Petrol is up 43%. Diesel has nearly doubled. But the financial damage from the Iran war goes way deeper than what you're paying at the pump, and a lot of it is already locked in, whether there's a ceasefire or not.

In this episode, Frances Cook breaks down exactly what this means for your groceries, your mortgage, your job, and your KiwiSaver. And most importantly, what you can actually do about it right now.

We’re talking:

- Why fuel prices won't drop quickly even if the conflict ends

- The fertiliser story nobody's talking about (and why it'll hit food prices in the months ahead)

- What the Reserve Bank's latest warning means for your mortgage

- Whether you should change anything with your KiwiSaver or investments

- Practical steps you can take today on transport, food, your job security, and more

This isn't doom and gloom for its own sake. It's about taking back control of the parts you can actually influence.

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This podcast was filmed & produced by Fanaticals

Video editing & content production by Lana Byrne

Audio engineering by Tash Chittock