Doug chats with his wife Elizabeth about her 2-year anniversary in early retirement. Elizabeth describes why she loves not working, challenges with balancing routine vs. flexibility, and how reduced stress has improved relationships and communication. Doug & Elizabeth also discuss budgeting with a financial advisor, differences in “fun fund” spending, the impact of market returns on retirement confidence, perceived social pressure within the FI community to retire, and not necessarily retiring “to something”.

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Links

Elizabeth on MHFI episode 281
Leckerlee Cookies
Earn & Invest, “What’s the Point of FIRE?”
The FI Collective
Bill Perkins, “Die With Zero”
- Kindle
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- Paperback
- Audiobook
“Survive the 9 to 5” podcast
“The Doug Show” podcast
MHFI Facebook group
Doug’s site
Check out Producer Chris’s blog: Epic Financial Journey

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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Email the show: doug@milehighfi.com

0:00 Introduction

2:08 Leaving a full-time career

8:07 Part-time work experiment

18:36 Retirement surprises

23:03 Finding a routine

29:46 Relationship improvements

36:28 Pressure to retire

43:31 Spending & budgeting

50:30 Influence of the stock market

55:24 Retirement tips & readiness

1:00:05 What do you do?

1:08:10 Soundcheck – Caffeine cutback