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Trump Unloads on Europe...and Who Can Really Be American? - Louder with Crowder | Wave AI Podcast Notes

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Trump Unloads on Europe...and Who Can Really Be American?

Louder with Crowder

Wed Dec 10 2025

Summary

Louder with Crowder – December 10, 2025

Episode Overview

In this provocative episode, Steven Crowder and co-host Nick DiPaolo deliver an unfiltered take on current issues facing America and the West: Trump’s recent “Europe’s Person of the Year” title, the crisis of cultural identity and assimilation, Europe's handling of mass migration, and America’s looming housing affordability crisis. The show features Crowder’s signature satirical style, lively debate, and biting social commentary, especially as they dissect how “political correctness” and immigration policies are reshaping Western societies.

Main Topics and Discussion Points

1. The Decline of European Civilization and Trump’s “Person of the Year” (00:59–18:00, 19:53–48:52)

Crowder’s Take on Europe: Steven laments how Europe, once admired as the pinnacle of Western heritage, is “dead” due to its mishandling of mass immigration and cultural policy. He distances American conservatism from white nationalism, emphasizing pride in selective Western heritage and warning against emulating modern European trends.
- Quote: “Europe has done it wrong. We can see how it fails.” (00:59)
Viktor Orbán Tourism Ad & National Identity: Crowder praises Hungary’s unapologetic refusal to accept mass migration which, he argues, keeps the country safer than its “woke” neighbors. He contrasts this with Mexico’s tourism, employing humor but underscoring a view that homogeneous cultures fare better in security and quality of life. (07:48–09:36)
Trump’s Stance on Europe’s Future: Trump, in a Politico interview, says European nations face “cultural suicide” due to immigration and political correctness, and will soon be irrevocably changed.
- Quote (Trump): “They want to be politically correct and it makes them weak. That’s what makes them weak.” (25:12, 30:13)
Crowder’s Support & Fact-Checking: Crowder backs Trump’s statements, citing demographic and crime statistics to validate claims of rising insecurity and decreasing native populations in Europe.
- “Let me distill this. It’s really simple: do you want your country... to look like Pakistan, Afghanistan, Syria, or India, or do you want it to look like your country?” (26:43)

2. America: Who Can Really Be "American"? Assimilation, Culture, and Immigration (09:36–17:38)

Priya Patel Controversy: Crowder references a viral post by Indian-American influencer Priya Patel, who claims “not all cultures are equal” and that American identity relies on more than just legal status—it requires embracing American culture.
- Quote (Patel, paraphrased): “Not all cultures are equal. This is a simple fact. And I don’t understand why it is now a cardinal sin...to say this out loud, but it is a fact.” (11:05)
Criticisms & Online Backlash: The show highlights the backlash Patel faced, suggesting that public discourse about assimilation is stifled by accusations of hypocrisy or racism.
- Quote (Crowder): “A lot of young people...believe that...what makes someone an American? They want to be here. Well, everyone wants to be here...You devalue whatever is of value by simply giving it away for free.” (14:34)
Connection to Broader Issues: Crowder posits that America’s cultural health and the question of who gets to be American are deeply connected to immigration policy, welfare expansion, and a society's willingness to protect its norms.

3. Political Correctness, Free Speech, and Crime in Europe (32:16–46:29)

Speech Laws and Policing Thought: Crowder and Nick satirize and condemn European “thought crime” laws, referencing high-profile arrests related to hate speech, Quran burnings, and even silent prayer near abortion clinics.
- Quote: “You caused anxiety. Yeah, exactly...You know what kind of would cause me anxiety? An entire religion based on blasphemy. Islam, right? Rape gangs...” (32:16)
Consequences of Migration & PC Culture: The hosts highlight major crimes—including sexual assaults—perpetrated by recent migrants, arguing that open borders, PC policing, and failure to enforce consequences have enabled these incidents and eroded native citizens’ rights and security.
- Quote: “Massive third world immigration...protection of this pattern of behavior through PC Speech laws...She [the young rape victim] wasn’t even tied up. They know no one’s going to help.” (38:36)

4. Proposed Solutions for the Housing Crisis in America (51:38–ends)

Crowder’s Analysis: Crowder details how home prices have vastly outpaced wages since the 1960s, pricing out working Americans from homeownership while policies incentivize investors, foreigners, and illegals.
- Quote: “Buying a home for the first time has never been and should never be easy, but it absolutely should be easier.” (55:00)
Contributing Factors:
- Construction costs rise (“skyrocketed material costs” “shortage of 500,000 construction workers”)
- Institutional investors buy up to 26% of “low-priced” homes—unprecedented compared to early 2000s. (56:00–58:00)
- Foreign buyers and illegals skew the market, driving up prices and rents.
- Local government red tape encourages expensive “McMansions” (58:54)
- High interest rates and a post-COVID bubble further squeeze affordability.
Crowder’s Six-Point Plan: (62:38–64:56)
1. Ban institutional investors from buying single family homes: “That’s not anti-free market. That’s anti-market manipulation.”
2. Allow only citizens and permanent residents to buy homes, with strict verification.
3. Severe penalties for anyone selling/renting to illegals.
4. Legal immigrants must rent for first 2 years.
5. Tax breaks for builders of starter homes.
6. Tax write-off for first-year mortgage payments for first-time buyers.
- Quote: “Why not?...If you are, by the way, a Rumble Premium member...[you’ll hear why not behind the paywall].” (64:56)

Notable Quotes & Memorable Moments (with Timestamps)

“Europe’s dead. That’s where you can come up. That’s where I break with any sort of white supremacist. The people who say, you know, European. Like, I get it, we’re a Christian European nation as far as heritage. But Europe has done it wrong. We can see how it fails.” — Crowder (00:59)
“They want to be politically correct and it makes them weak. That’s what makes them weak.” — Donald Trump (25:12, 30:13)
“Not all cultures are equal. This is a simple fact. And I don’t understand why it is now a cardinal sin according to the left and some on the right to say this out loud, but it is a fact.” — Priya Patel paraphrased (11:05)
“It is not hypocritical for her to have the last name Patel and say, ‘by the way, a lot of people with the last name Patel don’t assimilate.’ She can say, ‘I get it. I’ve benefited from immigrating here.’” — Crowder (13:35)
“You caused anxiety...You can be guilty of a crime for causing anxiety. You know what kind of would cause me anxiety?...Rape gangs.” — Crowder (32:16)
“Let me distill this. It’s really simple: do you want your country...to look like Pakistan, Afghanistan, Syria, India, or do you want it to look like your country? Historically, the United States, France, UK?” — Crowder (26:43)
“Buying a home for the first time has never been and should never be easy, but it absolutely should be easier.” — Crowder (55:00)
“Ban of purchases from institutional investors or foreign investors on single family home units...Incentivize starter homes on the builder side with tax breaks, tax credits, and...first time home buyers with a tax deduction for that first year.” — Crowder (62:38–64:56)

Key Timestamps

00:59 – Crowder’s opening on Europe, identity, and what it means to be American
07:48–09:36 – Viktor Orbán tourism ad & debate on national identity
11:05 – Priya Patel’s viral post and the “assimilation” debate
19:53–26:43 – Trump on “Europe’s Person of the Year,” European allies, and immigration’s effect on identity
30:13–32:16 – Discussion of European “PC culture,” free speech law, and public safety failures
38:36–46:29 – Deep dive into specific European crime/migration incidents and free speech penalties
51:38–64:56+ – U.S. housing crisis breakdown and Crowder’s six-point plan for reform

Tone and Style

The episode is unapologetically polemical, blending satire and sarcasm (“Oh, she has good genes. Retweet”), dark humor, and caustic headlines. The hosts regularly undercut their arguments with asides and in-jokes, especially while referencing British, European, or leftist policies.

Takeaway

This episode of Louder with Crowder frames the West—both Europe and the U.S.—as being at a crossroads, fundamentally challenged by issues of identity, culture, and policy. Crowder and DiPaolo argue that unbridled political correctness, soft immigration policy, and economic mismanagement have weakened the West, and offer hardline solutions, especially for America’s housing crisis. The ultimate message: preserving Western culture and protecting opportunity require a return to old, harder truths—and the political will to act on them.

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Transcript

A (0:00)

Guys, thanks for helping me carry my Christmas tree. Zoe, this thing weighs a ton. Drew Ski, live with your legs, man. Santa. Santa, did you get my letter? He's talking to you britches. I'm not. Of course he did. Right, Santa, you know my elf Drew Ski here. He handles the nice list. And elf. I'm six' three. What everyone wants is iPhone 17 and at T Mobile, you can get it on them. That center stage front camera is amazing for group selfies. Right, Mrs. Claus? I'm Mrs. Claus. Claus much younger sister. And AT T Mobile, there's no trade in needed when you switch. So you can keep your old phone or give it as a gift. And the best part, you can make the switch to T Mobile from your phone in just 15 minutes. Nice. My side of the tree is slipping. Kimber. The holidays are better. AT T Mobile, switch in just 15 minutes and get iPhone 17 on us with no trade in needed. And now T Mobile is available in US cellular stores with 3, 4 monthly bill credits for well qualified customers plus tax and $35 vice connection charge credit sentinel balance due if you pay off earlier. Cancel financing agreement. 256 gigs $830 eligible Ford in a new line, $100 plus a month plan with auto pay fees required. Check out 15 minutes or less per line. Visit t mobile.com AI agents are everywhere, automating tasks and making decisions at machine speed. But agents make mistakes. Just one rogue agent can do big damage before you even notice. Rubrik Agent cloud is the only platform that helps you monitor agents, set guardrails and rewind mistakes so you can unleash agents, not risk. Accelerate your AI transformation@rubrik.com that's R U B R I K.com Racist is what people are going to be saying about today's show. But I don't care. Welcome to the lineup live, 9:00am Eastern to 7:00pm you don't need to change that dial after us. I believe we're going on to tim Pool and YouTube. Live streaming is pretty much dead, so that's kind of cool. We're going to be talking about race culture in general, but more importantly because President Trump was named Europe's person of the year. I remember when it was man of the Year, but, you know, that was a given. And then I also. Europe's dead. That's where you can come up. That's where I break with any sort of white supremacist. The people who say, you know, European. Like, I get it, we're a Christian European nation as far as heritage. But Europe has done it wrong. We can see how it fails. And so I don't want to emulate Europe. I want to emulate what we were for a very long time, which was taking the best parts of Europe and rejecting the. Oh, that's right, we're on YouTube. I can't say a tree.

A (2:27)

Housing crisis. People talking about how it's unaffordable look, a lot of people throwing out their boomer. Hey, you pull yourself up by your bootstrap. Little column A, little column B. But there is a way to fix it. There are some problems that people aren't talking about. I'm gonna issue a six point plan. Hopefully those in the administration are listening. This doesn't need to be complicated. And yeah, it should be easier for you to buy a house for the first time. Doesn't mean it should be easy, but it should be easier than it is. And that's by design. That and more. Nick Depaolo, funniest man on earth, right here. On with the show.

A (9:36)

Which brings us to a conversation here. Well, I've talked about this on Change My Mind with quite a few people, and I've talked about it with the people of color in their barbershops, race in the United States of America and culture in the United States of America and what it means to be American and who can actually be American. I think a lot of people just operate under this premise that everyone can be. No, no. Everyone at one point in time was welcome to embrace Americanism, but a lot of the world has rejected it. And by the way, that includes a lot of Europe right now. So now other people are saying this quiet part out loud. We've been saying it for a long time. This is a post from an Indian American, I guess, influencer Priya Patel. No idea if there's a relation to Kash Patel, because it's like Smith, right? It's hard to say. It's like Smith in the land of throwing poop. Yeah. And here she is discussing the importance of culture and how not all. Not all cultures and not all immigrants assimilate equally. Not all cultures are equal. There, I said it. Guess what? All people are created equal under the eyes of God and the law, but not all cultures are equal. This is a simple fact. And I don't understand why it is now a cardinal sin according to the left and some on the right to say this out loud, but it is a fact. You still have cultures today that embrace things like slavery, underage marriage, polygamy, human sacrifice. And not all immigration is good. Even legal immigration can be bad. And I get that we have this toxic empathy here in the United States where we think that we just need to allow the entire world to flood our borders and invade our country. However, this is how you cause societal collapse when you allow people to move here en masse, as we have, especially from places like the Third World. You don't even incentivize. You don't even allow the opportunity to. For assimilation. Because these people come here in their own communities. They stay together and just take over American cities. We're allowing our culture and our norms to be completely eroded. These people are coming here, they're not assimilating, and then they're outbreeding us in our own country. And Then on top of that, they're committing violent crimes against American citizens and killing us. Now, I will say I don't disagree with anything that she's said. She got two and a half million views for. This is pretty privileged because a little bit she's pretty much saying what was said about three, four years ago. We're saying on Tough crowd. Yeah, it's what. Literally what she said. But if you're a pretty lady, you will get more pleasure. Doesn't mean that it's wrong. Also, she was reposted by Elon, so she's going to be baby mama number 18. She's next on the list. Yeah. I really like what you have to say. I've never heard it before. Want to meet? Here's my penis. So check your DMs.

A (13:04)

Oh, my God. Father Mulcahy skyrockets in flight. Afternoon delight. This could stop a 30 at 6. Oh, geez. I'm just saying, Elon, you know, look, he's. He does a lot of good stuff. Maybe the Antichrist. Now, the replies to Patel's post were not friendly. So this just shows the divide where we all go. Yeah, that's reasonable. And by the way, let me also point out, it is not hypocritical for her to have the last name Patel and say, by the way, a lot of people with the last name Patel don't assimilate. She can say, I get it. I've benefited from immigrating here. And I still don't think that most people from my country if assuming she is from India or her heritage, I still don't think that most of them will assimilate properly. That's not hypocritical. No, it's not at all. And I bet her dad or family came here and assimilated to this culture based on what they produced. Yeah, I would imagine that happened somehow in the last 25ish years. People have just stopped it altogether. And I would imagine one of her parents is somewhat white. She's also Christian. Oh, well, that's nice. Found that out. That's Good. Yeah. The mother works tech support. Yes, exactly. But she's here, which is amazing. So the replies that are not very nice, you can check the references. Alex Cole wrote Wild take from someone named Patel. It's not. You'd think a family history of immigration would come with a bit more awareness. Hey, how about this? What if someone comes from a long line of racists or Klansmen, Are they allowed to diverge? Are they allowed to say, by the way, I am not my father, my grandfather, I don't share their views? Why in this case, do you want to marry someone? Do you want to bond them to a culture that they are rejecting? Isn't it a good thing? It's only hypocritical if you're advocating for something that you don't believe. That's very like, you know, Nancy Pelosi saying you can't go out, you have to socially distance while she goes into a salon in a particle vortex. That would be hypocritical because she doesn't actually fear it. Daniel Drozh wrote the Pick me energy doesn't work with racists. That's something I always say too. Like if women are reasonable, if they have an anti unfettered immigration stance, or if they are more traditionalist and they have an anti feminist stance, they go, you're a pick me girl. Like you're a turncoat. These are all very old, tired attacks. Walter Masterson wrote, the white supremacists don't want you. It doesn't matter how much racism you do for them. It's grammatically incorrect. It's also just a stupid statement. Your mother should be ashamed of you. Christopher Hale, DNC Delegate, wrote deport Priya. Now, in most cases I would agree with those two words together, but in limited situations. But in this case, veto. And so this is what we're talking about too, with a lot of young people. And you realize when you watch that, change my mind Installment. Young people have never had this conversation. They believe that, oh, what makes someone an American? They want to be here. Well, everyone wants to be here. And I know you'll have some elitist Europeans right now, not me. Well, we don't care about you. So everyone wants to come to this country. It's a golden ticket. And you don't appreciate anything. You devalue whatever is of value by simply giving it away for free. A lot of young people just operate their fundamental premises. Anyone who wants to come here with no duties, with no requirements, and not even asking why do they want to come here, do they want to come here because they want to be a part of the United States of America or do they want to come here because of free stuff? Do they want to come here to take. There's a huge difference between a pre welfare state immigration system and a post welfare state immigration system. There's a huge difference between a pre 30/ something trillion dollar debt. Because at the time of watching this, I have no idea where it's going to be. Could be well into the 40 trillions. When you watch this and post that, it's, you know, like you've had a family that has to create a budget. Things get tighter. That's where we are. Anyone acting like they don't understand it is being disingenuous. We need to figure out where the conversation here needs to be. What is an American, and that is culture. And by the way, shorthand for culture sometimes is race, sometimes as entire countries. Because you have to make broad generalizations to make an informed decision as it relates to safety, as it relates to security. So when I say India, of course it doesn't mean all Indians, every single one on earth. But in general, a country where close to half of the people poop in the streets and throw it in celebration as part of their religious holiday and suckle on their mom's tits. I don't want them here or Tim's moms, you know, still going through the process. Sounds like Cleveland. So.

A (19:53)

Europe's Person of the Year is American. It's Donald Trump. Thank you very much. And this brings us to a pretty important conversation. You know, I was raised in Canada. I was born in Detroit area, but raised in Montreal for most of my life. So it's very European. And there really is an inferiority complex. And we do need to examine our alliances as a country right now in the new world. And we, for example, we certainly should have a say in this when we spend more on defense than all of our European NATO allies combined. It's not even close. I think you have that there. Yeah. Overlay. It's not even close. The fact that we all act like everyone has a seat at the table in equal measure is ridiculous. And the fact that anyone in Europe, any leader in Europe who is leading a nation where they jail their people for speech and they commit national suicide, cultural suicide, and they're going to browbeat, is absurd. At no point in human history has this taken place. And it only takes place because we allow it can we be allies with suicidal nations? That's a pretty important question to ask. So Donald Trump is Europe's Person of the Year. What's funny is all the Europeans who lost out, like, was it. Meta Frederickson is the Denmark Prime Minister. Farage was on there. Giorgio Meloni from Italy, Viktor Orban. We just showed that tourism ad. Yeah. So as part of this award, President Trump was interviewed by Dasha Burns on Politico, who, by the way, before we get to it, she looks like a European dominatrix in a jacket that she's waiting to take off until she goes on set. I don't know why this. What the hell? What is she? Who is she? She's a reporter, believe it or not. And the one on the right is an actual dominatrix. I know, it's like I can't. It's like I'm seeing double. But. Sorry, Sam. Here's the interview. And he gave some cold, hard truth. Welcome to a very special episode of the Conversation. I just wrapped up an interview with President Donald Trump here at the White House. We spoke for about 45 minutes about the seismic impact that he is having all over the world. You can imagine some leaders in Europe. Why'd you just jump out of a pool by what your posture is? And your leaders should be freaked out by what they're doing to their countries. They're destroying their country. Well, European Council President, people I like. Look, there are people I like. I get along with them. You know that. But they can't let this happen. And it gets to a point where you can't really correct it. There'll be a point, and it's very close to that point. And what will that mean? It will mean that they're no longer going to be strong nations. Does that mean they won't be allies or they'll be. Well, it depends. You know, it depends. They'll change their ideology, obviously, because the people coming in have a totally different ideology. But it's. It's going to make them much weaker. They'll be a much. They'll be much weaker and they'll be much different. And what will that mean for our relations? Look at your mayor of London. He's a disaster. Just goes on. I know. Got a totally different ideology of what he's supposed to have. And he gets elected because so many people have come in, they vote for him now because, you know, it's like, it's one of those things. But I hate what's happened to London and I hate what's happened to Paris. I hate when I see it. It's funny. Can you imagine telling any other empire, you go back to Rome, you could have Turks, Ottomans, where they could see, you know, if you could explain to them in television and, you know, they didn't think it was witchcraft and kill you explain to them like, yeah, yeah, that, that woman who looks like she's a part of your empire is questioning another guy who looks like he's a part of, of your empire. But she actually thinks it's wrong to look that way. She takes no pride in it. She has no respect for her heritage. They go, what? She wants more people to come into our countries and make none of us look like her. They wouldn't be able to understand it. This is something that is very new and it's the opposite of human nature. It's the opposite of self preservation of a species of people and not just the human race. But yeah, yeah, white people as well. It's okay for them. And by the way, I get that white people are not a monolith. It's okay for Hungary to want to have Hungarians there. It's okay for Denmark to want to have Danish people there. It's okay for Sweden to look like Sweden. You know who doesn't have a problem with it? Japan. This is a suicidal empathy. And I'm just doing this so that you guys understand I'm okay with it. Yeah, race shorthand for culture and nations that are incompatible. Okay. We're not going to shy away from it. Here's President Trump specifically railing on Europe's PC culture at its own demise. Do you intend to send kind of a message of tough love to our allies to push them to make reforms, or do you think that many of them are just weak and you don't really want to be allies with them? I think they're weak, but I also think that they want to be so politically correct. I think they don't know what to do. Europe doesn't know what to do. They don't know what to do on trade either. I mean, I look at a lot of the trade, you know, situation that's going on over there. It's a little bit dangerous, but. But Europe.

A (32:16)

By the way, over there. It's. It's okay. They say it all the time. Oh, God. Yeah. She's like, well, they say it more than my house. It's not even an insult over there. But think about that for a second. Think about that. I don't want to get arrested. You caused anxiety. Yeah, exactly. I, I, that greasy guinea was about to think it. Well, they'd be right. In that case. Yeah. Let me. Notre Dame sucks. Oh, hey. Oh, you're too cool for school goatee. Does it fool me? I can see those foots rolling around these people. My God, have you seen the anxiety epidemic? Yeah, it's a bunch of fat bitches with wallet chains from Hot Topic talking about how crowds make them Anxious. And you can be guilty of a crime for causing anxiety. You know what kind of would cause me anxiety? You know, if I wasn't a fully grown man. An entire religion based on blasphemy. Islam, right? Rape gangs, saying Jesus Christ isn't who we believe him to be. And you waged wars to try and convince people and subjugate them. You know, that's a little bit. It's a little bit unnerving. But we're grown adults, so we can talk it out. You can't handle people thinking prayers. Think about it. That is literally a violation of God's prescription to be conservative. Your prayer closet. Don't pray out there to be pious in public. What are you thinking? Yeah. And that gets you in trouble, right? I don't understand the focus on this stuff like causing anxiety. I'm like, listen, there are groups of people that come to the UK that need to be anxious. They need to go, you know what? I can't just do what I've done in my own country. We can't go around in the rape gangs. I guess technically never happened. Except for all the people that got raped. I mean, you know, what do I know? Or all the people that. In London right now, you are a minority if you are white, specifically in London, I guess we're just gonna import the third world and that's. Now I can't be. I can't be worried about that, I guess. Well, again, it's a binary choice in eradicating anxiety. The jackboot thugs, the police in these countries create anxiety. They create anxiety by arresting their own citizens for speaking for. Let me give you some examples. In Germany, police arrested people for posting memes in 50 separate raids. Come on, memes. I hear the words German and raid in the same sentence. And if I had the nuclear codes, I'd be activating them a little bit. In the uk, a Hampshire man was arrested for reposting an offensive meme. In France, the presidential candidate there, Zamor, was fined for expressing his views on migrant criminality. In Sweden, courts charged a man for burning the Quran in a protest. Okay, now do the Bible. In Spain, Priest. There was a priest there was arrested for writing an article pointing out that Islam wants to destroy Christianity. It's kind of the basis of the religion. Don't let them fool you by saying, we all respect Jesus. No, you don't. No, you don't. You say that he's a fraud and the apostles changed that. He wasn't crucified. He didn't raise from the dead. That's blasphemy, according to us in the uk. You just saw that. That's the worst one. The lady was arrested for silently praying outside of an abortion clinic. Now that in and of itself, it would be terrible.

A (38:36)

That lady, that young girl wasn't even tied up. And I watched this a few times going, does she have handcuffs? No. They're not even restraining her because they know no one's going to help. She's going, yeah, yeah, right this way. We're going to rape you. Here's how they failed her. Massive third world immigration. That's a policy from the left. And then they go further in the name of providing anxiety protection of this specific pattern of behavior through PC Speech laws. It starts with speech laws. It starts with speech laws because people can't speak out against it. That makes people afraid to help a young whiter lady. And then finally, hey, what do you think happens? She has a gun. Her God given right to self defense. We don't want to walk around with guns. Yeah. Bet you she would, bet you she would have liked to have a gun. Either they scatter or because they're Afghani and retarded, they'd lick it and she'd shoot them anyway, you know, like a dog or a good guy with a gun. Or a good guy with a gun. But no one with a gun. That crime, it's a confluence of policies that stem from a worldview and it just, it culminates in this environment where it is unfettered. Those people, you know, back in the day in movies with, if there was a rapist, right, they'd be in an alleyway. They'd say, keep your voice down. These guys weren't even concerned. What does that tell you? It's not just the crime, it's their demeanor. They fear no repercussions. Maybe because the local media referred to the rapists as boys and the 15 year old victim as a woman. Yeah, they edited the article after being called out on social media because they used to, for a long time they were able to get away with that. Hey, here's something else. Could we have logically assumed that this was the likely outcome, you know, like we're doing today? And we'll be accused of racism. Well, hold on. Maybe the best indicator how someone will behave in your country is what kind of behavior is tolerated in their home country. So let's go to Afghanistan. Could anyone have seen that they might be, for example, following Sharia law under which women have no rights. Oh, that's right. That's the case in Afghanistan. A woman's voice actually cannot be heard in public in Afghanistan. I don't have a problem with that one. They don't. Especially if it applies to NFL sideline reporters. No one has a perfect batting average and no one has an all missing record. So you know what, that's. But think about this, would we, hey, what's the rape like in Afghanistan? Let's take that exact crime that you just saw and takes place in Afghanistan. Are those guys going to be tried?

A (44:17)

Definitely is. But listen, the judge cited the duration because he finished quickly, right? What? Yeah, the judge literally, in that quote, cited. You're kidding me. The duration. Because given the nature and the duration of this, I'm like, what? I know. They should finish quickly into that judge. Yeah, I don't think he was a bad fuck. So. Yeah, exactly what I mean, it's like. Yeah, yeah. Only concerned with his own pleasure. Oh, my goodness. Wait, you were raped? What was it, refractory period? Yes. And we're on our way. I mean, say hello to Mandami. No, I know, but you're 100% correct. 100%. How about any crime? How about loitering? How about the fact that we accidentally stumble upon you in the parking lot and you've committed no crime other than being there, and you're not supposed to be there, gone by. Yeah, the bar has to be so freaking low. I went to catch somebody else and you happened to be there. I got a twofer, all right? That's not your fault. Oh, you mean kind of like deportation? Which are taking place in this country and the left. Sarah. Violation of human rights. Look, you can up the deportations right now, right now, this second, or you can end up with that. You have daughters. I have no respect for you. None. You choose a letter. None. If you have sons, I have no respect for you if you're a human being. You know what? I just don't have respect for most people. How about that? Let's just stay with that. That's a good blanket statement. Helps Europe. And JD Vance really voiced this. I would say Donald Trump did a good job there. Political correctness is not the right term. It's bigger than that. I don't know what the term is. You know, I mean, that sounds innocuous. Yeah, it's a cancer. It's, it's worse than just being PC. I don't know. It's a, it's a brain speech state. Yeah, I think. Yeah, yeah, it's, it's a totalitarian state against speech. That's really what you're dealing with with Europe. Yeah. And by the way, this is, this is, this was obvious to anyone who saw it coming. Since 2015, you've had 3.6 million asylum seekers admitted to the EU and that's where like you've seen this. All of Europeans, native born Europeans, their rights have been violated in the name of housing and accommodating foreigners. The two primary countries are, I think, at least in the top five. Afghanistan and Syria. They reflect the same laws, by the way. So again, if you go, wait, hold on a second. Millions of people coming in, creating entire ghettos in cities.

A (46:29)

What do their countries look like? What do their laws look like? What are their values? Okay, it's not compatible with us here. Everyone saw it coming. It's not by accident. Just like 15 to 20 million illegal aliens in four years in the United States. You would have to believe that the Democrat Party is functionally retarded. And you would have to believe that the leadership of the EU was functionally to not see this coming. And even then you would have to believe that they have no reading or auditory comprehension whatsoever because people were telling them so. Yeah, I'm leading the witness. They can't be retarded. People were telling them, warning them this is going to go one way. They did it anyway. It's evil. Don't be afraid of people accusing you of racism. And J.D. vance was excoriated for what he said at the Munich Security Conference. I think it was. And he was right. And unfortunately, when I look at Europe today, it's sometimes not so clear what happened to some of the courts. Cold War's winners. I look to Brussels, where EU Commission commissars warn citizens that they intend to shut down social media during times of civil unrest the moment they spot what they've judged to be, quote, hateful content. Or to this very country where police have carried out raids against citizens suspected of posting Anti feminist comments online as part of quote, combating misogyny on the Internet. A day of action. I look to Sweden, where two weeks ago the government convicted a Christian activist for participating in Koran burnings that resulted in his friend's murder. And perhaps most concerningly, I look to our very dear friends United Kingdom, where the backslide away from conscience rights has placed the basic liberties of religious Britons, in particular, in the crosshairs in Britain and across Europe. Free speech, I fear, is in retreat. Yeah, here's how you fix it, too. Let me give you a solution, okay? Number one. In Europe, deport every single illegal. Deport every single legal immigrant who you spot committing any type of a crime, including trespassing or loitering. Create laws to favor your citizens over foreigners. You immediately stop criminalizing speech.

A (51:38)

Okay, this next one, it's a big one. The affordability crisis for first time home buyers. I'm going to explain why it's a problem. There are more factors contributing to it than either side of the current argument is giving credence. And I want to lay out a six point plan, a solution and you can let me know if you think I've missed anything or if you disagree with any of my proposed solutions here. Guys. Thanks for helping me carry my Christmas tree, Zoe. This thing weighs a ton. Drew, Ski, lift with your legs, man. Santa. Santa, did you get my letter? He's talking to you, Bridges. I'm not that. Of course he did. Right, Santa, you know my elf Drew Ski here. He handles the nice list. And elf, I'm six' three. What everyone wants is iPhone 17 and at T Mobile you can get it on them. That center stage front camera is amazing for group selfies. Right, Mrs. Claus? I'm Mrs. Claus's much younger sister. And AT T Mobile, there's no trade in needed when you switch. So you can keep your old phone or give it as a gift. And the best part, you can make the switch to T mobile from your phone in just 15 minutes. Nice. My side of the tree is slipping. Kimber, the holidays are better. AT T Mobile switch in just 15 minutes and get iPhone 17 on us with no trade in needed and Now T Mobile is available in US cellular stores. Monthly bill credits for well qualified customers plus tax and $35 vice connection charge credits and imbalance due if you pay off earlier. Cancel financing agreement. 256 gates $830 eligible for it in a new line. $100 plus a month plan with auto payments, taxes, fees required. Check out in 15 minutes or less per line. Visit t mobile.com so let's set this up first. There's been a gap between home prices and incomes and that's been growing since the early 2000s. I mean, it's well documented the barriers to buying a home in the US are getting higher. Homeownership feels increasingly out of reach for many Americans. Families in the old pyramid of the American dream owning a home at the very top. Years of runaway costs turbocharged by a rogue Wall street and a distorted housing market have priced working families out of the American dream entirely. New data shows a growing portion of the US Is becoming unaffordable for people looking to buy a home. More than 75% of homes across the US are unaffordable. As the gap between wages and home prices widens. Homebuyers need an annual income of roughly 113,000 to afford a median priced house. Now I can already see the comments section breaking out into the war that it always does. Okay, you'll have one group saying pull yourself up by your bootstraps and the other side saying, okay boomer, you don't know what it's like. That's what's going to take place. Here's my position and I'm going to make what I would argue is pretty airtight case. Buying a home for the first time has never been and should never be easy, but it absolutely should be easier. And there are ways that we can do that. So both sides do have an argument on this. And I think both have selfish interest at heart. Both do older people in their homes. They want to see their homes increase in value. I understand that younger people are saying that's what's pricing us out. And all homes have skyrocketed, nearly all homes in value recently in a way that is not in line with historical context. Let me give you the cold hard numbers. Okay? The USA median home prices, all right, so in the 1960 70, there were about three or four times the median household income. You could pay that off much more quickly than today in 2024, 25, it's seven times the median household income, 10 times that in big cities. And by the way, you can't Say that this is a result of unfettered capitalism because it's actually worse in other countries around the world. Certainly the most comparable places like Canada, Australia, the UK it's worse. Where they would tend to lean more left, as they would tell you, as far as social safety benefits, all that. So let's first set the stage. Yes, it's true. From the 1950s to now, the average square footage of a home has more than doubled with way more amenities. That's true. More bathrooms, central air conditioning, two, three car garages are standards. That's. Your parents didn't have that. Those were considered luxuries. So that's true. So when people say, oh, you know, why don't you just forego that? They would have a point. Except for the fact that it's not possible in many instances. So why? Well, let me give you a few reasons. Okay. That prices have sort of decoupled from wages. Construction costs. Right. Increased competition from investors, illegals, foreign buyers, Regulations that also increase costs and incentivize McMansions over starter homes, high interest rates. Let's go through them one by one. First contributor here. Number one, the cost of construction has increased across the board. This is something that older generations may not be aware of. There's a construction worker shortage. That's one contributing factor. In 2024, there was a shortage of 500,000 construction workers. That's about $10 billion worth of delay costs. 19,000 fewer homes built. You could also argue that that's been spearheaded by the left because they've told everyone, everyone to go to college and fewer people want to go into construction. I used to do that summer job with Johnny Boy. Also, material costs skyrocketing. The price of construction materials. From 2016-25, they've gone up by about 46%. That has exceeded overall inflation since COVID So this is an industry, this is a sector that has hit worse than others. That's true. Increased costs. Number two key fact here, institutional investors and foreign buyers entering the game. It's not the only fact, it's not the only contributing factor, but it's an important one and one that boomers and older generations didn't have to contend with. So from 2000 to 2024, the percent of low priced homes bought by institutional investors, it went from 10% to 26%. And they turn a lot of them into rentals and they raise the prices for buyers. That's a problem. That alone changes the market a whole bunch. Along with the increased costs, foreign buyers flood markets like Miami in the last two years, 52% of new construction, they were sold to foreigners. Wow. That also brings us to illegals, drive up rental rates. Trump. The deportations that he's carried out prove it. So Since President Trump, 2.0 apartment vacancy rate is now at 7.2%. That's the highest ever. Rents dropped the last five months. That's the steepest drop in 15 years. Also a lot of illegal. So that's just rent. That's what we can actually monitor. Right. And it takes a while. There's a fuse with home purchases. There are illegal aliens purchasing homes. Same thing with overall inflation. Well, get rid of tens of millions of people who don't really pay for it because they're living a subsidized life. And that changes it. Get rid of people who have no business being here and aren't contributing tax wise in a way that is comparable to native born American citizens. That changes. So institutional investors, foreigners, illegal aliens, skyrocketing costs. This brings us to key fact number three. Regulations, local regulations and municipalities that incentivize McMansions over starter homes. What do I mean? They make money off of property tax.

A (58:54)

They have a vested interest in increasing revenue. It is better for most municipal governments if home prices are higher. Everyone has an interest. Everyone who is in the market or everyone who collects revenue from the housing market currently has a vested interest in keeping prices high and seeing them increase. And I get that if you're in a home, I understand that, but couldn't you be okay with, you know, just seeing your home increase in value as it did historically and not double in value in three years? If, if you accept that it's kind of been artificially created. So let's go to local governments. So regulations, red tape, they account for an average right now about $94,000. That's a fixed price for each home. Okay. There are compliance costs too that are astronomical. So think about that. You take the construction materials, you have a $94,000 base price. You've seen a 46% inflation in construction materials costs. If you're a business, you're building homes. Well, it's like our baseline. Now our break even point is let's say 300,000. And we really don't want to sell a home for less than 400,000. You're not going to be creating a home for a hunt that can be sold for 1500-002000-00250,000 when your fixed price just in red T is $94,000 alone. So those companies aren't going to be making those homes. And those companies are precluded from making those kinds of homes because the local governments have an incentive to increase the bureaucratic costs. Why higher home values? Higher property values means more property taxes. All of this contributes, and you can see it directly, you have municipality, they practice something called fiscal zoning where they mandate larger homes specifically to increase property tax revenue and specifically to minimize the cost of public services. I know what you're thinking, but what about tiny homes? Okay, yes, they've become more popular, kind of a trend, but they are somehow getting smaller and smaller. George Michael's a fan of it.

A (62:38)

Write out my solution here. But again, let's, so let's go through this just to recap. Okay. The reason that home prices are going up. Yep. Okay. We accept that. Bigger homes. Yep. More amenities. I get that. Sure. But what we also have is again, cost of construction. The increase overall have gone up across the board. We have institutional investors, foreign buyers in the game. We have of course, illegal immigrants there who are contributing to it as well. There are incentives from regulatory Bodies to increase the cost in red tape so that McMansions are built instead of first time homes. That's something that's just not really being built anymore. And local governments, municipal governments taking part in that, as well as interest rates being high since COVID And we kind of have to make up for what we did. Fannie Mae, Freddie Mac and the housing crisis. All right, so what's the solution? I have a six point plan here. This is just a suggestion of jumping off of point because people act like we don't know where to start. Number one, here's what you do. You ban the purchase of single family homes by institutional investors. BlackRock Vanguard. Nope, can't do it. You restrict it to individual owner occupiers. Right. People buying homes or small local providers. Home providers. You set a cap on it. And you certainly have to live in the state. There's no reason that a company who is stationed overseas should be buying up all the property in Miami, any more than there's a reason for someone in Texas to be buying all the property in Idaho. You want to flip some houses? Okay, great. Do it in your state, do it in your municipality where you have a vested interest in it actually being a functioning community. So number one, ban that. That can happen. That's not anti free market. No, it's good. That's anti market manipulation. Number two, only citizens and local permanent residents can buy homes with strict verification. No more illegal aliens can buy homes. And I'll get to. Even legal immigrants. We'll get to that. What kind of stipulation is there? We verify it. I don't know if you know this. That's not the case many places in the United States. Number three, severe penalties for selling or renting to any illegals.

A (64:38)

That also means, of course, in combination with deportations being sped up and stronger borders. So we plug the hole, we start draining what's in the boat right now. Okay. Number four, for legal immigrants, a renting period only for the first two years of residency. Meaning if you come here, you're on a visa, you have a green card for two years, you have to rent. You know, like people who are coming up into the economy who are born here, going to. What they have to do, they have to rent. Prevents an immediate shock to the purchase market. And it disincentivizes people who say, I'll just go to the States and I will buy a house, put 19 family members in it and ride it up. Nope, if you move here, hey, it's the cost of the most valuable citizenship. Eventually or residency in the world. That's number four. I realized my fingers weren't going four. Number five, incentivize starter homes with tax breaks. Basically a write off. So that. Well, that would be for individuals. Sorry, tax breaks for builders first. Yeah, so that's five. It still writes stuff off. Yeah, yeah. To build entry level homes because a lot of this is municipal. So it would have to be offset on a federal level. In other words, if your local government is going to say, actually we're going to increase these costs and you're going to have to do this extra certification verification. Okay, let's nationally have something to offset that for builders. So it makes sense for builders to build smaller starter homes. It shouldn't be the choice of a tiny home gimmick because there's a documentary on Netflix or McMansion that wasn't historically your choice. Your only choice. I should say we need to make building smaller starter homes profitable again. Because that's your first step, right? You get a starter home and then you upgrade. That's what people used to do. It's very difficult to do now. Finally, number six, first time home buyers get a tax write off for the first year. Whatever you pay in your mortgage, that's now a write off. Because a lot of hard working Americans who are looking to buy a home, these are the types of Americans who typically pay taxes and they have to plan for a big bill at the end of the year in some cases. When I rented, I could write off my home office far more generously than when I moved into a house and had the studio in my garage. My whole house was. My people lived in my house. Why in any world should we be incentivizing renting over buying? So if you're buying a home for the first time that first year, whatever you spend your mortgage, at least that's a write off, that's a deduction on your taxes. So let me walk you back through it. Six point plan. Okay. Just to make sure there's no misinterpretation, ban of purchases from institutional investors or foreign investors on single family home units. Units only citizens, local permanent residents can buy homes with very strict verification. Severe penalties for anyone housing renting to or selling homes to illegal aliens. Along with increased deportations. An immigrant, legal immigrant renting period for the first two years of residency. Incentivize starter homes on the builder side with tax breaks, tax credits, and then incentivize first time home buyers with a tax deduction for that first year. Do I think that would fix everything? No. I think it would make a really big dent. And so you have to ask yourself if these are reasonable proposals, why not? Why not? Why is nothing like this being done? Why is nothing like this being proposed? This is where people have legitimate grievances with the Republican Party and this administration and ignore this. Hey, President Trump, ignore this at your own peril. Ignore this. J.D. vance, at the guaranteed failure of your presidential run next go around. You gotta do something. And these are really very low cost measures to take. So why not? Well, we'll talk about why not. If you are, by the way, a Rumble Premium member. So click that button right there. Click it. Join. It's a great Christmas gift because you get this wonderful hand etched mug if you join annually, $99. Or try it for $9.99 a month if you want to see more. Change my minds. Black and white, the gray issues or the professor debates that we'll be doing in the new year. Yeah, none of it happens along with the Daily show outside of your membership. No foreign caliphate, no APAC money, no nonprofit money. Just you sip, sip sipping on your mug. Let's get to why. Let'.