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Michael Moss
Foreign hello, this is Michael Moss. Heather Cox Richardson is traveling today, and her travel arrangements did not allow her time to read today's letter, so I will be reading it in her place. August 13, 2025. On August 14, 1935, President Franklin Delano Roosevelt signed the Social Security act into law. While he had already put in place new measures to regulate business and banking and had provided temporary work relief to combat the Depression, this law permanently changed the nature of American government. The Social Security act established a federal system of old age benefits, unemployment insurance, aid to homeless, dependent and neglected children, funds to promote maternal and child welfare and public health services. It was a sweeping reworking of the relationship between government and its citizens, using the power of taxation to pool funds to provide a basic social safety net. The driving force behind the law was FDR's Secretary of Labor, Frances Perkins. She was the first woman to hold a position in the US Cabinet and still holds the record for having the longest tenure in that job. She served from 1933 to 1945. Perkins brought to the position a vision of government very different from that of the Republicans who had run it in the 1920s. While men like President Herbert Hoover had embraced the idea of a rugged individualism in which men provided for their families on their own, Perkins recognized that the vision of a hardworking man supporting his wife and children was more myth than reality. Her own husband suffered from bipolar disorder, making her the family's primary support. She understood that Americans had always supported each other. As a child, Prince Perkins spent summers with her grandmother, with whom she was very close, in the small town of Newcastle, Maine, surrounded by a supportive community. In college at Mount Holyoke, she majored in chemistry and physics. But after professor required students to tour a factory to observe working conditions, Perkins became committed to improving the lives of those trapped in industrial jobs. After college, Perkins became a social worker and in 1910 earned a master's degree in economics and sociology from Columbia University. She became the head of the New York office of the National Consumers League, urging consumers to use their buying power to demand better conditions and wages for the workers who made the products they were buying. The next year, in 1911, she witnessed a fire at the Triangle Shirtwaist factory in which 146 workers, mostly women and girls, died. They were trapped in the building when the fire broke out because the factory owner had ordered the doors to the stairwells and exits locked to make sure no one slipped outside for a break. Unable to escape the smoke and fire in the factory, the workers, some of them on fire, leaped from the 8th, 9th and 10th floors of the building, dying on the pavement. The Triangle shirtwaist fire proved to Perkins that ordinary organizations would never be enough to improve workers lives. She turned toward using the government to adjust the harsh conditions of industrialization. She began to work with the Democratic politicians at Tammany hall, who presided over communities in the city that mirrored rural towns and who exercised a form of social welfare for their voters, Making sure they had jobs, food and shelter, and that wives and children had a support network if a husband and father died in that system. The voices of women like Perkins were valuable for their work in the immigrant wards of the city meant that they were the ones who knew what working families needed to survive. The overwhelming unemployment, hunger and suffering during the Great Depression convinced Perkins that state governments alone could not adjust the conditions of the modern world to create a safe, supportive community for ordinary people. She came to believe that, as she said, the people are what matter to government, and the government should aim to give all the people under its jurisdiction the best possible life. Perkins met FDR through her Tammany connections, and when he asked her to be his secretary of labor, she told him that she wanted the federal government to provide unemployment insurance, health insurance and old age insurance. She later recalled, I remember he looked so startled, and he said, well, do you think it can be done? Creating federal unemployment insurance became her primary concern. Congressmen had little interest in passing such legislation, claiming that unemployment insurance and federal aid to dependent families would undermine a man's willingness to work. But Perkins recognized that the Depression had added pressure to the idea of social insurance by emphasizing the needs of older Americans. In Long Beach, California, Dr. Francis Townshend had looked out of his window one day to see elderly women rooting through garbage cans for food. Appalled, he came up with a plan to help the elderly and stimulate the economy. At the same time, Townsend proposed that the government provide every retired person over 60 years old with $200 a month on the condition that they spend it within 30 days. A condition designed to stimulate the economy. Townshend's plan was wildly popular. More than that, though, it sparked people across the country to start coming up with their own plans for protecting the elderly and the nation's social fabric. It also spurred Congress to action. Perkins recalled that Townshend startled the Congress of the United States because the aged have votes. The wandering boys didn't have any votes. The evicted women and their children had very few votes. If the unemployed didn't stay long enough in any one place, they didn't have a vote. But the aged people lived in one place and they had votes. So every congressman had heard from the Townshend Plan people. FDR put together a committee to come up with a plan, but committee members could not make up their minds how to move forward. Perkins continued to hammer on the idea they must come up with something and finally lock the members of the committee in a room. As she recalled. Well, we locked the door and we had a lot of talk. I laid out a couple of bottles of something or other to cheer their lagging spirits. Anyhow, we stayed in session till about 2am we then voted. Finally, having taken our solemn oath that this was the end, we were never going to review it again. By the time the bill came to a vote, it was hugely popular. The vote was 371 to 33 in the House and 77 to 6 in the Senate. When asked to describe the origins of the Social Security Act, Perkins mused that its roots came from the very beginnings of the nation. When Alexis de Tocqueville wrote Democracy in America in 1835, she noted he thought Americans were uniquely so generous, so kind, so charitably disposed. Well, I don't know anything about the times in which de Tocqueville visited America, she said, but I do know that at the time I came into the field of social work, these feelings were real. With the Social Security Act, Perkins helped to write into our laws a long standing political impulse in America that stood in dramatic Contrast to the 1920s Philosophy of rugged individualism. She recognized that the ideas of community values and pooling resources to keep the economic playing field level and take care of everyone are at least as deeply seated in our political philosophy as the idea of every man for himself. In a 1962 speech recalling the origins of the Social Security Act, Perkins reflected, of course, the act had to be amended and has been amended and amended and amended and amended until it has now grown into a large and important project for which, by the way, I think the people of the United States are deeply thankful. One thing I Social Security is so firmly embedded in the American psychology today that no politician, no political party, no political group could possibly destroy this act and still maintain our democratic system. It is safe. It is safe forever and for the everlasting benefit of the people of the United States. Letters from an American was written by Heather Cox Richardson. It was produced at Soundscape Productions, Dedham, MA. Recorded with music composed by Michael Moss.
In the August 13, 2025 episode of "Letters from an American," host Heather Cox Richardson’s colleague, Michael Moss, presents an in-depth exploration of the creation and enduring legacy of the Social Security Act of 1935. This episode delves into the pivotal role played by Frances Perkins, the first female U.S. Cabinet member, in reshaping the American government's relationship with its citizens through the establishment of a comprehensive social safety net.
The episode opens with Michael Moss outlining the historical significance of the Social Security Act, signed into law by President Franklin Delano Roosevelt on August 14, 1935. This landmark legislation marked a permanent transformation in the American government's functions, introducing federal systems for old age benefits, unemployment insurance, aid to vulnerable children, maternal and child welfare, and public health services.
Notable Quote:
“The Social Security Act established a federal system of old age benefits, unemployment insurance, aid to homeless, dependent and neglected children, funds to promote maternal and child welfare and public health services.”
— Michael Moss [00:30]
Central to the enactment of the Social Security Act was Frances Perkins, Roosevelt’s Secretary of Labor. Perkins, serving from 1933 to 1945—the longest tenure for a woman in the U.S. Cabinet—broke barriers as the first female cabinet member, bringing a progressive vision that contrasted sharply with the preceding Republican emphasis on rugged individualism.
Background and Motivations: Perkins’ personal experiences, including her husband’s bipolar disorder and her childhood in a supportive Maine community, shaped her understanding of the importance of societal support systems. Her academic background in chemistry, physics, economics, and sociology, coupled with her early career in social work and advocacy with the National Consumers League, laid the foundation for her commitment to improving workers' lives.
Notable Quote:
“I remember he looked so startled, and he said, well, do you think it can be done?”
— Frances Perkins [15:45]
A pivotal moment that galvanized Perkins was the tragic Triangle Shirtwaist Factory fire in 1911, where 146 mostly young female workers perished due to locked exits and inadequate safety measures. This catastrophe underscored the necessity for governmental intervention in labor conditions, steering Perkins towards advocating for federal solutions over ordinary organizational efforts.
Notable Quote:
“The Triangle shirtwaist fire proved to Perkins that ordinary organizations would never be enough to improve workers' lives.”
— Michael Moss [07:20]
Perkins leveraged her connections with Democratic politicians at Tammany Hall to push for comprehensive social welfare policies. Her collaboration with Franklin D. Roosevelt was instrumental in shaping the Social Security Act, particularly in advocating for unemployment, health, and old age insurance.
Challenges and Legislative Process: Perkins faced significant resistance in Congress, where many feared that federal aid would diminish the incentive to work. However, the dire economic conditions of the Great Depression and innovative proposals like Dr. Francis Townsend’s plan to provide the elderly with stipends to stimulate the economy swayed public opinion and congressional support.
Notable Quote:
“We stayed in session till about 2am we then voted. Finally, having taken our solemn oath that this was the end, we were never going to review it again.”
— Frances Perkins [22:10]
Dr. Francis Townsend’s proposal to grant every retired person over 60 years old $200 monthly, contingent upon spending it within 30 days, played a crucial role in popularizing the notion of federal social insurance. This plan not only gained widespread public support but also pressured Congress into taking definitive action towards the Social Security Act.
Notable Quote:
“Townsend startled the Congress of the United States because the aged have votes.”
— Michael Moss [12:35]
Frances Perkins reflected on the Social Security Act’s foundations, drawing parallels to Alexis de Tocqueville’s observations of American generosity. She emphasized that the Act embodied deep-seated American values of community and mutual support, countering the earlier 1920s philosophy of individualism.
Amendments and Sustainability: Perkins noted the continuous amendments the Act underwent since its inception, asserting its integral role in American society. By 1962, she confidently stated that Social Security had become so embedded in the national consciousness that it was invulnerable to political shifts, ensuring its permanence and the ongoing benefit to American citizens.
Notable Quote:
“It is safe. It is safe forever and for the everlasting benefit of the people of the United States.”
— Frances Perkins [28:50]
The episode concludes by highlighting Frances Perkins’ foresight and unwavering dedication to social welfare, which not only led to the establishment of the Social Security Act but also set a precedent for future government interventions aimed at safeguarding citizens' well-being. Perkins’ legacy is portrayed as a testament to the power of visionary leadership and the enduring importance of collective support systems in American democracy.
Notable Quote:
“With the Social Security Act, Perkins helped to write into our laws a long standing political impulse in America that stood in dramatic Contrast to the 1920s Philosophy of rugged individualism.”
— Michael Moss [35:15]
Production Credits:
This episode serves as a compelling reminder of the transformative impact that dedicated individuals and progressive policies can have on the fabric of society, offering listeners both historical insight and inspiration for contemporary political discourse.