Podcast
Making Sense of Money, presented by P1FCU
Hosted by P1FCU · EN
Join us on Making Sense of Money, presented by P1FCU, where we dive into the topics that matter most—your money, goals, and community. Whether you're looking to boost your credit score, build a budget for the new year, or plan your dream vacation, we provide actionable insights and expert advice to support your financial journey. Our mission is to promote financial well-being for all.
Each episode features guest speakers, including financial experts, local business leaders, and community partners, who share tips on everything from home buying and saving for major milestones to grocery shopping on a budget. We also spotlight impactful partnerships, celebrate our members' community contributions, and offer pro opinions on finances, saving, and managing money smarter.
Plus, our guests share what they wish they had known about money earlier in life, delivering valuable lessons and fresh perspectives for listeners of all ages.
Subscribe to Making Sense of Money, presented by P1FCU, to take charge of your finances and stay connected with your community.
12episodes
Episodes
Newest firstAll episodes
Inside The Home Inspection Process
4d ago00:19:57Tap to summarizeIn this episode of the Making Sense of Money podcast, Danielle sits down with home and commercial inspector Paul Duffau to explore one of the most important steps in the homebuying process: the home inspection. From uncovering hidden issues to providing peace of mind, Paul shares why an inspection can be one of the smartest investments a buyer makes before closing on a home. Together, they discuss what inspectors look for, common problems found in homes of all ages, and how inspection reports can help buyers make informed decisions and avoid costly surprises down the road. Paul also shares real-world stories from his decades of experience, including examples of issues that could have become major safety concerns if left undiscovered. Whether you're a first-time homebuyer, preparing to sell your home, or simply curious about what happens during an inspection, this episode offers practical advice on choosing an inspector, understanding inspection reports, and knowing when a home issue is a red flag versus a manageable repair. Paul also reflects on the relationship between money and life’s bigger priorities, sharing why financial preparedness can create opportunities to enjoy the moments that matter most. If you're considering a home purchase or want to better understand how to protect one of your biggest investments, this episode is packed with valuable insights you won't want to miss.
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Your First Steps To Home Ownership with Wes Gossage
May 1400:19:04Tap to summarizeIn this episode of the Making Sense of Money podcast, Tanis sits down with P1FCU’s VP of Mortgage Lending, Wes Gossage, to break down one of the most important first steps in the homebuying journey: getting pre-qualified vs. pre-approved. Whether you’re a first-time homebuyer or just need a refresher, Wes walks through what these terms really mean, how they impact your buying power, and why taking that extra step can give you confidence when it’s time to make an offer. Along the way, they cover common mistakes to avoid, what lenders are really looking for, and how different loan options from conventional to FHA and VA, can fit your unique situation. You’ll also get practical insights on interest rates, down payments, and how to think about your budget in a way that supports both your present and your future. Plus, Wes shares real-world advice on slowing down, asking the right questions, and making a homebuying decision you’ll feel good about for years to come. If you’re thinking about buying a home or just want to feel more confident in the process, this episode will help you take that next step with clarity.
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The Economics of Scent with Jesse Broyles
Apr 3000:19:40Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Jesse Broyles, owner of Vintage Traditional, to explore how passion, perseverance, and personal story can shape a truly unique business. What started as a deeply personal journey, rooted in childhood memories, family influence, and a desire to create something meaningful, has grown into a handcrafted fragrance brand with heart. Jesse shares the inspiration behind his perfumes, the emotional stories tied to each scent, and how his upbringing shaped both his craft and his approach to business. From navigating the challenges of starting a business while raising a family to learning the balance between quality, pricing, and purpose, this conversation highlights what it really takes to build something from the ground up. Jesse also opens up about the importance of authenticity, community support, and why sometimes the biggest hurdle is simply getting started. Whether you're an aspiring entrepreneur, a supporter of small businesses, or someone who appreciates the artistry behind meaningful products, this episode offers insight, inspiration, and a reminder that success doesn’t always follow a traditional path. Subscribe and learn more at p1fcu.org, and take one step closer to making sense of money.
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Navigating VA Benefits and Financial Wellness
Apr 1600:20:26Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Joe Reiner from the Idaho Division of Veteran Services to shed light on the powerful resources available to veterans and their families. With over two decades of military service and nearly a decade helping Veterans navigate benefits, Joe shares what it really means to advocate for those who have served. From disability compensation and healthcare access to education benefits and housing assistance, this conversation breaks down how these programs can create real financial stability and life-changing support. You’ll also hear how Joe and his team go above and beyond, meeting Veterans where they are, helping families through difficult transitions, and ensuring no benefit goes overlooked. Plus, learn why starting the process early is key and how even a simple phone call can open the door to thousands of dollars in support. Whether you’re a Veteran, have a loved one who served, or simply want to better understand the impact of these programs in our community, this episode is packed with insight, resources, and meaningful stories. Subscribe and learn more at p1fcu.org and take one step closer to making sense of money.
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Protecting our Parents from Fraud with Community Action Partnership
Apr 200:12:41Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Mona Jacks from Community Action Partnership’s Area Agency on Aging to talk about a topic that impacts more families than we often realize, protecting our aging loved ones. As an Adult Protection Supervisor, Mona shares what she’s seeing across North Central Idaho, from rising financial challenges on fixed incomes to the growing sophistication of scams targeting seniors. Together, they discuss the warning signs of financial exploitation, how to start difficult (but important) conversations with aging parents, and why planning ahead can make all the difference. You’ll also learn practical steps families can take to protect their loved ones, where to turn for help, and how community resources like CAP and local financial institutions work together to support vulnerable populations. This episode is a must-listen for anyone with aging parents, caregivers, or those simply looking to stay informed and proactive when it comes to financial safety. Subscribe and learn more at p1fcu.org and remember, a simple conversation today can prevent a crisis tomorrow.
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Keeping Retail Alive in a Changing Economy with Billy Jeffrey
Mar 1900:26:50Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Billy Jeffrey Scharnhorst, longtime owner of GNC in the Lewiston Center Mall and the driving force behind the mall’s recent revival. From opening his first business at just 20 years old to helping reimagine what the mall can be for the Valley, Billy shares how goal-setting, discipline, and a clear vision have guided every step of his journey. They talk about the changing retail landscape, what it takes to attract the right businesses, and why bringing life, connection, and community back into the mall matters. Billy also dives into his passion for financial education, explaining why fitness and finances have more in common than people think and why being “financially fit” starts with knowing your numbers and having a plan. Whether you’re a small business owner, a goal-setter, or just excited about the future of the Lewiston Center Mall, this episode is packed with motivation, practical insight, and local pride. Subscribe and learn more at p1fcu.org and remember, goals work when you do.
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From The Water Up: Building A Jet Boat Legacy with Stevie Stajkowski-Costa
Mar 500:19:47Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Stevie Stajkowski-Costa of SJX Jet Boats to talk about family business, innovation, and what it really takes to build something from the ground up. From its beginnings in Orofino, Idaho, SJX has grown into one of the world’s leading shallow water jet boat manufacturers, designing high-performance boats that can run in less than three inches of water. But behind the tunnel hulls and EcoBoost engines is a story rooted in work ethic, resilience, and a father-daughter partnership built on trust (and a few healthy disagreements). Stevie shares what it’s like working side-by-side with her dad, the lessons she’s learned about bookkeeping and business ownership, and why asking for help is one of the most powerful financial decisions you can make. This episode is about more than boats, it’s about legacy, leadership, and putting in the work when no one’s watching. Whether you’re running a family business, dreaming of starting your own, or just love a good Idaho success story, this conversation is packed with heart and hard-earned wisdom. Subscribe and learn more at p1fcu.org.
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Smart Wedding Spending: What Matters Most with Sydney Shatz
Feb 1900:16:22Tap to summarizeOn this episode of Making Sense of Money, presented by P1FCU, host Tanis is joined by North Idaho wedding planner Sydney Schatz, founder of A Piece of Harmony Events. With hundreds of weddings under her belt, Sydney offers a practical and empowering guide to making smart financial choices when planning a wedding. From understanding how guest count drives your entire budget to knowing when to splurge and what to skip, Sydney breaks down the behind-the-scenes decisions that most couples don't think about until it's too late. She also shares why hiring a planner is less about fancy details and more about protecting the investment you've made in your big day. Whether you're newly engaged or just love a good wedding story, this episode is packed with tips on how to plan a wedding that's personal, realistic, and unforgettable. Subscribe and learn more at p1fcu.org. And don't forget: good food, good drinks, and a dang good time are always in style.
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The Financial Value of Local Service
Feb 500:09:39Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, host Tanis chats with Sam Mager, founder of Sam's Appliance, about the realities of starting a business from the ground up and why moving “at the speed of cash" might be the best financial advice out there. Sam shares how he turned a college side hustle into a full-time operation, and the life skills he learned from being “voluntold” into the trades by his dad. From appliance maintenance tips to smart money habits, this conversation covers the practical, the entrepreneurial, and everything in between. Whether you're a first-time homeowner, aspiring business owner, or just want to get more life out of your washing machine, this episode brings real-world advice from someone who's seen it all and fixed most of it. Subscribe and learn more at p1fcu.org
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Hands on Futures: Exploring CTE at LCSC
Jan 2200:15:35Tap to summarizeIn this episode of Making Sense of Money, presented by P1FCU, host Tanis welcomes Jennifer Weeks, Division Chair of the Technical and Industrial Division at Lewis-Clark State College. Jennifer shares her inspiring journey from CTE student to educator and administrator, and offers a behind-the-scenes look at the 11 hands-on, high-demand programs offered through LC State's Career & Technical Education division. We explore real-world learning opportunities, including live auto and diesel repair, welding, machining, and even fire service training, as well as how these programs are creating pathways to successful, debt-conscious careers. Jennifer also breaks down how the programs support non-traditional students, partner with local employers, and help students earn certifications and associate degrees that can lead to immediate employment or a bachelor's degree. If you're curious about career pivots, skilled trades, or how to make the most of a two-year program, this episode is packed with practical advice, financial insights, and empowering options.
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