Doug chats with Rusty about how to optimize the final year before (early) retirement, emphasizing the critical distinction between “one more year syndrome” vs. a calculated final year and how working a little longer can lower withdrawal rates & reduce sequence-of-returns worry. They compare quitting to being fired or laid off and highlight some potential benefits such as severance, possible unemployment, and employer healthcare continuation. Rusty also shares some personal negotiation tactics when leaving a job.

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Links

Email Rusty: rustyfromco@gmail.com
EconoMe Conference
Sarah Jaffe, “Work Won’t Love You Back”
- Kindle
- Hardcover
- Paperback
- Audiobook
“Harlan County, U.S.A.” Movie
Rusty on MHFI episode 304
MHFI Facebook group
Doug’s site
Check out Producer Chris’s blog: Epic Financial Journey

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0:00 Introduction

2:37 Working one more year

9:19 Stock market risk & flexibility

15:13 Quiet Quitting playbook

23:28 Quitting vs. getting fired or laid off

30:41 Real-world cautionary tales

35:38 Tips for quitting & identity issues

43:02 New baby update!

51:51 Tales of a jacked math major

59:52 Soundcheck – Food

Optimizing the Last Year of Work Before Retirement – Rusty (Part 1) | MHFI 316