MM #247: All-Star Stocks, $100K Investment Strategy, Starting from Zero & Warren Buffett’s Shocking Move!

Summary

Episode Summary: Market Mondays #247 - All-Star Stocks, $100K Investment Strategy, Starting from Zero & Warren Buffett’s Shocking Move!

Release Date: February 18, 2025

Hosts: Ian Dunlap, Rashad, and Troy from EYL Network

In the 247th episode of Market Mondays, hosts Ian Dunlap, Rashad, and Troy delve into a comprehensive discussion on strategic stock investments, effective portfolio management, and insights into significant market moves, including Warren Buffett’s unexpected actions. The episode is a blend of expert analysis, live caller interactions, and announcements about upcoming financial content aimed at empowering listeners to navigate the stock market successfully under any circumstances.

---

1. Recap of All-Star Weekend and Networking Success

The episode begins with the hosts reflecting on their recent participation in All-Star Weekend. They emphasize the importance of networking and building relationships within the investment community.

Notable Quote:

“We slid into some rooms with some good people, some good networking, man.” – Ian [01:40]

---

2. Upcoming Events and Content Announcements

Troy outlines the schedule for the upcoming week, highlighting key events such as:

• Blackout airing Wednesday at 10:00 ET.
• Live series on Thursday at 9:00 ET titled "How to Buy a Car", covering topics like leasing, financing, and navigating the current car inflation landscape.

Additionally, the hosts announce a prestigious event at Carnegie Hall on February 27th, featuring notable personalities like Robert S. Smith, CEO of Louis Vuitton, and legendary rapper Rakim.

Notable Quote:

“We're gonna be doing how to buy a car... we're gonna be going over leasing, financing used cars, new cars..." – Troy [02:17]

---

3. Listener Question: T-Mobile vs. Starlink IPO

A live caller poses a critical investment question:

“Should we invest in T-Mobile right now, or should we wait to invest in The Starlink IPO?”

Rashad advocates for T-Mobile as a reliable long-term investment due to its consistent growth and solid profit margins. He highlights T-Mobile's strategic partnerships and strong market position.

Notable Quote:

“T Mobile is definitely a great asset to hold and equity to hold long term.” – Rashad [07:12]

Ian complements this by discussing the potential global impact of Starlink’s IPO, suggesting it could elevate T-Mobile’s presence internationally.

Notable Quote:

“When Starlink comes to the market, that's going to be a game changer.” – Ian [08:22]

---

4. Impact of Broadcom and TSMC Deal on Intel

The discussion shifts to the implications of a potential acquisition deal between Broadcom and TSMC, and how it might affect Intel.

Rashad expresses skepticism about Intel’s future, predicting that the deal could significantly strengthen Broadcom and TSMC while leaving Intel struggling to keep pace.

Notable Quote:

“Broadcom and TSMC, as a result, will get bigger and stronger for sure.” – Rashad [09:29]

Ian counters by highlighting Intel’s recent investments in semiconductor manufacturing facilities, suggesting strategic moves to bolster its market position.

Notable Quote:

“They got them in Arizona. I think the total cost for all forward is going to be about 20 billion.” – Ian [11:11]

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5. Stock Highlights: Palantir and AMD

The hosts analyze Palantir’s remarkable rebound in the stock market and discuss AMD’s potential bottoming phase.

Rashad acknowledges his reservations about Palantir’s moral standing but cannot deny its impressive market performance and innovative strides.

Notable Quote:

“Palantir is a clear rock star in the stock market.” – Rashad [15:30]

Ian concurs, expressing confidence that AMD has likely reached its lowest point and is poised for significant recovery.

Notable Quote:

“I think this is the bottom for AMD. I think the next two weeks are very critical.” – Ian [16:53]

---

6. All-Star Team of Stocks Selection

In an interactive segment, the hosts assemble their All-Star team of stocks, categorizing them into OGs (Established Giants) and Rising Stars (High-Potential Assets).

OGs Selected:

• Meta
• Amazon
• Apple
• Nvidia
• Microsoft

Rising Stars Selected:

• Bitcoin
• Palantir
• Netflix
• AppLovin
• MicroStrategy
• CrowdStrike
• VST
• ASML
• Mercado Libre
• Saudi Aramco

Notable Quote:

“Bitcoin is the most highest performing investment in the history of the world.” – Troy [49:14]

---

7. $100K Investment Strategy

The hosts provide a strategic blueprint for investing $100,000 to maximize returns while managing risk effectively.

Rashad’s Strategy:

• 50% in Index Funds: Allocate half the investment to diversified index funds (e.g., VO, VTI, VGT) during market dips to minimize risk.
• 50% in Technology Stocks: Invest the remaining half in robust tech giants like Apple, Microsoft, and Nvidia to harness high growth potential.

Notable Quote:

“Put half of it into index funds at a price point that I call... So VO VTI VGT on a drop.” – Rashad [72:34]

---

8. Focused Investing vs. Diversification Debate

A nuanced debate unfolds between Rashad and Ian on whether extreme focus on select asset classes or diversified portfolios yield better wealth-building results.

Rashad champions focused investing, drawing parallels to successful tech companies that concentrated their efforts, such as Nvidia and Tesla.

Notable Quote:

“You have to focus on one thing... You have to keep pouring into it.” – Rashad [82:29]

Ian supports this viewpoint by emphasizing the importance of investing in leading sectors like technology that drive economic growth.

Notable Quote:

“What is leading the economy, right? What has a moat on the economy? Technology.” – Ian [103:20]

---

9. Carvana and the Used Car Market Analysis

The performance and sustainability of Carvana in the used car market are scrutinized, highlighting its dramatic stock appreciation and underlying profitability concerns.

Rashad recognizes Carvana’s impressive revenue growth but remains cautious about its slim net profit margins.

Notable Quote:

“They have done a hell of a turnaround and that's a bright spot in it.” – Rashad [100:06]

Ian notes Carvana’s minimal profitability despite high gross margins, questioning the long-term viability of its business model.

Notable Quote:

“They're not making any money. Their team has done a hell of a turnaround and that's a bright spot in it.” – Ian [111:49]

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10. Final Q&A and Community Engagement

The episode wraps up with additional listener questions covering topics like:

• Diversification in Investment Strategies
• Warren Buffett’s Recent Moves
• Impact of Meme Coins by Celebrities

The hosts engage with their audience, providing tailored advice and fostering a sense of community through live interactions and shoutouts.

Notable Quote:

“You only need three or four great stocks to change your life for the better.” – Rashad [114:18]

---

11. Closing Remarks and Upcoming Highlights

Before signing off, Troy reiterates the importance of tuning into their upcoming Carnegie Hall event and previews future discussions slated for episodes like Blackout.

Notable Quote:

“Get your tickets. Go to Carnegie Hall. Get your tickets.” – Troy [117:38]

---

Conclusion: Market Mondays #247 offers a deep dive into strategic stock investments, emphasizing the significance of focused investing within high-growth sectors like technology. The hosts provide actionable insights into portfolio management, highlight promising stocks, and discuss the broader implications of major market moves. With a blend of expert analysis and community interaction, the episode equips listeners with the knowledge to make informed investment decisions and underscores the pivotal role of networking and continuous learning in achieving financial success.

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Additional Notable Quotes:

• “Do your own research... it's very important to do your own analysis before making any investment.” – Ian [04:25]

• “The relationships you make in life is going to be the most important aspect of your success.” – Troy [44:51]

• “Speed matters and execution.” – Rashad [86:20]

---

Upcoming Events to Watch:

• Blackout: Wednesday at 10:00 ET
• How to Buy a Car Live Series: Thursday at 9:00 ET
• Carnegie Hall Event: February 27th, featuring key business leaders and musical performances.

Stay tuned to Market Mondays for more in-depth analyses, expert interviews, and strategic investment advice to help you navigate the ever-evolving stock market landscape.

Transcript

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[Ian]

Yeah. Yeah. Yeah. Ladies and gentlemen, welcome back to Market Mondays. The market is closed, but we are open for business. What's going on, y'all?

[Rashad]

Every day. How y'all feeling?

[Ian]

Feeling good, man. How you, man?

[Rashad]

Good. Happy to be here. I know y'all had a busy weekend at All Stars, so.

[Ian]

Yeah, yeah, yeah. I mean, we weren't snowboarding or anything, but.

[Rashad]

But y'all slid into victory.

[Ian]

Hey, we slid into some rooms with some good people, some good networking, man. Shout out to the bay for show area.

[Rashad]

Yeah.

[Ian]

Yeah, man. They showed us a lot of love out there, man. They. A lot of people was looking for you. They just expect to see you now. Like, they see it. They're like, like, they got a lot. I got. There's a lot of messages that people want me to tell you. I'll tell you after this, but some people were a little aggressive. I said, just relax. Just relax. Just chill. Just. We got y'all.

[Rashad]

My Lord. But I appreciate it. It's good to be thought of.

[Ian]

Fact. That's a fact.

[Rashad]

Yes.

[Troy]

That's a fact, man. Shout out to everybody out there. Hit the like button and share. We are live. Gonna be a good show. We got a lot to talk about. First and foremost, we got blackout.

[Ian]

Yes.

[Troy]

Wednesday at 10:00 Eastern Standard time. Make sure you check that out. And then this Thursday at 9:00, we're gonna be doing back to Our live series, how to. And we're gonna be doing how to. How to buy a car, all the things that, you know, you know, the car inflation is crazy right now, so we're gonna be going over leasing, you know, financing used cars, new cars, how many miles on the lease, all that type of stuff, you know.

[Ian]

Yeah, some things have changed too. I know the last time we did was a few years back and everybody was like, yo, that. That 6,000pound rule. Things have changed. So it's time to update the information, man. So be on the lookout for that one. Shout out. Somebody's from Hawaii just tapped in. Shout out to Marshall out in Hawaii. What's going on?

[Rashad]

Let's see.

[Ian]

What time is it out there? You still remember?

[Troy]

Two o'clock.

[Rashad]

Damn.

[Ian]

Sky.

[Rashad]

What? So legend.

[Troy]

So, yeah. So let's.

[Ian]

Yeah.

[Troy]

So 9:00 on. On Thursday, our guy, Chris Shervey, he's actually our personal car broker. That's who we get our cars from.

[Ian]

Yep.

[Troy]

So he's actually going to be going over all the things that you need to know about buying a car and even selling a car in today's environment. A lot has changed. Covet. It was crazy. Then it kind of settled out a little bit, but it's still, it's still an interesting time for the car market. So everything you need to know about buying a car, think the business aspect of it, that's there. 9:00 Eastern Standard time on Thursday.

[Ian]

Yep.

[Troy]

That's gonna be incredible for sure. Ian, any announcements?

[Rashad]

Yes. If you want to get rich from the market, go to ianinvest.com if you want to know where to get in, where to get out. If you don't want to burn through all your money in your account, come join the Red Panda Stock Club. Red Panda Stock Club will be Tomorrow, Tuesday at 9pm Central. If I made you money, please put yes in chat and let's have an amazing show. I'm happy to be here live and bring about cash app for episode.

[Ian]

Oh, oh, catch that, Poppy.

[Rashad]

Invite five friends back. You know what I mean? So let's get to it.

[Ian]

Love is in the air.

[Troy]

Disclaimer.

[Ian]

Yeah, y'all know how this works, man. Do your own research. Our content is intended to be used and must be used for informational purposes only. It's very important to do your own analysis before making any investment based on your own personal circumstances, advances. You should take independent financial advice from a professional in connection with or independently research and verify any information that you hear on our show and wish to Rely upon whether for the purpose of making an investment decision or otherwise continue to do the research, share the research. Shout out to everybody that when they run up to us in public, show us what research has done for their accounts. It's incredible, man. A bunch of people talking about. Yeah, not only my account, but we're having family meetings about the information that's being provided. So it's incredible, man. Keep sharing, keep spreading love. That's how we build community, too.

[Rashad]

But I know y'all gonna talk about it later, but impressive out there, making moves. Looking good out there.

[Ian]

Hey, you know, we outside, man. Happy birthday. Happy birthday. Today is the goat's birthday. We leave that up for debate. Michael Jordan's birthday is today.

[Rashad]

So I think. I'm sorry.

[Ian]

Politically correct. You know, I got. I'll take it. You know, Scott sitting next to me might think differently.

[Rashad]

We can have multiple goats, right?

[Ian]

Yeah, I guess. Yes, yes, yes. And who else we got? We got Spanx. Shout out to Spanx. I know his birthday is this week. Shout out to spanks. February 20th, I believe. And happy birthday to an absolute classic. It turned seven years old yesterday. We're looking at it right now. Victory lap. Rest in peace to nip. Uh, victory lab. Turned seven years old yesterday. Absolute classic. Definitely inspiration for both of us. So shout out to that for sure.

[Troy]

And get your copy of you deserve to be rich.

[Ian]

Yes.

[Troy]

New York Times bestseller out right now on all platforms. So get your copy of you deserve to be rich. Changing lives out there one book at a time.

[Ian]

Authentic. Yeah, it was great. We. We. You know, some. Some lucky fans walked away with copies of the book yesterday, so to see their reaction to the title, they like, wait. I do. I. I really deserve to be rich. I was like, yeah, that's it. They got it. Dope.

[Troy]

All right. I really do.

[Rashad]

Y'all to be done writing it, though, huh? How relieved are you to be done just writing it, though? And all you got to do is. Oh, Lord.

[Ian]

Yeah, It's a process. It's a process.

[Troy]

So. All right, let's get this started. Okay. Let's warm it up before we get to the main event. Question from the audience, should we. And we could actually take questions from the chat, too, because we actually. We are live, so maybe if you got a question in chat, put in chat, and then we'll. We'll answer some questions in chat.

[Rashad]

And if the question is amazing, I'm gonna cash app you.

[Ian]

Oh, so there you go.

[Troy]

So should we invest in T Mobile right now, or should we wait to invest in The Starlink ipo.

[Rashad]

Great question, Shoddy Troy. What I call that a three level score. So you have three levels of investing, right? You have a pre ipo, of course you have ipo. And then of course there's some other VC stuff that you can do. The big thing for tonight is going to be put it in chat, do both. T Mobile is a sleeper shout out to everybody in stock club. T Mobile has been a picking stock club for probably two or three years now. I think Starlink will be one of the greatest IPOs in history. But until we have it publicly available, definitely invest in T Mobile for the long term, hold it for the long term. If you need a price for it to get in, go to ianinvest.com and I'll put the prices in there for you. But T Mobile is definitely a great asset to hold and equity to hold long term. Great leadership, great traction, profit margin is solid for their industry. So, yeah, I like T Mobile a hell of a lot.

[Ian]

Yeah, like T Mobile definitely seen growth over the past five years. This partnership with Starlink makes a lot of sense. I know it's not going to be as much excitement investing in T Mobile as if Starlink goes public, but it's interesting if you, if you follow the SPIDER XLC fund, which is telecommunications, it's actually the allocation has been updated so it's probably in the top 10 now with. I know people. Look, if you go inside the holdings, you have Meta at the top, you have Google. The first real telecommunications that you think of is AT and T. But the allocation inside T Mobile has increased and they've been performing. So definitely a sleeper. But yeah, I'm with you. I do both. But definitely, definitely when Starling comes to the market, that's going to be a game changer. That takes T Mobile from having a domestic imprint, which has increased, to now having a global imprint. Global that they can now grow in. See some, some definite new customer base from an international standpoint.

[Troy]

So Atlas Lord on YouTube right now says, what happened? What will happen with intel if the deal with TSMC and Broadcom actually happens.

[Rashad]

That I was right about intel being dead. Because when you take a body and break it in half, like Kendrick did to Drake.

[Ian]

Yo, yo, easy, easy, man.

[Rashad]

We're gonna talk on Wednesday about this album. My Lord. Nico Baka for you.

[Ian]

It's a hug for you, man. Don't do that.

[Rashad]

But the two companies will both benefit incredibly well. So though they will go up as a result, we have to maybe next week. And I know some people Hate when I do this cliffhanger thing, but we're going to have to have a conversation about. Is TSM, your baby, the most important company in the world? And I think it's about time that we take Tim Cook. If you don't announce I can shoot lasers out of my hand with this iPhone 17, it's gonna be over with. My love is gonna go away oh, baby but they're going to be a couple companies that are going to benefit from this. Invest in them until they'll remain flat. But Broadcom and tsm, as a result, will get bigger and stronger for sure. Great question, though.

[Ian]

Yeah, great question. Is it one of the most important companies? I think we all think that. I think the administration thinks that as well, which is why on Friday, he started, encouraged them to, you know, do that deal. The interesting thing about the Broadcon TSM situation is that they're actually not working together for the deal. He's just suggesting that those are the two companies. From a design standpoint, you take over that half, and tsm, you take over the manufacturing in terms of the factories. But here's the part, right? Like last year, we were just talking about this. Intel was awarded $8 billion from the federal government to build BABS, right? They're putting them in.

[Rashad]

Go investigate.

[Ian]

Right. They got them in Arizona. I think the total cost for all forward is going to be about 20 billion. And so that's like, build it and we'll take it from here. That's what this feels like a little bit, right? Like, we'll take it from here. You've done your part, but this company has done it better. They're doing at the global scale, and everybody needs them. We can't afford for anybody to invade them and disrupt any economy, especially ours. So they're gonna just. Yeah, we appreciate what you've done. We'll take it from here.

[Rashad]

Intel is the slow kid in your family, and your family have money, and you got to get the two tutors to come teach them and make them seem like they're honorable and smart. So they're gonna get those two companies to. Because you got to get the 8 billion back. You got to get a return. Especially while Eli trying to get all the taxpayer information so he can be the overlord of the U.S. but the government has to get a return on this. So I get it. Pick two amazing companies that can help revive this brand, if you will. But Broadcommon and TSM are going to be the bitterest, biggest benefactors, though. That's for sure.

[Ian]

So that. That's the. That's interesting. This is the big Doge play, right? Wasteful spending. Well, we need to return on investment.

[Rashad]

Clean that money up fast. Yes.

[Troy]

So. But, oh, I forgot. Carnegie Hall.

[Ian]

Yes.

[Troy]

Next.

[Rashad]

Oh, yeah.

[Troy]

February 27th, my actual birthday. Next Thursday, we will be doing Carnegie hall for the third year in a row. Shout out to our friend Robert Smith. He's on the board. And every Black History Month, they do a. They do an event which is about entrepreneurship, investing, and then at the end of it, they have a musical performance with, like, an iconic rapper that performs with the live orchestra. If you're not familiar, Carnegie hall is like one of the most prestigious venues in the world for like, opera and orchestras and stuff like that. So this year will be. Earn your leisure. Robert S. Smith, the CEO of Louis Vuitton, will be. Will be joining us.

[Rashad]

Amazing stock, by the way, for sure.

[Troy]

And a bunch of other people. And then the musical performer will be Rakim. Shout out to Rakim. Gar Rakim. He will be performing with a live orchestra, band, paid in full, and all his medleys. So that's gonna be a dope. It's. That's that Black excellence vibe. February 27th, and I'm actually doing some. I'm actually doing an after party. I will announce that probably on Blackout.

[Rashad]

Okay. I get my box yet.

[Troy]

But I will be doing an after party too. So.

[Ian]

Yeah.

[Troy]

Good day. A good day in world history. So join us in Carnegie hall.

[Rashad]

If.

[Troy]

If you can, you go to carnegie hall.org backslash power network.

[Ian]

Yep.

[Troy]

And meet us in Carnegie hall, man.

[Ian]

Yes. And shout out to everybody in chat that's saying dress appropriately. Yes. This is one of those outings. Yes. Dress appropriately. Yeah.

[Troy]

Carnegie Hall.

[Ian]

This is. This is not that for sure.

[Troy]

For sure. Shout out to Carnegie hall, man.

[Rashad]

Trump's not on Canadian Texas.

[Ian]

He ain't take it over yet.

[Troy]

He ain't take. He ain't take it over yet.

[Ian]

We got. All right, we got that. Okay.

[Troy]

We got. We got a few more maybe. Who knows? Okay. Okay. So. Okay, so we talked about the Broadcom TSMC situation. So what are thoughts on Hood Hymns and Palantir? And do you think the bottom is in for amd?

[Rashad]

I'll take the MD question, Richard. We can say together if you don't mind, because I want to get that feedback as well. I can you say that there's a bottom end for amd when tsm, Broadcom, Nvidia, then the other company you want to talk about later, Troy, you have three clear winners that are light Years ahead. Like I love amd some stock club to be fair but Nvidia, Broadcom, TSM are like Kyrie level, LUCA level. AMD is like Bill Bradley or something right now see like you over index.

[Ian]

On the disrespect.

[Rashad]

Bill Bradley. Damn. It's a clear separation between the value and performance of those four.

[Ian]

Yes.

[Rashad]

Everyone in chat, yes or no. So I don't know if the bottom is in yet. I'm still bullish. I think they'll have a great year due to partnerships. As far as Palantir, morally I didn't like it. But you can't argue with the return Robin Hood friend. I do love the way that they're innovative. I like the way they're not just because they're offended the show but if you look at where they've come from in the last year or two, that rebound has been incredible. And from where they fell from one of the few companies in that era like Zillow who fell that far, who actually rebounded. Like he doesn't get enough credit. Kind of like Dara for turning around Uber. He's done a great job of turning around that company and being innovative when the entire world at one point was against him for kind of like revolutionizing trading. And here now we all of a sudden have 24 hour trading becoming available when they kind of did that. Nutshed that in first. So Robin Hood, I like amd. It's going to be a while before they get in pole position. But I think we all know Palantir is a clear rock star in the stock, in the stock market.

[Ian]

Yeah, I'm with you. I'm with you on all the things. I think yes, this is the bottom for amg.

[Rashad]

You think so?

[Ian]

I think yeah, this, this is the bottom. I think the next two weeks are very critical and it's kind of been playing, it's been playing out in its favor in a sense when we know the 26th and if you don't have that circle on your calendar, circle in your calendar. That's the Super Bowl. Right. Nvidia is going to report its earnings.

[Rashad]

Sure.

[Ian]

And so that will give us a clearer vision on what this AI space looks like. Post the deep seek or deep fake, whatever we want to call it. Right. We saw all the AI stocks take a hit from that. Some of them have rebounded. We've seen AMD pull back and drop 20 and now it's sitting in the 130s again. That'll be important. I think the super micro piece was important as well for sure. The fact that it didn't collapse tells us something about the, the AI story as well. So I think AMD's day is coming. I think yes, this is the bottom. I mean when you drop 60%, how, how low can you go?

[Rashad]

Right.

[Ian]

So yes, we talked about Hood last week and when we spoke well when we attended the conference we kind of had a sneak peek under the hood to see what was on the innovation side and what they were doing and trying to bring more customers in. Having 24 hour trading, having more equities, having the futures market, some updates on that on their desktop to make sure that was more attractive as well as the options market. We saw what happened inside of crypto and a lot of times when people were outside in the public and we tell people, I asked like hey what, what brokerage are you using? Surprisingly a lot of them are using. Yeah, I'm thinking that they would be using something different but a lot of people are using Robhood and kudos to them. They've made it easy for people who had just begun to invest and that was sort of the, the knock on them. Right. It's so beginner friendly that it doesn't feel like it's for advanced people. They heard the feedback and they've actually updated. Kudos to them. So really like them. Palantir, we spoke about hims. I mean this is one of these stories where you look at this chart and it's like wait, how, how is this happening? So I can't say like a love yet I'm not, I don't have a position in hims but I'm definitely watching this like so if anybody's in that position, congratulations. This run has been incredible. We'll see how long they can keep it going. It's like one of these things where I don't. Is there enough data? Like if I go back five years, what does that chart look like? If I go back 10 years there is no chart. Right. Like so we gotta wait and see on this. But the run has been incredible thus.

[Rashad]

Far and if Lily has been overpriced and priced like a tech stock and Novo was too expensive before the run up. They are collapsing now, 52 week low. It's a good way to get exposure for a pretty cheap price especially if you got it early in the last year, around 25 or 30 bucks. So it was just a good pharmaceutical play or a pharmaceutical derivative for sure. So solid company though I don't know if they'll ever be a. This is a very good company. Good Player. Not great, but sometimes good will get the job done.

[Ian]

Yeah, so, like, you put Novo, obviously, with Ozempic, Lily.

[Rashad]

Yeah.

[Ian]

And I mean, they're all in that same category. They're competitors as those two have kind of pulled back. We've seen them. They've just been running. So. Yeah, keep eye on that.

[Troy]

Yes. Okay. 5,200 people want to check in.

[Ian]

Yeah, yeah.

[Troy]

Hit the like button and share. Somebody put in a super chat like how. How we would distribute a portfolio. We're actually going to talk about that a little later on. So we will answer that question a little later on. But before we go to the next topic, I do want to clarify something. So we. We have been going viral on social media. I don't know if you saw this in, but, you know, we purchased this.

[Ian]

We.

[Troy]

We're involved in this real estate project in Ghana. And. And there was an influencer, and he made a video on Tick Tock about it, and it kind of went viral. And then a lot of other people have been posting it. And pretty much what he was saying is that he described it and he said that, you know, we. We went to the Ghanaian government and explained that we wanted to, you know, bring black Americans over. And they gave us land, and they said, okay, we'll give you land, but first we need to see, you know, if it's actually going to work or not. And. And, you know, kudos to that brother, because I think that he had, well, intentions, but it's not exactly how it went.

[Rashad]

But y'all, he went over and met with the prime minister.

[Troy]

You know, it's crazy because that just goes to show you the power of the Internet, where that story is a complete fantasy farce. But he said it in a very convincing manner.

[Ian]

Right?

[Troy]

Like, he said it in a very believable manner. And like, he, like, he went into detail, like, yeah, they went to the government. And the government will say, okay, we'll give you this, but first we need to do a trial run. And I'm just wondering where he got this information from, because none of that is actually true. We had no government involvement at all. Is working with private developers. We did an episode about it. So these guys already owned the land. Private development. The government has nothing to do with it at all. It's not just for black Americans. It's It. It's ideally for everybody. So a mix of local Ghanaians, people from America, people from the UK Whoever. Whoever wants to buy property. It's not segregation. It's not something that is designed only for one Group of people. It is designed to actually bring two worlds together and actually do it in a beneficial way where everybody can learn from each other and have a. A vibrant community of sorts. But like I said, shout out to that brother. I don't think he did it in with any malice, but it just the.

[Rashad]

Performative nature of it, though. I'm like, oh, good. I'm like, I missed the government meeting.

[Ian]

I watched it. Like, who's he talking about?

[Rashad]

I'm like, wait, we was there for market Mondays in Ghana. Wait, hold on, y'all. Okay? And then Bill Clinton flew over. Just a plan to segregate Ghana and take it away from. I'm like, bro, you doing too much. Bro, chill.

[Troy]

But so, like I said, what that does do is just show you that just because you see something on the Internet, don't believe it. Right? Like, you gotta fact check everything that you see, because that is a story that is based in no truthfulness at all. And it went viral, and that's probably reached millions of people by now. And now millions of people have that. Like I said, no disrespect to the Ghanaian government, but we've never had communication with the Ghanaian government. Like, they never gave us any land. And. And once again, it's not a discriminatory project where you have to be a black American to come. But I'll tell you this much. If you're complaining about things, this is the reason that we're in the situation that we're in in the United States of America and globally. Because at some point in time, we have to take responsibilities for ourselves. We find a way to criticize everything and don't do anything. We have the most criticisms and the least productivity for sure out of any people on the planet. So while China is moving in and the UAE is moving in and everybody else is moving in, you trying to figure out why it's a bad idea now we're gentifiers and colonizers. It's not that work for Kendrick.

[Rashad]

That's not gonna work for y'all. Y'all not like us. We've been telling y'all about investing, and then y'all be surprised that we have equity and stuff.

[Ian]

Home.

[Rashad]

I can't believe it. What? You go build something with your dollars.

[Troy]

Let me explain something like, how can.

[Rashad]

They be involved in the project?

[Troy]

But for sure, you go to sombercity.com and you can buy a home, But a real estate development. There's a difference between business and colonization. Colonization is coming to the land, taking over the land, imposing Your culture, kicking the natives out. Business development is different. I think we really got to educate the audience on the two different things, right? But it's unfortunate, like I said, that we find a problem in everything. We find a problem in everything, right? And it's like you only have problems with no solutions. If anybody has any level of solutions, you're gonna find a way to criticize. One thing that we're gonna do is complain. One thing that we're going to do consistently is complain. That's what we're going to do consistently. Without it, without it. Without a shadow of a doubt, we're going to find a way to complain. And we only complain about things that are from people that look like us.

[Rashad]

Because, you know, the others don't care. And I've noticed too, the people that don't have any solutions love to tear down those that do because it ruins your hustle. It's great to be the old metaphysics. And I can take wind. I sounds good, bro.

[Ian]

I think.

[Rashad]

Hey, Bills, what you gonna do?

[Ian]

We over index on that, right? Complain and then cast doubt like those two things like, nah, there's no way that can happen. Nah, not they always talk about, okay, so improve.

[Troy]

But I do love you. And shout out to Dr. Umar. Looks like he got his school up. It's not open yet.

[Rashad]

What?

[Troy]

Has a building. He has a building. He has a building in Delaware.

[Rashad]

I'm going tomorrow. Where is that?

[Ian]

I thought it was in Cali.

[Troy]

No, Wilmington, Delaware. He put it on Instagram. It's on his Instagram.

[Ian]

Congrats. Congrats, Congrats.

[Rashad]

Donations paid off. All right, let's see fall.

[Ian]

All right. New school year. Let's do it. Looking forward to that. That's dope for sure. Let's do it.

[Troy]

So, all right. So yeah, once again, shout out to that brother. No disrespect to that brother, the content creator. I don't think he meant any harm, but just wanted to clarify that. But okay, so garbage stock. That isn't garbage. Is it time to buy GFL now?

[Rashad]

Great question. I would say once again, my most important thesis is to invest in the top one. If you look at waste Management versus this company, while this company is decent, they're not touching waste management like the company better performer. We're going to go back to the all star game.

[Ian]

Okay?

[Rashad]

I don't want any opinion is this player better than this player? That company is not better than waste Management has not been and I don't think ever will be. If you go back to even 2000 flat. It was at 26 bucks. It is currently at 227. For a very capital intensive business that is a hell of a hell of a return. I will put them in the category with like Caterpillar, John Deere, Home Depot. The industrial space that makes America moves. It's not sexy, but the company is incredibly well ranked. Great return. So I would not buy the stock, I would dump it, no pun intended, and replace it with waste management. But I thought it was a great question.

[Ian]

I had waste management as my backup just in case you said that you should. Yeah, I mean this is one of those things, I think waste, man. We don't talk about it enough. We don't talk about it pretty much because this is one of those, those sectors, these spaces and, and businesses that like there is always going to be support for. Right. Like there's some things that we're going to agree on. Right. Making sure that waste is removed. Recycling is something that people believe those things are AI, almost AI will affect it, it won't crush it. Right? Yeah. Like some things in categories, I don't want to call them recession proof but they, they feel like pretty much surviving any economy. So. So I had waste management and then I had another one. I have Republic Services, Ticker, rsg. Those are two great waste management companies if you look at the history, look at their chart, really solid. But yeah, it's a sector if you have in your portfolio, if you want to diversify, like that's something we talk about tech a lot. We've been talking about energy, we've been talking about healthcare. Those two right there, solid pickups to add to add to the portfolio for sure.

[Rashad]

Yeah. And, and I also want to remind you guys, while you're. Because sector rotation is not for retail investors but when you are pick the best in class, like a lot of you are going to get hurt trying to pick the fourth or fifth best. There's only one LeBron, one MJ. Same in every category. There's one player that stands out. You'll do a hell of a lot better job trying to find an entry point into a great player or great stock opposed to looking for the fifth best there. If you just eliminated that, you'll have 20 or 30% more gains probably in two to four quarters. So.

[Troy]

Okay, okay.

[Rashad]

Or you can do what Adam Silver been doing, but hit the like button.

[Troy]

Hit the like button and share. Ladies and gentlemen, yes, we are live. We are live for everybody.

[Rashad]

But is this live live?

[Ian]

I haven't seen one is shout out to Homegirl, she said my granny's watching. Shout out to you. Yeah, yeah. See family friendly show.

[Troy]

We are live. Okay, so alcohol stocks. What alcohol sector companies do you love? And I will say this, I do not agree with the alcohol industry. It's against what I believe in. It's like gambling to me. I think that is extremely detrimental to everybody, but to marginalized communities even more. It impacts the poor and it ruins families and it ruins lives. But drink responsibly. I'm not an extremist, but I will, I will lead with. That's just my own personal opinion. I feel like it's been targeted to our community. Over index, over indexed and it's not helpful. I don't think that alcohol is helpful. But having said that, that's my disclaimer. So what five companies would you invest in if you invest in this?

[Ian]

This is moral investing, depending on what your morals are. That's what I'm at. That's what that was like almost a disclaimer for.

[Troy]

That's just my own personal opinion.

[Ian]

Yeah.

[Rashad]

Michelle, we're gonna be playing in a corner.

[Ian]

No emotions in this investing game. No.

[Rashad]

Guy you want to go, no, no emotions. But we got to take a stance. I am the biggest Tupac fan walking earth. I do believe in karma. After Diageo did what they did, look where the stock is going on. We gonna have another conversation about that derailment and how that company got derailed after they did that to him. Anheuser Bush wouldn't touch Sam Adams. It was good during a recession or a great whatever they called during COVID I wouldn't touch any of them. I think America is going through a shift where we all realize the alcohol is not good for your body, especially when it's targeted to our communities. And I get it. You can make the stance that okay, every company on earth does something tomorrow. I get it. But when things are hyper indexed, like stuff with Palantir, that could be alcohol. And I'll say with Robert Kennedy getting in, there's going to be a lot of changes to that. Food and drug industry was needed to happen probably 20 or 30 years ago. So as an entire sector. I don't want to touch, don't want to touch. But I do want you to go look. Even as a Tupac fan, I'm still black. First go look to see what that company after they took them out. Which tells you the value of us promoting those brands and not having no equity in them. Yeah, that's what I want to talk all the Kiki and the Drake Kendrick. I want to always get back to public equities and private equities. When he got removed, that company fell apart. I haven't seen a Ciroc bottle float nowhere since.

[Ian]

Yeah, so they, I mean, well, I'll go down all of them because when we talk about the recession and we talk about recession stocks, this, this sector never gets brought up. But if you look at all the highs and the companies we just named, Anheuser Bush, Constellation Brands, Boston Beer, Diageo, they all had their highs in 2021 or 2022, which is that pandemic. Everybody's home. We, I mean we saw alcoholism was spiking, the orders were going through the roof and now it's just this harsh pullback. Anheuser Busch. Think about this year 2015 to the date February 16th. Anheuser Bush was trading at 123.37. Today it is trading at 53.12. That's a 10 year span. It never got back over 120 in that 10 year span.

[Rashad]

That's cover your ears piece of. Y'all can fill in.

[Ian]

Thanks Granny. Thanks Granny. Boston Bear, which I, I'm not really sure if I know anybody that consumes any of these bears. But again, this was in 2021. It was trading at 1300.

[Rashad]

Looking at a point like, yeah, 1300 a share.

[Ian]

It is now sitting under 2:40. I mean just drastic falls. Diageo, what you just spoke about, obviously what happened with the lawsuit, they take ownership back over Ciroc, right. They claim the other brand as well, but their portfolio is, is, is pretty vast. Right. They got Casamigos, they got Don Pete, they share Hennessy with LVMH, they share Moet with LVMH. But they've taken a hit. Right, right. 221 was their high at 210. They're sitting at 107. So this is like when we talk about the recession and some of the sectors that it helps. This was definitely one. We've seen a drastic pullback. As you start, people start to realize, hey, there's brands that are kicking us in the. Sorry, Granny. Right. From non alcoholic beverages. Right. And we've seen that. And people make your healthier choices when it comes to it. So shaky grounds right now for, for the alcoholic brands. But there was one guy who just invested in one of these companies by the name of Warren Buffett. For the first time he invested in Constellation Brands. And so, yeah, that was interesting. They are the owners of Corona. Yeah, yeah, yeah. And. And Modelo. So he though they own those two bear companies, Corona and Modelo, and he just invested in them. So. Yeah, interesting.

[Rashad]

Been trash and stone cold strengthen them.

[Troy]

Like, yo, if they could go. If they might go through the same thing that the. The cigarette industry went through. I feel like people always going to drink alcohol, but at some point in time, you have to understand that it causes cancer. We had cirrhosis of the liver.

[Rashad]

Yeah.

[Troy]

Kidney failures.

[Rashad]

Dementia.

[Troy]

Dementia is terrible for. Yeah. Bad memory loss, weight, weight gain.

[Ian]

Yep.

[Troy]

It's bad for you.

[Rashad]

Some of y'all ain't performing well at night too, because y'all drink too much. So I'm gonna get a shot of Henny and get to it. What? Gummy Worm quit drinking the Brown. My boy.

[Ian]

Too many incredible Hulks, man.

[Troy]

So. So, yeah, so we got. We're gonna have to see how this. How this thing plays out, but drink responsibly. Okay, we're almost at 7, 000. Let's get this thing up to 7, 000. We're gonna be talking about All Star stocks. Before we do that, speaking of All Star, I do want to say one thing. We got All Star weekend shout out to the G League, NBA. So, you know, there's this. I've had an epiphany and, you know, we go to these parties all the time, stuff like that. And there's one person from our culture who has this thing figured out. So I'm gonna let the people guess.

[Ian]

No, figure it out.

[Troy]

And obviously, like, of course, like Robert Smith, Topper, they have it figured out. But I'm saying, like, not a billionair. He's not a billionaire yet. But there's. There's one person. There's one person from our culture that has it figured out. Who? Who. Who put in chat. Who you think?

[Ian]

I think I'm thinking the same person. Yeah, yeah, yeah, absolutely.

[Troy]

So I see Kevin Hart. Shout out to Kevin. He's an intelligent dude, for sure. 50 Cent, Shaquille O'Neal, the crazy.

[Ian]

We were in the Uber leaving an event, and we were kind of having this conversation. Like, I don't think I've ever seen anything like this. Like, I don't think I've seen people feel so comfortable to give information to one person. It's very unique man from all walks of life and not just here, but internationally as well. Very unique person.

[Troy]

So the person that I'm referring to is Maverick Carter.

[Rashad]

Oh, yes.

[Troy]

He's. He's going to be a billionaire. And you know why I say he has it Figured out because we've been around him a few different times, we've established a relationship with him. He's a friend of ours and he's invited us to different things. Everybody else invites us to parties, he invites us to dinners. And his dinners have like 30 people. Maybe one NBA player. One NBA player, everybody else. You've never heard of any of these people. You know what, man? Like you talk about relationships. This guy really figured it out. He figured it out as far as like, his network is crazy. He's not in the mix, he's not going to parties. He's curating the right environment.

[Rashad]

Yeah.

[Troy]

And I don't think I ever saw him do an interview before. Like he interviews people on the Shop.

[Ian]

I don't know.

[Troy]

I don't know if I ever actually saw Maverick Carter being interviewed. He came to invest festival, that's legendary. But I don't know if I ever saw him actually sit down for a full length interview before, which is genius. He's, he's off the radar. Yo, I met the guy. I met the guy that created the app store.

[Ian]

Yeah, like let that sit with you.

[Troy]

Telling you, Maverick, remember you heard it here first. He's going to become a billionaire on the low.

[Ian]

Here's what also makes him special. Sitting, having conversation. He brings people over, right? Like he's calling people over so that they know you and you know them.

[Rashad]

He does control.

[Ian]

We met one of the founders of Google just casually having a conversation. Hey, these are what these guys do. You should meet them. Hey, Mav, is there any way you can connect us after this, before the night's over? There's a text thread with us in it, right? So like he's not just hoarding his network, he's sharing his network, which makes him like really unique. Like one of a kind, special people, man, just a different dude. And that goes, like I said, not just domestically. When he goes to the uk, it's the same thing. We were sitting there like, yo, the crazy thing about Mav is like the networking that he's doing right now. We could go to Paris tonight and he would do the same thing with a different 30 people and it would.

[Rashad]

Be just as impactful for the audience listening though, what other two gems that you gather from him that they need to apply to their lives or their business that you ascertained from Maverick over the weekend?

[Troy]

Well, like I said, the power of relationships and cultivating the relationship. Because we've seen him in a few different environments and he knows a lot of people and these are people that nobody else knows. That's important. Because it's like, okay, the obvious criticism is going to be, well, he's LeBron's best friend. Well, we've been around Maverick a bunch of times. Only once was LeBron there. Meaning he's not riding LeBron's coattails or he's not even. He's not even playing a celebrity game of just hanging around basketball players and wanting to be a celebrity. Yeah, of course, that's an advantage to have LeBron James as your best friend and business partner. Of course. But you still gotta take that flame and turn it into, you know, just go crazy, pour gasoline on the fire. Yeah, he's done a very good job of that. And, you know, he's. He's one of these people that. He's a 50, 50 dude where he brings his. Or, like, he'll. He'll partner with somebody because I met the dude that he had. It's a whole day. But he. What he does is he throws events in people's houses, and it's like 30 people. And these people are not from our culture. So he'll say, okay, like, you bring your crowd and I'll bring my crowd.

[Rashad]

Yep.

[Troy]

Right. And a merger. It's a merger. He's done this several different times. And it's like. Like, we saw Tashonda Duckett Brown Duncan. If you don't know, she's one of the only black women that have ever been the CEO of a Fortune 100 company. She's the CEO of Tia Craft, one of the largest asset managers in the world. And she's a friend of ours also. She was there, but, man, this guy's brilliant. How he's able to. And that's why it's. It's all your. It really comes down to who you know. You know, like, it really comes down to who you know.

[Rashad]

And I see you guys do this all the time, but can you emphasize the importance of him trying to make the connection? Opposed to taking something away because he seems like a help first kind of person. Opposed to, you give me 50 grand, and I'm. No. He's connecting the dots and following through. Right?

[Ian]

Yeah. I think he's one of the few guys when we talk about he wants to see us all win, like, I firmly believe he wants us to all win. Like, he's not. He's from where we from. Like, when, you know. I mean, when I say that, like, in the community, like, he's from where we from, and he wants to see us all in one of the best Things he's ever told me was like, look, I used to sit at Nike in the early days and try to figure out, how am I going to become a millionaire? And I sat there and I studied. I studied, and I've been around people, and once I figured out how to make a million, he was like, the money was the easy thing. The relationships, the networking and the ideas is what I'm here for. He was like, yeah, it's All Star Weekend. There's a part of your parties going on I don't care about anything about. Like, I'm just here for the people who are in town so I can connect people putting together in the room. What ideas? What can we come. What can come from this room? That's it. And when with this part, this. This event is over, I'm out of here. I'm going. Y'all can keep everything else. Everything else is distraction. Entertainment's distraction. I'm here for business, and I'm gonna go do business tomorrow and I'll be back in New York and we can sit down and discuss about business again.

[Rashad]

I know y'all came here for stocks, but that is a lesson. If you master, it will allow you to make tens of millions of dollars easily in your life and never have to worry about wealth ever again in your family. Even if you think about what generational wealth is, it is the power of interconnecting all these people together across the globe to make sure that the business keeps running. Like, please do not let the lesson go off your head, because they could again, keep that information.

[Ian]

Yeah, yeah. Room full of billionaires, and you wouldn't even know.

[Troy]

So the relationships that you. I say that to say the relationships that you make in life is going to be the most important aspect of your success. Can you be successful without making good relationships? Yeah. Anything is possible. It's harder. It's harder to just stay in your basement and just, you know, make a million dollars that way. So, man, the relationships. Relationships. Relationships. Relationships is the key. And like I said to me, he's the person that I. That I've seen personally that's figured this thing out the best out of people from, like, our culture. And I'm pretty confident that he'll become a billionaire. And. And when he does become a billionaire, nobody will probably even know about it because he's never at. He's never around. You don't. You're not going to see him. Yeah, you're not going to see him. Unless. Unless it's a. He sits courtside the Lakers game. But other than that, like, he's not. He doesn't seek attention. He seeks. He does not seek attention. He doesn't. He's not flashy. But, man, this guy. This guy's heavily connected for sure. So shout out to the whole team. Rich, Paul, Maverick Carter. But man, Maverick Rich.

[Rashad]

Another one, too.

[Ian]

Yeah, yeah, yeah, yeah.

[Troy]

All right. The moments everybody's been waiting for. If you had to select the All Star team of stocks, what would be your starting five?

[Rashad]

So you want to do one at a time or. Troy, how you want to break it up? Og.

[Ian]

Yeah. Yeah. I mean, the. The NBA did their new version of the All Star game. So I said let's. Let's do it very similar. Let's have an OG team up five.

[Rashad]

Okay.

[Ian]

Let's have a Rising Stars five, and let's have some international plays. That'll be our five. So we'll get 15 stocks and we'll form our team. Y'all with it?

[Rashad]

Okay. Yeah, I'm good with that. I'm good with that. You want to start with the OGs?

[Ian]

All right, let's run. Let's run down. Who you got as OGs.

[Rashad]

Well, first I'm gonna go with Meta.

[Ian]

Good choice.

[Rashad]

You?

[Ian]

I'm. Take Amazon as an og.

[Rashad]

Okay.

[Ian]

Amazon's going on my OG list.

[Rashad]

Rashad, you.

[Troy]

Apple for sure.

[Rashad]

I gotta throw in Lily. That's my Tim Duncan throwback call out.

[Ian]

So we got Meta, we got Lily, we got Amazon, we got Apple. I'm gonna have to put Nvidia. Of course. That'll be my og. That gives us five. That gives us five. Sure. Now they had eight players on the team, but we can keep going if you want. You want to throw another one?

[Troy]

Microsoft too?

[Ian]

That. There goes one. That's the og.

[Rashad]

Sure.

[Troy]

And we did.

[Ian]

We did meet.

[Troy]

We did meet somebody at Google who was not happy that we have not talked about Google as much as we talk about Apple.

[Ian]

But we had it. You know what? It was interesting. We had a spirited conversation. I'll leave her name anonymous. I told her we would bring it up tonight after we had a conversation. She understood.

[Rashad]

Yeah.

[Ian]

Our viewpoint. And so shout out to everybody at Google. But I would add that as well.

[Rashad]

All I want to see is a live demonstration of that quantum. And I'll wave that flag because I'm ready to break up with Apple. I'm not gonna hold you unlock my account.

[Ian]

It's a brand loyalty thing. Right? And she understood it very clearly. I'm like, even though we haven't seen innovation, there's a Brand loyalty that is just attached to Apple. Your product might be. But like that Google Pixel potentially is a better product for a number of reasons.

[Rashad]

Better.

[Ian]

Gemini has proven to be the most accurate gbt, the most act. Is it the most popular? Probably not. Right? Is still that. So there's a marketing thing that they got to figure out. And it was a great discussion. But Google's there. Should we. Is that. I think that's eight now.

[Rashad]

Yeah, we got eight.

[Ian]

All right. I know, I know. There's a bunch of things people said we're going to leave off. That's fine. I know we did Broadcom. We could put in there, but going to go to our rising stars. So our rising stars.

[Troy]

Oh, we got to put bitcoin in og.

[Ian]

Oh, geez. That could be a rising star.

[Troy]

It's been around for 20, 15 years.

[Ian]

That's relatively young.

[Troy]

I mean, Nvidia Rashad met Michael Sailor.

[Rashad]

All star.

[Troy]

What you say?

[Rashad]

I said Rashad met Michael Sailor at Allstar.

[Ian]

He was there since 86.

[Troy]

I mean, I think. I think. I think to call bitcoin a rising star is disrespectful. It's the most pro. It's the most highest performing investment in the history of the world.

[Ian]

And it still has room.

[Rashad]

But that's what I'm saying.

[Ian]

It still has a room to ascend, which is like rising star. You see what we did there? Little play on words. All right, so you want to start with the rising stars? You put bitcoin. All right, we'll start there. All right, so I'm not gonna lie.

[Rashad]

It is crazy.

[Troy]

That's what I'm saying.

[Ian]

Because I. I think it still has room to ascend. That's why. Right. And it's been here for 2012. So 13 years. 13 years of a company or an asset that's fairly new in this. In this space.

[Rashad]

Okay.

[Ian]

Yes, it has had the greatest appreciation. No denying that. Ian, who you got?

[Rashad]

Shout out to Alex, Carp and Palantir.

[Ian]

You got Palantir.

[Rashad]

Still don't love it, but you cannot argue with the impact that it's had. Anduril is not publicly traded yet. So, yeah, Palantir.

[Ian]

All right, so you got Palantir. I'm gonna call it all but here because I wanted to put it. I didn't. I'm putting Netflix in my rising stars. So we got bitcoin, we got Palantir, we got Netflix. Shoddy as you tso.

[Rashad]

Oh, great call.

[Ian]

That's not international.

[Rashad]

I said it before, I'll say it again. Not publicly traded. Yet. But that combination of Anderil and Starlink are going to be two of the most powerful ones. I know y'all get on me about it because it's not publicly traded yet. When it is, it's going to eat up all the asset allocation for those you asking, yo, should I wait to. Starlink may be the only company that I ever say winner IPOs. Get it the day of.

[Ian]

Okay. All right, now I'm. This is like based on the year, right? So like when you make an all Star team, it's based on how you perform the first half of the season.

[Rashad]

Yep.

[Ian]

So this one right here we haven't talked about a lot. I've seen it in the chat. Almost every week. I'm throwing App Lovin and the rising stars for sure. You're talking about a company over the past year that has appreciated 790%.

[Rashad]

Yes.

[Ian]

790 is a ridiculous return. We looked at the operating margin, we looked at the profit margin. Ridiculous in itself. We'll talk about what it actually does and why it's appreciated like that. This is another AI story. If we're talking about rising stars, one year return of 790 year to date. That is ridiculous. Somebody said, what is app loving? The ticker is app. Look it up and then say thank you.

[Rashad]

Yes. And this is not a GameStop situation where it goes parabolic and then it falls apart. They'll hold steady.

[Troy]

So how many is that?

[Ian]

All right, so we had. You had tsm, we have Bitcoin, we have Palantir, we had Netflix, and we just had app Loving.

[Rashad]

I'll get. I'll give us one more. And it pains me to say it, but micro strategy.

[Ian]

Okay.

[Rashad]

You got to give him credit for what he's done. You got to give him credit.

[Troy]

Crowd strike also.

[Ian]

So you got. So we got MicroStrategy, we got Cow strike. I'll give another one. I'm gonna go V straight here. I'm gonna go vst.

[Rashad]

Okay.

[Ian]

I just. I mean, I just think the energy sector is going to have his day. We saw how it performed. Last year was the number one stock in the S P. So up to a pretty good start this year. Energy is. I mean, we're watching it happen, right? We had some conversations with some people from Meta. Shout out to everybody at Meta, all our friends over there. Energy is still the thing, man. Right? The ten billion dollar projects being built. We just heard Amazon saying they're allocating a capex over a hundred billion. This ain't going anywhere. We're going to need energy. Yeah, it's ridiculous. So I'm going VST and I guess I'll put slash VST and Arista Networks. A N E T is a ticker. So VST and A N E T. I'm gonna put two there. Rising stars. That's solid. That's solid. All right, so that's a solid. Rising stars. So now we got to do our international. So this is our international starting five for all stars stocks. You understand?

[Rashad]

Yeah. I haven't talked about this one in a while, but this one, My babies. I talked about in 2020. 2021. Ricardo Libre. Absolutely on fire. Like, I won't say the Amazon of, but Mercado Libre. If you ever been to any Latin country, you know the stranglehold that it has, that's performed incredibly well. And one of my favorite stocks for sure, definitely pricey. It's at 2109 right now. But if you look back when in 2020 it was in the 600s, it's at 2100 now. If you go back to 2018 is at 339. It's the power of long term holding, especially in international markets. Home run.

[Ian]

That's a solid one. Hey, Roberto, I see you in the chat talking about that company. Shout out to everybody. That was at the mastermind. We went over that company. But Noberto, I see you. Right? I see. I see you, my boy. I see you. You're putting it. I'm recognizing you, Ian. We talk. We know about it. Appreciate it.

[Rashad]

Yeah, yeah, for sure.

[Ian]

Yeah. I'm gonna go with the Goliath of all international stocks here. If we're leading in in terms of market cap, I'm gonna go Saudi Aramico. When we talk about market caps in the top 10, this used to be the leader and now it sits at like number three or four. So I'm gonna go solely Ramico with our second pick here.

[Rashad]

Yeah.

[Troy]

Rashad tso.

[Rashad]

You got this game over. TSM challenge from half court. Yeah, yeah.

[Ian]

That has to sit there. TSM has.

[Troy]

Are we gonna talk about that All Star game too? On Blackout, we're going to talk about immediately. Lamb dunk contest, then the three point contest in the all Star format. We will talk about that on Blackout.

[Ian]

We talk about LeBron showing up and taking the pitches and his dress, his dress clothes.

[Troy]

LeBron the best it ever did.

[Rashad]

Why Jalen Brown so much?

[Troy]

Why does LeBron hate Jalen Brown? Yeah, I don't think he hates Jalen Brown.

[Rashad]

If I walk in a room and it's 22 of us.

[Ian]

Oh, he didn't dab him up, right? Yeah, yeah, yeah. No, I just. It just was very awkward to see him, like, show up to the All Star game an hour before, say, I'm not playing. Wear your street clothes. Don't put the uniform on.

[Troy]

It's like Michael Jordan used to be able to scream at the rest, right? Jordan rules. They wrote a book called Jordan rules. So LeBron. It's LeBron. LeBron rules. You earned it. He earned the right.

[Rashad]

He earned the right to. And I know people. Like, they could have had a reserve. No, no, no, no, no. Okay. Nobody replaced LeBron.

[Ian]

Yo, but he's still also. If they had a reserve like Giannis is a reserve. He didn't play, but they put somebody else in. He just suited up and was like, yo, I'm here for the activities.

[Rashad]

We'll come back on the product. He got to be in there for McDonald's to cut that check. I love Mellow and his brother Swerve. Hit that corner. But it ain't the same. Yes. Refund chargeback.

[Ian]

We got. We got Ricardo Libre. We got Saudi Arabico. Obviously, tsm. I'm gonna go with another one in the semi space. I spoke about it. I mean, pretty regularly. If I got tsm, I got to put ASML as well. So I'm putting that in our five. So ASML is coming off the board here. Solid international team.

[Rashad]

Yeah.

[Ian]

What you got?

[Rashad]

I was about to say sml, but then you took my pick, so I'm just on a.

[Ian]

Let me throw another one.

[Rashad]

Yeah, go ahead.

[Ian]

This is. I mean, solid company. Solid company. And we spoke about it with partnership inside of Diageo, which would be another international LVMH.

[Rashad]

Oh, my God. Who will be there? Carnegie Hall, February 27th. Like, see what we doing there?

[Ian]

See what we did there?

[Rashad]

Good job. Good job. Well played. Which is actually part of the reason why Nike fell up. Shot to Kyrie. Shout to Jaylen Brown. Shot to. Well, we can't say shots Kanye, because he been going crazy. But. But lvmh. Dominant stock. Talk about conglomerate.

[Ian]

I mean, that is. That's luxury personified. Every brand you can think of in terms of luxury outside of maybe Gucci and a few others. Stem. Yeah.

[Rashad]

Smoking on the Versace pack. Boy, it's over with.

[Ian]

We got any more? I know people put it in the chat, and we wanted to say it. We talked about it before we started, Ian, But I don't listen.

[Rashad]

Alibaba's on injury reserve until I know what Gigi Ping and that Regime is doing. They have a few companies over there that I love, but until there's a clear route to freedom. No pun intended.

[Ian]

To freedom.

[Rashad]

Can't do it. Can't do it. Free to bros. Frida Bros. Shout out.

[Ian]

To Jack and all the people over there. All right, What's Jack at? That's a. That's a solid. That's a solid team. That's a solid team of all stars. Solid team.

[Rashad]

Can I ask you a question? What's going on with all the celebrities making meme coins? All of us. I saw.

[Troy]

No, we're gonna talk about our guy Blackout. Blackout.

[Rashad]

Okay.

[Ian]

Which guy? Wait, which one of our guys?

[Rashad]

Adam22.

[Ian]

Oh, okay. Yeah, I saw another one himself.

[Rashad]

I'm not tearing a black man down on Black History month, you crazy. Adam22 got a meme coin coming out. Dave Portnoy had one hawk tour back outside. Oh, my God.

[Ian]

She is. Yeah. She got one. She got one. Yeah, she got one.

[Rashad]

Yeah, yeah.

[Ian]

10 cents. Another good one. I see that. Shout out to trap 0, 10, 7. It was on the list. It was on the list. It just didn't make the five. That's a good one too. Obviously. We know, but if they. If they lose ownership of. Of Tick Tock, that's gonna look a lot different.

[Rashad]

All those.

[Ian]

Tick Tock is only like 10 of the portfolio. They got so many other things. Another conglomerate. Yeah, but that's. I mean, it's still a huge loss if you lose Tick Tock.

[Rashad]

Oh, international player. How. Forget this. Even though y'all help kill my boy Career. Spotify.

[Ian]

Yo, White killer's career.

[Rashad]

Yo, we gonna stop.

[Ian]

Shout out to wireless festival.

[Rashad]

Wireless festival. Shout out to Dre three nights in a row. Yeah, but everybody. But man, stay about this album. If I'll see you at Bungalow, you're still my guy.

[Ian]

This is Shout out to Kung Fu Kenny. 230, 000 albums sold last week after the super bowl performance. Number one album in the country again. Shout out to Kenny and GNX album. And everybody over there at TDE and PG Lane shout out to y'all run up the numbers. Y'all keep running them.

[Rashad]

Run up his numbers. While my joke.

[Ian]

Oh, man, it's music. This is rap.

[Rashad]

Yeah, yeah.

[Ian]

Rap on me. It's rap.

[Troy]

Yeah, yeah. I did see Jay Z. Somebody said that y'all see Jay Z partnered on a platform for artists to be able to have shares and their royalties. Like Trey Like Style. Yes, I did see that. The Russell actually posted it because that's something I love Russell Champion for A few years. So shout out to the Russell. Shout out to hov. Shout out to, you know, yeah, everybody that's involved in that situation.

[Ian]

And that's what one of the things about Russell, I mean, that was just a stand up response rather than saying, yo, he took my idea. Yo, they stole it. This thing was like congratulations to him. He had. He was in position to scale an idea that I had. Everybody. It's a win for everybody. So shout out. I mean, that's a mature response from a guy who's like, yo, I appreciate we're not tearing you down. You were in position, you had the capital, you got the resources to find a company to scale the idea. Kudos to you.

[Rashad]

Also, you can't punch up at Thanos. Good brand lesson. You got to know who you can punch up at versus go hit you with that laser beam. He, he not the one.

[Ian]

Hey, bear bonus boy.

[Rashad]

Found out what we.

[Ian]

We're very aware of what happened this weekend. Beer bonus for sure.

[Troy]

Salute to hope. Okay. And also congratulations to Junior Bridgman. Forbes, I'm sure, has confirmed that he is now officially a billionaire. Junior Bridgman spoke at Invest Fest two years ago. Another one that doesn't really speak too much. He was actually on a panel with Rich Paul. Him and Rich Paul. But Junior Bridgman is a. Is. He spoke at Invest Fest and he is a billionaire. His story is crazy if you haven't. We've talked about it, but look it up. You know, went from a modest NBA player to owning Burger King Wendy's and became the largest Wendy's franchisee in America and then brought a bottle plant in Canada. And he's just been willing. And Dylan, I think he owns Ebony magazine or Jet magazine, one of the two. Both. So Junior Bridgman is officially a billionaire. Congratulations. And I put that on Instagram today. There's 22 black billionaires in the world. We had three at invest fest. We have four. But they, they took that billionaire status away from the fourth one. But.

[Ian]

And Don might be up there now.

[Troy]

Yeah. So we have three out of 22. So that's 14. So we've had 14 of the world's black billionaires at invest fest in four years. And then we've had other white billionaires too. We've had Mike Novogratz, we've had Dan Cathy. So who will it be this year?

[Ian]

Street shall continue.

[Troy]

Who will it be? Who do you want to see? Who do you want to see? You don't have to be the billionaire, but who do you want to See at Invest Fest. Put in chat. Who do you want to see at Invest Fest 2025? Put in chat. Oh.

[Ian]

Go back and listen to the early episodes. If we ever did get ho. Leisure's been earned.

[Troy]

I see home. I see Michael Saylor. Aliko Dangote. A lot of people put a Lego Dangote on the Instagram.

[Ian]

Yeah, I saw that too.

[Troy]

Shout out to Aliko Dangote, the richest, the rich, richest black person in the world right now currently.

[Ian]

That would be, that would be. I mean, all those guys.

[Rashad]

My hometown too. Everybody in northwest Indiana, East Chicago. Gary Hammer, inspiration boy. I said okay.

[Troy]

Oh yeah, he's from, he's from where you're from, right?

[Rashad]

Yeah, from East Chicago, Indiana. Legend number one.

[Ian]

Absolutely. Absolutely.

[Troy]

For sure. For sure. Bond Weaver. Shout out to her. She's doing her thing too.

[Ian]

Incredible.

[Troy]

Listen, her company is worth a billion dollars.

[Ian]

Incredible.

[Troy]

Reported that.

[Ian]

Incredible. Oh, like businesswoman. But just like an incredible person too. Yeah, we met. We've sat with her a few times.

[Troy]

But that's another thing too, before we go back, is that, you know, we still, our, our business people are not highlighted enough. And it's like Fawn Weaver.

[Ian]

Right.

[Troy]

Like people should know who she is. Junior Bridgman. People should know who he is. You know, of course they know who Maverick Carter is. They know Rich Paul is. But there's a lot of people that's out here. Even like the brother that owns Count Calendar.

[Rashad]

Lee Calendarly. Yep.

[Troy]

He's, he's a billionaire quiet killer. And nobody, nobody knows him. Nobody, nobody knows. People just started to find out who Robert Smith was. Honestly.

[Rashad]

Yeah.

[Troy]

David Stewart. People just are now starting to find out who David Stewart is. So it's a lot of people to Shonda, you know, we, I mean we've done our part, but just as a whole, we over index in, in the, in the, the nonsense. Too much. Too much. Like even, like a lot of the podcasts. It's not helpful. It's not, it's not beneficial. It's comedy or it's sports or it's music and that's fine. That's cool. But it's over indexed. It's like 95. We 95 index on nonsense. Yeah. And that's a problem. That's a problem because we're the only.

[Rashad]

Culture that gets pushed entertainment. And the, the thought is, well, let's just have fun. Was just an Aspen having a blast. They would. I'm, I'm going to tell you, if you don't have money, having money is way more fun than entertaining. Love and hip hop drama and being able to take care of your family and have freedom and help others out like I'm gonna do tonight. I'll put y'all cash apps in the comments real quick. Let me thank you, please. But we're the only community that ever gets told just focus on this garbage entertainment here. Forget the wealth part. Have all your joy in the afterlife and then let every other community take the asses from around us. No, not having that anymore.

[Ian]

Yeah. Shout out to Gary who's putting the comments. We. I was actually going to say Melody Hobson as well. You talk about somebody. Ariel Investments. The president. The CEO actually married to a billionaire. And so yeah, just another person. Like we don't know. But we should know because you want to talk about trailblazing. I mean on the. I think she might have left but she was on the star the the board of Starbucks. Incredible career in Starbucks.

[Troy]

Y'all in trouble. Protest is hurting.

[Rashad]

Yeah.

[Ian]

Mr. Nichols. Mr. Nichols in trouble. You think you'll figure it out?

[Rashad]

No.

[Troy]

You're in trouble.

[Ian]

You don't think he's gonna figure it out?

[Rashad]

I'm gonna say it's a combination of factors. Same with alcohol. There's a revolution of people realizing alcohol isn't good for you. And at the same time having a cup of sugar to start your day is not best for productivity or your health. I keep saying it. There's a for sure and there's a reason why companies will use black and Brat ambassadors. The other part of it is when we're done messing with you, it hurts your brand. Nike's going through it. Those customers being kicked out of that cafe, it doesn't get talked about enough as a lynch pain to the company going down. It severely affected that company. So you guys think you can just do whatever about white people by black people because we got Maggie in. Y'all was pre Maga. Funito and Dutch Bros is on your ass. Duncan is on your ass. And it's a lot of now when you get into that food and services business, you have a bunch of places that give a better dining experience or the food is better. When's the last time you went into Starbucks? You like this was absolutely amazing. You'd be hard pressed to. Keurig is on your ass.

[Ian]

Look at stuff.

[Troy]

America. America runs on Duncan for sure.

[Rashad]

Our shows stay up all night. Our shows drink puree coffee.

[Ian]

Yo, you. Are you smoking?

[Troy]

The Cash apps are.

[Ian]

Yeah, they running crazy.

[Troy]

Cash app's going crazy.

[Ian]

You brought up Nike.

[Rashad]

I'm doing a show. I'M call you back, baby. I love you.

[Ian]

I told you.

[Rashad]

Bye bye. He gonna call. He get through. He don't care. What's going on?

[Ian]

Yo, we you brought up Nike. They. They made an announcement today that they actually partnered with Kim Kardashian and skims for a collaboration. This is interesting now that this is interesting because this is a space where they've been getting their back kicked in from Lululemon, from a bunch of companies that have come into the space because they don't feel like athleisure is something that Nike excels at. What are your thoughts around Skims Nike? Is this the catapult that helps them get back on brand and become the leader that they they once were known for.

[Rashad]

Shout out to Mama Kardashian for setting it up. Shout out to Kim. Shout out to KANYE for the 10% equity that I still think you may have in it. But it's like, damn, you gonna screw her ex husband and give her the deal that he's supposed to have. What? No. This is like. It's like when Drake put out this album with P and D. This ain't the move. After that boy put 72 shots in your car. No. What?

[Ian]

No shout out to M4.

[Rashad]

So do I think it'd be a dope collab for Kim, yes. For Nike, not so much. The North Face collab was strong, like even. And just comparing brands. North Face is kicking Nike back in. That collab that she had with North Face went create instant sellout. This will do well for her, but it won't affect the price at all. It's a culture issue. That's like Starbucks, Intel, Nike. Apple is like slowly going through it. It's a culture issue. You got too complacent. This ain't gonna do it. Now if they bring her off or maybe a five year partnership, great. But like a one off collab, no.

[Ian]

Yeah. Bill. Bill Ackman has taken a heavy position at night over the past month. It's actually the number one thing inside of purchasing holdings right now.

[Rashad]

Yeah.

[Ian]

Which is like really interesting. Really interesting. But okay, we'll watch it.

[Troy]

Just gave out 500 on cash app.

[Ian]

Shout out to the cash apps.

[Troy]

Just gave out 500 on cash app.

[Rashad]

Let's get it going.

[Ian]

We're back to that. That's the day. The day ones remember that for sure. The day ones remember that.

[Troy]

A little charity work never hurt.

[Ian]

We appreciate y'all. We appreciate y'all.

[Troy]

Times is hard out here, man.

[Ian]

It's a fact.

[Troy]

They selling eggs Lucy style.

[Rashad]

I saw that in a bodega fact.

[Ian]

They selling Lucy egg facts for real. Bronx.

[Troy]

In the Bronx.

[Ian]

Yeah, yeah. How you like what you do? You bring it. What? How's that happen?

[Troy]

Go to this. You go to this.

[Ian]

Let me get this.

[Troy]

And you buy. Hey, like one, like $2.

[Ian]

Yeah, $2.

[Troy]

Yeah. They felt they selling eggs by the, by the one by the onesie.

[Ian]

Yo, yo, the Bronx man. Shout innovation.

[Rashad]

The crazy part. Watch, watch a company do it. Chanel Bethea, I just sent you a cash app. Appreciate you.

[Troy]

Yes, appreciate y'all.

[Ian]

The Lucy play. That's crazy.

[Rashad]

That's crazy.

[Troy]

Okay, here's, here's, here's a big one. What is your Strategy for investing $100,000 to maximize returns while managing risk. So somebody has a hundred thousand dollars right now. Somebody has $100,000 right now.

[Rashad]

Yeah.

[Troy]

What's the strategy?

[Rashad]

Put hat I'm gonna spice it up. Put half of it into index funds at a price point that I call. So VO vti VGT on a drop. You don't want to put it in at all. Time high. Cool. The second part, you want to pick two technology stocks, but I don't care. Like this is my strategy where there's 1,000, 10,100. 1 million, 10 million, 100 million, 1 billion. Half into index funds and other half in the tech. So if you want to minimize your risk, which Apple or Microsoft already does, you have to also factor in while mitigating the risk. Are you minimizing the returns? So if you have a company like Nvidia, let's say Tesla, Tesla may draw down 40% at any given time. Right. But you may miss out on 400 over a four or five year period by not investing into it. So you have to define your risk appetite, but the strategy has to be put half of it into tech. Your life runs on tech. We're on YouTube, Google right now, most of you are working off of Microsoft products. Like the strategy doesn't change, but the price points in which you enter are going to matter a lot more because it's tough to see your accountant Dwindle from 100 grand down to 60 grand because you bought at a high or you wanted to buy Gamestop or do zero day traded options, some BS like that. So pick the two companies that you love. Whether OpenAI gets bought out or they go public, Microsoft is sitting on a windfall of money coming in. Great. As much as I think Apple could innovate, they're still going to outpace the market. They're still going to give you A great return. They're not going to argue. The more money that you have, the safer bet Apple is for you. If you have a lot of money. So half into index funds, VO or some S P equivalent and then the other until Apple, Microsoft, Nvidia. If Lily was at a lower price, maybe. But you have to do half Tekken and half index no matter how much money you have. Auto remixing is why that bag is messed up. Now I get to talk. I gave you the soft soliloquy. You get the your money up Try yo, somebody is GameStop going to research, bro. This is not like 2019. No, that company was garbage then intel garbage. Like, and here's another tip. Listen to what I tell you. If I made you money, please put yes in chat. It's not that hard. This ain't 2006. I don't want y'all. I don't know what a P ratio is. No, no, no, no. Listen, listen. They'll tell you every week, yo, go network and I'll see you on investors on your phone, face down, not getting no action in them DMs. Everybody's hitting that work. He just told you play put 30 people in the room. Pop the balloon challenge Business Edition. What Shoddy was the networking tip of the week. Go put 30 people in a room and connect them. This year's about execution. Hands down, facts, all facts.

[Troy]

Okay?

[Ian]

One hundred thousand dollar play. That's a fact that I actually in 2021, like I'd had the hundred thousand dollar investment shout out to everybody that was at Market Mondays Live at the, at the Apollo, like our first one and I broke down that hundred thousand. It was like, all right, this is what I'm gonna do. I'm gonna put it in three ETFs. At the time I was doing long term option leaps on them. SMH was one, XLK was one, XLY was the other. I took that 100 and I put 33. 33, 33, which was 99 at the time. So I left like a thousand over. And I actually spoke in, in Brooklyn the other day. I was talking to some, some adults and some of the teachers and they were like, wow, man, that's a lot. And I'm like, well, obviously it's risk management. You're not going to put your last 100 or your last 10,000 or your last a thousand. But taking an educated stance on it, obviously. Before I was going to do it, I remember sitting in Cali, waking up at six in the morning, like I'm gonna do this, I'm gonna do this. I'm gonna do this. And that was a lucrative return. Like those three investments appreciated by 1200 percent at minimum each. So, yes. Some of y'all doing the calculations. Yeah, that was a hell of an investment at the time, too. So I know like, a hundred thousand is like. Well, I don't have a hundred. Well, you might have a thousand. And so you may create a. Or 10,000. Right. But you can figure out how much you're going to allocate to each position. Notice I said three ETFs, because there's some protection there. Right. If the market moves in a sector, then that sector will go. If Nvidia, which was, in estimation, it wasn't even the largest allocation at the time. If that pulled back, I'm somewhat protected because it's not the only thing that estimation invests in. So, yeah, that was. That was actually my $100,000 strategy.

[Rashad]

Motion 91 1. I sent you 500 on cash app. I appreciate you.

[Ian]

Cash out, Poppy.

[Rashad]

For sure.

[Ian]

Hugs for you.

[Rashad]

I'm an investment, though. Yeah. I'm bitcoin in real life.

[Ian]

Shout out to Granny that's still watching. We. We. I'm telling them they're keeping it clean. Granny, I got you. Appreciate y'all. He's trying his best.

[Rashad]

Try my best.

[Troy]

And then also, I would say Serena Williams. She's. She's gonna become a billionaire, too.

[Ian]

Yes.

[Troy]

That was a lot of focus as far as her Crip walking. But what's not as focused is that she's one of the most successful vcs in. In the game right now as far as what she's been able to accomplish in the short period of time. So she's. She's. She's quickly on her way to become a billionaire.

[Ian]

Yeah. Serena Ventures. Nothing to be played with. Go look at the portfolio.

[Troy]

For sure. Okay, so another lesson.

[Rashad]

Don't make 60 enemies in two years and then expect to have a career after either.

[Ian]

Yeah. Like, come on.

[Rashad]

Listen, I sent that little text this weekend. All that. Defendant. Bruh. Bruh.

[Ian]

Wireless festival, man. Wireless festival in July, man. Make sure y'all pull up three nights vibes. Cartels in the building. Burning boys in the building. The mandam's in the building.

[Rashad]

I'll make up a burner boy, too. Are you playing real quick?

[Ian]

Shout out to gigs, man.

[Rashad]

Him too. You better go. Nile Chester again. Hey, you better go back to Brampton Western flows, my boy. Anyway, Rashad, I got you.

[Troy]

So if you had to restart today from scratch, knowing everything you know now, what would be the first three money moves? So for me, I'll answer this question first.

[Ian]

Yeah, yeah.

[Troy]

For me, personally, I wouldn't. I don't. You starting from scratch. Investing is not a top priority for me. Not to say that that's not something that you know. But I feel like if you have no money your priority, how are you gonna invest money if you don't have money? I would figure out does it mean.

[Rashad]

Like dead broke, you think?

[Troy]

Huh?

[Rashad]

You think it means like dead broke, like zero dollars.

[Troy]

Oh, scratch. That's what I was referring. Yeah. Or like a thousand dollars.

[Rashad]

Got you.

[Troy]

Yeah. And let's do this too. Let's take a pause on the cash apps. We will resume this at the end of the episode.

[Ian]

Yeah, we. We close to a nice number too.

[Troy]

We will resume the cash app giveaway.

[Rashad]

Or when we get to 8500, y'all invite five friends.

[Troy]

8, 500. We will resume. We will put a pause on the cash app. We've given away probably close to a thousand dollars so far. But we will resume this towards the end of the episode or when we get to 8,500, whichever comes first.

[Rashad]

Y.

[Troy]

So we can pause the cap at the cash app.

[Rashad]

Comments?

[Troy]

Yes, that would be helpful. What speaker are you referring to? My speaker's not on.

[Ian]

Oh, I thought.

[Troy]

Okay, okay.

[Rashad]

Part time baddie is a funny cash up name though.

[Troy]

Part time baddie.

[Rashad]

Yeah, you better go trademark that before I got an idea.

[Troy]

Just speakers on my speakers not on.

[Rashad]

I don't hear nothing.

[Troy]

No. Yeah, my speaker's not on. All right. Okay. So having said that, starting from scratch, I would figure out a low overhead service based business. I'm just speaking from personal experience. I can only give you my personal experience. So like when I was, when I was in the financial services industry selling insurance, there's a lot of different stuff that you could do like this, like car insurance, life insurance, different type of, you know, service based industry. Because I feel like there's always an opportunity to make money on commissions. And if I was dead broke, I would call my friends. Now this is important. I wouldn't call my friends to ask them for money. I would call my friends to tell them what I'm doing. So when I started in financial services, used to have a. It's called Project 100 where you have you list 100 people that you know everybody. Your friend, your friend's parents, your kid, you went to college with somebody, you play basketball with everybody. This is your network of people. Right. So I will reach out to every single person that I know and, and tell them what I'm doing and try to actually sell them products. Like I said, I mean I can only speak for personal experience what I actually did in real life. Life.

[Rashad]

Yeah.

[Troy]

And then from there I would hone in on my referrals and get referred to those people that they know. All while reinvesting the profits. Living in as low cost environment as possible. If living with your parents is option then that's, that's a good option. If whatever, renting a room, whatever you gotta do, not spending money on overhead, re reinvesting the money. Social media would come, but I would do, I will focus on social media afterwards. But I feel that the business aspect is the most important aspect first because you have to generate money to actually get into the groove of actually being able to invest. And a lot of people like well what kind of business should I start? Like I said, there's always room for a service based business. There's always going to be somebody that's going to have to sell you car insurance. There's always going to be somebody that's going to have to sell life insurance. There's always going to be somebody that's you know, in that type of vein, health insurance, whatever it is, there's always money. It's always money to be made in a very short period of time. You don't have to go to college for these type of situations. And that's what I would do. So. But what would you do?

[Rashad]

Same as you, I can only talk from personal experience. First you have to build a business because the highest returns that you're going to get that are going to outpace the market for sure is by starting your own business. After that you got to take, you got to pick a number, 50, 60 and put it into long term. So that takes care of your future number. So important caveat is that too. And I know people hate when I say this, you have to stay your ass inside doors. Costs a lot of money to be outside and people don't want to do it. And I get it because you are thinking about now. But I look back at all those seasons that I missed of going to games. Oh, I get that. Have a ball and do it the hell I want to now. And then third, you got to hit that features market. You got to pick a target that if your life is on the line, this is the target that I'm going to use to be able to hit. And red Panda, you know what that target is. But the three for me is start a business. Two puts 50 or 60 of the money into stocks long term. Third trade futures and if I can add a fourth, find a way to help other people first and get them a result so they can then come back and then pay me. The reason why I started with the yes and Chad and started on social media back in 2016, 2017, just giving away for free. If I help you make money first, I'll be able to call that favor back upon you later. So I wouldn't do anything different. But it's really important too. The other part of this question is to never get back to the point where you're starting from scratch. Timing is important in some of this. Like I intel never thought they would lose that lead. And because they didn't keep reinvesting into the business and keep innovating you now you have five other players that are light years ahead of you. Just because you were able to do it one time does not mean that you are able to do it again. Sometimes timing, luck and market fit is really important. When we first started doing the show, nobody black was talking about invest. Now it's boy soiree. Cool. That's why what Mav is doing is so smart. Mav just gonna tell you a thing, run the Billy up, then I'll tell you about it. Once I'm at 8 billion, the book come out. That's my new move for 25 through 35. The next couple plays y'all see publicly. Decoys never tell you the real play. Y'all gonna see me snowboarding. Cool. Keyshawn White on this on the hills. Cool. Y'all never tell you the real place. Sorry. You it up. Sorry, granny.

[Ian]

Damn.

[Troy]

We gotta talk. We gotta talk about the snowboarding play too. Your comments was going crazy.

[Ian]

They wasn't happy about that.

[Troy]

It's not that they weren't happy.

[Ian]

They're a little surprised with you.

[Troy]

A little surprised.

[Ian]

I. I'll go with the.

[Rashad]

Why. Surprised at me?

[Ian]

Yeah. Yeah. You as well. I'm happy. I was happy for you, my brother. Shout out to Edwin. Me and Edwin was both happy. Shout out to Ed.

[Rashad]

I. I'll take the on top of that then speed matters and execution. That's all we talk about. A hero on Blackout. But speed mad in a good investment.

[Troy]

You mean like to lock something down? What do you mean? What you mean?

[Rashad]

Yeah, that's crazy.

[Troy]

No, I'm Jackson. I'm just.

[Rashad]

We'll go further in detail, right?

[Ian]

If we're talking personal stories like yeah, get mine would be like fine. A job that you can create Multiple streams from. And so like, yeah, everybody hears a story like, yo, I was a phys ed teacher, but before I was ever that, I was a whole monitor, bro. Like, I was the guy sitting in the hallway reading books, telling kids to go to class, checking for hall passes. While I was doing that, I was a tutor. Right. I'm trying to find another stream. While I was doing that, I was coaching. Right. While I was doing that, I was running after school programs. While I was doing that, I was running summer programs. And so I had like different streams of income. So, like, not only was I getting paid for to. For doing, like, I mean, it wasn't even much, but to be working in a school because I just wanted to have experience working in schools. I created multiple streams from. From just that. Which allowed me to put some money into investing. Obviously, as my career changed and I became a teacher then obviously, I mean, I still had those streams, but it was like, all right, now there's more money to invest then creating a business. Because I had enough to say, all right, well, I have this career. I can go venture off in the world of entrepreneurism. That helped as well. But like, figure out how you're going to create multiple streams from where you're at. Right, sure. And it could be like I said, hall monitor. No joke and no disrespect to anybody. That's a whole monitor. I was that. You can create multiple streams.

[Rashad]

Yeah.

[Troy]

Okay.

[Ian]

It's cold in the hallway, bro. Ain't no heat in the hallway.

[Rashad]

And asthma Refrigerated.

[Troy]

Colorado. Hit the like button and share.

[Rashad]

Shout out to her for planning this.

[Troy]

House. You gotta pop out and show for.

[Rashad]

Sure and got a concussion. Snowball.

[Ian]

Did you? You went with the snowball. Oh, you did say snowball. You're not really a skier.

[Rashad]

Yeah.

[Ian]

That's tough.

[Rashad]

Yeah.

[Troy]

So shout out to Kendrick Lamar. That was another thing. There's a lot of backlash on that last Blackout episode. People were very unhappy for sure. Take. But shout out to kid.

[Rashad]

And I want to say this too. I'm going to cut you off. Stop with all that OVO thing because I'm too rich in real life to be bought by anybody. So we're gonna talk in real life next to Drake when we go net worth. If I'm gonna be can't be bought by nobody. Y'all have sold y'all soul for less than the we've been off. I promise you stop with that. But the problem is in your real life, y'all don't go to bat for the people who in your real life. Like how I do. Because he was cordial. A couple times. I ran into him.

[Troy]

Drake. Drake was cordial to you?

[Rashad]

Yeah, and he's been cordial to y'all too. And y'all ran into him four or five times.

[Troy]

I've never. I've never ran into.

[Ian]

No, no, no, no. We ran that.

[Rashad]

That's it.

[Ian]

I'm leaving, man. Y G, he was cordial to us. Yeah, we met and it was cordial. We had a good time.

[Rashad]

Now he has some flaws and things.

[Ian]

Yo, man, he lost a battle, man. You can't just throw him away. He lost a battle.

[Rashad]

Yeah. But it's a good lesson, I think.

[Troy]

My top five. We gotta talk about a top five too. On black. We got a lot of talk about Blackout, but Drake's in my top five ever in History of Rap. He's in my top five. Kendrick.

[Ian]

That's updated. We just updated that.

[Troy]

And Tupac has. Has been. Tupac has been removed.

[Ian]

Yo. It was an updated conversation. Shout out to our brother Sticks, bro. It sticks, man. Yeah, yeah, it sticks. His fault. He over indexes on disrespect. And so we had an hourong spirited conversation. And that was one of the revelations of the conversation.

[Rashad]

Kendrick hasn't been more disrespectful than Tupac was.

[Troy]

The big N. Kendrick.

[Ian]

Yeah, he was.

[Troy]

Kendrick, the most disrespectful rapper in history.

[Ian]

That.

[Rashad]

No, that's.

[Ian]

He told the boy to use some ayahuasca.

[Troy]

Like he put his son. He made a whole verse to his son.

[Ian]

Yeah.

[Rashad]

And then what is we talking about?

[Ian]

Yeah, that's different. That happens.

[Rashad]

She'll Tupac. We not doing that happen.

[Ian]

Sorry. Sorry, Granny. Sorry, Granny.

[Rashad]

Oh, what I will say, hey, baby boy, they got some other information on you too that you need to. If you're gonna keep with the beef thing, you need to stop. Talk to DJ here. Shout out to pro.

[Ian]

You saw you paid for dinner at Tatiana's.

[Troy]

Yeah, shout out to Tatiana's. Okay, okay. Between Ve and VX us, which one do you like better?

[Rashad]

That's why I'd be getting into all the issues. Yeah.

[Ian]

Yes, yes, yes, yes.

[Rashad]

Great question once again. Both. Both are great investments. So usually if the results are comparable, that close in performance, invest in both. Both are pretty much equally paired. If you want a different type of exposure to a different sector that we normally don't talk about, they're both good. This is like picking between, I don't know. You name me two players that are comparable in the All Star Game. Y'all won two years in a row.

[Troy]

We did not win this year.

[Ian]

We did not win. Yeah, yeah, yeah.

[Rashad]

And my eyes. Y'all won.

[Ian]

I was being there.

[Rashad]

We make our own narratives. Why not, man say Bill Clinton came over there and gave you all the money for Ghana.

[Ian]

So we met with Adam Silver.

[Troy]

Appreciate it. On the check in. Okay.

[Ian]

Yeah. All right. Both of those are. Are Vanguard, right?

[Rashad]

Yeah, yeah.

[Ian]

So I mean we kind of referenced it earlier, but Warren Buffett, he sold all the shares in vo. I know that's something that we've been praising for six years and five years for sure for the start of this show. Is. Is that a sign of something when you start seeing indexes get sold by the greatest investor of all time?

[Rashad]

No, for me personally, not a. We don't know his motivations for selling, whether it's profit taking or to have cash on the sidelines. And once again, as much as I love Warren, the idea, there's two types of information. The information that you give to a retail audience in an interview when somebody from CNBC asks you where should everyone park their money to not give a real answer, I. E. Maverick. There's an alpha on keeping the information to yourself. Put it in spot vo Easy answer. What is the actually allocated in. That was never one of his biggest positions anyway, so I wouldn't be worried. Vanguard is also like aggressively cutting fees to eat up more of the ETF market share. So now do I think he's stockpiling for a reason? For sure. Are they going through some transitional things at Berkshire and they're like their own mini index for sure. But this wouldn't cause me to. To work now if you saw all the Apple position over a certain period of time, that will cause some concern.

[Ian]

He did shave some Apple last year. Yeah. They, you know from his quote is that he's seeing casino like behavior inside the market. So he completely sold all of his shares of SPY and voo, which weren't large allocations like you said, inside his portfolio. But he did buy them in 2019. So he saw the appreciation last year. Yeah, 24. I think it may have something to do with that piece. Right. Like. Yeah, how many. And we referenced it before. How many years has the s P done? 20. Yeah, three years in a row. Like it. I mean it really. Does that happen? There might be something there. I. I thought what was interesting is what he did add to. So like he added, I mean, millions of shares, I think 12 million shares of SiriusXM.

[Rashad]

And I still can't figure out, I'm puzzled by that. I don't know what the move is here.

[Ian]

It's like.

[Rashad]

I mean I know caller daddy popular but if. Yeah, well that can't be the sole reason.

[Ian]

12 million shares there nearly 2 million shares he added to his domino's position. One of the size we've spoken about in the past in terms of the tech play inside of that. But yeah, the serious one. I'm just. I don't know. I gotta figure. I have to figure this out.

[Rashad]

Yeah I've been trying searching a lot. I can't find a good reason as to why when other if you're gonna do linear tv, linear radio, there's other companies that are available that you could have bought positions in that are better position so.

[Troy]

Okay. Somebody in the chat said what do you think about Bill Ackman 2 billion dollar Uber purchase?

[Rashad]

I think it's a smart investment. I think he may be a little bit late. Ish. I've been giving DAR credit since we saw him at in DC for turning the company around. Underappreciated CEO but I think it's a good addition to Bill's portfolio. I don't always like all of his picks but with this one he did pretty well.

[Ian]

Yeah, I really, I mean I looked at his portfolio and I'm. There's not many. Again, there's not many that I like either.

[Rashad]

Not many. Yeah. And he's not looking to hold a bunch of them for a long period. He's more of a thematic investor than macro or sector related. Great investor. But yeah, it's very interesting how he structures his portfolio.

[Ian]

He's pulled some some rabbits out the hat over the past few years. I mean definitely an influential dude and has done a great job obviously.

[Rashad]

For sure.

[Ian]

Yeah that one I'm not. I like Uber. I'm just not sure about X Men's portfolio at this point.

[Rashad]

It's not one of my favorites by far. Great investor, but not one of my favorites at all.

[Troy]

Chat what's the deal? Chat what is the deal? We are live on a Monday. President's Day. Dead presidents every day for sure. Novo. 52 weeks.

[Rashad]

Oh baby. Yeah.

[Troy]

52 week low. Is it time to abandon the stock?

[Ian]

Yeah.

[Rashad]

The stock looking flatter than ice spice. Mr. You took too much of the drugs and it's not doing the best right now. Shout out. Space tilting once again. Novo. Great run. They're not Eli Lilly. All the next LeBron. Next Jordan next time. Brady's next. Steve Job that never comes. Invest in the best in class. Do I think they'll have a recovery. But I think what is going to start happening over the next and a lot of these companies and sectors are falling apart because of RFK for sure. But if I don't think people have taken into consideration what the side effects are for GLP1s if you're on them for a prolonged period of time, if you're not diabetic or pre diabetic and I think maybe in the next year some of that information will come out and I think investors are just front running the eventual devastation that is to come of what is exposed about GOP ones.

[Ian]

Yeah, I think part of the success is that nobody calls them GOP ones. Like when you talk about weight loss drug, the first name is Ozempic. It's become like Band Aid in terms of adhesives because you know, you don't say we'll go be right, you'll say Eli Lilly, but you won't see the actual drug that they, they've created. And when you think weight loss, you think Ozempic. But as more people come into the space, more competitors come into the space. American made companies. I mean if you've seen nothing over the past four weeks, there is a onus on American first companies and Lily is that Novo definitely is not. So it'd be, it's going to be an interesting year for them.

[Rashad]

And if we're looking at it, heads up, Novo is a great company still. But if you look at like the suite of offerings that Lily has, they can't compete with that. Can't compete like they sliders like in 2K.

[Ian]

Yeah, yeah.

[Rashad]

Almost every category. They have a solid drug to say the least so. And a better ran management team. So. But this is why it's important to buy in at the right price so you don't panic. In these moments, just buying based on theme alone is not a good enough reason to buy. I actually do like it. If it gets to like 70 all like 61 definitely. At 53, I love it. At 53 I love Nova.

[Troy]

Magic Johnson, he's another one of these guys. He's a billionaire. Yep, he's a billionaire. He's been killing.

[Ian]

He is. Yes, he is.

[Troy]

He's been killing it. Go commanders, shout out to magic man. Okay. In today's market, is wealth built faster through extreme focus on one asset class or through diversification going back to Warren.

[Rashad]

Buffett, greatest investor of all time. It's classic quote. I think the 87 Berkshire letter is diversification for people who don't know what they're doing. Extreme focus. I mean live an example of me investing then media. I don't know how many more examples that you need of just hunkering down and re. When people say reinvest into the business, that is hyper concentration. I think too often people think that you need 72 different ways to make money. And it's like if you find a machine that is working, you have to keep pouring into it. Nvidia, after they built that superpower that they had, they did not go build a social media app, they just kept reinvesting. Microsoft kept reinvesting, Apple kept reinvesting, Tesla kept reinvesting. So no even. And I know some people are going to see even with Tesla, when he got into robotics, that was a part of his original plan. If you go look back in 2014, 2015, that was a part of his original vision back then. So you got to focus on one thing. I know the illusion is told that you need a bunch of diversification but notice when you hear all of these stories of people who have got mega wealthy, they've rinsed and repeated the same idea or thing that got them in. But what do you guys think?

[Ian]

Yeah, I think it's laser focused. I mean people ask us why we talk about technology all the time. I'm like, well that's the fault. If you look at the, the growth of the economy, that's what's leading it. And so we want to make sure that we're invested in that. But let's figure out a sector inside of technology which is why we talk about semis. Well, I definitely talk about semis all the time because if we look at the growth over the past five to six years that has led it. Right. There was a time when Nvidia wasn't in the top five in market cap. Right. There was a time when Broadcom wasn't in the top 20 in market cap. Times have changed, right. So who are we to be fighting against that? Right. You need to educate yourself and yeah, you could find other companies. But what is leading the economy, right? What has a moat on the economy? Technology.

[Troy]

Yep. Alum say in the chat says why has Microsoft stalled have Capex.

[Ian]

What did you say?

[Rashad]

Have the Capex.

[Ian]

It's very simple. Like if you if solid company not going anywhere but AI is a huge, huge spend on their bottom line and they've just said that they're going to spend more. And so a lot of times it's like well are we going to see return on our investment? They started with Azure and they've put Pilot. It's Microsoft Pilot now, right?

[Rashad]

Yeah.

[Ian]

So your AI is integrated inside of that this year. When they reported their earnings a few weeks ago, they said, look, we're spending 80 billion more now. It's more on infrastructure. You saw the deal with Constellation Brands. And so this is one of those things when you see not a pullback but a consolidation as it's moving over the past six months. This is the time when it's like, when should we invest? Hello, it's here.

[Rashad]

Last, last year, two years ago was at 246.27. It's now 408. I just want to give a gentle reminder 49 in perpetuity of open AI. Time frame matters not. That's why I say, have they stalled? There may be other companies that have had a bigger bump. Like same with Nova, they've had a great bump and it looked like Novo was going to be the new lily. And then it slowly falls apart. Investing is the art of putting money in today and you're going to be rewarded in the future for the decisions that happen in the past.

[Troy]

Well, the interesting thing about it is that right now Microsoft is at 408. 408. So February 15, 2014, one year exactly.

[Ian]

400. What? Six.

[Troy]

It was 406.

[Ian]

Yeah.

[Troy]

No, this is interesting because. So that, so that, that's flat for the year. For one year it had no, relatively, if you invested this time last year, you made no money on Microsoft offer.

[Rashad]

One little point of pushback. No.

[Troy]

So in two, in two years, February 15, 2013, 2023, it was 269. So one year it did nothing. In two years it did 50%. So that's the importance of holding. Right. Because now two years you earn 50 on your money. That's, that's great. If you had one year, then you earned nothing. So if you got to be patient because that one year made a difference of 50%.

[Rashad]

And also not to toot my own horn, go to ianinvest.com join the stock club. Even with Microsoft being flat. Red Panda put yes and chat. If you made money off Microsoft this year, if you're buying all the dips. Exactly. Stop waiting until you the market is at market highs. Here's the edge when you're looking at year over year returns where you buy into the deepest trenches to get a return even when the market is flat. So even when people are saying S P is going to do 3%, that's if you, if you listen to me, you'll be up 12 while the market on average is up for 3. So where you get in matters.

[Ian]

That's true. So in February it got down to a 52 week low of 385. But by July I was at 470. So there's money being made in, in these spins like you said 405 but that's that phase like that. If you see 405 a year ago and you see 408 now this is that area where it's like all right, well we. If you look at its 10 year chart.

[Rashad]

Yes, right.

[Ian]

We. This is one of the biggest companies in the world that has a 50 stake in what is going to lead the next revolution of technology.

[Rashad]

This isn't going and if Elon offered 97 billion never going to get it for open AI cut that in half. That's Microsoft's half what it's worth now. How much more does that add to the reserves of Microsoft if he offered 97 billion for it?

[Ian]

Yeah. Look at their treasure chest. Look at their operating cash flow. Yeah.

[Troy]

PI PI Corn Coin.

[Rashad]

I don't. I just. I thought this was a great question but I don't know enough about about it to give an informed take about PI coin.

[Ian]

Bitcoin.

[Rashad]

Bitcoin is amazing.

[Ian]

Bitcoin.

[Rashad]

Oh no.

[Ian]

Yeah.

[Rashad]

Adam 22 come coin. I don't think it's a good investment.

[Ian]

Is that what it's called?

[Rashad]

I don't know.

[Ian]

Sorry Granny.

[Rashad]

Sorry. These jokes are written by 85South. If you're new here, shout out to D.C. young fly poor minds. Chad Ryan, the whole family team over there there. So no, I don't know enough but I'll research it. I know it's supposed to debut soon.

[Ian]

So can I, can I run off some quick earnings real quick?

[Rashad]

Go ahead.

[Ian]

All right man. So it was a big week. We did some companies that we talked about here on market Mondays Badu we'll be reporting before the market opens tomorrow. A recent networks I just spoke about that on my rising stars they'll be reporting after close. Toast another company spoke about and Josh Brown was on we'll be reporting on Wednesday after close and then we got Alibaba man I'm, I'm interested. I'm watching. I'm watching Alibaba on Thursday Walmart report reporting on Thursday and then we have block something was going on over at block. They they've had a decent turnaround but I'm interested to see what this quarter looks like for them. So those are some of the stocks we're watching this week in terms of earnings.

[Troy]

Okay, so cars and, and make sure you tune in Thursday at 9:00. We're doing a YouTube live episode for earn your leisure about everything you need to know about buying a car. Buying a car, leasing a car, putting a car in your business name, selling a car, the finances behind buying a car, used cars, new cars. Tune in 9:00. Yeah, very teachable moment.

[Ian]

I should have threw you the alleyu. Carvana's reporting as well.

[Troy]

But having said that.

[Ian]

Yeah.

[Troy]

What about car companies to invest in like gm, Ford, Toyota, Honda, Volkswagen.

[Rashad]

Yeah, traditionally this is a sector that I do not like. Shout out to everyone at 4 gm. Let me get my cape out. The only car company that I've endorsed that I like for from a stock perspective is Ferrari, Ticker race and Tesla. And that's because Tesla is really a tech company masquerading as a car company. Other than that, I think the sector is uninvestable. Have there been bright moments? Bright spots, sure. But when you look at economies of scale, most of the car business has been incredibly tough to invest in post 1980s. Ferrari because of price point and suite of offerings, has the edge that most others don't. And then because of Elon and that network that he's assembled, Tesla has an advantage. But anything other than that for gm, Toyota, Hyundai, Daimler, Christ, I would not touch. It's too same with Boeing, United, Southwest, any airline at this time I can't touch. But I do like Ferrari, Ric and Tesla.

[Ian]

What are your thoughts about Carvana? I know they're going to be reporting this week as well. When we talk about the used car space, this is obviously this their market. They're up 450 year to date. Yeah, over the past year. Year to date it's like 42 was it, but 450. I mean they had a harsh pullback during the pandemic. It was one of those sweetheart stocks. And now, I mean this is another run. This is like the, I mean app loving 700. We can't sneeze at that. But this is almost 500 over the course of a year.

[Rashad]

When in doubt, always go to the numbers. Carvana is a company that I love. During the COVID period when we first started to show. But now we have more data. So if you look Revenue 12.5 billion. Pretty solid gross profit margin. 20 for that market. Pretty good net profit margin 0.36% man.

[Ian]

Keeping none of it. So that's after. After you've paid debt, after you've paid cab. All that stuff has been you're not. They're barely making any money.

[Rashad]

So they've done. Their team has done a hell of a turnaround and that's a bright spot in it. So a lot of people are ex. Have a high expectation for what a stock could go. I just don't like the companies that I personally invest in. This is like my thesis to have a profit margin that is almost net negative. Yeah, it's not a good. Maybe if it was pre IPO and I felt like they can dominate the sector I will hold through but I don't feel like they're gonna dominate this sector or this sector is valuable enough to hold. Like what I think with Amazon and retail commerce, you can see it. Tesla, you can see the eventual win going to come. Tick tock, you can see the win. I don't see how Carvana can turn the world into wanting to buy cars out of a vending machine. And if you're looking at Tesla as a competitor, they. Tesla has a better process of buying cars than I think even Carvana. So no. Now if the Profit margin was 20 and the gross margin was 72. Completely. Different conversation. Completely.

[Ian]

Well, potentially you could get there.

[Rashad]

Now I'll adjust my, my thesis and advice on it. But if the profit margins at 0%.

[Ian]

Yeah, I mean we, we've covered companies where they weren't making profit. Right. Uber was one of those companies. DraftKings for sure. And they had a nice reporting last week because of the money that they were spending on advertising. Specifically for DraftKings. It was the advertising dollar. They were everywhere. They try to be in every sports league. They try to be on the monikers on every sports league's floor. And then you realize you're spending all this money to bring in money, but you're not making any. And obviously, you know they've become profitable and had a great earnings this week. But last week. But maybe this is the case with Carvine. We'll see. They had a high of 350 during the pandemic. Keeping up there now. So it'll be interesting to watch how they report.

[Rashad]

And I know we covered a lot tonight, but I want to re emphasize this. You only need three or four great stocks to change your life for the better. You don't need 20, you need three or four good ones. I wouldn't put Carvana or Uber in my top 15. If you get lucky and say you've been in Carvana since the bottom and you continue to invest in it, great. But you only need three or four, that'll change your life if you keep putting money into them.

[Ian]

About to put out our power rankings in a second.

[Troy]

What about the Russell 1000?

[Rashad]

Russell 2000 has been beat up a little bit. The Russell 1000, if you're looking for diversity, is not bad. So are there better companies, better indexes? For sure. It's really hard to go wrong with indexes, though. But I would stick with NASDAQ. I would stick with S P 500 and Dow. If you want to asset money, allocate assets elsewhere or money elsewhere. Cool. I don't have an issue with the Russell 1000. I just think all of the best performers have been in S P Dow and now it's like the last few years. So I'd rather stick there.

[Ian]

Sure.

[Rashad]

And A2 tech. I mean the 2 index part is to prevent drawdown. I want to reemphasize that the tech is for the acceleration, so I wouldn't change it for the Russell 1000.

[Troy]

What's Apple's surprise announcement? You think?

[Rashad]

Some garbage. Some garbage. Be clear. Shout out to everybody. Hq. I love y'all. I know y'all get mad at me for railing on the company, but I know it's supposed to be an upgraded dial of cameras up here and I want to see some innovation. Even like the. The beat. The Beats Power Pro are outpacing AirPod performance. Allegedly. It's like, bro, write this before this goes wrong. So maybe iPhone 17. I don't know if anybody cares about an iPad because the iPad is something that you don't need to upgrade every year, but supposedly a phone announcement, so. And I hope it's something that we see that is different from what we've gotten from these last two phones.

[Ian]

I think it's something different. I think it's something different than the phone. I feel like it has to be. I feel like they know that the excitement won't be because, hey, you're having a 17. It wasn't that much enthusiasm when they said the 16 was coming and AI is going to be part of it. And here we are almost six months, months later and we're still trying to figure out how AI is going to be part of it. So I. Yeah, it's. It. I think it's a new type of service. I'm feeling service more than. Than a product.

[Rashad]

What service you think they can offer?

[Ian]

That's the. I don't know. Did something in healthcare? Maybe.

[Rashad]

I hope so. I pray. Maybe get a defibrillator, something. Try bail over there, please.

[Ian]

Yeah.

[Troy]

All right, we'll see. We'll see New York City. Do remember, next Thursday, my actual birthday. February 27th. We will be playing Carnegie Hall. We will be at Carnegie Hall. Robert Smith, CEO, Louis Vuitton, Rock Kim. All of the. All of the rich people will be there.

[Ian]

And we have one of the leading people in AI. So AI is going to be at the forefront of the conversation. So make sure y'all there.

[Troy]

Get your tickets. Go to Carnegie Hall. Get your tickets. Carnegie Hall, New York City. One night only. One night only. February 27th, next Thursday.

[Ian]

Yeah.

[Troy]

Can't wait to see everybody.

[Ian]

Yeah. Shout out to Angie. Shout out to Angie Martinez. I was in the car, and I heard the. I heard the ad going over. Over the radio here in New York, man. I'm like, wait, all right, that's pretty fly. Yeah. Shout out to Dre. Shout out to my boy Dre in Chicago, man. He's tapped in with the members. Every week, he's tapped in with the members. Dre, we appreciate you, my brother. Keep killing out there.

[Troy]

Salute to Dre. Yes. Get your tuxedos. Mike B. I need my suit, please.

[Rashad]

Hey, Mike, if this is what we doing, you know what I need. Please know what happened.

[Troy]

I need the suit. I need the suit, man.

[Rashad]

When you going to the talks? Out to the after party.

[Troy]

Undecided.

[Rashad]

Got you undecided.

[Troy]

I might just wear one thing all the way through. You know, you spend so much money for these outfits, you might. You might just want to just wear it all the way through.

[Rashad]

For real.

[Troy]

Get your money's worth.

[Ian]

One nighter.

[Troy]

That's a major key.

[Rashad]

You're not doing another third party. You have to go reinvest. Oh, God, no.

[Ian]

We wearing this all night. As much as it costs.

[Troy]

Get your money's worth. The after party will be lit, ladies and gentlemen. Man.

[Ian]

Okay, it's spicy season, y'all, but that's time we see y'all. I think it's spicy season for sure. A bunch of Pisces.

[Troy]

We got a lot to talk about on Blackout. Blackout. We will be talking about rappers and meme coins. We will be talking about the NBA All Star, how they need to change that, what needs to be changed. We will be talking about Ian's pop out.

[Ian]

Yeah. Yeah. The snowmobile cam.

[Rashad]

Let's talk about that amazing trip. Thank you for planning it.

[Ian]

Boy was on a snowmobile. Yeah. The ski lift play. I saw you. I saw you.

[Rashad]

Legendary. Legendary.

[Ian]

Yeah, baby.

[Rashad]

It's a lot to talk about. Oh, I can't wait.

[Troy]

On Blackout, man. It's been. It's been. And then I'm sure that some other stuff will probably happen.

[Rashad]

Y thought, y'all. I want to see you grow up and be in love. Then I grow up, be in love. Y be like, oh, why?

[Ian]

Oh, my God. I didn't expect this from you.

[Troy]

Also, we gotta talk about 100 haircut situation.

[Rashad]

Wait, what?

[Troy]

No, that's been a trending topic. Like, 100 haircut, like Kai said, not said.

[Ian]

No matter how much money he's not paying that.

[Troy]

And I actually had a. I have a counter argument to that, but, yeah, I do, too. That's interesting situation. What else is going on in the world that we need to talk about.

[Rashad]

On Blackout.

[Troy]

Trump, South Africa, perhaps? Yeah.

[Ian]

Elon. Elon, Trying to get you. Yo, why are you trying to get the IRS records for everybody, bro?

[Rashad]

Oh, you know why? Boy, if I could get them records.

[Ian]

What?

[Rashad]

I know who my enemies are.

[Ian]

Yeah, you saw that Charlamagne had a post, too. It was kind of interesting about the. The PPP loan situation. Yeah, he put up a post today. It kind of went viral as well. It was this dude that took the PPP loan out during the pandemic. It was like 20, 000. And they came and raided his crib the other day. He didn't know why he was getting arrested, but he had never paid it back. So they trying to gather up everybody who ever had him, say, spacing, like, 25 years in prison. Crazy. It was like, damn.

[Rashad]

We gotta Talk about Mac McClung winning them 3 Pete dunk contest champion on Black History Month.

[Troy]

He grew up in Virginia.

[Ian]

He went to Georgetown, man.

[Troy]

Yeah, Georgetown. Because of Allen Iverson.

[Ian]

Fact.

[Troy]

That's his. That's his role model. He actually broke Allen Iverson's scoring record in the state of Virginia.

[Ian]

Yeah, Mac was tough. Yeah, he was tough.

[Rashad]

That's tough in high school, though.

[Ian]

Yeah.

[Rashad]

Yeah, he break my heart. He come out with a little red hat on the fourth one.

[Ian]

Nah, that's. Nah. If those guys get into it.

[Rashad]

Come on, Zach.

[Ian]

Maybe Zion, if he's healthy or. That would be crazy.

[Troy]

No, it won't. And I got my theory on why, but we talking.

[Ian]

You think it's not gonna be.

[Troy]

We're gonna talk about on Blackout. Well, we gonna send. All right, so we appreciate y'all see the cash apps. Send a couple more cash apps after the show is over. So we'll definitely bless a few people on a checkout. Anything else we need to talk about?

[Rashad]

No. Tonight was lit. I had a good time.

[Ian]

Yeah, man.

[Rashad]

Good to be live.

[Ian]

Are we live? Are we live?

[Rashad]

Yeah.

[Ian]

Yeah.

[Troy]

All Right, y'all, It's been real.

[Rashad]

They didn't have no fire questions in the chat, though. Y'all kept spamming our cash out.

[Ian]

That's a fact.

[Troy]

Yeah, cash apps went crazy. But we appreciate y'all. Yeah, we're gonna tap in with y'all on Wednesday. Blackout Thursday at 9:00 Eastern Standard Time on our YouTube channel, how to buy a car. Everything you need to know. And then Carnegie hall next Thursday. You know, it don't stop. It don't stop.

[Ian]

Yeah, more major announcements on the way.

[Troy]

It don't stop.

[Ian]

More major announcements on the way.

[Troy]

Can't stop. Won't stop.

[Ian]

Don't worry. We. It's brewing. It's brewing. Yo, y'all know how this works, man. Happy birthday again to everybody whose birthday is this week. And reach out to your people, man. Reach out to your people. Text your people. Pick up the phone, make a call. One text. One text, one conversation could change something for everyone. And we all have enough time to do that. So make sure y'all do that for your people. For sure. Love is love. We'll see y'all Wednesday. We'll see y'all Thursday. And of course, y'all just gonna keep seeing us on your timeline.

[Troy]

So we're gonna figure out the John O'Brien situation, too, as far as that giveaway.

[Ian]

Oh, yeah, yeah, yeah. Yep. Ran into another night. Oh, shout out to Tom. Shout out to Tom for putting us on that prestigious list of closes. Had a good time the other night.

[Rashad]

Oh, yeah, yeah.

[Ian]

That was dope. That was dope. And congrats to our sister, Tamika Mallory, on her book. It is officially in stores. Go check it out.

[Rashad]

Oh, it's out.

[Ian]

Okay, yeah, yeah, let's run that up. So shout out to Tamika. Shout out to my son as well. Yeah, man, she's. She's incredible human being as well. Yo, love is love, y'all. Peace.

[Rashad]

Are y'all live or is it AI AMD clone jaw?

[Ian]

How do we end this thing? I'm not sure. Shout out to Eddie Murphy, too, for killing it double 900 Saturday Night Live last night.

[Rashad]

Sure.

[Ian]

Yeah, he was. He was ridiculous as Tracy Morgan. Yeah, shout out to him. All right, y'all, we out. Peace.

[Rashad]

Peace.

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