIn this episode, Kerry Lutz sits down with retirement expert Joe Schmitz, who introduces his niche client segment he calls the “2% Club”, and reveals the hidden rules his top clients follow — retirees who have both a pension and $1 million or more in savings. The name reflects the intersection of fewer than 20% of retirees holding pensions and fewer than 10% reaching millionaire status. Typical members include retired military, federal and state employees, police officers, and firefighters.Schmitz explores the unique planning challenges this cohort faces, from pressures on public pension systems due to increased life expectancy to concerns about pension solvency. He highlights practical strategies such as electing lump-sum pension payouts when available and tax-aware planning.He also provides insights into the mindset of his clients, describing them as diligent, frugal savers often hesitant to increase spending, and points listeners to additional resources including PeakRetirementPlanning.com, his book Midwestern Millionaire, and other related tax-planning tools.This discussion offers valuable guidance for high-net-worth retirees and those approaching retirement who want to protect their savings and make informed decisions in a changing financial landscape.Find Joe here: https://peakretirementplanning.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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