Podcast
Kickin' with The Rickens: Redefining Retirement
Hosted by Gerry and Heidi Provost Ricken · EN
Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family!
Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire with less stress. He is joined by his business partner and youngest daughter, Heidi, who serves as President and Investment Advisor Representative at Ricken Financial. Working together since 2011, they inform their clients to achieve the retirement they deserve.
Tune into Kickin’ with The Rickens: Redefining Retirement with co-host former MLB announcer Mark Owen’s and join in on the laughs as they cover topical news and trends in retirement.
Learn more about the Rickens online and on social: Facebook and Instagram
Insurance products are offered through the insurance business Ricken Financial, LLC. Ricken Financial, LLC is also an Investment Advisory practice that offers products and services through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. IPW does not offer insurance products. The insurance products offered by Ricken Financial, LLC are not subject to Investment Advisor requirements. 3276140 - 2/24
53episodes
Episodes
Newest firstAll episodes
Flying Solo Doesn’t Mean Going Alone
Mar 2400:19:02Tap to summarizeRetirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, healthcare decisions, long-term care, and estate basics for individuals. It’s an honest conversation about independence, personal space, and building a support system that extends beyond bloodlines. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →It’s Not Too Late to Run a Better Race
Mar 1700:16:06Tap to summarizeA marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever “too late” to improve your financial plan and explains why retirement success isn’t about hitting a magic number. From income planning and healthcare costs to Social Security timing and personalization, the conversation reinforces that retirement is a long game—one shaped by consistency, flexibility, and purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Purpose Approach: Redefining Retirement Beyond the Numbers
Mar 1500:39:09Tap to summarizeWhat happens when retirement planning starts with "why" instead of numbers? In this episode of Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost step away from charts and strategies to share the story behind their purpose-driven approach to retirement. From tax-focused planning and income clarity to family legacy, community service, and charitable work, they explain how values shape financial decisions. You’ll hear why risk, income, and personal purpose guide every plan—and how retirement can be designed to support the life you want to live, not just the money you’ve saved. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Waiting for Someday Can Cost You Everything
Mar 1000:16:28Tap to summarizeDeath is inevitable—but how you live before it is a choice. Gerry Ricken reflects on loss, longevity, and real-life moments that shape how we approach retirement and everyday living. From family stories to lessons learned too late for some, this episode explores why waiting for “someday” can quietly steal joy. The conversation centers on living with intention, managing priorities, and finding meaning now, not later. It’s an honest discussion about time, perspective, and making the most of every season of life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Real Question Retirement Forces You to Answer
Mar 800:38:59Tap to summarizeRetirement isn’t just about money—it’s about what fills your days when work no longer does. Gerry Ricken breaks down the “Purpose Approach,” explaining how time, income, healthcare, taxes, and legacy all connect to life after work. Through real conversations and personal experiences, the episode highlights why no two retirement plans look the same and why understanding your “why” matters as much as your numbers. It’s a grounded look at preparing for longevity, protecting loved ones, and shaping a retirement that actually fits your life. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Conversations Families Avoid About Death and Money
Mar 300:23:25Tap to summarizeTalking about death is uncomfortable, but avoiding it can leave families unprepared. This episode of Kickin’ with the Rickens explores the emotional and financial realities that surface when a loved one passes away. Heidi Ricken Provost shares real-world insight on grief, legacy planning, and the different ways money is inherited—from life insurance to retirement accounts and property. The conversation highlights why thoughtful planning matters, how taxes can quietly change what heirs receive, and why clarity today can reduce stress during life’s most difficult moments. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →The Hidden Cost of Ignoring Tax Diversification
Mar 100:41:14Tap to summarizeWhen retirement planning meets real life, the details matter more than ever. On this episode of Kickin’ with the Rickens, Heidi Ricken Provost breaks down the often-overlooked differences between investment planning and tax planning—and why ignoring either can quietly erode your retirement. From managing market risk to structuring tax-diversified income, the conversation explores how smarter coordination can shape both retirement security and legacy. You’ll also hear timely insights on education funding strategies, evolving tax opportunities, and why understanding risk across all accounts matters long before retirement begins. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Why Purpose Comes Before the Portfolio
Feb 2400:19:42Tap to summarizeRetirement planning isn’t just about money—it’s about what gives your life meaning. Gerry Ricken and Heidi Ricken Provost pull back the curtain on their “Purpose Approach,” explaining what really happens in a first meeting and why understanding your goals, lifestyle, and values matters as much as the numbers. Along the way, they share stories of community, connection, and the events that fuel their passion for serving clients. It’s a candid look at how retirement planning can align income, taxes, and risk with the life you actually want to live. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Retirement Speed Bumps That Can Knock You Off Course
Feb 2200:41:02Tap to summarizeOne small misstep can knock an Olympian off the podium—and the same idea applies to retirement. Using the Olympics as a powerful analogy, Gerry Ricken and Heidi Ricken Provost break down the “speed bumps” that can derail a retirement plan, from market swings and emotional decisions to taxes and unexpected life events. They discuss why having a real plan—not just investments—matters, and how risk tolerance, income strategy, and tax planning all work together. It’s a thoughtful conversation about preparation, resilience, and protecting the life you’ve worked decades to build. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
Transcribe →Tax Prep vs. Tax Planning—Why It Matters More Than You Think
Feb 1700:18:39Tap to summarizeWhat happens when a new generation joins the fight for tax‑smart retirement? Meet Clayton Mack, the newest addition to Ricken Financial, as Gerry Ricken explores his journey from college athlete to financial specialist. Together, they unpack why tax planning—not tax prep—shapes better retirements, how pensions affect tax‑free income strategies, and what really happens behind the scenes as new talent steps into the industry. It’s part education, part story, and an inside look at the people helping families retire with purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com. Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTubeSee omnystudio.com/listener for privacy information.
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