KiwiSaver is changing, and you need to know what that means for your money.

The Government has changed the rules, and they’re coming in to force now.

Your own contribution rates, government contribution rules, and employer payments are all shifting. And depending on your income, age, or how your salary package works, the impact on your take-home pay could be very different.

In this episode of Ask the Experts, Kristin Sutherland, strategic coach at EnableMe, helps us figure out what these changes mean in reality.

We’re talking:

The key KiwiSaver rule changes you need to know
How higher contribution rates could affect your take-home pay
Whether the employer contribution changes are actually a boost or just a reshuffle
Why higher earners lose the government contribution
The biggest KiwiSaver mistakes people make during rule changes
How to review your fund, fees, and settings so your KiwiSaver works harder for you

If you have a letter you’d like us to answer, please send it through to ask@francescook.co.nz and you might feature on our next episode!

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This podcast was filmed & produced by Fanaticals

Video editing & content production by Lana Byrne

Audio engineering by Tash Chittock