Podcast
Melanin Money Show
Hosted by Melanin Money Media · EN
The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.
22episodes
Episodes
Newest firstAll episodes
Every Black Family Should Know This About Protecting Their Money | Episode 249
5d ago00:41:53Tap to summarizeJoin us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.Sign up here ⬇️https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=ytMost people spend their entire lives building wealth. Almost nobody learns how to protect it.In this episode of the Melanin Money Show, live from the New York Stock Exchange, we sit down with Chanise Anderson— wealth attorney and asset protection strategist — to have the conversation most Black families never get access to.We're talking trusts, LLCs, holding companies, estate planning, and the legal infrastructure that separates families who build generational wealth from families who lose it all by the third generation! Timecodes:00:00 — Why We Skip Estate Planning03:45 — Build Wealth Like Legos08:20 — The $250,000 Avoidable Mistake14:10 — What's Inside a Real Estate Plan19:30 — Advanced Trusts for High Earners25:15 — When You Die: Your Business31:40 — Holding Company vs Parent Company37:00 — The LLC That Actually Protects43:20 — Your Home and Taxes Truth48:45 — Who Needs Offshore Strategies54:10 — Fund Your Trust Correctly59:30 — Wealth That Lasts 6 Generations1:05:00 — Hire Your Kids Legally1:10:20 — What Your Kids Must KnowFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en
Transcribe →Borrow & NEVER PAY TAXES! | Episode 248
2w ago00:27:57Tap to summarizeJoin us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.Sign up here ⬇️https://www.joinwealthworkshop.com/register?el=video1032626&utm_source=direct_to_ticket&utm_medium=audio248How does the buy, borrow, die strategy actually work for someone making six figures? Should you split your 401k contributions between Roth and Traditional — and by how much? On Part 2 of Ask an Advisor, Carter and George answer the real investing questions their workshop clients and wealth weekend attendees have been asking. No fluff. No oversimplification. Just expert-level answers in real time from two advisors who work with these strategies every single day.This episode covers the buy, borrow, die strategy, brokerage account borrowing, the Roth vs Traditional 401k split, real estate vs REITs, and a masterclass on your four options for rolling over an old employer 401k. If you've ever had money sitting in an old retirement account and had no idea what to do with it — this episode is the one!
Transcribe →Most People Want To Retire Early- This Is How You Do It | Episode 247
3w ago00:38:44Tap to summarizeMost people say they want to retire early — but they're not making the decisions that get them there. In this episode, George sits down with Chris Sain, one of the fastest-growing finance creators in the game, live at the New York Stock Exchange. Chris breaks down exactly how he and his wife retired in their 40s on less than $100K combined income, built a 50,000-member investing community, and generated millions without running a single ad.This conversation goes deep on the mindset shifts, money moves, and wealth-building strategies that most people overlook — including how to pick winning stocks before Wall Street catches on, why who you marry determines your net worth, and what it really takes to go from saving $13,000 a year to full financial freedom.In this episode you'll learn:The exact savings and investing framework Chris used to retire earlyWhy your spouse is your most important financial decisionHow Chris identified Palantir at $8 before it hit $220The difference between investing and trading — and which one to start withWhy the riskiest financial move is not being in the market at allHow NIL money is creating a financial literacy crisis for young athletesThe technical analysis strategy Chris uses inside the Quiet Wealth ClubWhat it means to build generational wealth starting at birthConnect with Chris Sain: Quiet Wealth Club on Patreon | YouTube: @ChrisSainConnect with Melanin Money: Website: melaninmoney.com | Instagram: @melaninmoney | YouTube: @melaninmoney#MelaninMoney #ChrisSain #EarlyRetirement #WealthBuilding #StockMarket #BlackWealth #FinancialFreedom #Investing #QuietWealthClub #GenerationalWealth #PersonalFinance #FIRE #BlackEntrepreneurs #WallStreet #MoneyMindset
Transcribe →You're Tipping the IRS Every Year and Don't Even Know It! | Episode 246
4w ago00:22:30Tap to summarizeYour CPA might be costing you thousands — and you don't even know it. In this episode of the Melanin Money Show, Carter and George answer the real questions their top clients are asking, live and unfiltered.From the $21,420 difference between an LLC and an S Corp, to why putting your rental property in an S Corp could cost your family $180,000 — this is the tax advice most people never get access to.Plus: the art donation strategy billionaires use, how donor-advised funds let you give smart and save big, and why filing a tax extension might be the best financial move you make this year.In this episode:S Corp vs LLC — the real tax difference nobody talks aboutWhy your real estate should NEVER be in an S CorpHow to use a tax extension to max out retirement accountsDonor-advised funds explained (and why they beat regular giving)The art donation strategy used by billionairesPrivate family foundations — what they are and who they're forStop tipping the IRS — invest it, give it, or keep itJoin our free 5-Day Wealth Workshop:TimecodesFollow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en
Transcribe →The Dark Side of Business Partnerships Nobody Talks About! | Episode 245
Apr 1600:33:46Tap to summarizeMost business partnerships fail before they even start! The arguments, the blind spots, the ego checks, the silent pressure, and the moments where the wrong word could have broken everything. If you're thinking about going into business with somebody — a friend, a family member, a colleague — do not make that move until you watch this episode.💬 "You can have 100% of a small pie or 10% of a watermelon. One of them will keep you hungry." — GeorgeBeing a solo entrepreneur has a ceiling. The right partner breaks through it. The wrong one brings the whole ceiling down on top of you. 💪🏾Follow us for more value:https://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en
Transcribe →Why Your Money Isn't Growing (And It's Not Your Fault) Episode 244
Apr 900:22:50Tap to summarizeGet Your Tickets To Wealth Weekend here : https://wealthweekend2026.com?el=hyrosutm&utm_source=mainsource&utm_medium=podcastMost people are trying to build wealth with one person. That's the problem.Your CPA files your taxes. Your financial advisor picks your investments. Your insurance agent sells you a policy. But none of them are talking to each other — and that gap is costing you more than you think.In this episode, George and Carter break down the Money Team framework — the coordinated, five-pillar financial structure that the ultra-wealthy have used for decades and what it actually looks like to have professionals working together toward your goals instead of in silos.In this episode you'll learn:Why one financial expert is never enough — and what's missing from your current setupThe 5 pillars of a real money team: Tax Strategy, Wealth Building, Risk Management, Legal & Legacy, and Cash FlowThe difference between a tax strategist and a tax preparer (and why most people have the wrong one)How to protect your wealth from divorce, disability, lawsuits, and everything in betweenThe estate planning move that protects generational wealth across multiple generationsHow to access a family office-level financial structure without having $20 million in assetsThis is the system the wealthy don't talk about — now you know it exists. Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en
Transcribe →"Does Money Buy Happiness? The Answer Might Surprise You! | Episode 243
Apr 200:36:27Tap to summarizeCan money buy happiness? Most people say no — but Carter and Jorge from The Melanin Money Show say that's the wrong question. Both hosts grew up with nothing and built wealth from the ground up. In this episode, they break down 5 real-life areas where money changes everything: health, relationships, experiences, mental well-being, and personal development. This isn't a flex — it's perspective.If you've ever felt guilty for wanting more money, or told yourself that rich people aren't happier, this episode will challenge everything you think you know. Money turns emergencies into inconveniences. It gives you the mental space to think clearly and build generationally. And according to Carter and Jorge — the best thing you can ever do with money is give it away.Subscribe to The Melanin Money Show for weekly conversations on Black wealth, entrepreneurship, financial freedom, and building a life you actually want to live. Drop a comment below — do YOU think money buys happiness?#MelaninMoney #BlackWealth #MoneyMindset #FinancialFreedom #WealthBuilding #Entrepreneurship #GenerationalWealth #DoesMoneyBuyHappiness #MoneyAndHappiness #BlackEntrepreneurs
Transcribe →Why Your 401(k) Is Sabotaging Your Retirement (And What to Do Instead) | Episode 242
Mar 2600:20:42Tap to summarizeIf you're in your 40s and retirement feels impossible, this episode is your wake-up call. George and Carter break down their proven four-step framework to help you become a millionaire by retirement—even if you're starting late. From unlocking advanced investment strategies beyond basic 401(k)s to leveraging real estate tax breaks and retirement plan stacking, this conversation is packed with actionable wealth-building tactics designed for high-earning W-2 professionals and aspiring entrepreneurs. Learn how the tax code rewards owners and investors, discover the short-term rental loophole that can slash your tax bill by tens of thousands, and find out how consulting for equity can generate passive income without starting a business from scratch. This isn't theory—it's the exact playbook George used to help his sister retire at 40 and move to Portugal. Whether you're looking to grow your money faster, keep more from the IRS, or create multiple income streams for financial freedom, this episode delivers the roadmap to generational wealth and early retirement.In This Episode You'll Learn to Unlock the power of self-directed IRAs and solo 401(k)s to invest in real estate, alternative assets, and diversified portfolios beyond your employer's limited optionsImplement the core-satellite investment strategy that combines globally diversified ETFs with hand-selected individual stocks to consistently outperform the marketDeploy the short-term rental loophole to generate $90,000+ in tax deductions from a single property and wipe out most of your W-2 tax liabilityLeverage consulting for equity to acquire cash-flowing businesses with zero money down by trading your professional skills for ownership stakesMaster retirement plan stacking by contributing to 401(k)s, Roth IRAs, HSAs, and SEP IRAs simultaneously to save $50,000+ annually in tax-advantaged accountsLearn how George helped his sister retire at 40 and move to Portugal by following these exact wealth-building principles and strategic asset allocation
Transcribe →Credentials vs Clout: Who Should You Actually Trust With Your Money? | Episode 241
Mar 1900:32:53Tap to summarizeWho should you trust to give you direction with your money? With the chaotic world of financial creators and influencers flooding your timeline with investment advice, tax tips, and wealth-building strategies, we have to be careful. From wannabe financial gurus pushing "flip" schemes to self-proclaimed experts advising you to become your own bank before you even have money in your current one, we break down the red flags you need to spot before you lose your hard-earned cash. If you're overwhelmed by conflicting money advice online and ready to build real generational wealth, this episode is your roadmap to cutting through the noise!Understand the evolution of financial access—from calling brokers on trading floors to democratized platforms like Robinhood that changed the game for everyday investorsLearn the three D's framework: Discover creators teaching what you want to learn, Distill down to those focused on your specific goals, and Discern who's credible based on credentials and real resultsRecognize major red flags including creators who use terms like "flip," promise quick returns, push "become your own bank" strategies before you've built foundational wealth, or use material possessions to sell their programsEvaluate financial experts by confirming they either have industry-recognized credentials (CPA, CFP, fiduciary status) or proven experience actually implementing the strategies they teachAvoid the trap of trying to follow every strategy at once—pick one credible path aligned with your goals and commit to it instead of being pulled in seven directions by conflicting adviceAssess whether creators practice what they preach by looking for client testimonials, documented results for others, and evidence they're following their own investment and wealth-building strategiesBecause generational wealth isn’t built by accident — it’s built through education, intention, and consistency.Follow us for more valuehttps://www.instagram.com/cofield_advisor/?hl=enhttps://www.instagram.com/georgeacheampongjr/?hl=en
Transcribe →You’re Not Broke… You’re Making Broke Decisions w Dominique Broadway | Episode 240
Mar 1200:39:05Tap to summarizeWhat if wealth isn’t just about strategy — but about a decision?In this episode of the Melanin Money Show, Rashad and Troy sit down with financial strategist, author, and investor Dominique Broadway to talk about the mindset, strategy, and financial tools that can transform your life.Dominique shares the powerful story behind her bestselling book “The Wealth Decision,” including how she went from foreclosure and financial stress to building a thriving financial education platform helping women, families, and investors build wealth with confidence.The conversation dives deep into money mindset, why many people unknowingly make “broke decisions,” and how shifting your beliefs about wealth can change your financial trajectory. Dominique also breaks down how options trading works, how it can create additional income streams, and how she’s helping everyday people build financial independence.You’ll also hear her approach to raising financially literate children, why investing for your kids early matters, and how learning financial skills can create real generational wealth.If you’re serious about building wealth, shifting your mindset, and creating financial freedom, this is an episode you don’t want to miss.In This Episode You’ll Learn:• Why wealth starts with a decision, not just financial strategy • How mindset and affirmations can reshape your relationship with money • The mistake many entrepreneurs make when pricing their services • How options trading can create additional income streams • Why investing for your kids early can create generational wealth • The importance of building financial skills that can never be taken away
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