Podcast
Mason Street Retirement Insights
Hosted by Sean Mason · EN
Wherever you are on your road to retirement, now Mason Street Wealth Management can come with you! Mason Street Retirement Insights is a convenient new podcast show hosted by Sean Mason where you can get the financial information and professional insights that will help you convert your ideal vision of retirement into an actionable financial plan and investment strategy.
On each episode, Sean will dive deep into a new and relevant topic in today’s changing retirement climate like investment management insights, insurance planning tips, retirement income strategies, and beyond. Plug in your favorite headphones and press play for informative and entertaining retirement news that can help you build a stronger and healthier financial foundation.
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14episodes
Episodes
Newest firstAll episodes
Turning Savings Into a Paycheck for Life
2d ago00:09:24Tap to summarizeAnnuities are making a comeback and today’s retirees are taking a second look at a once-controversial strategy. In this episode, Sean Mason explains how rising interest rates, shifting retirement priorities, and evolving product designs are changing the role annuities can play in a modern income plan. He breaks down why guaranteed income is top of mind for many investors, how different types of annuities behave, and where they might fit into a broader strategy. From replacing a missing pension to supporting Roth conversions, this conversation highlights the growing importance of income-focused planning in today’s economic climate. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →When “New” Investments Don’t Belong in Your 401(k)
2d ago00:09:54Tap to summarizeNew investment options are creeping into 401(k)s, but they may not belong in every retirement plan. This episode explores the growing presence of alternatives like crypto, private equity, and IPO access in retirement accounts. Sean Mason breaks down the trade-offs, including higher fees, limited transparency, liquidity concerns, and the importance of understanding what you own. Timing, purpose, and risk tolerance all play a role, especially for those nearing retirement. The conversation also highlights how hype and fear of missing out can lead to unnecessary complexity, and why a strong foundational strategy still matters. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →The Retirement Paycheck Myth Hiding in Plain Sight
Apr 2100:09:33Tap to summarizeMany retirees expect spending to rise forever, yet real-life behavior often tells a different story. This episode explores how retirement spending actually changes over time, why inflation doesn’t always lead to higher monthly withdrawals, and how “comfort” can mask shifting priorities. Sean Mason breaks down the role of spendable income, inflation assumptions, and annual paycheck check-ins, illustrating how retirees adapt through different phases of life. A real family travel example shows how flexible planning can absorb unexpected joys without derailing long-term income strategies. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →In and Out of the Market: What That Actually Means for Retirees
Apr 700:09:02Tap to summarizeWhat does “being in and out of the market” really mean when retirement is right around the corner? In this episode of Mason Street Retirement Insights, Sean Mason breaks down recent comments from JPMorgan Chase CEO Jamie Dimon and reframes diversification beyond stocks alone. The conversation explores portfolio structure versus market timing, different asset classes retirees often consider, and why risk tolerance is both mathematical and emotional. Sean also discusses strategies used to manage volatility, income needs, and concentration risk as retirement approaches, helping listeners better understand how various pieces of a retirement portfolio can work together. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagement See omnystudio.com/listener for privacy information.
Transcribe →When Social Security Feels Less Certain
Mar 2400:09:22Tap to summarizeWhat happens when the “security” in Social Security no longer feels so secure? Sean Mason discusses growing concerns around the program’s future and how that uncertainty affects people nearing retirement. The conversation centers on planning for income flexibility, understanding where retirement income can come from, and why comprehensive strategy matters when assumptions change. Through a real client scenario, Sean explains how thoughtful income design, tax awareness, and risk alignment can help offset potential gaps and bring clarity to retirement decisions—without relying on guesswork or headlines. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →When Market Timing Backfires Near Retirement
Mar 1700:10:39Tap to summarizeMarket swings feel loud when retirement is close, and the wrong move can echo for years. In this episode of Mason Street Retirement Insights, financial advisor Sean Mason unpacks why trying to time the market can be especially damaging near or in retirement. They dig into sequence-of-returns risk, why averages break down once withdrawals begin, and how structuring money by time horizon can change the conversation. The discussion reframes retirement math around timing, distributions, and strategy—without relying on luck. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →The Secret Ingredient Most Retirement Portfolios Miss
Mar 1000:12:13Tap to summarizeWhat if building a retirement portfolio had more in common with a championship chili recipe than Wall Street jargon? In this episode of Mason Street Retirement Insights, Sean Mason breaks down portfolio design using a surprisingly simple analogy—one that demystifies diversification, risk, and long-term planning. From core investment “ingredients” to the strategies that shape income in retirement, the conversation explores how thoughtful design evolves through life stages, market volatility, and today’s AI-driven economy. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →The Retirement Risk Tug‑of‑War
Mar 300:11:23Tap to summarizeWhen fear pushes investors toward safety, are they quietly stepping away from opportunity? This episode explores why everyday retirement savers are moving to cash and fixed income while markets tell a more complicated story. Sean Mason breaks down how interest rates, bonds, equities, and media narratives are shaping investor behavior and why risk feels different when it’s your retirement on the line. The conversation digs into emotional decision‑making, misunderstood risk tolerance, and the growing gap between what advisors assume retirees can handle and what retirees actually accept. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →From Paychecks to Purpose: Rethinking Savings Before Retirement
Feb 1000:09:51Tap to summarizeWhat if the smartest money move you ever made was the one you never touched?Rob Gronkowski’s revelation that he’s never spent a dollar of his NFL salary sparks a deeper conversation about separating spending money from long-term savings. Using Gronk’s surprising discipline as a real-world example, the discussion explores how everyday families—not professional athletes—can rethink the way they save, invest, and prepare for retirement. The episode breaks down how financial priorities shift through accumulation, transition, and retirement phases, and why planning becomes critical as paychecks near their end. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →Why a Million Dollars Might Not Matter in Retirement
Feb 300:16:30Tap to summarizeOnly 3% of Americans reach a million dollars in retirement savings but the number alone doesn’t tell the real story. In this episode, Sean Mason breaks down why retirement success isn’t defined by hitting a magic dollar amount, and how two households with vastly different savings can face entirely different outcomes. The conversation explores income versus assets, how pensions, taxes, market volatility, and lifestyle goals reshape planning, and why a smaller nest egg can sometimes support more lifetime income than a larger one. The focus stays on coordination by aligning income, tax, and investment strategies so retirement decisions are driven by clarity instead of fear. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/ Facebook: https://www.facebook.com/masonstreetwealthmanagementSee omnystudio.com/listener for privacy information.
Transcribe →