
Hosted by Prudential Financial · EN

Today's greatest retirement challenge is not just saving enough, but also figuring out how to turn savings into income that can last. In this episode of Life & Longevity, host David Blanchett, Head of Retirement Research at Prudential Financial joins Phil Waldeck, Head of U.S. Businesses at Prudential Financial, to discuss new research from the Global Aging Institute and why lifetime income is becoming a defining retirement issue. From the role of employers and policymakers to the value of financial advisors and automatic income solutions, David and Phil unpack what it will take to help more people feel secure enough to enjoy the retirement they've worked hard to build. Not intended as investment advice. Lifetime income provided by an annuity may not be suitable for everyone. The Prudential Insurance Company of America, Newark, NJ. 1092153-00001-00

David Blanchett and Eric Ludwig, Associate Professor of Retirement Income at The American College of Financial Services, explore how millennials can better balance near-term financial pressures with long-term retirement goals. They discuss the implications of default savings behaviors, the growing role of AI in shaping financial advice, and why planning for longer lives requires a shift from accumulation to thoughtful spending. The conversation highlights how reframing longevity as an opportunity can help drive better decisions today. The Prudential Insurance Company of America, Newark, NJ. 1091982-00001-00

Why is it so hard to spend savings in retirement—and how can we fix it? Jean Chatzky, author, personal finance journalist, and founder of Her Money, shares insights from her "forever paycheck" approach, reframing retirement as an income challenge and not just a savings goal. The conversation highlights how turning assets into predictable income can help people feel more confident—and actually enjoy the retirement they've built. For informational purposes only, not intended as investment advice. The Prudential Insurance Company of America, Newark, NJ. 1091706-00001-00

Season 2 of Life & Longevity kicks off with a discussion between host David Blanchett and MP Dunleavey, columnist for the Stanford Center on Longevity Magazine, on how longer lifespans are reshaping financial planning. From building reliable lifetime income to improving communication with advisors and family, this episode explores how we can better prepare for all the opportunities of longer retirements. The Prudential Insurance Company of America, Newark, NJ. 1091515-00001-00

In the season 1 finale, Karen Biddle Andres, Director of Inclusive Saving and Investing at the Aspen Institute Financial Security Program, joins David Blanchett to discuss what it will take to build a more inclusive retirement system. They explore closing the access gap, rethinking plan design, and leveraging public-private partnerships to help more Americans turn savings into lasting retirement security in an era of longer lives. The Prudential Insurance Company of America, Newark, NJ 1090195-00001-00

Brian Elliott, CEO of WorkForward and executive-in-residence at Charter, joins David Blanchett to discuss how AI and shifting workplace norms are reshaping careers—and what that means for retirement planning. This conversation explores "mini-retirements," like part-time or consulting work, and the practical realities of hybrid/remote work, from core collaboration hours to career advancement dynamics. The Prudential Insurance Company of America, Newark, NJ 1090003-00001-00

Award‑winning journalist and author Jennifer Wallace joins David Blanchett to unpack the science of "mattering" and why feeling valued—and adding value—is essential to resilience, wellbeing, and fulfillment across life's stages. This conversation explores how mattering shapes aging, retirement, work, and community, and shares practical ways to strengthen our sense of purpose and connection. The Prudential Insurance Company of America, Newark, NJ 1089832-00001-00

Jason Fichtner, Executive Director at the Retirement Income Institute, joins David Blanchett to explore the evolving landscape of retirement in America—from the origins of Social Security as old-age insurance to today's changing "three-legged stool" of retirement income. The Prudential Insurance Company of America, Newark, NJ. 1089625-00001-00

Michael Finke, Professor of Wealth Management and Frank M. Engel Distinguished Chair in Economic Security at the American College of Financial Services, joins the show to talk with David Blanchett about the three pillars of retirement satisfaction—financial resources, health, and relationships—and how deliberate planning in each area leads to a more fulfilling retirement. The Prudential Insurance Company of America, Newark, NJ. 1089451-00001-00

Hal Hershfield, Professor at UCLA Anderson School of Management, joins guest host Dylan Tyson, President of Prudential Retirement Strategies, to discuss how building a relationship with our "future selves" can shape the decisions we make today. From financial planning to personal growth, this conversation offers powerful insights into how we can chart a path toward achieving the life we want both now and as we age. The Prudential Insurance Company of America, Newark, NJ.1089236-00001-00