Podcast
Kickin' with The Rickens: Redefining Retirement
Hosted by Gerry and Heidi Provost Ricken · EN
Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family!
Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire with less stress. He is joined by his business partner and youngest daughter, Heidi, who serves as President and Investment Advisor Representative at Ricken Financial. Working together since 2011, they inform their clients to achieve the retirement they deserve.
Tune into Kickin’ with The Rickens: Redefining Retirement with co-host former MLB announcer Mark Owen’s and join in on the laughs as they cover topical news and trends in retirement.
Learn more about the Rickens online and on social: Facebook and Instagram
Insurance products are offered through the insurance business Ricken Financial, LLC. Ricken Financial, LLC is also an Investment Advisory practice that offers products and services through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. IPW does not offer insurance products. The insurance products offered by Ricken Financial, LLC are not subject to Investment Advisor requirements. 3276140 - 2/24
38episodes
Episodes
Newest firstAll episodes
When Your Daughter Becomes Your Business Partner
5d ago00:19:08Tap to summarizeWhen does a daughter stop being your child and become your business partner? Gerry Ricken reflects on working alongside Heidi Ricken Provost, blending family, purpose, and financial guidance. The episode explores succession, shared values, and how meaningful relationships shape both business and retirement. The conversation centers on redefining retirement not as stopping work, but as balancing purpose, flexibility, and time. It also highlights how personal connections—with family and clients—extend far beyond numbers and into lasting, experience-driven relationships. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Your Retirement Plan Isn’t Just a Number
6d ago00:43:02Tap to summarizeWhat if retirement planning isn’t about a number but about answering one question: are you going to be okay? Gerry Ricken and Heidi Ricken Provost break down their “purpose approach,” covering income, taxes, risk, healthcare, and legacy planning. The discussion challenges one-size-fits-all advice and highlights how retirement shifts from accumulation to preservation and distribution. It also examines how personalized strategies, timing decisions, and income planning shape long-term outcomes, while emphasizing the importance of aligning financial choices with lifestyle goals. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →When Life Forces a Retirement Pivot
2w ago00:24:24Tap to summarizeA delayed flight is frustrating—but what happens when life forces a permanent detour? This episode with Heidi Ricken Provost dives into the reality of “pivoting” in retirement, from unexpected travel chaos to the bigger disruptions that can reshape your financial future. Heidi explores how market volatility, caregiving responsibilities, losing a spouse, or sudden windfalls can all alter the path you thought was set. She emphasizes the need for flexibility, contingency planning, and understanding the full scope of retirement beyond investments alone. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Power of Pivoting in Retirement
2w ago00:42:49Tap to summarizeWhat happens when life forces your plan to change overnight? This episode explores the “power of pivoting” in retirement—how unexpected events, from travel mishaps to health diagnoses, job changes, or sudden windfalls, can reshape even the best-laid plans. Heidi Ricken Provost and Gerry Ricken break down why a retirement plan must be flexible, covering income, taxes, risk tolerance, and long-term care. They highlight the difference between having investments and having a true strategy, emphasizing the importance of planning for both positive and difficult life shifts. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →From Physical Challenge to Financial Confidence
3w ago00:19:14Tap to summarizeWhat happens when you push yourself to the edge—physically and mentally—and what does that reveal about your life and finances? Heidi Ricken Provost shares her journey preparing for an intense Everesting challenge while reflecting on personal growth, resilience, and empowering others—especially women—to take control of their financial futures. The conversation connects mindset, confidence, and education, highlighting how overcoming challenges can reshape both personal identity and financial decision-making. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Missing Pieces in Your Retirement Strategy
3w ago00:41:36Tap to summarizeThink your 401(k) means you’re ready for retirement? Think again. This episode breaks down the difference between simply saving and having a true retirement plan. From defining your purpose to building income, managing risk, planning for healthcare, and understanding taxes, Gerry Ricken and Heidi Ricken Provost walk through the many moving parts that shape retirement. They also explore common misconceptions and why missing one piece can impact the entire plan, offering a clearer picture of what it means to retire with intention. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Truth About “Tax-Free” Retirement Advice
4w ago00:19:45Tap to summarizeTaxes might be the biggest bill you never fully see coming. This episode with Gerry Ricken explores why taxes can outpace even your mortgage over a lifetime and why planning shouldn’t stop after April 15th. The conversation covers tax diversification, the role of Roth accounts, and why one-size-fits-all advice often misses the mark. You’ll also hear how personal experiences—from faith-filled community involvement to financial decision-making—intersect with long-term planning and purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Purpose Matters as Much as Your Portfolio
4w ago00:41:05Tap to summarizeWhat if the biggest threat to your retirement isn’t the market—but taxes quietly building over time? This episode with Gerry Ricken looks at how tax planning shapes retirement outcomes, from required minimum distributions to changing tax laws. The discussion breaks down real-world strategies, the impact of long-term compounding, and why timing matters just as much as strategy. It also dives into the “purpose approach,” connecting financial clarity with lifestyle priorities and what comes next after your working years. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Inside Mar-a-Lago: Lessons Beyond the Headlines
May 2600:20:20Tap to summarizeA visit to one of the most exclusive homes in the country turns into a conversation about work ethic, opportunity, and purpose. This episode with Gerry Ricken & Heidi Ricken Provost shares behind-the-scenes moments from Mar-a-Lago alongside reflections on business lessons, personal drive, and what it means to find fulfillment in your work and retirement years. The discussion connects real-world experiences to the broader idea of planning with intention. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Hidden Financial Clutter You Might Be Ignoring
May 2400:41:59Tap to summarizeSpring cleaning isn’t just for your home—it can uncover hidden issues in your financial life too. This episode with Gerry Ricken & Heidi Ricken Provost looks at forgotten accounts, outdated beneficiaries, and missed opportunities that can shape retirement outcomes. The conversation also explores tax awareness, saving habits, and how aligning your finances with your purpose can create more clarity around long-term goals. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
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