Podcast
Kerry Lutz's--Financial Survival Network
Hosted by Kerry Lutz · EN
The Financial Survival Network dives into the chaos of modern markets, censorship, and political theater—cutting through the noise with sharp analysis, hard truths, and a dose of dark humor. If you’re tired of filtered news and financial gaslighting, this is your refuge.
khlfsn.substack.com
khlfsn.substack.com
45episodes
Episodes
Newest firstAll episodes
Silver’s Violent Liquidation: Is the Bottom In? With Guru David Morgan
Mar 2500:44:34Tap to summarizeIn this episode, Kerry Lutz sits down with precious metals authority David Morgan of The Morgan Report to dissect the recent, dramatic sell-off in gold and silver. After silver hit a massive high of $120 earlier this year, it saw a violent 50% retracement. David explains the mechanics of this “liquidation phase,” the role of the futures market, and why he believes a massive supply-demand squeeze is still on the horizon.Key Discussion Points:* The “Violent Liquidation” Phase: Why silver plummeted from $120 to the $60-$70 range and why this is a natural market correction after a 140% run in 2025.* The Dollar vs. Metals: How the “higher for longer” interest rate environment briefly repositioned gold and silver as rate-sensitive assets rather than crisis hedges.* Physical Supply Reality: David breaks down why the “60 billion ounces mined” statistic is misleading, noting that half of all silver ever mined is lost in landfills or industrial waste.* The Mexico Factor: A look at the geopolitical risks in Mexico, the world’s largest silver producer, including the influence of cartels and the potential for nationalization.* Future Outlook: David predicts a period of consolidation followed by a push toward $100 silver and potentially $6,000–$7,000 gold.* Emerging Demand: Beyond solar and EVs, David highlights robotics and high-density silver batteries as the next major industrial drivers for the metal. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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The 2% Club - Joe Schmitz
Mar 1700:09:10Tap to summarizeIn this episode, Kerry Lutz sits down with retirement expert Joe Schmitz, who introduces his niche client segment he calls the “2% Club”, and reveals the hidden rules his top clients follow — retirees who have both a pension and $1 million or more in savings. The name reflects the intersection of fewer than 20% of retirees holding pensions and fewer than 10% reaching millionaire status. Typical members include retired military, federal and state employees, police officers, and firefighters.Schmitz explores the unique planning challenges this cohort faces, from pressures on public pension systems due to increased life expectancy to concerns about pension solvency. He highlights practical strategies such as electing lump-sum pension payouts when available and tax-aware planning.He also provides insights into the mindset of his clients, describing them as diligent, frugal savers often hesitant to increase spending, and points listeners to additional resources including PeakRetirementPlanning.com, his book Midwestern Millionaire, and other related tax-planning tools.This discussion offers valuable guidance for high-net-worth retirees and those approaching retirement who want to protect their savings and make informed decisions in a changing financial landscape.Find Joe here: https://peakretirementplanning.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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🕵️♂️ Unmasking the Racket: War, Wealth, and the Surveillance State
Mar 1100:35:33Tap to summarizeIn this spontaneous and hard-hitting live stream, Kerry Lutz is joined by veteran and content creator Christian White to peel back the layers of the global “controlled demolition.” From the economic fallout of endless conflicts to the subtle tightening of the surveillance noose around everyday Americans, they dive into the truths the mainstream media won’t touch.🎙️ In This Episode:• The War Racket: Why the “Military-Industrial Complex” is the only winner in modern conflicts and how it’s bleeding the domestic economy dry. 💥• The Surveillance Snare: How local “parking enforcement” has evolved into a full-stack data mining operation—tracking your movement, insurance, and compliance in real-time. 🚔• Economic Survival: A deep dive into the historical power of silver and gold to hedge against the debasement of the dollar. 🪙• The Epstein Files: Why the recent release of 3.5 million documents has been met with a deafening media silence. 📄• Future Forecasts: Discussing the “Panic Cycle” of 2026 and why the Dow might be heading for 88,000 despite the chaos. 📈🛑 Stop Getting Rolled by the “Parking Racket”Ever wonder why a simple parking ticket now feels like a high-tech shakedown? Kerry Lutz’s new book, “America’s Great Parking Scam: You’ve Been Robbed,” is officially out and hitting the shelves!In this explosive expose, Kerry reveals how what started as a simple “nickel in the meter” has evolved into a sophisticated, full-stack surveillance and data-mining operation.📖 Why You Need to Read It:• The High-Tech Snare: Learn how license plate scanners aren’t just checking for overstays—they’re checking your registration, insurance, and inspection status against massive databases in real-time.• Enforcement as a Platform: Discover how local governments have turned parking enforcement into a “full-stack” revenue generator that tracks your every move.• Fight Back: Get the insights you need to understand the system and protect your privacy and your wallet from the bureaucratic shakedown.Grab your copy today on Amazon or wherever fine books used to be sold!Grab your copy today on Amazon or wherever fine books used to be sold!Bu This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Oil Shock Meets AI Bubble - Jim Welsh
Mar 1100:18:40Tap to summarizeKerry Lutz and Jim Welsh discuss how sustained high oil prices could impact the global economy, noting that the duration of elevated prices matters far more than short-term spikes. They examine recent market reactions to oil moves, regional supply risks such as Qatar’s natural gas force majeure, and why stronger U.S. production today may provide more economic insulation than during the 2008 energy shock. The conversation also places current energy prices in historical context, explaining why a true 1970s-style crisis would require dramatically higher oil prices.They then turn to precious metals, where Jim outlines gold’s recent parabolic rally and sharp correction. While the pullback may continue in the short term, he believes it could ultimately set the stage for the next leg higher in the longer-term bull market.The discussion closes with a look at AI and market structure risks. Massive hyperscale spending on artificial intelligence is expected to boost GDP this year, but it may also distort market psychology and push equity valuations higher than fundamentals justify. At the same time, that spending could reduce corporate buybacks as companies redirect cash flow toward AI infrastructure. With technical cracks appearing in the S&P, the group notes that downside risks for equities may be building.Find Jim here: https://www.macrotides.com/Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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UNMASKING THE DEEP STATE: Why the Globalist Empire is Finally Crumbling
Mar 600:37:14Tap to summarizeThe Global Shift: National Sovereignty vs. The New World OrderIn this intense deep-dive, Kerry Lutz sits down with Dr. Steve Bonta, publisher of The New American, to dissect the crumbling architecture of globalism. They explore the historical roots of international financial institutions, the hidden influence of the Council on Foreign Relations (CFR), and the rising tensions in Iran, China, and Venezuela. Dr. Bonta provides a provocative look at why national independence is under threat and what a return to a “Hemisphere-first” policy could mean for the future of the West.Key Moments & Timestamps0:00 – Introduction3:45 – Financial Shadow Governance6:10 – The “America First” Strategy9:15 – The Path to Economic Independence: 11:45 – Geopolitical Flashpoints: 14:30 – The Monroe Doctrine Revived:17:20 – The Rise of Superpower China:21:05 – Inside the CFR:Find out the truth behind the municipal overreach and hidden taxes in my new book, America’s Great Parking Scam: You’ve Been Robbed! It’s the definitive guide to how local governments and private entities are picking your pocket one meter at a time. Grab your copy now and stop being a victim at www.parkscam.com. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Protection Is Failing - Matthew Tuttle
Mar 400:17:14Tap to summarizeIn this episode, Kerry Lutz talks with Matthew Tuttle as he shares his contrarian investing philosophy and explains why traditional hedges often fail. They discuss how human emotion, AI, and ubiquitous data are reshaping markets, and outline real ways investors can protect their portfolios. Tuttle also previews his new “no-bleed” tail-risk ETF, ONO, and other innovative ETFs coming soon.Find Matthew here: https://www.tuttlecap.com/Find Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Live with Kerry Lutz--Black Swan, Book Drop and Parking Lawsuit
Mar 200:58:12Tap to summarizeThis live stream traversed a wide range of topics, from the shifting sands of global geopolitics and the future of precious metals to the systemic exploitation found in everyday parking.Geopolitics and the “Resource Corridor”• The Post-Iran Vacuum: The conversation began with the crumbling of the Iranian regime and the long-term historical context leading to this shift.• Mexico as a “Black Swan”: Mexico’s stability is viewed as critical to the Western Hemisphere, particularly since it produces 24% of the world’s silver.• The North American Vision: A predicted “resource corridor” stretching from Alaska through Canada and down to Mexico could redefine how the West secures vital materials like oil and silver.• Regional Instability: The collapse of governance in Cuba and potential shifts in Canadian provincial relations were highlighted as major disruptive forces.The Silver Market• Market Volatility: Discussion touched on the recent “fake” breakouts and breakdowns in silver prices, ranging from $121 down to $64, which often serve to flush out leveraged holders.• Long-Term Value: Silver is viewed as a vital hedge against currency instability, with an expected panic cycle peak approaching in April.The Great Parking Scam• Illegal Signage: Many municipal parking signs fail to meet federal standards (the MUTCD), rendering many tickets technically illegal.• Digital Grifts: Parking apps are criticized for forcing users—including minors—into complex contracts and harvesting precise geolocation and behavioral data for profit.• Systemic Extraction: The current parking system is described as a “digitized grift” designed for revenue extraction rather than public utility.Fight the Grift: Join the NAADPIf you’re tired of being a victim of “robotic” municipal extraction, it’s time to take a stand.• Read the Book: Get the full story in America’s Great Parking Scam: You’ve Been Robbed available on Amazon.• Join the Movement: Sign up for the National Association of American Defrauded Parkers (NAADP) at www.ParkScam.com. Substack members receive exclusive litigation updates and a custom parking ticket self-defense kit. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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The War Cycle Returns - Charles Nenner
Mar 200:23:24Tap to summarizeIn this episode, Kerry Lutz chats with Charles Nenner about the return of long-term war cycles and rising global tensions. They break down the Russia–Ukraine conflict, NATO’s role, and historical promises to the Soviets, while warning the war could persist unless stances change. Nenner also flags China–Taiwan as the next major flashpoint and outlines the tough choices the U.S. may face around intervention.Markets are next on the radar. Nenner explains why cycles often drive price moves more than headlines, predicts a major downturn around 2026, and highlights potential rebounds in gold and energy. He also discusses short-term weakness in precious metals, a potential bottom in natural gas, and the broader risks of overvalued markets.Along the way, they touch on media influence, AI analysis errors, and personal experiences that underscore just how unpredictable these times can be. It’s a high-stakes look at what’s coming — for the world and your portfolio.Find Charles here: https://charlesnenner.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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Buy, Borrow, Die Strategy - Mark J. Quann
Feb 2700:14:04Tap to summarizeIn this interview, Kerry Lutz speaks with Mark J. Quann about recent market performance and why US stocks have lagged global markets despite what he views as a still-strong economy. He points to rising wages and increasing energy independence as key factors supporting long-term growth.Quann outlines the “buy, borrow, die” strategy — a tax-focused approach built on owning assets like stocks, ETFs, real estate, crypto, life insurance, and precious metals. Instead of selling assets and triggering taxes, he explains how borrowing against a portfolio can provide access to cash while keeping investments intact.He also shares practical steps for getting started, including small automated contributions and using margin loans through platforms like M1 Finance. Covered-call and commodity ETFs are discussed as potential income and inflation hedges, along with the long-term tax advantages of holding appreciating assets.Find Mark here: https://www.theperfectportfolio.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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$20 Billion a Week — What Could Go Wrong? - Michael Pento
Feb 2300:29:13Tap to summarizeIn this interview, Kerry Lutz speaks with Michael Pento about how liquidity may already be expanding by as much as $20 billion per week, quietly pushing the Federal Reserve’s balance sheet back toward $7 trillion — despite continued claims of tight policy.He warns that the next recession could bring massive deficits in the $4–6 trillion range, potentially forcing the Fed to become the primary buyer of U.S. debt once again. If that happens, inflation may not be accidental — it could be the result of outright monetization.Pento also points to historically extreme valuations in stocks and housing, suggesting markets may need a significant reset to return to long-term norms.He believes gold remains in a long-term bull market and could accelerate higher as recession pressures mount and monetary expansion increases.Pento outlines a defensive approach that includes holding physical gold, adjusting liquidity as conditions change, and watching credit markets for early signs of stress.These long-term cycles are explored in The Armstrong Economic Code— and understanding them may help investors prepare for what comes next.Find Michael here: https://pentoport.comFind Kerry here :https://khlfsn.substack.com and here: https://inflation.cafe Kerry's New Book “The Armstrong Economic Code: The 5 Truths Investors Must Never Forget” is out now on Amazon!Get your copy here: https://a.co/d/bvYbZOz“The World According to Martin Armstrong – Conversations with the Master Forecaster” is a #1 Best Seller on Amazon. .Get your copy here: https://amzn.to/4kuC5p5 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit khlfsn.substack.com/subscribe
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