
Hosted by David Stein · EN
The Money For the Rest of Us Subscriber Edition is the ad-free version of the Money For the Rest of Us Podcast. Money For the Rest of Us is a personal finance and investing podcast on money, how it works, and how to invest it. Subscribers get uninterrupted ad-free access to the entire catalog of over 350 episodes going back to 2014.

Here is a video we put together following the Federal Reserve's first policy rate cut since December 2024.1. Why did the Federal Reserve Open Market Committee only reduce its policy rate by 0.25% instead of 0.5%? 2. Why the Fed continues to worry about inflation. 3. What are the options for investing cash, including money market mutual funds, floating rate Treasuries, AAA CLOs, and leveraged loans?

What caused Silicon Valley Bank to collapse in only 44 hours, and how likely will the contagion spread, leading to other bank failures? Topics covered include: How losses on bonds blew up SVB's balance sheet How is Silicon Valley Bank similar and different than other regional banks What the FDIC and Federal Reserve are trying do to restore confidence and stop bank runs How a weakening of the Frank-Dodd bank regulation act set the stage for SVB's failure Why bailing out uninsured depositors is controversial Three scenarios of what might happen next Actions we can take to protect ourselves when private money fails

How to solve the conundrum that consumption reductions lead to economic disasters while benefiting the environment. Topics covered include: Why consumption, fossil fuel usage, and carbon emissions keep growing How fossil fuel consumption goes well beyond heating and transportation uses but is tied to agriculture, steel, and cement production The four times global consumption fell and the dire economic consequences that resulted How the world is consuming twice as many resources as the planet can sustain How the economy could still grow while reducing the environmental impact Show Notes How the World Really Works: The Science Behind How We Got Here and Where We’re Going by Vaclav Smil The Day the World Stops Shopping: How Ending Consumerism Saves the Environment and Ourselves by J.B. Mackinnon Global Footprint Network

How money is created out of thin air.