Podcast
Kickin' with The Rickens: Redefining Retirement
Hosted by Gerry and Heidi Provost Ricken · EN
Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family!
Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire with less stress. He is joined by his business partner and youngest daughter, Heidi, who serves as President and Investment Advisor Representative at Ricken Financial. Working together since 2011, they inform their clients to achieve the retirement they deserve.
Tune into Kickin’ with The Rickens: Redefining Retirement with co-host former MLB announcer Mark Owen’s and join in on the laughs as they cover topical news and trends in retirement.
Learn more about the Rickens online and on social: Facebook and Instagram
Insurance products are offered through the insurance business Ricken Financial, LLC. Ricken Financial, LLC is also an Investment Advisory practice that offers products and services through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. IPW does not offer insurance products. The insurance products offered by Ricken Financial, LLC are not subject to Investment Advisor requirements. 3276140 - 2/24
50episodes
Episodes
Newest firstAll episodes
The Retirement Threat Most People Haven’t Planned For
2w ago00:18:42Tap to summarizeWhat happens to your retirement savings if a long-term care event changes everything? Gerry Ricken and Heidi Ricken Provost explore the rising need for long-term care planning, the risks of self-insuring, Medicaid considerations, and newer strategies that can help preserve assets while providing access to care. They discuss why planning ahead matters and how retirement income, healthcare costs, and legacy goals can all be impacted by an unexpected health event. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →When Retirement Takes an Unexpected Turn
2w ago00:42:49Tap to summarizeOne unexpected event can change your retirement plans overnight. Gerry Ricken and Heidi Ricken Provost discuss the power of pivoting through life's surprises, from health challenges and loss of a spouse to inheritances, business sales, and market volatility. Learn why a flexible retirement strategy, risk management, tax planning, and a comprehensive financial plan can help you adapt when life doesn't go according to schedule. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Surprising Connection Between Everest and Retirement
3w ago00:19:13Tap to summarizeWhat do endurance challenges and retirement have in common? Plenty. Gerry Ricken and Heidi Ricken Provost discuss stepping into the unknown, overcoming fear, and embracing major life transitions. Along the way, they explore how retirement changes the way you think about risk, income, investing, and finding purpose beyond your career. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Retirement Mistakes That Start With the Wrong Mindset
3w ago00:43:11Tap to summarizeWhat if the biggest retirement risk isn’t your investments—but thinking about retirement the same way you thought about work? Hosts Gerry Ricken and Heidi Ricken Provost explore the major mindset shifts retirees need to make around purpose, income, taxes, emergency funds, and portfolio risk. From Roth conversion timing to required minimum distributions and rethinking cash reserves, they discuss how retirement changes the rules of personal finance. Plus, Gerry shares the story of his 42-year marriage and the life lessons that come from navigating change successfully. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Medicare Advice From Friends Can Backfire
4w ago00:17:00Tap to summarizeWhat if one wrong Medicare move at age 65 could cost you money and limit future savings opportunities? Hosts Gerry Ricken and Heidi Ricken Provost break down common Medicare traps, including when not to enroll, how Medicare can affect an HSA, and why well-meaning advice from friends may not apply to your situation. They also discuss the flood of Medicare marketing and scams that target retirees and explain the importance of making healthcare decisions based on your personal needs rather than generic recommendations. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Don’t Let Your Retirement Tomatoes Rot on the Vine
4w ago00:42:46Tap to summarizeAre your retirement savings ripe for the picking—or are you letting them sit too long on the vine? Hosts Gerry Ricken and Heidi Ricken Provost use a gardening analogy to explore preserving gains during market highs, managing retirement risk, and understanding how different annuity strategies may fit into a retirement plan. They also share lessons about perseverance, planning for the future, and why retirement investing should look very different from investing during your working years. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →DIY Retirement: What Could Be Missing From Your Plan?
Jul 1400:19:12Tap to summarizeAre you managing your retirement like a DIY project when it really needs a blueprint? Heidi Ricken Provost and Gerry Ricken discuss the difference between having an investment strategy and having a complete retirement plan. They explore how emotions can impact financial decisions, the value of tax strategy, risk management, income planning, and why many retirees may be focused on the wrong metrics. The conversation also examines the benefits and limitations of the do-it-yourself approach and how a written retirement plan can help bring clarity to the bigger picture. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Retirement Planning Gaps Most People Never See
Jul 1200:37:43Tap to summarizeMore than half of Americans may not have a retirement plan—but what actually qualifies as one? Gerry Ricken & Heidi Ricken Provost break down the key components of a comprehensive retirement plan, including income, investments, healthcare, long-term care, estate planning, taxes, and purpose in retirement. They explain why retirement planning goes far beyond a 401(k), discuss common mistakes retirees make, and explore how the Purpose Approach helps connect financial decisions to long-term lifestyle goals. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Financial Independence Means More Than Investment Returns
Jul 700:19:00Tap to summarizeWhat if one small tax-planning decision today could dramatically change what stays in your family's hands tomorrow? Hosts Gerry Ricken and Heidi Ricken Provost connect the spirit of American independence with financial independence, exploring tax-efficient retirement planning, Roth conversions, risk management, and reducing retirement stress. They discuss how proactive tax strategies can help retirees keep more of what they've earned while creating a long-term plan built around confidence, flexibility, and freedom. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Real Meaning of Independence in Retirement
Jul 500:41:39Tap to summarizeIs financial independence really about money—or is it about having the freedom to spend your retirement years on what matters most? Hosts Gerry Ricken and Heidi Ricken Provost discuss America’s 250th birthday, the meaning of independence, and how tax strategies, income planning, healthcare decisions, and purposeful retirement planning work together. They also share personal Fourth of July memories and explain why a retirement plan should focus on much more than investments alone. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
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