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James Sherwin-Smith, a long-time Nationwide member, is challenging the boardroom, aiming for a seat. This is unprecedented, as member-nominated candidates rarely win. Sherwin-Smith gathered over 250 nominations, highlighting the difficulty for members to even get on the ballot. This raises questions about corporate democracy in mutual organizations like Nationwide, which are owned by their members. Sherwin-Smith has criticized decisions like the Virgin Money takeover and executive pay raises. The board is deciding whether to back his candidacy, with the election serving as a critical test of member representation versus efficient management within the mutual structure.

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