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Selma Hepp (Cotality) joins Richard K. Green (USC Lusk Center for Real Estate) to unpack the third year of low home sales as affordability and insurance reshape demand across the US.

From Florida's downturn to California's inventory bump, the conversation explores local shifts and their contributions to national trends. Hepp also shares how new climate risk tools could change pricing and property insurance in the future.

Highlights include:

- Why home sales today look worse than in the aftermath of the Great Recession - What makes Austin's home value decline so unique - Why the Midwest and New England lead the nation in home price growth - How climate risk and insurance are impacting migration - The growing role of small investors, especially in housing markets with constrained supply

More: http://lusk.usc.edu/perspectives